%PDF-1.6 % 1 0 obj <> endobj 2 0 obj <>stream 2021-06-24T11:13:47-04:00 2021-06-24T11:13:46-04:00 2021-06-24T11:13:47-04:00 Adobe Acrobat 17.0 application/pdf 02-28891.a1 uuid:6c47607a-9bd8-49c3-86a9-dca815bfccdb uuid:33cb2c6b-8cee-4778-9c2c-aa4f807cc7ba Acrobat Web Capture 15.0 endstream endobj 5 0 obj <> endobj 6 0 obj <> endobj 3 0 obj <> endobj 7 0 obj <> endobj 8 0 obj <> endobj 17 0 obj <>>> endobj 18 0 obj <> endobj 19 0 obj <> endobj 21 0 obj [20 0 R 20 0 R] endobj 22 0 obj [20 0 R 20 0 R] endobj 23 0 obj [20 0 R 20 0 R] endobj 24 0 obj [20 0 R 20 0 R] endobj 20 0 obj <><><><><><>]/P 18 0 R/Pg 13 0 R/S/Article>> endobj 13 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 0/Type/Page>> endobj 25 0 obj [32 0 R] endobj 26 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (02-28891.a1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (omputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archive\ d%20-%20HTML/02-28891.a1.html)Tj 49.073 0 Td ([6/24/2021 11:13:47 AM])Tj EMC ET 1 g 10 36 591.75 729.75 re f 0.604 g q 1 0 0 1 16.0002 734.2497 cm 0 0 m 0.75 -0.75 l 579 -0.75 l 579.749 0 l h f Q 0.933 g q 1 0 0 1 16.7499 733.5 cm 0 0 m -0.75 -0.75 l 579 -0.75 l 578.25 0 l h f Q 0.604 g q 1 0 0 1 16.0002 732.7503 cm 0 0 m 0.75 0.75 l 0 1.499 l h f Q 0.933 g q 1 0 0 1 594.9999 733.5 cm 0 0 m 0.75 -0.75 l 0.75 0.75 l h f Q 0.604 g q 1 0 0 1 16.0002 618.75 cm 0 0 m 0.75 -0.75 l 579 -0.75 l 579.749 0 l h f Q 0.933 g q 1 0 0 1 16.7499 618.0003 cm 0 0 m -0.75 -0.751 l 579 -0.751 l 578.25 0 l h f Q 0.604 g q 1 0 0 1 16.0002 617.2497 cm 0 0 m 0.75 0.751 l 0 1.5 l h f Q 0.933 g q 1 0 0 1 594.9999 618.0003 cm 0 0 m 0.75 -0.751 l 0.75 0.75 l h f Q /Article <>BDC EMC /Article <>BDC BT 0 g 12 0 0 12 16 749.25 Tm (DATE: April 22, 2004)Tj 0 -3.25 TD (In Re:)Tj 0 -2.125 TD (--------------------)Tj T* (SSN: -----------)Tj T* (Applicant for Security Clearance)Tj 0 -3.25 TD (ISCR Case No. 02-28891)Tj /TT1 1 Tf 17.628 -2.125 Td (APPEAL BOARD DECISION)Tj 2.806 -2.125 Td (APPEARANCES)Tj ET 0.75 w q 1 0 0 1 261.2061 543 cm 0 0 m 89.338 0 l h S Q BT 11.25 0 0 11.25 251.0312 519 Tm (FOR GOVERNMENT)Tj /TT0 1 Tf -4.72 -2.2 Td (Jennifer I. Campbell, Esq., Department Counsel)Tj /TT1 1 Tf 5.498 -2.2 Td (FOR APPLICANT)Tj /TT0 1 Tf -2.089 -2.267 Td (Christopher M. Swanson)Tj 12 0 0 12 348.4684 444 Tm (, Esq.)Tj -27.706 -2.125 Td (The Defense Office of Hearings and Appeals \(DOHA\) issued to Applicant \ a Statement of Reasons \(SOR\) dated August)Tj 0 -1.125 TD (11, 2003, which stated the reasons why)Tj /Span<>> BDC ( )Tj EMC 15.969 0 Td (DOHA proposed to deny or revoke access to classified information for)Tj -15.969 -1.125 Td (Applicant. )Tj 4.443 0 Td (The SOR was based on Guideline F \(Financial Considerations\). )Tj 25.718 0 Td (Administrative Judge James A. Young)Tj -30.162 -1.125 Td (issued an unfavorable security clearance decision dated January 20, 2004\ .)Tj 0 -2.125 TD (Applicant appealed the Administrative Judge's unfavorable