%PDF-1.6 % 1 0 obj <> endobj 2 0 obj <>stream 2021-06-24T10:56:12-04:00 2021-06-24T10:56:11-04:00 2021-06-24T10:56:12-04:00 Adobe Acrobat 17.0 application/pdf 02-12528.a1 uuid:f8d67e78-6a44-4c51-a0b3-307129fb9db0 uuid:314d6b4f-2216-4171-b08c-262523e156a6 Acrobat Web Capture 15.0 endstream endobj 5 0 obj <> endobj 6 0 obj <> endobj 3 0 obj <> endobj 7 0 obj <> endobj 8 0 obj <> endobj 18 0 obj <>>> endobj 19 0 obj <> endobj 20 0 obj <> endobj 22 0 obj [21 0 R 21 0 R] endobj 23 0 obj [21 0 R 21 0 R] endobj 24 0 obj [21 0 R 21 0 R] endobj 25 0 obj [21 0 R 21 0 R] endobj 26 0 obj [21 0 R] endobj 21 0 obj <><><><><><><>]/P 19 0 R/Pg 13 0 R/S/Article>> endobj 13 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 0/Type/Page>> endobj 27 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (02-12528.a1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (omputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archive\ d%20-%20HTML/02-12528.a1.html)Tj 49.073 0 Td ([6/24/2021 10:56:12 AM])Tj EMC ET 1 g 10 36 591.75 729.75 re f 0.604 g q 1 0 0 1 16.0002 734.2497 cm 0 0 m 0.75 -0.75 l 579 -0.75 l 579.749 0 l h f Q 0.933 g q 1 0 0 1 16.7499 733.5 cm 0 0 m -0.75 -0.75 l 579 -0.75 l 578.25 0 l h f Q 0.604 g q 1 0 0 1 16.0002 732.7503 cm 0 0 m 0.75 0.75 l 0 1.499 l h f Q 0.933 g q 1 0 0 1 594.9999 733.5 cm 0 0 m 0.75 -0.75 l 0.75 0.75 l h f Q 0.604 g q 1 0 0 1 16.0002 618.75 cm 0 0 m 0.75 -0.75 l 579 -0.75 l 579.749 0 l h f Q 0.933 g q 1 0 0 1 16.7499 618.0003 cm 0 0 m -0.75 -0.751 l 579 -0.751 l 578.25 0 l h f Q 0.604 g q 1 0 0 1 16.0002 617.2497 cm 0 0 m 0.75 0.751 l 0 1.5 l h f Q 0.933 g q 1 0 0 1 594.9999 618.0003 cm 0 0 m 0.75 -0.751 l 0.75 0.75 l h f Q /Article <>BDC EMC /Article <>BDC BT 0 g 12 0 0 12 16 749.25 Tm (DATE: April 22, 2004)Tj 0 -3.25 TD (In Re:)Tj 0 -2.125 TD (-------------------------)Tj T* (SSN: -----------)Tj T* (Applicant for Security Clearance)Tj 0 -3.25 TD (ISCR Case No. 02-12528)Tj /TT1 1 Tf 17.628 -2.125 Td (APPEAL BOARD DECISION)Tj 2.806 -2.125 Td (APPEARANCES)Tj ET 0.75 w q 1 0 0 1 261.2061 543 cm 0 0 m 89.338 0 l h S Q BT 11.25 0 0 11.25 251.0312 519 Tm (FOR GOVERNMENT)Tj /TT0 1 Tf -7.539 -2.2 Td (Peregrine D. Russell-Hunter, Esq., Chief Department Counsel)Tj /TT1 1 Tf 8.317 -2.2 Td (FOR APPLICANT)Tj /TT2 1 Tf 2.722 -2.2 Td (Pro Se)Tj /TT0 1 Tf 12 0 0 12 16 419.25 Tm (The Defense Office of Hearings and Appeals \(DOHA\) issued the Applicant\ a Statement of Reasons \(SOR\), dated March)Tj 0 -1.125 TD (28, 2003, which stated the reasons)Tj /Span<>> BDC ( )Tj EMC 13.997 0 Td (why DOHA proposed to deny or revoke Applicant's access to classified inf\ ormation.)Tj -13.997 -1.125 Td (The SOR was based upon Guidelines F \(Financial Considerations\) and E)Tj /Span<>> BDC ( )Tj EMC 29.412 0 Td (\(Personal Conduct\). )Tj 8.249 0 Td (Administrative Judge)Tj -37.661 -1.125 Td (Joan Caton Anthony issued an unfavorable security clearance decision, da\ ted January 29, 2004.)Tj 0 -2.125 TD (Applicant appealed the Administrative Judge's unfavorable decision. )Tj 27.728 0 Td (The Board has jurisdiction on appeal under)Tj -27.728 -1.125 Td (Executive Order 10865 and Department of)Tj /Span<>> BDC ( )Tj EMC 17.327 0 Td (Defense Directive 5220.6 \(Directive\), dated January 2, 1992, as amende\ d.)Tj -17.327 -2.125 Td (Applicant's appeal presents the following issues: \(1\) whether the Admi\ nistrative Judge erred