%PDF-1.6 % 1 0 obj <> endobj 2 0 obj <>stream 2021-06-11T13:13:42-04:00 2021-06-11T13:13:41-04:00 2021-06-11T13:13:42-04:00 Adobe Acrobat 17.0 application/pdf file:///usr.osd.mil/Home/OSD/OGC/JosephLM/_MyComputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/claims/civilian/HTML%20Word/02040401.htm uuid:a504f2c6-6d7d-4c65-9aa6-1d82cd6b5052 uuid:b38cb163-970c-46a3-a3dc-808e008f0592 Acrobat Web Capture 15.0 endstream endobj 5 0 obj <> endobj 6 0 obj <> endobj 3 0 obj <> endobj 7 0 obj <> endobj 8 0 obj <> endobj 17 0 obj <>>> endobj 18 0 obj <> endobj 19 0 obj <> endobj 21 0 obj [20 0 R 20 0 R] endobj 22 0 obj [20 0 R 20 0 R] endobj 23 0 obj [20 0 R 20 0 R] endobj 24 0 obj [20 0 R 20 0 R] endobj 20 0 obj <><><><><><>]/P 18 0 R/Pg 13 0 R/S/Article>> endobj 13 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 0/Type/Page>> endobj 25 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 5 Tm (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (M/_MyComputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/claims/civil\ ian/HTML%20Word/02040401.htm)Tj 49.992 0 Td ([6/11/2021 1:13:42 PM])Tj EMC ET 1 g 10 36 591.75 729.75 re f 0.604 g q 1 0 0 1 16.0002 533.25 cm 0 0 m 0.75 -0.75 l 579 -0.75 l 579.749 0 l h f Q 0.933 g q 1 0 0 1 16.7499 532.5003 cm 0 0 m -0.75 -0.751 l 579 -0.751 l 578.25 0 l h f Q 0.604 g q 1 0 0 1 16.0002 531.7497 cm 0 0 m 0.75 0.751 l 0 1.5 l h f Q 0.933 g q 1 0 0 1 594.9999 532.5003 cm 0 0 m 0.75 -0.751 l 0.75 0.75 l h f Q 0.604 g q 1 0 0 1 16.0002 410.2497 cm 0 0 m 0.75 -0.75 l 579 -0.75 l 579.749 0 l h f Q 0.933 g q 1 0 0 1 16.7499 409.5 cm 0 0 m -0.75 -0.75 l 579 -0.75 l 578.25 0 l h f Q 0.604 g q 1 0 0 1 16.0002 408.7503 cm 0 0 m 0.75 0.75 l 0 1.499 l h f Q 0.933 g q 1 0 0 1 594.9999 409.5 cm 0 0 m 0.75 -0.75 l 0.75 0.75 l h f Q /Article <>BDC EMC BT /Article <>BDC 0 g 12 0 0 12 16 749.25 Tm (KEYWORD: General; waiver of indebtedness)Tj 0 -2.125 TD (DIGEST: At the time she changed agencies, an employee's health insurance\ )Tj 30.614 0 Td (coverage was erroneously changed from the)Tj -30.614 -1.125 Td (plan she had elected to a less )Tj 11.801 0 Td (expensive plan. )Tj 6.47 0 Td (The error was not discovered for over five years. )Tj 19.77 0 Td (Waiver )Tj 3.192 0 Td (of the resulting)Tj -41.233 -1.125 Td (debt under 5 U.S.C. \247 5584 is denied since the employee )Tj 22.94 0 Td (is partially )Tj 4.499 0 Td (at fault for not verifying the correctness of the)Tj -27.439 -1.125 Td (Leave and )Tj 4.386 0 Td (Earnings Statements she received regularly.)Tj -4.386 -2.125 Td (CASENO: 02040401)Tj T* (DATE: 05/21/2002)Tj 0 -5.375 TD (May 21, 2002)Tj 0 -4.375 TD (In Re:)Tj 0 -3.25 TD ([Redacted])Tj 0 -4.25 TD (Claimant)Tj 0 -2.75 TD (Claims Case No. 02040401 )Tj /TT1 1 Tf 15.224 -4.375 Td (CLAIMS APPEALS BOARD DECISION)Tj -15.224 -4.25 Td (DIGEST)Tj /TT0 1 Tf 0 -3.25 TD (At the time she changed agencies, an employee's health insurance coverag\ e )Tj 30.39 0 Td (was erroneously changed from the plan she)Tj -30.39 -1.125 Td (had elected to a less expensive )Tj 12.495 0 Td (plan. )Tj (The error was not discovered for over five years. )Tj 21.991 0 Td (Waiver of the resulting )Tj 9.497 0 Td (debt under)Tj -43.983 -1.125 Td (5 U.S.C. \247 5584 is denied since the employee is partially )Tj 22.94 0 Td (at fault for not verifying the correctness of the Leave and)Tj -22.94 -1.125 Td (Earnings Statements )Tj 8.443 0 Td (she received regularly.)Tj /TT1 1 Tf -8.443 -4.25 Td (DECISION)Tj /TT0 1 Tf 0 -4.25 TD (This is in response to an appeal of Defense Office of Hearings and Appea\ ls )Tj 30.379 0 Td (\(DOHA\) Settlement Certificate 02010727,)Tj -30.379 -1.125 Td (dated January 30, 2002, which denied )Tj 15.385 0 Td (an employee's waiver request in the amount of $431.33. )Tj 22.591 0 Td (The debt arose when)Tj -37.976 -1.125 Td (incorrect amounts were withheld from the employee's pay for health insur\ ance.)Tj /TT1 1 Tf 21.517 -2.125 Td (Background)Tj EMC ET endstream endobj 26 0 obj <> endobj 27 0 obj (ZKviU) endobj 28 0 obj <> endobj 29 0 obj <> endobj 32 0 obj <> endobj 33 0 obj <>stream H\j0 ~ COkgXrt1NzϊJ3$%CrTVvD~5NvxvV$)NO}Dyl;<#lal E ^aUks?أ m8qM-iʄn7!/svNXFGh􍽢0 a>qڥߍyJq&8eN[X2K9#3K|$>1A8#G$$;HrPYq1ja7En=y*vSM[>d|WFwe\0Q҇3ZzI],>^,įW. endstream endobj 34 0 obj <>stream H|y\TG5o^p rfQѬ,W4&ݸ1F "(ITP /DEAQcF4^QU~4?~~ ^ =?o*h\֣PRjH(B0WI H&:BGq:A'RJ:Mg,NzSj[M93y:,2^+x%b6Q;W.䵼s o7kɼ6;x'ݼ> R>e|1.|O)JmV:eGCd,,d&|Y>"_|-l\:7&||ﳍ!]t.x|tuu:?4W=ss.}mA)ҤH`OLb! 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Sʇ+O-o+|sQw2ޞ1wyͬ<*SGY>Ofu7ͷqї g^;&BoG,;) g)c{vg$X (dY poTq@kB>灇UW[B|1|+Dp*ft,2`+)x}}e`@}zB`/y'V+yׁbWޢ8~?i4Fh4Fh4Fh4Fh4Fh4Fh4Fh4Fh4F' X=,恩McUs<\yƗlUGvS>gًz[9YBg#9|ܑ=;2㝂!Ԣ5XL)L[G U$edyDbM#hgY7R9ֻV-\'Kmd4SAq D9D98bbըT6[J5 5$Vp Ǒ:B\Kem瘚XCD#zt)[b54,k;+j>ֆze7J*,'X>9'iSWmF/ǔ_hP)H%&vpr>YD3E+(>ZٶWYr|]A5Ky&jrz4$jk@-ZxzOD<LG*HwO:%픝mD^^ݙŦ >=񾴈ƻ#!'$e!W׉2,hG4cxhK7{b/#z")UOW<)VE:P0*&AE*ޗ L-ba;)r9c)^l[ؽv8lE4[*v*$a;DSU[۶T"vocm-{-W%B9E: ۽.ﺻ!W}LЎ6lxm`n>Vr'/'y!4@1J?wׇ=ṯ̌fyiCc.00c ?KHrXk֮<ŴJ @V ϙ[y8(eEdj9$|\RtQě c]57!B:>dݺ:`;݂tl-Lv.nnƏ)δt*۱ʴew[;ٖ>$:0&-%qa{3x dn $]g<,t_!`,VG:'0evx1GY}t%]WCAX_}3o ^ =>ןfYחqkVȻZus8sJS=vDTJBУq U|GVq8A NnXxx< 3Y/wYp ދsq<̋8o+Y";ڬ8jZQy"0ٮTnvVeWC|H1 ,,QnQ; !i Yr,eb'$]hv2$4Z7<fMzQ&w%E8< 9s @ԁ(L d'cg"Z].y hDOFOFOk^ +t@ Dl~/ JsԨtZ0н 5<44tɒhnjbu饹YUqaXsJXY<<Q5@,4Xӭ@k+o<[64X>5 ݙִoE\?؟e !w>~JW_/SxΐS**˂|ZpPp^(?j(Q^Tw*C+C2f{x,-lL&~#?y=1U , L nFW(>ESL/QT'ar_wD$6D05J%-!tBȿM_vVC?