decision. )Tj 27.728 0 Td (The Board has jurisdiction under Executive Order)Tj -27.728 -1.125 Td (10865 and Department of Defense)Tj /Span<>> BDC ( )Tj EMC 14.023 0 Td (Directive 5220.6 \(Directive\), dated January 2, 1992, as amended.)Tj -14.023 -2.125 Td (The following issues have been raised on appeal: \(1\) whether the Admin\ istrative Judge's formal finding against)Tj 0 -1.125 TD (Applicant that she had a monthly net remainder)Tj /Span<>> BDC ( )Tj EMC 19.272 0 Td (of $226, as stated in SOR paragraph 1.c, is arbitrary and capricious; \(\ 2\))Tj -19.272 -1.125 Td (whether the record evidence supports the Judge's conclusion that Applica\ nt)Tj /Span<>> BDC ( )Tj EMC 30.338 0 Td (demonstrated no intention of satisfying the)Tj -30.338 -1.125 Td (medical debt until her financial situation improved enough to accommodat\ e the debts without sacrificing her and her)Tj T* (husband's comfort; \(3\) whether the Judge erred by not applying Financi\ al Considerations Mitigating Condition 6; and)Tj 0 -1.375 TD (\(4\) whether the Judge's errors are)Tj /Span<>> BDC ( )Tj EMC 13.563 0 Td (harmful.)Tj 0 0 0.933 rg 9.75 0 0 9.75 219.748 247.5 Tm ( \(1\))Tj ET 0 0 0.933 RG q 1 0 0 1 219.748 246.75 cm 0 0 m 13.806 0 l h S Q BT 0 g 12 0 0 12 233.5542 243 Tm ( For the reasons that follow, the Board affirms the Administrative Judge\ 's)Tj -18.13 -1.125 Td (decision.)Tj /TT1 1 Tf 20.685 -2.125 Td (Scope of Review)Tj /TT0 1 Tf -20.685 -2.125 Td (On appeal, the Board does not review a case )Tj /TT2 1 Tf 17.993 0 Td (de novo)Tj /TT0 1 Tf (. )Tj (Rather, the Board addresses the material issues raised by the)Tj -17.993 -1.125 Td (parties to determine whether there is factual)Tj /Span<>> BDC ( )Tj EMC 17.798 0 Td (or legal error. )Tj 5.719 0 Td (There is no presumption of error below, and the appealing)Tj -23.517 -1.125 Td (party must raise claims of error with specificity and identify how the A\ dministrative)Tj /Span<>> BDC ( )Tj EMC 33.963 0 Td (Judge committed factual or legal)Tj -33.963 -1.125 Td (error. )Tj (Directive, Additional Procedural Guidance, Item E3.1.32. )Tj /TT2 1 Tf 25.797 0 Td (See also)Tj /TT0 1 Tf ( ISCR Case No. 00-0050 \(July 23, 2001\) at pp.)Tj -25.797 -1.125 Td (2-3)Tj /Span<>> BDC ( )Tj EMC (\(discussing reasons why party must raise claims of error with specifici\ ty\).)Tj 0 -2.125 TD (When the rulings or conclusions of an Administrative Judge are challenge\ d, the Board must consider whether they are:)Tj 0 -1.125 TD (\(1\) arbitrary or capricious; or \(2\))Tj /Span<>> BDC ( )Tj EMC 13.328 0 Td (contrary to law. )Tj 6.553 0 Td (Directive, Additional Procedural Guidance, Item E3.1.32.3. )Tj 24.104 0 Td (In)Tj -43.985 -1.125 Td (deciding whether the Judge's rulings or conclusions are arbitrary or cap\ ricious,)Tj /Span<>> BDC ( )Tj EMC 31.726 0 Td (the Board will review the Judge's)Tj -31.726 -1.125 Td (decision to determine whether: it does not examine relevant evidence; it\ fails to articulate a satisfactory explanation