by not concluding that the)Tj 0 -1.125 TD (security concerns raised by Applicant's)Tj /Span<>> BDC ( )Tj EMC 15.87 0 Td (indebtedness had been mitigated, and \(2\) whether the Administrative Ju\ dge)Tj -15.87 -1.125 Td (erred by concluding that the Applicant had deliberately falsified her se\ curity)Tj /Span<>> BDC ( )Tj EMC 30.794 0 Td (clearance application. )Tj 8.967 0 Td (For the reasons that)Tj -39.761 -1.125 Td (follow, the Board affirms the Administrative Judge's decision.)Tj /TT1 1 Tf 20.685 -2.125 Td (Scope of Review)Tj /TT0 1 Tf -20.685 -2.125 Td (On appeal, the Board does not review a case )Tj /TT3 1 Tf 17.993 0 Td (de novo)Tj /TT0 1 Tf (. )Tj (Rather, the Board addresses the material issues raised by the)Tj -17.993 -1.125 Td (parties to determine whether there is factual)Tj /Span<>> BDC ( )Tj EMC 17.798 0 Td (or legal error. )Tj 5.719 0 Td (There is no presumption of error below, and the appealing)Tj -23.517 -1.125 Td (party must raise claims of error with specificity and identify how the A\ dministrative)Tj /Span<>> BDC ( )Tj EMC 33.963 0 Td (Judge committed factual or legal)Tj -33.963 -1.125 Td (error. )Tj (Directive, Additional Procedural Guidance, Item E3.1.32. )Tj /TT3 1 Tf 25.797 0 Td (See also)Tj /TT0 1 Tf ( ISCR Case No. 00-0050 \(July 23, 2001\) at pp.)Tj -25.797 -1.125 Td (2-3)Tj /Span<>> BDC ( )Tj EMC (\(discussing reasons why party must raise claims of error with specifici\ ty\).)Tj 0 -2.125 TD (When the rulings or conclusions of an Administrative Judge are challenge\ d, the Board must consider whether they are:)Tj 0 -1.125 TD (\(1\) arbitrary or capricious; or \(2\))Tj /Span<>> BDC ( )Tj EMC 13.328 0 Td (contrary to law. )Tj 6.553 0 Td (Directive, Additional Procedural Guidance, Item E3.1.32.3. )Tj 24.104 0 Td (In)Tj -43.985 -1.125 Td (deciding whether the Judge's rulings or conclusions are arbitrary or cap\ ricious,)Tj /Span<>> BDC ( )Tj EMC 31.726 0 Td (the Board will review the Judge's)Tj -31.726 -1.125 Td (decision to determine whether: it does not examine relevant evidence; it\ fails to articulate a satisfactory explanation for)Tj T* (its)Tj /Span<>> BDC ( )Tj EMC (conclusions, including a rational connection between the facts found and\ the choice made; it does not consider)Tj T* (relevant factors; it reflects a clear error of)Tj /Span<>> BDC ( )Tj EMC 16.879 0 Td (judgment; it fails to consider an important aspect of the case; it offer\ s an)Tj -16.879 -1.125 Td (explanation for the decision that runs contrary to the record evidence; \ or it is so)Tj /Span<>> BDC ( )Tj EMC 32.018 0 Td (implausible that it cannot be ascribed to)Tj -32.018 -1.125 Td (a mere difference of opinion. )Tj /TT3 1 Tf 11.883 0 Td (See, e.g.)Tj /TT0 1 Tf 3.332 0 Td (, ISCR Case No. 97-0435 \(July 14, 1998\) at p. 3 \(citing Supreme Court\ )Tj /Span<>> BDC ( )Tj EMC 28.72 0 Td (decision\).)Tj ET EMC endstream endobj 28 0 obj <> endobj 29 0 obj (?a޻E^) endobj 30 0 obj <> endobj 31 0 obj <> endobj 32 0 obj <> endobj 33 0 obj <> endobj 40 0 obj <> endobj 41 0 obj <>stream H\j0 ~ CqY 9e{V:='ۥlYGoΚϪ2_B8XVV SipSp.Ύ39W<[߼Fo6_m_ m4epÄSخ7aQߋ!T\Q `/dAy0syT߃g q||$?&&!1&E q~y\G9E)"늨+NYWg:j"HުetSuڙF;h,ާf7`(+ endstream endobj 42 0 obj <>stream H| TnC*)@ 4q .(c dyID@QAAAw4ˠ""*ˌ{S]>{FA_UA"_1p X6MWK7XgFƎ]@$#'Eeg{ZNTDh)Kf|mG#*&>!#wt5E q<~븘9lH11I\iJulW,"bZyРutAWz? 