%PDF-1.6 % 1 0 obj <> endobj 2 0 obj <>stream 2021-06-24T11:13:58-04:00 2021-06-24T11:13:57-04:00 2021-06-24T11:13:58-04:00 Adobe Acrobat 17.0 application/pdf 02-28935.a1 uuid:1ec670d2-de87-4495-bf3c-f788ba00f8dd uuid:9acdce66-442c-40ed-a7f7-004031596a7e Acrobat Web Capture 15.0 endstream endobj 5 0 obj <> endobj 6 0 obj <> endobj 3 0 obj <> endobj 7 0 obj <> endobj 8 0 obj <> endobj 17 0 obj <>>> endobj 18 0 obj <> endobj 19 0 obj <> endobj 21 0 obj [20 0 R 20 0 R] endobj 22 0 obj [20 0 R 20 0 R] endobj 23 0 obj [20 0 R 20 0 R] endobj 24 0 obj [20 0 R 20 0 R] endobj 20 0 obj <><><><><><>]/P 18 0 R/Pg 13 0 R/S/Article>> endobj 13 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 0/Type/Page>> endobj 25 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (02-28935.a1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (omputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archive\ d%20-%20HTML/02-28935.a1.html)Tj 49.073 0 Td ([6/24/2021 11:13:58 AM])Tj EMC ET 1 g 10 36 591.75 729.75 re f 0.604 g q 1 0 0 1 16.0002 734.2497 cm 0 0 m 0.75 -0.75 l 579 -0.75 l 579.749 0 l h f Q 0.933 g q 1 0 0 1 16.7499 733.5 cm 0 0 m -0.75 -0.75 l 579 -0.75 l 578.25 0 l h f Q 0.604 g q 1 0 0 1 16.0002 732.7503 cm 0 0 m 0.75 0.75 l 0 1.499 l h f Q 0.933 g q 1 0 0 1 594.9999 733.5 cm 0 0 m 0.75 -0.75 l 0.75 0.75 l h f Q 0.604 g q 1 0 0 1 16.0002 618.75 cm 0 0 m 0.75 -0.75 l 579 -0.75 l 579.749 0 l h f Q 0.933 g q 1 0 0 1 16.7499 618.0003 cm 0 0 m -0.75 -0.751 l 579 -0.751 l 578.25 0 l h f Q 0.604 g q 1 0 0 1 16.0002 617.2497 cm 0 0 m 0.75 0.751 l 0 1.5 l h f Q 0.933 g q 1 0 0 1 594.9999 618.0003 cm 0 0 m 0.75 -0.751 l 0.75 0.75 l h f Q /Article <>BDC EMC /Article <>BDC BT 0 g 12 0 0 12 16 749.25 Tm (DATE: June 28, 2005)Tj 0 -3.25 TD (In Re:)Tj 0 -2.125 TD (------------------------)Tj T* (SSN: -----------)Tj T* (Applicant for Security Clearance)Tj 0 -3.25 TD (ISCR Case No. 02-28935)Tj /TT1 1 Tf 17.628 -2.125 Td (APPEAL BOARD DECISION)Tj 2.806 -2.125 Td (APPEARANCES)Tj ET 0.75 w q 1 0 0 1 261.2061 543 cm 0 0 m 89.338 0 l h S Q BT 11.25 0 0 11.25 251.0312 519 Tm (FOR GOVERNMENT)Tj /TT0 1 Tf -7.539 -2.2 Td (Peregrine D. Russell-Hunter, Esq., Chief Department Counsel)Tj /TT1 1 Tf 8.317 -2.2 Td (FOR APPLICANT)Tj /TT0 1 Tf -1.235 -2.2 Td (M. Jefferson Euchler, Esq.)Tj 12 0 0 12 16 419.25 Tm (The Defense Office of Hearings and Appeals \(DOHA\) issued to Applicant \ a Statement of Reasons \(SOR\), dated)Tj 0 -1.125 TD (February 3, 2004, which stated the reasons )Tj 17.357 0 Td (why DOHA proposed to deny or revoke access to classified information for\ )Tj -17.357 -1.125 Td (Applicant. )Tj 4.443 0 Td (The SOR was based on Guideline J \(Criminal Conduct\), Guideline E )Tj 27.829 0 Td (\(Personal Conduct\), and Guideline F)Tj -32.272 -1.125 Td (\(Financial Considerations\). )Tj 11.137 