for)Tj T* (its)Tj /Span<>> BDC ( )Tj EMC (conclusions, including a rational connection between the facts found and\ the choice made; it does not consider)Tj ET EMC endstream endobj 27 0 obj <> endobj 28 0 obj (̈dKuX ) endobj 29 0 obj <> endobj 30 0 obj <> endobj 31 0 obj <> endobj 37 0 obj <> endobj 38 0 obj <>stream H\n E|,E KH^)R& }RHx›&0h7=hj$%qfR '=ek^at[͹(AHF/{'dVS߄uGCاsQ }odAyU3_SaR3#2"WSDO=E4+YSߠᑑyO'IDǫf Q endstream endobj 39 0 obj <>stream H|TT=\ pg.ņ]bD (*Q4Q1"XXPTbŎ+2#v q Vrw}ξs P`~Yr&-$,24jNj&k†FW vy~DT.NzGDP'@wxh{#gMzˉ ʇ<_>#c,qMzFD4 42|zk/#.r}XW58hݦm>g:w<0}|]cPѫwG5h蟆>_F;׸'LHL8iӦϘ9k0E).]tcO6[s[bf5ߚg[XoeͶfZX3dtк̺cXV5FiǴR9/o:qq5<. !u@j (c3_8yf%Fo- 89P*~Xl{沫\vN=\x'MͨepyRuRF*1p0IXX W$JHq<$F˾ OϰkpXC2z(qGpp'p8S:B>,z>0} Da0'Dc(pX%/:Mg,jPM۸C97Fěy o y] Δ'|9| g!>G(|ox'e|9>"_|P`xVUk|oMŷ{l! 1?cW ;xN $I$w ';5Ņ\$ H !$*Ee*+ WQ^ wA"]tj3D4DsB#J|,Z6h'ڋQmP[ջ=ծWyCw5_}d3$D$dcT|&:΢\ TՏĿ Ƭ-ggyO;wwwJ) א"ݵ޶;EJqH k=QnUnSWyPs[ucgvX0˒3{p: N8#g̜r6nsqny9Esh.9̍\Ѝux7 qa.EDw9\Kr).e, w*Wv׺*\qu5:\q}n 7&Dssn-6ܖJsȝ3w܍sPD/nW܏ȃx0:Ya<,5L5q&GHţy q<'Dē9Cx hvnGؑvm2cqv`'Iv !dSlM@pOiyY<\y/E?b(^Ѽq rs'BZD")P4-e:b((( ZuNӟCl7-q[w=W+yŽ^IW+y ^EW xUjv 5m/솸SP7Nlngؙ^uWӫxuz^}k5xMf^skKko[czBO>rvRj3G1sܜ0s3Is<0 s#(紿ď?֏?_W_o7w&94& nswGYտʣ "e\5 *gFQB͌vDOՈ{\ڪQc'jڜFR.%cCLjc=jj 27(wyww-~M8"cT&7qR|.N+>x{Gd^{zĊ,C%p:{=IVq$``cT d9G FJ(74P[Ez^2+$sIʁmP"e2gPLς3$2n6ϛ!o2QDwK~@ߣ0TT]XKu<AdJYjޔBCi_& %)Ɂ=G[@ӕ`-4CLW?](ZXN]y'wFUnfga7M k~K[p5T+ً)n+sC'CX.uZ^X߼ 8 #< 09:L2kes|Z洜c'@y/e&q2N:J2 p:8ٿ`*00D7SVm!EIFQhx_ 8뺃Gc$xS9;ǷD_o_r)RL5RR=`I[">mMi=z!)=/41M9|ln1wfc8S%bKCGȜzBY`5:!|"N@_\۽N7{.+8p%pOj^.K ؃إQD/+I+s5/$ll5m=%!Rҝ_q%Λ&O,d6SWzݜE{ف07 q7"fPF#B/ɳ+vTD(zbi8yjX46zP3]M+ so2Is? 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Smallin)Tj T* (Administrative Judge)Tj T* (Member, Appeal Board)Tj T* (1. )Tj (Applicant's brief contains some arguments based on factual assertions th\ at go beyond record evidence. )Tj 42.25 0 Td (Such)Tj -42.25 -1.125 Td (assertions constitute new evidence, which the)Tj /Span<>> BDC ( )Tj EMC 18.467 0 Td (Board cannot consider. )Tj 9.497 0 Td (Directive, Additional Procedural Guidance, Item)Tj -27.964 -1.125 Td (E3.1.29.)Tj T* (2. )Tj (Directive, Additional Procedural Guidance, Item E3.1.25.)Tj T* (3. )Tj (Directive, Section 6.3; Enclosure 2, Items E2.2.1 and E2.2.3.)Tj T* (4. )Tj ("The individual initiated a good-faith effort to repay overdue creditors\ or otherwise resolve debts" \(Directive,)Tj 0 -1.125 TD (Enclosure 2, Item E2.A6.1.3.6\).)Tj 0 -2.125 TD (5. )Tj (An applicant's conduct must be evaluated under the reasonable person sta\ ndard. )Tj /TT1 1 Tf 33.169 0 Td (See, e.g.)Tj /TT0 1 Tf (, ISCR Case No. 01-03695)Tj -33.169 -1.125 Td (\(October 16, 2002\) at p. 5 n.7. However, what constitutes reasonable c\ onduct cannot be determined in the abstract)Tj 0 -1.125 TD (without consideration of the particular facts and circumstances of an ap\ plicant's case.)Tj ET EMC endstream endobj 15 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 2/Type/Page>> endobj 