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HyZg _nw/hKQp%, VI2 }W N_~SQi$XQ3N#AYQ!YQ9fϓw|Xa827Fseyi肩_[/|4 "6gĴgN=~E4=7X_3?@{f~7ͬA}wQ[&[wsC] Taް_@ět8Sß$s.{[|0P^M7qy[_}Wqa>1|KoBE*/ j܅Qg>J\wn:!2}88:[KÏWKMQ 1Ml&" Mi0&Q~K"~]ao⎋LVȬ-oZdEb _>Fpůܼg+xO7薴ȭI泩`9]&N$Gk2;#r|$r/=˼?>Ȝ">H_p8p8p8p8p8p8p8p8p8CiZ<"7ȯJ(K$FO&/R/?"U )&zl%y [B?}JWS3GnG2zQ_uS5N|Y-!WKV2Pm&cOmtJ-m}Q 6!=jo%Mښu/''X3;2*zF7K)I'sGѣoh3Gs eCrՌgGB+b5̱0&㇔]G鱾E~3%x+dj; ^AeZI9}d?V0'㝔m޶l Ox:iShÔEЍohYeu'G4g"i`VgC:>l&[ܖl>NjlMwz]jKoy/K麺7Li*-;PTB'myFF,ӹ^!z2I/f+Tu׿K&NW:T,ЎTжeݩ~\gbWwX5h,ښ̜㺘'xOg{.PkqwTn21*m̯f+'7^%N)OY+e?3-L)2)氚ղslRo~bF,h ^p:=ti)6+KWFb JS.T>*WH ISmɉRW\}ME57zV NZi5=Y!>- [y ҡ~3}n9)uJۑGF_nhŗD~;ێK:C:su3D!/L,K~/wc(ISJfyu[CeڎgTP=×LԚeRofzSU$:UBL %RҌy-O5_--;;ԎЎp}IYXp$\ZhxC`=:QMM9 !VV`#~Ȥ6`R!O!@ X )&ђ6YSWPZU"=k4XI\:j I5@Y)`HGMgm6n?X&;ޝ}>rظy $=GX(9C{u v0ǕVM hbDj l]|TVc&?֖](Lٟ}{wϑ]k={|6x"f*@@\f%s3q2lhl/TѨ|k_b?#+/ 2ŭxEq@PegIG GϨ{.9osX?(p@g+nfl+"/}v`F6x)LEG=Y+/:8'9G7`~Ǡ<,?HkW7] |!k%56r*Y$U]T z%r&r}f| 1AmPl#'dwWr,_%Cŝ* ׸=ȃf3{z=!v6O&]lEQ]"'"qOEpQvs?G>9,r{4Mb;FI{@O7<GzGal~*Xp/Ih;ۓy;76",M6Hk-NSҴ֒j$qz$WQ2?xuNjmQ [yͅKveu&z6r_n`ެ&OZ0u[Tf*UxdؼѴ}x6l#eE+Z ݅EWY-k+flwvWZ;芪Q-]th,LMcƬ1g,+iTYeNYPV:箚ƂwJ3p,6*(|isJ'Ru^ yw.>,_x}Eɖ֤%-  wHLaD( ia^(xyWBRdJ#x0UU#XDjY+Z^^s û|/z 7w.Cuj{TY^NA>VvSGǛzF"um ct w? c|%6`*:i!hP3XLLEݮ Tb+UT X] ĬڭJ4_Xg endstream endobj 17 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 4/Type/Page>> endobj 46 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (02-12528.a1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (omputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archive\ d%20-%20HTML/02-12528.a1.html)Tj 49.073 0 Td ([6/24/2021 10:56:12 AM])Tj EMC ET 1 g 10 754.5 591.75 11.25 re f /Article <>BDC EMC endstream endobj 16 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 3/Type/Page>> endobj 47 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (02-12528.a1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (omputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archive\ d%20-%20HTML/02-12528.a1.html)Tj 49.073 0 Td ([6/24/2021 10:56:12 AM])Tj EMC ET 1 g 10 36 591.75 729.75 re f /Article <>BDC EMC /Article <>BDC q 10 36 592 730 re W n BT 0 g 12 0 0 12 16 755.25 Tm (the trier of fact, the Judge has to consider an applicant's statements i\ n light of the record evidence as a whole, and an)Tj ET Q BT 0 g 12 0 0 12 16 741.75 Tm (applicant's denial of any intent to falsify)Tj /Span<>> BDC ( )Tj EMC 16.314 0 Td (does not preclude the Judge from weighing the record evidence and making\ a)Tj -16.314 -1.125 Td (finding that contradicts Applicant's denial. )Tj /TT1 1 Tf 17.231 0 Td (Id. )Tj /TT0 1 Tf (As noted earlier in this decision, a judge's credibility determinations \ are)Tj -17.231 -1.125 Td (entitled to deference on appeal and the party challenging those determin\ ations has a heavy burden of persuasion. This)Tj 0 -1.125 TD (case involved the omission of information which was of obvious security \ significance in response to three different)Tj T* (questions on the Applicant's security clearance application. It was not \ unreasonable for the Judge to conclude that the)Tj T* (Applicant's failure to disclose the relevant liens and indebtedness had \ been intentional--despite denials to the contrary--)Tj T* (given: \(a\) the magnitude and longevity of the Applicant's financial di\ fficulties, \(b\) the number and size of the debts and)Tj T* (liens which should have been disclosed, \(c\) Applicant's