0 Td (Administrative Judge Henry Lazzaro issued an unfavorable security cleara\ nce decision,)Tj -11.137 -1.125 Td (dated )Tj 2.416 0 Td (February 23, 2005.)Tj -2.416 -2.125 Td (Applicant appealed the Administrative Judge's unfavorable decision. )Tj 27.728 0 Td (The Board has jurisdiction under Executive Order)Tj -27.728 -1.125 Td (10865 and Department of Defense )Tj 14.023 0 Td (Directive 5220.6 \(Directive\), dated January 2, 1992, as amended.)Tj -14.023 -2.125 Td (The following issues have been raised on appeal: \(1\) whether the Admin\ istrative Judge erred by concluding that)Tj T* (Applicant's history of financial difficulties )Tj 17.204 0 Td (raised security concerns under Guideline F \(Financial Considerations\);\ and)Tj -17.204 -1.125 Td (\(2\) in the alternative, whether the Administrative Judge erred by conc\ luding that )Tj 32.406 0 Td (Applicant's history of financial)Tj -32.406 -1.125 Td (difficulties had not been mitigated sufficiently to warrant a favorable \ security clearance decision. )Tj 39.095 0 Td (For the reasons that)Tj -39.095 -1.125 Td (follow, )Tj (the Board affirms the Administrative Judge's decision.)Tj /TT1 1 Tf 20.685 -2.125 Td (Scope of Review)Tj /TT0 1 Tf -20.685 -2.125 Td (On appeal, the Board does not review a case )Tj /TT2 1 Tf 17.993 0 Td (de novo)Tj /TT0 1 Tf (. )Tj (Rather, the Board addresses the material issues raised by the)Tj -17.993 -1.125 Td (parties to determine whether there is factual )Tj 17.798 0 Td (or legal error. )Tj 5.719 0 Td (There is no presumption of error below, and the appealing)Tj -23.517 -1.125 Td (party must raise claims of error with specificity and identify how the A\ dministrative )Tj 33.963 0 Td (Judge committed factual or legal)Tj -33.963 -1.125 Td (error. )Tj (Directive, Additional Procedural Guidance, Item E3.1.32. )Tj /TT2 1 Tf 25.797 0 Td (See also)Tj /TT0 1 Tf ( ISCR Case No. 00-0050 \(July 23, 2001\) at pp.)Tj -25.797 -1.125 Td (2-3 )Tj (\(discussing reasons why party must raise claims of error with specifici\ ty\).)Tj 0 -2.125 TD (When the rulings or conclusions of an Administrative Judge are challenge\ d, the Board must consider whether they are:)Tj 0 -1.125 TD (\(1\) arbitrary or capricious; or \(2\) )Tj 13.328 0 Td (contrary to law. )Tj 6.553 0 Td (Directive, Additional Procedural Guidance, Item E3.1.32.3. )Tj 24.104 0 Td (In)Tj -43.985 -1.125 Td (deciding whether the Judge's rulings or conclusions are arbitrary or cap\ ricious, )Tj 31.726 0 Td (the Board will review the Judge's)Tj -31.726 -1.125 Td (decision to determine whether: it does not examine relevant evidence; it\ fails to articulate a satisfactory explanation for)Tj T* (its )Tj (conclusions, including a rational connection between the facts found and\ the choice made; it does not consider)Tj T* (relevant factors; it