43 0 obj [45 0 R 46 0 R] endobj 44 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (02-28891.a1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (omputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archive\ d%20-%20HTML/02-28891.a1.html)Tj 49.073 0 Td ([6/24/2021 11:13:47 AM])Tj EMC ET 1 g 10 36 591.75 729.75 re f /Article <>BDC EMC /Article <>BDC q 10 36 592 730 re W n BT 0 g 12 0 0 12 16 755.25 Tm (under the whole person concept after considering the record evidence as \ a whole.)Tj 33.665 0 Td ( )Tj (Accordingly, Applicant's security)Tj ET Q BT 0 g 12 0 0 12 16 741.75 Tm (eligibility does not turn on the Judge's findings and conclusions with r\ espect to any one paragraph of the SOR in this)Tj 0 -1.125 TD (case,)Tj /Span<>> BDC ( )Tj EMC (but rather on the Judge's findings and conclusions about the overall fac\ ts and circumstances of Applicant's history)Tj T* (of financial difficulties. )Tj 9.663 0 Td (Furthermore,)Tj /Span<>> BDC ( )Tj EMC 5.499 0 Td (whether the record evidence shows Applicant has a net monthly remainder \ of $26)Tj -15.162 -1.125 Td (a month, $226 a month, or some amount in-between, there is no dispute th\ at)Tj /Span<>> BDC ( )Tj EMC 30.688 0 Td (Applicant still has an unresolved medical)Tj -30.688 -1.125 Td (debt of more than $20,000. )Tj 11.081 0 Td (Applicant fails to articulate a persuasive argument for why there is a s\ ignificant chance)Tj /Span<>> BDC ( )Tj EMC 35.098 0 Td (that)Tj -46.179 -1.125 Td (the Judge would have reached a different result in this case if he had f\ ound Applicant had a net monthly remainder of)Tj T* (only $26 a month. )Tj 7.527 0 Td (As will be)Tj /Span<>> BDC ( )Tj EMC (discussed later in this decision, the Judge had sufficient basis in the \ record evidence to)Tj -7.527 -1.125 Td (conclude that Applicant had not demonstrated that she took reasonable)Tj /Span<>> BDC ( )Tj EMC 28.547 0 Td (steps to address or otherwise resolve the)Tj -28.547 -1.125 Td (significant medical debt.)Tj 0 -2.125 TD (\(2\) )Tj (Whether the record evidence supports the Judge's conclusion that Applica\ nt demonstrated no intention of satisfying)Tj ET 0.75 w q 1 0 0 1 32.9922 607.5 cm 0 0 m 554.684 0 l h S Q BT 12 0 0 12 16 594.75 Tm (the medical debt until her financial)Tj /Span<>> BDC ( )Tj EMC ET q 1 0 0 1 16 594 cm 0 0 m 170.602 0 l h S Q BT 12 0 0 12 186.6016 594.75 Tm (situation improved enough to accommodate the debts without sacrificing h\ er and her)Tj ET q 1 0 0 1 186.6016 594 cm 0 0 m 406.887 0 l h S Q BT 12 0 0 12 16 581.25 Tm (husband's comfort)Tj ET q 1 0 0 1 16 580.5 cm 0 0 m 87.814 0 l h S Q BT 12 0 0 12 103.8145 581.25 Tm (. )Tj (The Administrative Judge correctly noted that)Tj /Span<>> BDC ( )Tj EMC 19.161 0 Td (Applicant, in the August 2002 written statement,)Tj -26.479 -1.125 Td (indicated she did not intend to satisfy the medical debt "until my finan\ cial situation improves enough to)Tj /Span<>> BDC ( )Tj EMC 41.706 0 Td (accommodate it)Tj -41.706 -1.125 