%PDF-1.6 % 1 0 obj <> endobj 2 0 obj <>stream 2021-06-24T15:05:28-04:00 2021-06-24T15:05:28-04:00 2021-06-24T15:05:28-04:00 Adobe Acrobat 17.0 application/pdf 02-32606.a1 uuid:9c5c2b34-5e52-42ef-8eab-772c7b3a24e4 uuid:18c12bc2-6dac-4522-a780-f78ab9a5ec58 Acrobat Web Capture 15.0 endstream endobj 5 0 obj <> endobj 6 0 obj <> endobj 3 0 obj <> endobj 7 0 obj <> endobj 8 0 obj <> endobj 18 0 obj <>>> endobj 19 0 obj <> endobj 20 0 obj <> endobj 22 0 obj [21 0 R 21 0 R] endobj 23 0 obj [21 0 R 21 0 R] endobj 24 0 obj [21 0 R 21 0 R] endobj 25 0 obj [21 0 R 21 0 R] endobj 26 0 obj [21 0 R 21 0 R] endobj 21 0 obj <><><><><><><><>]/P 19 0 R/Pg 13 0 R/S/Article>> endobj 13 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 0/Type/Page>> endobj 27 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (02-32606.a1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (Computer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archiv\ ed%20-%20HTML/02-32606.a1.html)Tj 49.74 0 Td ([6/24/2021 3:05:28 PM])Tj EMC ET 1 g 10 36 591.75 729.75 re f 0.604 g q 1 0 0 1 16.0002 734.2497 cm 0 0 m 0.75 -0.75 l 579 -0.75 l 579.749 0 l h f Q 0.933 g q 1 0 0 1 16.7499 733.5 cm 0 0 m -0.75 -0.75 l 579 -0.75 l 578.25 0 l h f Q 0.604 g q 1 0 0 1 16.0002 732.7503 cm 0 0 m 0.75 0.75 l 0 1.499 l h f Q 0.933 g q 1 0 0 1 594.9999 733.5 cm 0 0 m 0.75 -0.75 l 0.75 0.75 l h f Q 0.604 g q 1 0 0 1 16.0002 618.75 cm 0 0 m 0.75 -0.75 l 579 -0.75 l 579.749 0 l h f Q 0.933 g q 1 0 0 1 16.7499 618.0003 cm 0 0 m -0.75 -0.751 l 579 -0.751 l 578.25 0 l h f Q 0.604 g q 1 0 0 1 16.0002 617.2497 cm 0 0 m 0.75 0.751 l 0 1.5 l h f Q 0.933 g q 1 0 0 1 594.9999 618.0003 cm 0 0 m 0.75 -0.751 l 0.75 0.75 l h f Q /Article <>BDC EMC /Article <>BDC BT 0 g 12 0 0 12 16 749.25 Tm (DATE: January 21, 2004)Tj 0 -3.25 TD (In Re:)Tj 0 -2.125 TD (----------------------)Tj T* (SSN: -----------)Tj T* (Applicant for Security Clearance)Tj 0 -3.25 TD (ISCR Case No. 02-32606)Tj /TT1 1 Tf 17.628 -2.125 Td (APPEAL BOARD DECISION)Tj 2.806 -2.125 Td (APPEARANCES)Tj ET 0.75 w q 1 0 0 1 261.2061 543 cm 0 0 m 89.338 0 l h S Q BT 11.25 0 0 11.25 251.0312 519 Tm (FOR GOVERNMENT)Tj /TT0 1 Tf -7.539 -2.2 Td (Peregrine D. Russell-Hunter, Esq., Chief Department Counsel)Tj /TT1 1 Tf 8.317 -2.2 Td (FOR APPLICANT)Tj /TT2 1 Tf 2.722 -2.2 Td (Pro Se)Tj /TT0 1 Tf 12 0 0 12 16 419.25 Tm (The Defense Office of Hearings and Appeals \(DOHA\) issued the Applicant\ a Statement of Reasons \(SOR\), dated March)Tj 0 -1.125 TD (3, 2003, which stated the reasons why)Tj /Span<>> BDC ( )Tj EMC 15.469 0 Td (DOHA proposed to deny or revoke Applicant's access to classified informa\ tion.)Tj -15.469 -1.125 Td (The SOR was based upon Guideline F \(Financial Considerations\). )Tj 26.718 0 Td (Administrative Judge Matthew E. Malone issued an)Tj -26.718 -1.125 Td (unfavorable security clearance decision, dated October 17, 2003.)Tj 0 -2.125 TD (Applicant appealed the Administrative Judge's unfavorable decision. )Tj 27.728 0 Td (The Board has jurisdiction on appeal under)Tj -27.728 -1.125 Td (Executive Order 10865 and Department of)Tj /Span<>> BDC ( )Tj EMC 