reflects a clear error of )Tj 16.879 0 Td (judgment; it fails to consider an important aspect of the case; it offer\ s an)Tj ET EMC endstream endobj 26 0 obj <> endobj 27 0 obj (^16%\\m) endobj 28 0 obj <> endobj 29 0 obj <> endobj 30 0 obj <> endobj 35 0 obj <> endobj 36 0 obj <>stream H\j0EY&G9a(n^A|#SC- Y;҄*F3]%UR~Ïxފ,>=N$,ӌCmQ('/z6"y}o:WhgH,`G^[ILԆl(o8ϸ=\ѷB4JP'@kų]:z9MI+*H-"{L""[m.0ב3z܃ =3]Jydb>Y$mjZ߼'FeO 0@ endstream endobj 37 0 obj <>stream H| XTGPRy3o&%Q'-8 .m¹8>sn:XFFF`j"n?ైyx͈άۥ⤄cmN FG'li_v͚h_mkСc]v${zg/ː~wÏ#`pdTt̐ءÆŏ0jğƎ?aϿL<%i3fJ6gn .ZdibYk֮[a!{-u;w޳7o.8rX'O>sRPv+W 馹XvW&MQ Pl% q4Rie!B+!L% cjjꘪDeSOQV?K*,}+ J?JRtQ2JϤWR&J3JY)TjikӴ:AWO箫ktt-t}uhVY!ב]eO[n"-vr''rHCGà52l3l[_e ZY[{YCj|l6[RB^|)&R2N먔 a0W/ *TE5YJ8II^X"ݔ^H5$j24Yhôڌ8:;ẨZC%o~ϡs9t~!Z?s?oAgH1aUY;rA֞>5;]$ȷOfhxgy%0\W,0X6Kẓ򱥥Eo?<5s@yvZsySeeVkskcm 4u2MML:Sc OF}X`N3"frm~#Ϛs7.}/`$ X`&CM\!C \X )P3X%Wr$V QPpN98 g,<x EGPa q0`$ c'H0,0&&/k` Lr*<'RT !CP '"pUp * up=nhl܄q V܆1wNo2b=pE܏X] Fxc0<ްr!6cX PDZ~?E 5Ex K4x}ey, XGas2Ih7Gh?:H0eS(1*TL'$:Mg}.P]KtUF醢RddrEݥ{tC#zL~*9E)4+ I(f\^qQJ'ՐC`sd"S2'1Wܙ+xuF# `XG։uf]X ʺOXwփdXoև}b@|(ZGcB|"&>)+33)Terr2]9O>c/X?̾d!,Mbؕmd`](qDa޹;sw.-NwwwR{B āZ NRHys r$7-r&r%w=r'<\rnyDqyBiyF(s'sչ\wn9M.ʿ /K"k򺮦k:n&nfqYS5P D5X QC05\P#(5ZI85^MP!*TMTaj5UMS캹n[Vnv~_7n;jڭjگ::Ni{:mؾYh""'M/KJVDHE$E,RP*%I7f17&ܔqsn-Uji6pknmܑ;qg]Sэs7{+zpOŽ~ܟ@? 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Q`N(iw/hKQp%|4X!K/_O K.E~YNǤxjGY#Yq|ib͜q;>A,0{~H# 9ee輩_[/|@=s&~|s[)2wR9f2 &x|Mr#+-m hw)Yn8ȼo6maiK\5|疍22;t+m::nL7&}L\z^.7/ 88||w_wW([OBU~όWz|Ǻ#%V^ropL/Aqy+e۷.iT/-fO-G]PՅN QoMThtw}3}b3'ZԀ*K~̞v{=YH#FJ۠~'ؾ;(-S,O cê{oدHcH QM_i|ƏE{vío>O|X^M7iy[_}Wqa>1|KnB E*-2j܉Qg!r\wv:.WbO8t/aF ?>N^#.a6GD&4̢Vm7Eg\ԛL%/LL=Sf:os⎉lVȜ/oZdEb_>Fp6ϥYqf>^ϥtsJd}l&Xz" R> "wq)܋m2o}EǏ2燈8p8p8p8p8p8p8p8p8@" kTHPMv IEjG $8դVm6/^_W2E}C}=WMjBUҾMHa_?c|*&#%*PHx54dde)IcؓF %_:l[i_yHHf +m.{qGYM{~4f3)q8z8zlmXn̳sCqccK_w>t9dH}|z/tBƬ']cRmG4nkr=Dۜ R+a=G's2Ivim{d16Fjkc1ˎ:LyY$i =hZQwzrt]1;Ks&vfvyzDG[.=}^Ig ۳^e3X!ITJKn+:/y]SےtWK6c3lMu<ݞ3mumyz],+cx&ޏuU/W&fd^Oo&;[Rx,aP 0yz0r`٣W'^:]󞧽-^"%tl /%fvW%S ]+֮ۓkuX{ [Ƣ9 Xu_-#:ea}ߍQ/onYzoe) m?qHijQ(ӥIY"hRMOGԜ%dzK#cG[YKG#˗G۞Fm|e'8O ip8y-9^𕫯)+#sGOWquB˭F[k0g.&9~+CPoFf͎NK,4{XsQ_POI{ \rxnb#G$dd'CHH`tzT=bʻu+<EϵMی8.sӰ|oX~oXѰ Nnxˌæ$lBIȐ+(dn c2G̎YX? oSaaol `,QƯ0fӔ["y _P%`Izg:Y ;Fip pȿqak9]wHb rݖ~2Ǡ'A5_; ڿBHFXrderPk`p3>{ 0m2ՠCWPq CB<5nx&=<==^Oȳݳ!DIlDQDȉHhl6uCS\]Qr1>ͥGQh {őoj4-q9Xt Vѳ/uRٗyJ(=Ln5D[8h=-AGp{~%=sdގ 8OۇFCs)Vi**~;:B+? )4! #!YXzURVMQA!}t J@*@],Wh&}9Y;>׎Xm4ihHm@6ܪNib1Z11J>qD)5jj P3Ad(T;q:B68YzĔ}KM.QjP)u4W+S3aN +__L?TZH6K ZKGԽDki4d.Z#IDoj`[;VG/v^s!ݮ&m@]u&M`\;[.?7IL=kV* jUq6ox4m<< Hfcz? 0g~BwaUVZʪY-۝]tո/jTvG]D%&*;9X71k Ɗn7u+(eeVSE㹫]᫰ ) _ڜ҉T`t]E{C>,?q>x7F9} Aa_tQ5Cm k‡mcS´pZ. yai'҈&`nFj,s/W\BA%x?.