knowledge of b\ usiness and economics, \(d\) her service as the)Tj T* (family's financial manager since 1997, and \(e\) Applicant's acknowledgm\ ent that she had not received a tax refund since)Tj T* (1995 because her refunds were being applied to back taxes. Accordingly, \ it was not arbitrary, capricious, or contrary to)Tj T* (law for the Judge to reject Applicant's denials and her conclusion that \ Applicant's falsifications)Tj /Span<>> BDC ( )Tj EMC 38.238 0 Td (were intentional is)Tj -38.238 -1.125 Td (sustainable.)Tj /TT2 1 Tf 21.767 -2.125 Td (Conclusion)Tj /TT0 1 Tf -21.767 -2.125 Td (Applicant has failed to demonstrate error below. )Tj 19.604 0 Td (Therefore, the Board affirms the Administrative Judge's adverse)Tj -19.604 -1.125 Td (security clearance decision.)Tj 0 -2.125 TD (Signed: Jeffrey D. Billett)Tj ET 0.75 w q 1 0 0 1 16 502.5 cm 0 0 m 120.645 0 l h S Q BT 12 0 0 12 16 477.75 Tm (Jeffrey D. Billett)Tj T* (Administrative Judge)Tj T* (Member, Appeal Board)Tj T* (Signed: Michael D. Hipple)Tj ET q 1 0 0 1 16 400.5 cm 0 0 m 129.311 0 l h S Q BT 12 0 0 12 16 375.75 Tm (Michael D. Hipple)Tj T* (Administrative Judge)Tj T* (Member, Appeal Board)Tj T* (Signed: William S. Fields)Tj ET q 1 0 0 1 16 298.5 cm 0 0 m 124.002 0 l h S Q BT 12 0 0 12 16 273.75 Tm (William S. Fields)Tj T* (Administrative Judge)Tj T* (Member, Appeal Board)Tj T* (1. )Tj (The Administrative Judge entered formal findings in favor of Applicant w\ ith respect to SOR paragraphs 1.a, 1.b, 1.d,)Tj 0 -1.125 TD (1.e, 1.f, 1.g, 1.h, 1.i, 1.k, and l.l. )Tj 13.054 0 Td (Those)Tj /Span<>> BDC ( )Tj EMC (favorable formal findings are not issue on appeal.)Tj -13.054 -2.125 Td (2. )Tj ("The conditions that resulted in the behavior were largely beyond the pe\ rson's control \(e.g., loss of employment, a)Tj T* (business downturn, unexpected medical)Tj /Span<>> BDC ( )Tj EMC 16.19 0 Td (emergency, or a death, divorce or separation\)" \(Directive, Enclosure 2\ , Item)Tj -16.19 -1.125 Td (E2.A6.1.3.3\).)Tj 0 -2.125 TD (3. )Tj ("The individual initiated a good-faith effort to repay overdue creditors\ or otherwise resolve debts" \(Directive,)Tj 0 -1.125 TD (Enclosure 2, Item E2.A6.1.3.6\).)Tj 0 -2.125 TD (4. )Tj (In her appeal, the Applicant argues in part that SOR subparagraph 1.c sh\ ould have been resolved in her favor based)Tj 0 -1.125 TD (upon certain hearsay evidence acquired)Tj /Span<>> BDC ( )Tj EMC 16.02 0 Td (by the Applicant subsequent to the issuance of the Judge's decision. )Tj 27.286 0 Td (The Board)Tj ET q 10 36 592 730 re W n BT 12 0 0 12 16 39.75 Tm (may not consider such new evidence on appeal. )Tj /TT1 1 Tf 19.299 0 Td (See)Tj /TT0 1 Tf ( Directive, Additional)Tj /Span<>> BDC ( )Tj EMC 10.385 0 Td (Procedural Guidance, Item E3.1.29.)Tj ET EMC Q endstream endobj 15 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 2/Type/Page>> endobj 48 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (02-12528.a1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (omputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archive\ d%20-%20HTML/02-12528.a1.html)Tj 49.073 0 Td ([6/24/2021 10:56:12 AM])Tj EMC ET 1 g 10 36 591.75 729.75 re f /Article <>BDC EMC /Article <>BDC q 10 36 592 730 re W n BT 0 g 12 0 0 12 16 755.25 Tm (difficulties. )Tj /TT1 1 Tf 4.832 0 Td (See, e.g.)Tj /TT0 1 Tf 3.332 0 Td (, ISCR Case No. 99-0462 \(May 25, 2000\) at p. 