}d?TBi?GLAD>{vxih3߁MwPo5!?1G #/𰩭SBE)$lůa#QGEx47|wJZD9T&ˈ*XETRZHb2 )b{S7NA%w6So24(Po+.Oӽ2Oۑ%zCI x%:L)TPW=U+[>M_9E:ߦ4iSv_"k()[o)ޔ )e}y/sL(Pq\W6b-i#~ouvڶ6تmn[m;{n-vN>,:X--8\v w%bpHlOبmKMU1$?gH?LS( ֛Қ3\4fuXx;۹Q%d`Iеh3-UO?%Uݭ+Wq# KKhnjZoJǤh%z&qZ$FRlDm)6)ak6\h$fLnu0U ljR.*Vs.dOV@CL( bUܔ`%Y!驧i՗YND:>Td<O4~`gK.x+%;yO ]=+bT#d{3ҝ<ݮF35٩wEv=Gɡj~R~ y31bVך'Eخ0&$?єۢ/wlVOɉ[_Uq@ 2SաO&BTɉ[r6DH 㟴7#O~{{{z9WKD7gwؾsZ"qʿ[j—HLXn_wEYm5W4OXjNXj_MË́EQRLX'^ߪ;gԭ i#ژ6d®Y]v{#1ZgtmJ}D#bPn_?H/VWޖۓ{29sݹznKnN7b#)Y3KF- v F\|~a[֪[[mIuܚ;jImU0>f 6+I9 B ٴ"B@>B i$]|…|vY-K7pcw26 Pt1wQ'ѫ*N>/ProcSet[/PDF/Text]>>/StructParents 3/Type/Page>> endobj 36 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 5 Tm (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (M/_MyComputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/claims/civil\ ian/HTML%20Word/02040401.htm)Tj 49.992 0 Td ([6/11/2021 1:13:42 PM])Tj EMC ET 1 g 10 660.75 591.75 104.999 re f /Article <>BDC EMC /Article <>BDC q 10 36 592 730 re W n BT 0 g 12 0 0 12 16 755.25 Tm (errors may differ from the case at )Tj 13.632 0 Td (hand, all three cases stress the importance of an employee's verificatio\ n )Tj 28.836 0 Td (of the)Tj ET Q BT 0 g 12 0 0 12 16 741.75 Tm (information on her LES.)Tj 0 -2.125 TD (4. )Tj (The employee states that when the error was discovered in 2001, her insu\ rance )Tj 32.767 0 Td (was retroactively cancelled as of 1995)Tj -32.767 -1.125 Td (and then reinstated a week later. )Tj 13.133 0 Td (While it may have taken a week to correct the necessary paperwork, the e\ mployee )Tj 33.124 0 Td (had)Tj -46.257 -1.125 Td (continuous Blue Cross coverage, since she had elected Blue Cross as her \ )Tj 29.354 0 Td (insurance carrier and had never changed her)Tj -29.354 -1.125 Td (election.)Tj ET EMC endstream endobj 15 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 2/Type/Page>> endobj 37 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 5 Tm (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (M/_MyComputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/claims/civil\ ian/HTML%20Word/02040401.htm)Tj 49.992 0 Td ([6/11/2021 1:13:42 PM])Tj EMC ET 1 g 10 36 591.75 729.75 re f /Article <>BDC EMC /Article <>BDC q 10 36 592 730 re W n BT 0 g 12 0 0 12 16 755.25 Tm (No. 00032801 \(April 21, )Tj (2000\); and Comptroller General decision B-203458, )Tj /TT1 1 Tf 31.356 0 Td (supra)Tj /TT0 1 Tf (.)Tj ET Q BT 0 g /TT2 1 Tf 12 0 0 12 277.1992 702.75 Tm (Conclusion)Tj /TT0 1 Tf -21.767 -3.25 Td (We affirm the Settlement Certificate.)Tj 0 -6.5 TD (/s/)Tj 0 -2.125 TD (_________________________)Tj T* (Michael D. Hipple)Tj T* (Chairman, Claims Appeals Board)Tj 0 -5.375 TD (/s/)Tj 0 -2.125 TD (_________________________)Tj T* (Christine M. Kopocis)Tj T* (Member, Claims Appeals Board)Tj 0 -5.375 TD (/s/)Tj 0 -2.125 