Td (without sacrificing our comfort," but also recognized that at the hearin\ g Applicant had changed her attitude \(Decision at)Tj 0 -1.125 TD (p. 4\). )Tj (Applicant's)Tj /Span<>> BDC ( )Tj EMC (appeal brief makes an argument for how the record evidence on this aspec\ t of the case could be)Tj T* (interpreted in a manner more favorable to her than the)Tj /Span<>> BDC ( )Tj EMC 21.879 0 Td (interpretation reached by the Judge. )Tj 14.55 0 Td (However, the Judge's)Tj -36.429 -1.125 Td (interpretation of the record evidence is a legally permissible one that \ does not reflect arbitrary or)Tj /Span<>> BDC ( )Tj EMC 38.874 0 Td (capricious action by)Tj -38.874 -1.125 Td (the Judge. 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unresolved medical debt.)Tj 0 0 0.933 rg 9.75 0 0 9.75 201.2734 419.25 Tm ( \(5\))Tj ET q 1 0 0 1 201.2734 418.5 cm 0 0 m 13.806 0 l h S Q BT 0 g 12 0 0 12 215.0796 414.75 Tm ( )Tj (Applicant's appeal brief makes a)Tj /Span<>> BDC ( )Tj EMC 13.508 0 Td (plausible argument for how the Judge could)Tj -30.098 -1.125 Td (have interpreted the record evidence in a manner that could warrant the \ application of Financial Considerations)Tj /Span<>> BDC ( )Tj EMC 44.761 0 Td (itigating)Tj -44.761 -1.125 Td (Condition 6. )Tj 5.25 0 Td (However, given the record evidence in this case, the Judge was not compe\ lled, logically or legally, to)Tj -5.25 -1.125 Td (conclude Applicant's overall)Tj /Span<>> BDC ( )Tj EMC 11.648 0 Td (course of conduct in dealing with the medical debt was sufficient in tim\ eliness or degree to)Tj -11.648 -1.125 Td (warrant application of Financial Considerations Mitigating)Tj /Span<>> BDC ( )Tj EMC 23.772 0 Td (Condition 6. )Tj 5.25 0 Td (Even if Applicant proved that 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For the reasons discussed above, most of Applicant's claims of error a\ re not)Tj -16.951 -1.125 Td (persuasive. )Tj (Furthermore, Applicant's)Tj /Span<>> BDC ( )Tj EMC 14.982 0 Td (first claim of error shows, at most, harmless error that does not warran\ t remand or)Tj -14.982 -1.125 Td (reversal. )Tj (Given the record evidence in this case, the Administrative Judge)Tj /Span<>> BDC ( )Tj EMC 29.684 0 Td (had a rational basis for concluding that)Tj -29.684 -1.125 Td (Applicant's overall history of financial difficulties raised security co\ ncerns under Guideline F. )Tj /TT1 1 Tf 37.863 0 Td (See, e.g.)Tj /TT0 1 Tf 3.332 0 Td (, ISCR Case No.)Tj -41.195 -1.125 Td (96-0454 \(February 7, 1997\) at p. 2 \(discussing security concerns rais\ ed by history of financial difficulties\). )Tj 42.961 0 Td (Applicant)Tj -42.961 -1.125 Td (had the burden of demonstrating)Tj /Span<>> BDC ( )Tj EMC 13.247 0 Td (explanation, extenuation or mitigation sufficient to warrant a favorable\ security)Tj 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Tf 11.883 0 Td (See, e.g.)Tj /TT0 1 Tf 3.332 0 Td (,)Tj /TT1 1 Tf ( )Tj /TT0 1 Tf (ISCR Case No. 97-0435 \(July 14, 1998\) at p. 