17.327 0 Td (Defense Directive 5220.6 \(Directive\), dated January 2, 1992, as amende\ d.)Tj -17.327 -2.125 Td (Applicant's appeal presents the following issues: \(1\) whether the gove\ rnment failed to conduct a fair and impartial)Tj 0 -1.125 TD (investigation, and \(2\) whether the)Tj /Span<>> BDC ( )Tj EMC 13.718 0 Td (Administrative Judge misapplied the Adjudicative Guidelines and erred by\ )Tj -13.718 -1.125 Td (concluding that the security concerns raised by Applicant's indebtedness\ had not)Tj /Span<>> BDC ( )Tj EMC 32.421 0 Td (been mitigated. )Tj 6.415 0 Td (For the reasons that)Tj -38.836 -1.125 Td (follow, the Board affirms the Administrative Judge's decision.)Tj /TT1 1 Tf 20.685 -2.125 Td (Scope of Review)Tj /TT0 1 Tf -20.685 -2.125 Td (On appeal, the Board does not review a case )Tj /TT3 1 Tf 17.993 0 Td (de novo)Tj /TT0 1 Tf (. )Tj (Rather, the Board addresses the material issues raised by the)Tj -17.993 -1.125 Td (parties to determine whether there is factual)Tj /Span<>> BDC ( )Tj EMC 17.798 0 Td (or legal error. )Tj 5.719 0 Td (There is no presumption of error below, and the appealing)Tj -23.517 -1.125 Td (party must raise claims of error with specificity and identify how the A\ dministrative)Tj /Span<>> BDC ( )Tj EMC 33.963 0 Td (Judge committed factual or legal)Tj -33.963 -1.125 Td (error. )Tj (Directive, Additional Procedural Guidance, Item E3.1.32. )Tj /TT3 1 Tf 25.797 0 Td (See also)Tj /TT0 1 Tf ( ISCR Case No. 00-0050 \(July 23, 2001\) at pp.)Tj -25.797 -1.125 Td (2-3)Tj /Span<>> BDC ( )Tj EMC (\(discussing reasons why party must raise claims of error with specifici\ ty\).)Tj 0 -2.125 TD (When the rulings or conclusions of an Administrative Judge are challenge\ d, the Board must consider whether they are:)Tj 0 -1.125 TD (\(1\) arbitrary or capricious; or \(2\))Tj /Span<>> BDC ( )Tj EMC 13.328 0 Td (contrary to law. )Tj 6.553 0 Td (Directive, Additional Procedural Guidance, Item E3.1.32.3. )Tj 24.104 0 Td (In)Tj -43.985 -1.125 Td (deciding whether the Judge's rulings or conclusions are arbitrary or cap\ ricious,)Tj /Span<>> BDC ( )Tj EMC 31.726 0 Td (the Board will review the Judge's)Tj -31.726 -1.125 Td (decision to determine whether: it does not examine relevant evidence; it\ fails to articulate a satisfactory explanation for)Tj T* (its)Tj /Span<>> BDC ( )Tj EMC (conclusions, including a rational connection between the facts found and\ the choice made; it does not consider)Tj T* (relevant factors; it reflects a clear error of)Tj /Span<>> BDC ( )Tj EMC 16.879 0 Td (judgment; it fails to consider an important aspect of the case; it offer\ s an)Tj -16.879 -1.125 Td (explanation for the decision that runs contrary to the record evidence; \ or it is so)Tj /Span<>> BDC ( )Tj EMC 32.018 0 Td (implausible that it cannot be ascribed to)Tj -32.018 -1.125 Td (a mere difference of opinion. )Tj /TT3 1 Tf 11.883 0 Td (See, e.g.)Tj /TT0 1 Tf 3.332 0 Td (, ISCR Case No. 97-0435 \(July 14, 1998\) at p. 3 \(citing Supreme Court\ )Tj /Span<>> BDC ( )Tj EMC 28.72 0 Td (decision\).)Tj ET EMC endstream endobj 28 0 obj <> endobj 29 0 obj (|a=e[\)/) endobj 30 0 obj <> endobj 31 0 obj <> endobj 32 0 obj <> endobj 33 0 obj <> endobj 40 0 obj <> endobj 41 0 obj <>stream H\j0z9&ॱ܀07PHPBv~4! 