TD (_________________________)Tj T* (Jean E. Smallin)Tj T* (Member, Claims Appeals Board)Tj 0 -4.25 TD (1. )Tj (The LES is not the only source of information on insurance premium deduc\ tions. )Tj 33.715 0 Td (Before the beginning of each)Tj -33.715 -1.125 Td (payroll year, the Office of Personnel Management )Tj 20.326 0 Td (\(OPM\) publishes information on the premiums for the upcoming)Tj -20.326 -1.125 Td (year. )Tj (In our )Tj (view a reasonable person, even if she did not intend to change her insur\ ance, )Tj 35.82 0 Td (would verify at the beginning)Tj -35.82 -1.125 Td (of each payroll year that the correct amount )Tj 17.714 0 Td (was being deducted. )Tj 8.386 0 Td (As noted above, while at first the error was only $0.39)Tj -26.1 -1.125 Td (per pay period, by the time the error was discovered, the error had incr\ eased )Tj 30.709 0 Td (to $3.83 per pay period.)Tj -30.709 -2.125 Td (2. )Tj (In that decision the error involved was a step increase. )Tj 22.964 0 Td (As in the case )Tj (before us, however, the error occurred at the)Tj -22.964 -1.125 Td (time of a job change. )Tj 8.664 0 Td (The principle )Tj 5.609 0 Td (that an employee is expected to review her LES thoroughly applies to all\ )Tj 29.353 0 Td (payroll)Tj -43.625 -1.125 Td (entries.)Tj 0 -2.125 TD (3. )Tj (These three cases involve errors in deductions for health insurance. )Tj 28.129 0 Td (While )Tj 2.693 0 Td (the exact circumstances surrounding the)Tj ET EMC endstream endobj 38 0 obj <> endobj 39 0 obj <> endobj 40 0 obj <>stream H\j0 ~ Cښ =@j+]`q ~Fs 8'h;"-Z ^;\gm9mPp=oe $8 U_aUkH[?أ -}҄צGHMMb^|!_14c㯨LJsU(?viwqQf0b-d[y/g>K$|b> HEf :ΙEf=ZjΫ%ZbUq4xbv.#\<>[ 0& endstream endobj 41 0 obj <>stream H|TT=\ pg.Ec1IyIVkbDEPĎƂ{W,(QǮd >}og~C AQebh}5aC^N}^DTȎnu{A_ hgxh#gΒ ky8[=#%/.y^ƏξB)9=0D*5Cxkd_hd@d| PGF_ja`[h~wh22WjCIR Y\CEV)o:2˙9ז[hWsP՗P:| |[3*/]bCABqsWE+^ӫd)e+_W3[~zG*WZ5j֪]n 6j$iOh٪u:~)˯_~}SPt ѣg}F5`C>_F3ױO0ir┤ӦϘ9kv򜹘7”E,]/D1I|+xerH<76175]D+6ZG;EImѲ3M{=̉y cKWXKee`uj֪vPkϢC7EuO[+z5cX=NOkMN=]ҳ%N@`@!a}W]l RRW?#+)/M~~I1`1`X#8VrH%/EqR:+De2UQ 95e|TZ;-`-FۦkW 3hs9Er%kIzKr(g}!ڽo8琤s8*9\[r>eSqR_)9Uer5Z 8ߔW<{{%z^rVE*I7`n?or˕>wF p.nIYYYYYY3j;ͮWg9f9;򂝫e2h𷷵k+ۭ vo;rmNmۍlm=49;`[f[okckikaYmfQgv#RZ>}{IV{QP(ݕ~S*%~W>뾳(P!!ULxl^`{E;i3ϓ&gTa}#-BHTbZxIKi-TZA+i5z@im+xJ-QmbTvN*AE%q שy.JT&nCQ&%*Gi?eQH&tn&id& Y#tQ6GS:E N*Qe[MxoMViwN鼛 ΐ'|9LY|!>G(l>nxhx'dS|Y>_K|ml+| ɷ6{|s?'s7ÿXx_P!uXQG1u=m/[P'mW2&;[D<\/kFQ|Aijq(p$ELi2N%O @)e,el"D씃rR.My(/i(ME*Db@)ӝtg}Kw+Zѩ1Q0*I4TBO=FAEh"E$LSSJ3\P/+ZQzޫ>Â]c͆ӱe9gLpV9sr.y8/%Mn_q7M\ȝ隸 ܅\pQ..rs@`.!\Kqiw] .e+Ujw \+qeUW\kqmu$pcnM7ܒ[f6ܖq{w.5Mw^ܛp_yo;ăMI2fI1 xa= Ov9iHuv9⮳gh3  |ȀȤ;YsYdAVdCvs9D9_CNBnA^!?W((((G AIBiAYC򨀊ʨꨁڨhFh&hfhhVh6"m ]5tǷa:Nb'z7/?B.袺(tq:sP Cuyvh{6צ"0#00c00aGHD,LDDc&c bcf:1 1Y<"H$$c>R K a9V`%Va5`-a=6`#6a3`+aYkavbv+{qP<۸ŝqW9q#j"Vĉx1+u`6Mfbmfav]fc۩vn.k思agYvc;>!