KEYWORD: Guideline F

DIGEST:   Applicant received notice sufficient to apprise a reasonable person as to the kind of evidence that might mitigate the concerns arising from his delinquent debts and of his responsibility to provide such evidence. Although pro se applicants are not expected to act like lawyers, they are expected to take timely and reasonable steps to protect their rights under the Directive.  Adverse decision affirmed.

CASENO: 14-01702.a1

DATE: 12/23/2015