ߋ~(>##] <-@Z^7|֢ 'i6@'񦦞jAx[]O>cɫ=aZ3* ӵ3SuDA+'ûJU*V1kvR͢Wi endstream endobj 16 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 3/Type/Page>> endobj 40 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (02-28935.a1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (omputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archive\ d%20-%20HTML/02-28935.a1.html)Tj 49.073 0 Td ([6/24/2021 11:13:58 AM])Tj EMC ET 1 g 10 406.5 591.75 359.249 re f /Article <>BDC EMC BT /Article <>BDC 0 g 12 0 0 12 16 745.5 Tm (2. )Tj /TT1 1 Tf (See)Tj /TT0 1 Tf ( Directive, Additional Procedural Guidance, Item E3.1.14.)Tj 0 -2.125 TD (3. )Tj /TT1 1 Tf (Gayer v. 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Cir. 1973\).)Tj -9.358 -2.125 Td (4. )Tj /TT1 1 Tf (See, e.g.)Tj /TT0 1 Tf 4.332 0 Td (, ISCR Case No. 02-02892 \(June 28, 2004\) at p. 7.)Tj -4.332 -2.125 Td (5. )Tj /TT1 1 Tf (See, e.g.)Tj /TT0 1 Tf 4.332 0 Td (, ISCR Case No. 02-07218 \(March 15, 2004\) at p. 5.)Tj -4.332 -2.125 Td (6. )Tj /TT1 1 Tf (See, e.g.)Tj /TT0 1 Tf 4.332 0 Td (, ISCR Case No. 03-13281 \(October 22, 2004\) at p. 4 \(discussing secur\ ity significance of a history of)Tj -4.332 -1.125 Td (financial difficulties\).)Tj T* (7. )Tj /TT1 1 Tf (See, e.g.)Tj /TT0 1 Tf 4.332 0 Td (, ISCR Case No. 00-0104 \(March 21, 2001\) at p. 5 \(even in the absence\ of evidence that the applicant)Tj -4.332 -1.125 Td (engaged in misconduct, evidence that financial )Tj 19.021 0 Td (misfortune left the applicant with unresolved financial difficulties is)Tj -19.021 -1.125 Td (sufficient for Administrative Judge to conclude security concerns were r\ aised under )Tj 33.738 0 Td (Guideline F\).)Tj -33.738 -2.125 Td (8. )Tj /TT1 1 Tf (See, e.g.)Tj /TT0 1 Tf 4.332 0 Td (, ISCR Case No. 02-20947 \(June 18, 2004\) at p. 5; ISCR Case No. 00-037\ 8 \(August 15, 2001\) at p. 4.)Tj -4.332 -2.125 Td (9. )Tj /TT1 1 Tf (See, e.g.)Tj /TT0 1 Tf 4.332 0 Td (, ISCR Case No. 00-0633 \(October 24, 2003\) at p. 10 \(citing other Boa\ rd decisions for proposition that)Tj -4.332 -1.125 Td (Administrative Judge must consider the )Tj 16.136 0 Td (security significance of an applicant's proven or admitted conduct even \ if the)Tj -16.136 -1.125 Td (applicant has not engaged in more serious conduct\).)Tj T* (10. )Tj /TT1 1 Tf (See, e.g.)Tj /TT0 1 Tf 4.832 0 Td (, ISCR Case No. 02-01181 \(January 30, 2004\) at p. 3. )Tj /TT1 1 Tf (See also)Tj /TT0 1 Tf ( ISCR Case No. 02-09892 \(July 15, 2004\) at)Tj -4.832 -1.125 Td (p. 5 \(noting that Administrative Judges )Tj 15.859 0 Td (are not always faced with cases where the record evidence points all in \ one)Tj -15.859 -1.125 Td (direction\).)Tj T* (11. )Tj /TT1 1 Tf (See, e.g.)Tj /TT0 1 Tf 4.832 0 Td (, ISCR Case No. 02-18663 \(March 23, 2004\) at p. 4.)Tj EMC ET endstream endobj 15 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 2/Type/Page>> endobj 41 0 obj [43 0 R 44 0 R 45 0 R 46 0 R] endobj 42 