4 ; ISCR Case No. 99-0012\ \(December 1, 1999\) at)Tj ET Q BT 0 g 12 0 0 12 16 741.75 Tm (p. 4 . )Tj (In this case, it was not)Tj /Span<>> BDC ( )Tj EMC 11.387 0 Td (arbitrary or capricious for the Judge to it consider such factors as App\ licant's: \(a\) possession)Tj -11.387 -1.125 Td (of a college degree in economics, \(b\) service as vice president and)Tj /Span<>> BDC ( )Tj EMC 26.738 0 Td (secretary/treasurer of the business, \(c\) willingness to)Tj -26.738 -1.125 Td (sign legal documents her husband or his lawyers presented to her without\ question, \(d\) service as the)Tj /Span<>> BDC ( )Tj EMC 40.545 0 Td (family's financial)Tj -40.545 -1.125 Td (manager since the illness of her husband in 1997, and \(e\) failure to r\ esolve the numerous and significant state and)Tj 0 -1.125 TD (federal tax debts for many)Tj /Span<>> BDC ( )Tj EMC 10.746 0 Td (years after the conditions which had contributed to them becoming delinq\ uent had passed and)Tj -10.746 -1.125 Td (her financial situation had improved. )Tj 14.996 0 Td (Given the record evidence,)Tj /Span<>> BDC ( )Tj EMC 11.022 0 Td (the Judge reasonably concluded that Applicant's)Tj -26.018 -1.125 Td (resolution--subsequent to the initiation of the security clearance proce\ ss--of the significant tax indebtedness)Tj /Span<>> BDC ( )Tj EMC 43.292 0 Td (was a not)Tj -43.292 -1.125 Td (substitute for a timely, responsible approach to resolving her financial\ difficulties.)Tj 0 -2.125 TD (Likewise, the Board has previously discussed what constitutes a "good-fa\ ith" effort to repay overdue creditors or)Tj 0 -1.125 TD (otherwise resolve debts:)Tj 0 -2.125 TD ("In order to qualify for application of Financial Considerations Mitigat\ ing Condition 6, an applicant must present)Tj 0 -1.125 TD (evidence showing either a good-faith effort to)Tj /Span<>> BDC ( )Tj EMC 18.577 0 Td (repay overdue creditors or some other good-faith action aimed at)Tj -18.577 -1.125 Td (resolving the applicant's debts. )Tj 12.539 0 Td (The Directive does not define the term 'good-faith.' However,)Tj /Span<>> BDC ( )Tj EMC 24.879 0 Td (the Board has indicated)Tj -37.418 -1.125 Td (that the concept of good-faith 'requires a showing that a person acts in\ a way that shows reasonableness, prudence,)Tj T* (honesty, and)Tj /Span<>> BDC ( )Tj EMC (adherence to duty or obligation.' )Tj 18.481 0 Td (ISCR Case No. 99-0201 \(October 12, 1999\) at p. 4 \(discussing concept \ of)Tj -18.481 -1.125 Td (good-faith in connection with another provision of)Tj /Span<>> BDC ( )Tj EMC 20.468 0 Td (the Adjudicative Guidelines\). )Tj 12.052 0 Td (Accordingly, an applicant must do)Tj -32.52 -1.125 Td (more than merely show that he or she relied on a legally available optio\ n \(such as bankruptcy\))Tj /Span<>> BDC ( )Tj EMC 37.96 0 Td (in order to claim the)Tj -37.96 -1.125 Td (benefit of Financial Considerations Mitigating Condition 6. [Footnote 12\ ]" ISCR Case No. 99-9020 \(June 4, 2001\) at)Tj T* (pp. 5-6.)Tj 0 -2.125 TD (Again, given Applicant's history of financial problems, her previous inv\ olvement with the bankruptcy process, the)Tj 0 -1.125 TD (sizable nature of the tax indebtedness, and)Tj /Span<>> BDC ( )Tj EMC 17.161 0 Td (the fact that the debts at issue had been incurred years earlier, but ha\ d not)Tj -17.161 -1.125 Td (resolved until after the invocation of the security clearance process, i\ t was