_<xxxxxT;|4ߚ9l憹in9f抹j~s܏D?O)_/ _oos|4 ܍&w }?Mj:w."y*"Jh5. x<ڃV]=Qi4>ʀ}cL}X1l5o?:Yq'#8&O 8)&Niu xGQD%W?|%_i]ӆGoOi /# 6?\ME@c`ԫ4|#r95iCK5q<}0I9P6 ql S[Yp dWFíOy<:5^_Ll9StAn@{ƚ*RjVrS=si*R9~V$h%HCIg9a~ĞJCG[R@ӡj`ǁKDRxbX]F4f`X;i(Xp"M.fx(xpFFy.夸L`JZيf>voDdş!&ނ>nQ;.^Ky-9'OEd_r\ER3h(?5#j!Z.ZGl)"}t#ಂ!^y:,E,sZ<ňP8:DpQ,EN}}q@|/!Ί/.'$g"m[$-& Q#+`YJ:v v.A *[mTg/ooȔZ,}Am!%h)c7 Ѥ!ED/+%k8yM6 趞bdazZ mDW\$'cV7[7nΥ}07!8[C"'ȡ m5D:Ȇ"vYN@~H C ' Ȟ3f9iW;u9LQJOH^/{%rEkqT+rpB]@cђ KE*Ew>ZdGvRfvUq7-؉S@.9!B/&qTr1a*+`32j3nӝgg8~\uyb)K@yVU'L-5nF>lhZjJrR-v@~1}"#=;WHݻm"SKjFP)1 Ӟgdv쮑)ɚK׌N]kiEnȯ9uf y]@ U j.#wauss)=b0$#Rn,"ҕ(('2u;- *i]ÓlpN^f>B9e [a,ͱvCZcrous(yzgNwc; :Eo&ǽsEѬϷB3~S~az<\/KE,tnBwY-*O+}U^#gPq)::{F.WS؇|ŵ{fk}IIn iƐ^=*R`%w-IC+נ[F2 g`c1nctB3vkƇ>O>jŇ'K+X6D+.9p$t G$/lP `>*tc'3 6w8,7gS*F]QYLe%y zZOztM߽DFPB_Ј0We?_4ͭ|G/yٟH2x6qs|Ν}>l'㳛_wN &4 &0B6Ja4a&-*:nSAPV&TMTu IԈ1{Nho=C,rYzl#)SNs ;˔X@}U}sQocU|l1̩.i)%6IR~iT JK/pi+m_z=S}oM]V\u<9ydwrxdDm` ״504ӄYM5EMQƨ,0Q&:~!v!nїMuuآ,aXF&j/h<[6] *t5L0jd43=k<T2:"0Vz o< nMջMPѺFW;&VmϾ;l; |Ӳ?s1nS;?b(',z=Ý]^b//pR~(WsϩgYl[ Yp Ul?w\16DżeҧӱbA0([* d2I$Jx2 qN7Af=AuO(&x ,/4tݓXx݁ #](eOY.W*sryaQ~"+4WW10&W.D.>cg&Ԩdͤ]Nmg I 7 [8DKo'nhU>yoYڿ:vx#{o>mV'O\8g岡L=r/"9x,=奛cNپw7֠;fb6b|e!` 'CV05[hXa4^,Fc JC* `|k {(TKYSyZvYBY", BTJp&XO@,8 XNĢ7JaK J\P%BO$Y-J TjE[mI J( B㏛DL4L&tj4?ڡe$Psُj*k+s{WNL>hY</E>5ܚ0):cYb4nU0wX'ߜOT\h?L[xh %)/ f '|.eh@pX>ճ]f[IӋ}m. >EkvοyyipWD6#Hv&Xذpx;|91uh;̈MTw7,A O=o\\d w麗l{5+aSp IlAڬSDbdBN+OjsFi)4ĎW*!FB!D| R\lTHIEpI"g+Y?½"O~(]u $ሊDNLOP4#4 &WJQU뒢w|H;}%tc,s:|dlmѺXX4nS,Ծ@j˗]9yq\XU"&#"[|v;r980a'X-ll$E40>40:Ҫ ~}_ce\$H~NW-ijg'`5uBzt:9; \7?vjφ;Bⱗ׬v-_/I_ʎ'7o5rFλŽ{Lj+Sdž +5 DpIJG,B^`84=Wicbܪ2z:bZS=t 1Aq1czYKj}7*;=t+FXK [JE\Ӫ n$4ĂT_RLI&ֆL.)yaA $i PrӾ\@.v I<$9#]}tLUm,D{V˸W{ӈxΒGux@ۦz<~ۗ1!`;#! 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7UŪH~91ަV޳L7 6jw^q;)nkJ'8]% gKo*oS.mm+P&Y,{lltsH'e\T.u=-;3xFyz9;" o˅?A:L)b\Ɖھroc; =+׹A쑟6ݹ5/cf 6@wh}-?j͛@@;`0 `0 `0 `0 `0 `0 `0 _$c%&h-]dCL}c=A/F*l!t "(%BTd1WFY粼X/(/8}u.43k&7), c&KK9n|G{d?bQΣ已q&{/rueQ 8n.Q}aZT}MsRv((h[~Q>~"zJ~U=mtI%kk,h꤬Sەjۦa]#SY:_1u]^eh ޙ^A-ٲVȦ4] Xl.Xwd|^ZK'j| >ӫwj]DJ#Up)Fr+#=̒`\qaQEy0.\.$% O) Få٪ͣUʊ$RXEUeM_W}lS]~ 11#ߗy$$?;q@B.`bx$vUK mVtGA7m¬yy!&M:Ĵ&MuMZ4Mν N&ݜ{9{ݩщҶ!>:~pL6αJ9i<#R4{`4;*gJ 3Ɍ4=LJSlDzÙ\fdt:F+V) Of'ytf*͵ED:=<{pjouT "w ~27KM$%MMҙéC?C# %Q#cr<8BjMٳ;S0Q>OӌTOQv>ԢAr]0Q#|\\c|PNH _@ 7AL52_4q֮c,% |Cy$yaAs֊UхbKv3RCJ.@JdD׶i"u`!ra""H\'HW-6G.cVEI$> [ v] R!79m BNC 5Z嫄'<,._TV̬q9fxـׄ+%6EX'ʚ 6\-q|J˰N&-a<1H:(bH.YC!W`{@x(ˠL 9kt֮Vpgpm1KѫV-w'8tcnF ?.