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QfU.KZqwc(IwS F9&[?|MkT/nU×NU3YZSֳ^ojzS%6ըlL %RϪ[RZkmmP˒@**–WJyqEh{@6ida7ZZe-Z]H\G? \-jb* {#:y`aI &WMRǃcu:AYi`HG|-D-3k5uz6q9& [g 9JHB[B!ىhNs\iԀ&M4nkW%Pg@%j}؇ӾMHC+kj[./v{3/3k ;]b¦O P[[ٹJfz=ɧK4?PXzoSE Yx'p (< 0[ /L,0i}sy%w_&$<htl̞i_dvyώ&@LhLӀ?]%3[ںm`"ȵM8㨹iX7,3,`X'\'S'#$LBJȐK(dn c2+iD?ȯGSkol kg,QƯ0fӔ"y _P%`Ar%`:Y Fs p\ȿ]gqbk;$yhnS?Ch#ГK]  _!ED#bכ~&knPUcU;c7Ȝ~5'$r44$ݬuF,Z]u7.:XE#qU6He)! iL7,qN 0c3rWrzwu~d-Vq3Vۤ فX_%+ʼ*xV/5u\KnaoÌ;;@291M-dPmPz!U8TܩP=O?=pۃ|b|3I1a~_mmmbP$-( GD$7n:}.v(9Evosh;m6&ݮ68{uGbrZ:FGDl6]E}ξaY+"{2wj2>l~*4Yp/I{4yɜ76vgWS\)erTrUw*u V~RiCVC C 4 4C4ѻ,d#WJ@*@Q+a0_L֊p% "l j4R 05CF ,f 'B{->{51 祋#IH^GX>n  ް+ˆP¼pQ > MK%>(^ɔF$/as+5T:̠Ob_|9f *1wn@F^<ojwݩг9>IC|_wO:7::S 5}!P7ߒ:F׀ #/^c+=+aZ3 ӵ3SuDA+'ûrV1kvP͢WU endstream endobj 17 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 4/Type/Page>> endobj 46 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (02-32606.a1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (Computer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archiv\ ed%20-%20HTML/02-32606.a1.html)Tj 49.74 0 Td ([6/24/2021 3:05:28 PM])Tj EMC ET 1 g 10 593.25 591.75 172.499 re f /Article <>BDC EMC /Article <>BDC q 10 36 592 730 re W n BT 0 g 12 0 0 12 16 755.25 Tm (transcript \(June 25, 2003\). )Tj 10.775 0 Td (Further, the Judge left the record open beyond the hearing to give Appli\ cant an opportunity)Tj ET Q BT 0 g 12 0 0 12 16 741.75 Tm (to)Tj /Span<>> BDC ( )Tj EMC (provide additional evidence beneficial to his case.)Tj 0 -2.125 TD (5. )Tj /TT1 1 Tf (See also)Tj /TT0 1 Tf ( ISCR Case No. 01-09691 \(March 27, 2003\) at p. 3 \("[E]ven if a delinq\ uent debt is legally unenforceable)Tj 0 -1.125 TD (under state law, the federal government is)Tj /Span<>> BDC ( )Tj EMC 16.994 0 Td (entitled to consider the facts and circumstances surrounding an applican\ t's)Tj -16.994 -1.125 Td (conduct in incurring and failing to satisfy the debt in a timely manner.\ "\); ISCR Case)Tj /Span<>> BDC ( )Tj EMC 33.957 0 Td (No. 98-0349 \(February 3, 1999\) at)Tj -33.957 -1.125 Td (pp. 2-3 \(even though an applicant's delinquent debts were not legally c\ ollectible because of the statute of limitations,)Tj T* (that)Tj /Span<>> BDC ( )Tj EMC 1.75 0 Td (fact did not preclude the Administrative Judge from considering the appl\ icant's failure to resolve the delinquent)Tj -1.75 -1.125 Td (debts before the statute of limitations ran\). )Tj /TT1 1 Tf 17.217 0 Td (Cf.)Tj /TT0 1 Tf ( ISCR Case No. 01-04425 \(May 17, 2002\) at pp. 3-4 \(it was not arbitra\ ry)Tj -17.217 -1.125 Td (or capricious for Administrative Judge to draw adverse conclusions under\ Guideline F when the record evidence)Tj T* (showed the applicant chose to not pay her delinquent debts and waited un\ til her creditors ceased trying to collect those)Tj T* (delinquent debts and they were eventually dropped from her credit report\ \).)Tj ET EMC endstream endobj 16 