not)Tj /Span<>> BDC ( )Tj EMC 31.377 0 Td (arbitrary or capricious for the Judge to)Tj -31.377 -1.125 Td (decide that the evidence was insufficient for her to conclude that Appli\ cant's efforts to otherwise resolve her debts had)Tj T* (been made in "good-faith.")Tj 0 -2.125 TD (Finally, the favorable record evidence cited by Applicant is not suffici\ ent to demonstrate the Administrative Judge's)Tj 0 -1.125 TD (decision is arbitrary, capricious, or contrary)Tj /Span<>> BDC ( )Tj EMC 17.716 0 Td (to law. )Tj (As the trier of fact, the Judge had to weigh the evidence as a whole)Tj -17.716 -1.125 Td (and decide whether the favorable evidence outweighed the unfavorable evi\ dence or)Tj /Span<>> BDC ( )Tj EMC /TT1 1 Tf 33.623 0 Td (vice versa)Tj /TT0 1 Tf 4.025 0 Td (. )Tj (Applicant's disagreement)Tj -37.648 -1.125 Td (with the Judge's weighing of the record evidence is not sufficient to de\ monstrate the Judge weighed the evidence in a)Tj T* (manner that is arbitrary, capricious, or contrary to law. )Tj 22.103 0 Td (There is sufficient record evidence to support the Judge's)Tj -22.103 -1.125 Td (conclusions. )Tj /TT1 1 Tf (See, e.g., )Tj /TT0 1 Tf 9.053 0 Td (ISCR Case No. 02-00937 \(February 5, 2004\) at p. 4.)Tj -9.053 -2.125 Td (The Administrative Judge made findings of fact and reached conclusions a\ bout Applicant's history of financial)Tj T* (difficulties that reflect a plausible, legally)Tj /Span<>> BDC ( )Tj EMC 16.91 0 Td (permissible interpretation of the record evidence. )Tj 19.909 0 Td (Given the Judge's findings)Tj -36.819 -1.125 Td (and conclusions, she had a rational basis to conclude Applicant's long h\ istory of)Tj /Span<>> BDC ( )Tj EMC 32.229 0 Td (financial difficulties raised security)Tj -32.229 -1.125 Td (concerns under Guideline F, and to conclude that Applicant had failed to\ present sufficient evidence to overcome those)Tj T* (security concerns.)Tj 0 -2.125 TD (2. )Tj (Whether the Administrative Judge erred by concluding that the Applicant \ had deliberately falsified )Tj ET 0.75 w q 1 0 0 1 28 196.5 cm 0 0 m 478.172 0 l h S Q BT 12 0 0 12 506.1719 197.25 Tm (her security)Tj ET q 1 0 0 1 506.1719 196.5 cm 0 0 m 56.309 0 l h S Q BT 12 0 0 12 16 183.75 Tm (clearance application)Tj ET q 1 0 0 1 16 183 cm 0 0 m 101.602 0 l h S Q BT 12 0 0 12 117.6016 183.75 Tm (. )Tj (On appeal, Applicant)Tj /Span<>> BDC ( )Tj EMC 9.275 0 Td (contends that she did not deliberately falsify her security clearance)Tj -17.742 -1.125 Td (application by failing to disclose her delinquent tax debts and the tax \ liens against her)Tj /Span<>> BDC ( )Tj EMC 34.519 0 Td (property because: \(a\) she relied)Tj -34.519 -1.125 Td (on her husband's assurances that the problems related to her financial s\ tatus had been resolved, \(b\) the tax debts have)Tj 0 -1.125 TD (been paid)Tj /Span<>> BDC ( )Tj EMC 4.109 0 Td (and the liens discharged, and \(c\) she did not understand that the word\ "debt" meant more than credit card)Tj -4.109 -1.125 Td (charges and included tax liens. )Tj 12.551 0 Td (Therefore, it is)Tj /Span<>> BDC ( )Tj EMC 6.164 0 Td (Applicant's position )Tj 8.235 0 Td (the Judge should have resolved the Guideline E)Tj -26.951 -1.125 Td (allegations in her favor. )Tj 9.747 0 Td (For the reasons set forth below, the Applicant has not)Tj /Span<>> BDC ( )Tj EMC 21.634 0 Td (demonstrated the Judge erred.)Tj -31.381 -2.125 Td (An applicant's statements about her intent and state of mind when she co\ mpleted her security clearance questionnaire)Tj T* (are relevant evidence, but they are not)Tj /Span<>> BDC ( )Tj EMC 15.492 0 Td (binding on the Administrative Judge. )Tj /TT1 1 Tf 15.109 0 Td (See, e.g.,)Tj /TT0 1 Tf 3.582 0 Td ( ISCR Case No. 01-19278 \(April)Tj -34.183 -1.125 Td (22, 2003\) at pp.6-7; ISCR Case No. 99-0194 \(February 29, 2000\) at p. \ 3 \(an)Tj /Span<>> BDC ( )Tj EMC 30.662 0 Td (applicant's denials of any intent to falsify)Tj -30.662 -1.125 Td (are not conclusive evidence and an Administrative Judge may make a findi\ ng of falsification despite such denials\). As)Tj ET EMC endstream endobj 14 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 1/Type/Page>> endobj 49 0 obj [51 0 R 52 0 R 53 0 R 54 0 R] endobj 50 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (02-12528.a1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (omputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archive\ d%20-%20HTML/02-12528.a1.html)Tj 49.073 0 Td ([6/24/2021 10:56:12 AM])Tj EMC ET 1 g 10 36 591.75 729.75 re f /Article <>BDC EMC /Article <>BDC q 10 36 592 730 re W n BT 0 g 12 0 0 12 16 755.25 Tm (In deciding whether the Judge's rulings or conclusions are contrary to l\ aw, the Board will consider whether they are)Tj ET Q BT 0 g 12 0 0 12 16 741.75 Tm (contrary to provisions of)Tj /Span<>> BDC ( )Tj EMC 10.109 0 Td (Executive Order 10865, the Directive, or other applicable federal law. )Tj 28.238 0 Td (Compliance with state)Tj -38.347 -1.125 Td (or local law is not required because security clearance)Tj /Span<>> BDC ( )Tj EMC 21.851 0 Td (adjudications are conducted by the Department of Defense)Tj -21.851 -1.125 Td (pursuant to federal law. )Tj /TT1 1 Tf 9.691 0 Td (See)Tj /TT0 1 Tf ( U.S. Constitution, Article VI, clause 2 \(Supremacy Clause\). )Tj /TT1 1 Tf 25.828 0 Td (See, e.g.)Tj /TT0 1 Tf (,)Tj /Span<>> BDC ( )Tj EMC (ISCR Case No. 00-)Tj -35.519 -1.125 Td (0423 \(June 8, 2001\) at p. 3 \(citing Supreme Court decisions\).)Tj 0 -2.125 TD (When an Administrative Judge's factual findings are challenged, the Boar\ d must determine whether "[t]he)Tj 0 -1.125 TD (Administrative Judge's findings of fact are supported)Tj /Span<>> BDC ( )Tj EMC 21.425 0 Td (by such relevant evidence as a reasonable mind might accept as)Tj -21.425 -1.125 Td (adequate to support a conclusion in light of all the contrary evidence i\ n the same record. )Tj 35.516 0 Td (In)Tj /Span<>> BDC ( )Tj EMC (making this review, the)Tj -35.516 -1.125 Td (Appeal Board shall give deference to the credibility determinations of t\ he Administrative Judge." )Tj 39.174 0 Td (Directive, Additional)Tj -39.174 -1.125 Td (Procedural)Tj /Span<>> BDC ( )Tj EMC 4.582 0 Td (Guidance, Item E3.1.32.1. )Tj 10.775 0 Td (The Board must consider not only whether there is record evidence suppor\ ting a)Tj -15.356 -1.125 Td (Judge's findings, but also whether there is evidence)Tj /Span<>> BDC ( )Tj EMC 20.758 0 Td (that fairly detracts from the weight of the evidence supporting those)Tj -20.758 -1.125 Td (findings, and whether the Judge's findings reflect a reasonable interpre\ tation of the record)Tj /Span<>> BDC ( )Tj EMC 36.112 0 Td (evidence as a whole.)Tj -36.112 -1.125 Td (Although a Judge's credibility determination is not immune from review, \ the party