#?GsJP-z-/fV6Ԯk_ȗɶ*y#xNmeh]3DɣM0UBHH ռ Cejyv)ϯ6h!,$&`6MkVNQ@jI;qJag )06Af v̐5B(i'a HHxS 7AjC ῂva~fՁ  }~)XރfB|ƪ6` j, q^"Eswqu*|-|9<t&s[й>\tF\#.40zJrޓW$%糒s3%9$g8 ]\oຑi|\ݎ:T}߇3Ifad[Je-<+bV@l ٘;_-Ki% Xr|), y ]To/,(}AX("O[JG$,&3D~Nfa^Yޓ2nB^u9YzeY/آ򗄂E0~7,z;=ce6}7 R:.l@ķ?GWrsKc)}4M' M7IUR=#x xvܸSaҭhR݁to Q_ij/LFWkxeC'@T͑w|ޑu8hu4;Db(v& "ʷ oanc]ӠF_{RQCf7$f1Rk(~@28+'*_8F=@6/0LpEo0 xa _M&ъÞ{˒M=/hQ4_$3ISc7d: M Gb=s 9+fvۓy~B#/sھ B4dvQN46cR9 Tm‘9C*9w\\=@ eY3w?p*#{+3p+wXv }YE{+5%绎6\«"5i"_ִ蛛c7DzִTEѻϫGQ=rl֭3r UrxbwxR endstream endobj 14 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 1/Type/Page>> endobj 42 0 obj [44 0 R 45 0 R 46 0 R 47 0 R 48 0 R] endobj 43 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 5 Tm (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (M/_MyComputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/claims/civil\ ian/HTML%20Word/02040401.htm)Tj 49.992 0 Td ([6/11/2021 1:13:42 PM])Tj EMC ET 1 g 10 36 591.75 729.75 re f /Article <>BDC EMC /Article <>BDC BT 0 g 12 0 0 12 16 718.5 Tm (In 1982, the employee elected Blue Cross Blue Shield Health Insurance \(\ Blue )Tj 31.408 0 Td (Cross\) coverage, )Tj (and the proper)Tj -31.408 -1.125 Td (deductions from her pay were initiated. )Tj 15.967 0 Td (When the employee's records were transferred from one payroll office to)Tj -15.967 -1.125 Td (another )Tj 3.249 0 Td (as of November 12, 1995, her health insurance coverage was erroneously c\ hanged )Tj 33.154 0 Td (from Blue Cross \(code 104\))Tj -36.403 -1.125 Td (to Kaiser \(code 621\). )Tj 8.691 0 Td (Since Kaiser was less expensive )Tj 13.135 0 Td (than Blue Cross, the employee was overpaid by the amount of the)Tj -21.827 -1.125 Td (difference )Tj 4.302 0 Td (between the two premiums. )Tj 11.303 0 Td (The error continued from November 1995 until January )Tj 22.549 0 Td (27, 2001, although the)Tj -38.154 -1.125 Td (employee is only being held liable for the period )Tj 19.689 0 Td (after June 22, 1997, due to a lack of detailed records for the earlier)Tj -19.689 -1.125 Td (period. )Tj (At the time the error first occurred, the amount of the overpayment was \ )Tj 31.878 0 Td (only $0.39 per pay period, but by)Tj -31.878 -1.125 Td (January 2001 the difference had increased )Tj 17.103 0 Td (to $3.83 per pay period. )Tj 9.803 0 Td (The error was discovered in January 2001, shortly)Tj -26.906 -1.125 Td (before the employee was scheduled for surgery. )Tj 19.381 0 Td (The employee indicates that )Tj 11.496 0 Td (Blue Cross stated at that point that)Tj -30.877 -1.125 Td (according to their records her Blue )Tj 14.161 0 Td (Cross coverage had terminated in November 1995, when the error occurred.