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (02-28935.a1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (omputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archive\ d%20-%20HTML/02-28935.a1.html)Tj 49.073 0 Td ([6/24/2021 11:13:58 AM])Tj EMC ET 1 g 10 36 591.75 729.75 re f /Article <>BDC EMC /Article <>BDC q 10 36 592 730 re W n BT 0 g 12 0 0 12 16 755.25 Tm (to any acts of financial )Tj 9.357 0 Td (irresponsibility.)Tj 7.456 0 Td ( )Tj (Accordingly, a Judge can consider whether an applicant poses a risk unde\ r)Tj ET Q BT 0 g 12 0 0 12 16 738.75 Tm (Guideline F through financial irresponsibility, greed, )Tj /TT1 1 Tf 21.384 0 Td (or)Tj /TT0 1 Tf ( financial )Tj 4.887 0 Td (misfortune.)Tj 0 0 0.933 rg 9.75 0 0 9.75 386.248 743.25 Tm ( \(8\))Tj ET 0 0 0.933 RG 0.75 w q 1 0 0 1 386.248 742.5 cm 0 0 m 13.806 0 l h S Q BT 0 g 12 0 0 12 16 713.25 Tm (In this case, the Administrative Judge's unchallenged findings of fact a\ bout Applicant's history of financial difficulties)Tj 0 -1.125 TD (provided a rational and legally sufficient )Tj 16.494 0 Td (basis for the Judge to conclude that Applicant's history of financial di\ fficulties)Tj -16.494 -1.125 Td (raised security concerns under Guideline F. )Tj 17.633 0 Td (Applicant's ability to argue that his )Tj 14.233 0 Td (case is not as serious as other ones)Tj -31.866 -1.375 Td (involving a history of financial difficulties does not demonstrate the J\ udge erred.)Tj 0 0 0.933 rg 9.75 0 0 9.75 403.8965 674.25 Tm ( \(9\))Tj ET q 1 0 0 1 403.8965 673.5 cm 0 0 m 13.806 0 l h S Q BT 0 g 12 0 0 12 16 644.25 Tm (2. )Tj (In the alternative, whether the Administrative Judge erred by concluding\ that Applicant's history of financial)Tj ET 0 G q 1 0 0 1 28 643.5 cm 0 0 m 521.004 0 l h 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by his )Tj 34.906 0 Td (history of financial difficulties.)Tj 0 0 0.933 rg 9.75 0 0 9.75 16 468.75 Tm (\(11\))Tj ET q 1 0 0 1 16 468 cm 0 0 m 16.244 0 l h S Q BT 0 g 12 0 0 12 32.2437 464.25 Tm ( )Tj (Considering the record as a whole, the Judge's unfavorable conclusions u\ nder Guideline F reflect a reasonable and)Tj -1.354 -1.125 Td (legally )Tj 2.971 0 Td (permissible interpretation of the record evidence as a whole and Applica\ nt has not shown that the Judge's)Tj -2.971 -1.125 Td (conclusions are arbitrary, capricious, or contrary to )Tj 20.687 0 Td (law.)Tj /TT2 1 Tf 1.08 -2.125 Td (Conclusion)Tj /TT0 1 Tf -21.767 -2.125 Td (The Board affirms the Administrative Judge's decision because Applicant \ has not demonstrated error below.)Tj 0 -2.125 TD (Signed: Emilio Jaksetic)Tj ET 0 G q 1 0 0 1 16 360 cm 0 0 m 113.32 0 l h S Q BT 12 0 0 12 16 335.25 Tm (Emilio Jaksetic)Tj T* (Administrative Judge)Tj T* (Chairman, Appeal Board)Tj T* (Signed: Michael D. 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