challenging a Judge's credibility)Tj T* (determination has a)Tj /Span<>> BDC ( )Tj EMC 8.081 0 Td (heavy burden on appeal.)Tj -8.081 -2.125 Td (When an appeal issue raises a question of law, the Board's scope of revi\ ew is plenary. )Tj /TT1 1 Tf 34.558 0 Td (See)Tj /TT0 1 Tf ( DISCR Case No. 87-2107)Tj -34.558 -1.125 Td (\(September 29, 1992\) at pp. 4-5 \(citing)Tj /Span<>> BDC ( )Tj EMC 15.857 0 Td (federal cases\).)Tj -15.857 -2.125 Td (If an appealing party demonstrates factual or legal error, then the Boar\ d must consider the following questions:)Tj 0 -2.125 TD (Is the error harmful or harmless? )Tj /TT1 1 Tf 13.384 0 Td (See, e.g.)Tj /TT0 1 Tf 3.332 0 Td (, ISCR Case No. 00-0250 \(July 11, 2001\) at p. 6 \(discussing harmless \ error)Tj -16.715 -1.125 Td (doctrine\);)Tj T* (Has the nonappealing party made a persuasive argument for how the Admini\ strative Judge's decision can be affirmed on)Tj 0 -1.125 TD (alternate grounds? )Tj /TT1 1 Tf 7.608 0 Td (See, e.g.)Tj /TT0 1 Tf 3.332 0 Td (, ISCR)Tj /Span<>> BDC ( )Tj EMC (Case No. 99-0454 \(October 17, 2000\) at p. 6 \(citing federal cases\); \ and)Tj -10.939 -2.125 Td (If the Administrative Judge's decision cannot be affirmed, should the ca\ se be reversed or remanded? )Tj 40.333 0 Td (\(Directive,)Tj -40.333 -1.125 Td (Additional Procedural Guidance, Items)Tj /Span<>> BDC ( )Tj EMC 15.912 0 Td (E3.1.33.2 and E3.1.33.3\).)Tj /TT2 1 Tf 4.737 -2.375 Td (Appeal Issues)Tj 0 0 0.933 rg /TT0 1 Tf 9.75 0 0 9.75 334.1487 362.25 Tm ( \(1\))Tj ET 0 0 0.933 RG 0.75 w q 1 0 0 1 334.1487 361.5 cm 0 0 m 13.806 0 l h S Q BT 0 g 12 0 0 12 16 332.25 Tm (1. )Tj (Whether the Administrative Judge erred by not concluding that the securi\ ty concerns raised by Applicant's)Tj ET 0 G q 1 0 0 1 28 331.5 cm 0 0 m 511.342 0 l h S Q BT 12 0 0 12 16 318.75 Tm (indebtedness had been mitigated)Tj ET q 1 0 0 1 16 318 cm 0 0 m 156.287 0 l h S Q BT 12 0 0 12 172.2871 318.75 Tm (. )Tj (On appeal,)Tj /Span<>> BDC ( )Tj EMC 5.082 0 Td (Applicant contends the Judge should have concluded that the security)Tj -18.105 -1.125 Td (concerns raised by her significant state and federal tax indebtedness we\ re mitigated by)Tj /Span<>> BDC ( )Tj EMC 34.848 0 Td (application of Financial)Tj -34.848 -1.375 Td (Considerations 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(For the reasons set forth below, the Applicant has not demonstrated the \ Judge erred.)Tj 0 -2.125 TD (The application of Adjudicative Guidelines disqualifying and mitigating \ conditions does not turn simply on a finding)Tj 0 -1.125 TD (that one or more of them applies to the)Tj /Span<>> BDC ( )Tj EMC 15.746 0 Td (particular facts of a case. )Tj 10.216 0 Td (Rather, the application of a disqualifying or mitigating)Tj -25.962 -1.125 Td (condition requires the exercise of sound discretion in light of the reco\ rd)Tj /Span<>> BDC ( )Tj EMC 28.88 0 Td (evidence as a whole. )Tj /TT1 1 Tf 8.524 0 Td (See, e.g.)Tj /TT0 1 Tf 3.332 0 Td (, ISCR Case No.)Tj -40.736 -1.125 Td (01-14740 \(January 15, 2003\) at p. 7. )Tj (Accordingly, the Administrative Judge's finding that many of the)Tj /Span<>> BDC ( )Tj EMC 41.117 0 Td (Applicant's)Tj -41.117 -1.125 Td (original financial problems could be traced in part to conditions that w\ ere largely beyond her control--an economic)Tj T* (downturn which 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