\ )Tj 30.683 0 Td (The)Tj -44.844 -1.125 Td (error was then retroactively corrected to reflect the employee's 1982 )Tj 27.501 0 Td (election of Blue Cross. )Tj 9.415 0 Td (The employee contends that)Tj -36.916 -1.125 Td (waiver should be granted )Tj 10.33 0 Td (because the error was caused by the Defense Finance and Accounting Servi\ ce )Tj 31.376 0 Td (\(DFAS\). )Tj 3.723 0 Td (She)Tj -45.429 -1.125 Td (does not think she should be held responsible for identifying )Tj 24.441 0 Td (an error which at the beginning was only $0.39 per pay)Tj -24.441 -1.125 Td (period. )Tj (She emphasizes )Tj 9.664 0 Td (the stress that she experienced when she was told by Blue Cross shortly \ before )Tj 31.715 0 Td (she was to)Tj -41.379 -1.125 Td (undergo surgery that she did not have insurance.)Tj /TT1 1 Tf 21.906 -3.25 Td (Discussion)Tj /TT0 1 Tf -21.906 -3.25 Td (Under 5 U.S.C. \247 5584, we have the authority to waive collection of )Tj 27.521 0 Td (overpayments of pay and allowances if collection)Tj -27.521 -1.125 Td (would be against equity and )Tj 11.47 0 Td (good conscience and not in the best interest of the United States, provi\ ded )Tj 29.881 0 Td (there is no)Tj -41.351 -1.125 Td (indication of fraud, fault, misrepresentation, or lack of good )Tj 24.215 0 Td (faith on the part of the employee. )Tj 13.551 0 Td (The standard we use to)Tj -37.766 -1.125 Td (determine fault )Tj 6.331 0 Td (is whether a reasonable person would or should have known that she was r\ eceiving )Tj 33.491 0 Td (pay in excess of her)Tj -39.821 -1.125 Td (entitlements. )Tj /TT2 1 Tf 5.388 0 Td (See Standards for Waiver)Tj /TT0 1 Tf 10.249 0 Td (, 4 C.F.R. )Tj (\247 91.5 \(1996\). )Tj (Our decisions and those of the Comptroller General)Tj -15.636 -1.125 Td (indicate )Tj 3.415 0 Td (that waiver is not appropriate if the employee is provided information s\ uch )Tj 30.214 0 Td (as Leave and Earnings Statements)Tj -33.629 -1.125 Td (\(LES\) which indicate the existence of error. )Tj /TT2 1 Tf 17.771 0 Td (See)Tj /TT0 1 Tf ( B-203458, Sept. 29, 1981; and B-188822, June 1, 1977.)Tj -17.771 -4.25 Td (In the case before us, the employee states that she changed organization\ s )Tj 29.35 0 Td (as well as finance centers in November 1995)Tj -29.35 -1.125 Td (when DFAS erroneously changed )Tj (her insurance company from Blue Cross to Kaiser. )Tj 34.297 0 Td (While at first the error )Tj 9.19 0 Td (amounted)Tj -43.488 -1.125 Td (to only $0.39 per pay period, in our view a reasonable person would )Tj 27.521 0 Td (have checked her LES carefully at the time of a job)Tj -27.521 -1.375 Td (change to look for errors.)Tj 0 0 1 rg 9.75 0 0 9.75 137.623 280.5 Tm ( )Tj ET 0 0 1 RG 0.75 w q 1 0 0 1 137.623 279.75 cm 0 0 m 2.438 0 l h S Q BT 9.75 0 0 9.75 140.0605 280.5 Tm (\(1\))Tj ET q 1 0 0 1 140.0605 279.75 cm 0 0 m 11.369 0 l h S Q BT 0 g 12 0 0 12 151.4292 276 Tm ( )Tj (While $0.39 is not a large difference in pay, the difference in the code\ )Tj 28.516 0 Td (number along with)Tj -39.801 -1.125 Td (an unfamiliar deduction amount should have