3 \(citing Supreme Court)Tj /Span<>> BDC ( )Tj EMC 28.72 0 Td (decision\).)Tj -43.935 -1.125 Td (In deciding whether the Judge's rulings or conclusions are contrary to l\ aw, the Board will consider whether they are)Tj 0 -1.125 TD (contrary to provisions of)Tj /Span<>> BDC ( )Tj EMC 10.109 0 Td (Executive Order 10865, the Directive, or other applicable federal law. )Tj 28.238 0 Td (Compliance with state)Tj -38.347 -1.125 Td (or local law is not required because security clearance)Tj /Span<>> BDC ( )Tj EMC 21.851 0 Td (adjudications are conducted by the Department of Defense)Tj -21.851 -1.125 Td (pursuant to federal law. )Tj /TT1 1 Tf 9.691 0 Td (See)Tj /TT0 1 Tf ( U.S. Constitution, Article VI, clause 2 \(Supremacy Clause\). )Tj /TT1 1 Tf 25.828 0 Td (See, e.g.)Tj /TT0 1 Tf (,)Tj /Span<>> BDC ( )Tj EMC (ISCR Case No. 00-)Tj -35.519 -1.125 Td (0423 \(June 8, 2001\) at p. 3 \(citing Supreme Court decisions\).)Tj 0 -2.125 TD (When an Administrative Judge's factual findings are challenged, the Boar\ d must determine whether "[t]he)Tj 0 -1.125 TD (Administrative Judge's findings of fact are supported)Tj /Span<>> BDC ( )Tj EMC 21.425 0 Td (by such relevant evidence as a reasonable mind might accept as)Tj -21.425 -1.125 Td (adequate to support a conclusion in light of all the contrary evidence i\ n the same record. )Tj 35.516 0 Td (In)Tj /Span<>> BDC ( )Tj EMC (making this review, the)Tj -35.516 -1.125 Td (Appeal Board shall give deference to the credibility determinations of t\ he Administrative Judge." )Tj 39.174 0 Td (Directive, Additional)Tj -39.174 -1.125 Td (Procedural)Tj /Span<>> BDC ( )Tj EMC 4.582 0 Td (Guidance, Item E3.1.32.1. )Tj 10.775 0 Td (The Board must consider not only whether there is record evidence suppor\ ting a)Tj -15.356 -1.125 Td (Judge's findings, but also whether there is evidence)Tj /Span<>> BDC ( )Tj EMC 20.758 0 Td 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e.g.)Tj /TT0 1 Tf 3.332 0 Td (, ISCR Case No. 00-0250 \(July 11, 2001\) at p. 6 \(discussing harmless \ error)Tj -16.715 -1.125 Td (doctrine\);)Tj T* (Has the nonappealing party made a persuasive argument for how the Admini\ strative Judge's decision can be affirmed on)Tj 0 -1.125 TD (alternate grounds? )Tj /TT1 1 Tf 7.608 0 Td (See, e.g.)Tj /TT0 1 Tf 3.332 0 Td (, ISCR)Tj /Span<>> BDC ( )Tj EMC (Case No. 99-0454 \(October 17, 2000\) at p. 6 \(citing federal cases\); \ and)Tj -10.939 -2.125 Td (If the Administrative Judge's decision cannot be affirmed, should the ca\ se be reversed or remanded? )Tj 40.333 0 Td (\(Directive,)Tj -40.333 -1.125 Td (Additional Procedural Guidance, Items)Tj /Span<>> BDC ( )Tj EMC 15.912 0 Td (E3.1.33.2 and E3.1.33.3\).)Tj /TT2 1 Tf 5.313 -2.125 Td (Appeal Issues)Tj /TT0 1 Tf -21.225 -2.125 Td (1. )Tj (Whether the Administrative Judge's formal finding against Applicant that\ she had a monthly net remainder of $226,)Tj ET 0.75 w q 1 0 0 1 28 294 cm 0 0 m 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