prompted the )Tj 23.661 0 Td (employee to verify the deduction. )Tj /TT2 1 Tf 13.718 0 Td (See)Tj /TT0 1 Tf ( DOHA Claims Case)Tj -37.378 -1.125 Td (No. 98112018 )Tj (\(January 11, 1999\), which was affirmed by the Department of Defense De\ puty )Tj 37.684 0 Td (General Counsel \(Fiscal\))Tj -37.684 -1.375 Td (on April 4, 2001.)Tj 0 0 1 rg 9.75 0 0 9.75 98.3301 237 Tm ( \(2\))Tj ET q 1 0 0 1 98.3301 236.25 cm 0 0 m 13.806 0 l h S Q BT 0 g 12 0 0 12 112.1362 232.5 Tm ( )Tj /TT2 1 Tf (See also )Tj /TT0 1 Tf (B-202795, Dec. 1, 1981; B-203458, )Tj /TT2 1 Tf (supra)Tj /TT0 1 Tf (; and )Tj (B-188822, )Tj /TT2 1 Tf (supra)Tj /TT0 1 Tf (.)Tj 0 0 1 rg 9.75 0 0 9.75 471.7847 237 Tm ( \(3\))Tj ET q 1 0 0 1 471.7847 236.25 cm 0 0 m 13.806 0 l h S Q BT 0 g 12 0 0 12 485.5908 232.5 Tm ( )Tj (While we agree that)Tj -39.133 -1.125 Td (the overpayments were the result of administrative )Tj 20.521 0 Td (error, that fact by itself does not entitle the employee to waiver.)Tj -20.521 -1.125 Td (Waiver )Tj 3.192 0 Td (is an equitable remedy, and equity is not available to a party who is no\ t )Tj 28.715 0 Td (entirely without fault. )Tj 8.942 0 Td (Since the)Tj -40.85 -1.125 Td (employee in the case before us is not entirely )Tj 18.299 0 Td (free of fault, waiver cannot be granted. )Tj /TT2 1 Tf 15.798 0 Td (See)Tj /TT0 1 Tf ( DOHA Claims Case No.)Tj -34.097 -1.125 Td (98112018, )Tj /TT2 1 Tf (supra)Tj /TT0 1 Tf (.)Tj 0 -4.25 TD (Finally, we point out that the employee had the benefit of Blue Cross co\ verage )Tj 31.742 0 Td (for the period in question. )Tj 10.609 0 Td (As she states,)Tj -42.351 -1.125 Td (insurance coverage cannot be )Tj 12.049 0 Td (changed unless an employee fills out Standard Form \(SF\) 2809. )Tj 25.746 0 Td (While she states )Tj 6.748 0 Td (that she)Tj -44.543 -1.125 Td (did not use her insurance or file a medical claim during the period )Tj 26.63 0 Td (in question, Blue Cross coverage would have been)Tj -26.63 -1.125 Td (made available to her during )Tj 11.69 0 Td (that period just as it was in January 2001 when she attempted to use her\ )Tj 28.91 0 Td (Blue Cross)Tj -40.6 -1.375 Td (coverage for surgery.)Tj 0 0 1 rg 9.75 0 0 9.75 118.2813 75 Tm ( \(4\))Tj ET q 1 0 0 1 118.2813 74.25 cm 0 0 m 13.806 0 l h S Q BT 0 g 12 0 0 12 132.0874 70.5 Tm ( )Tj (While we understand that it was stressful for the employee to learn of )Tj 28.325 0 Td (the error at that particular)Tj -37.999 -1.125 Td (time, that circumstance does not entitle her )Tj 17.438 0 Td (to waiver. )Tj 4.249 0 Td (Prior decisions indicate that it is not inequitable for an employee)Tj -21.687 -1.125 Td (to pay for coverage which she elected. )Tj 15.604 0 Td 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