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 3/Type/Page>> endobj 47 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (02-32606.a1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (Computer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archiv\ ed%20-%20HTML/02-32606.a1.html)Tj 49.74 0 Td ([6/24/2021 3:05:28 PM])Tj EMC ET 1 g 10 36 591.75 729.75 re f /Article <>BDC EMC /Article <>BDC q 10 36 592 730 re W n BT 0 g 12 0 0 12 16 755.25 Tm (Case No. 01-26893 \(October 16, 2002\) at p. 9. )Tj 18.857 0 Td (As the trier of fact, the Judge had to weigh the evidence as a whole and\ )Tj ET Q BT 0 g 12 0 0 12 16 741.75 Tm (decide whether the favorable evidence outweighed the unfavorable evidenc\ e or )Tj /TT1 1 Tf 31.929 0 Td (vice versa)Tj /TT0 1 Tf 4.025 0 Td (. )Tj (Applicant's disagreement)Tj -35.955 -1.125 Td (with the Judge's weighing of the record)Tj /Span<>> BDC ( )Tj EMC 15.982 0 Td (evidence is not sufficient to demonstrate the Judge weighed the evidence\ in a)Tj -15.982 -1.125 Td (manner that is arbitrary, capricious, or contrary to law. )Tj 22.103 0 Td (There is ample record)Tj /Span<>> BDC ( )Tj EMC 8.996 0 Td (evidence to support the Judge's)Tj -31.099 -1.125 Td (conclusions.)Tj 0 -2.125 TD (The Administrative Judge reached conclusions about Applicant's history o\ f financial difficulties that reflect a plausible,)Tj 0 -1.125 TD (legally permissible interpretation of the record evidence. Given the Jud\ ge's findings and conclusions, he had a rational)Tj T* (basis to conclude Applicant's overall history of financial difficulties \ raised security concerns under Guideline F, and to)Tj T* (conclude that Applicant had failed to present sufficient evidence to ove\ rcome those security concerns.)Tj /TT2 1 Tf 21.767 -2.125 Td (Conclusion)Tj /TT0 1 Tf -21.767 -2.125 Td (Applicant has failed to demonstrate error below. )Tj 19.604 0 Td (Therefore, the Board affirms the Administrative Judge's adverse)Tj -19.604 -1.125 Td (security clearance decision.)Tj 0 -2.125 TD (Signed: Michael Y. Ra'anan)Tj ET 0.75 w q 1 0 0 1 16 544.5 cm 0 0 m 134.795 0 l h S Q BT 12 0 0 12 16 519.75 Tm (Michael Y. Ra'anan)Tj T* (Administrative Judge)Tj T* (Member, Appeal Board)Tj T* (Signed: Jeffrey D. Billett)Tj ET q 1 0 0 1 16 442.5 cm 0 0 m 120.645 0 l h S Q BT 12 0 0 12 16 417.75 Tm (Jeffrey D. Billett)Tj T* (Administrative Judge)Tj T* (Member, Appeal Board)Tj T* (Signed: William S. Fields)Tj ET q 1 0 0 1 16 340.5 cm 0 0 m 124.002 0 l h S Q BT 12 0 0 12 16 315.75 Tm (William S. Fields)Tj T* (Administrative Judge)Tj T* (Member, Appeal Board)Tj T* (1. )Tj ("The conditions that resulted in the behavior were largely beyond the pe\ rson's control \(e.g., loss of employment, a)Tj 0 -1.125 TD (business downturn, unexpected medical)Tj /Span<>> BDC ( )Tj EMC 16.19 0 Td (emergency, or a death, divorce or separation\)" \(Directive, Enclosure 2\ ,)Tj -16.19 -1.125 Td (E2.A6.1.3.3\).)Tj 0 -2.125 TD (2. )Tj ("The behavior was not recent" \(Directive, Enclosure 2, E2.A6.1.3.1\).)Tj T* (3. )Tj ("The individual initiated a good-faith effort to repay overdue creditors\ or otherwise resolve debts" \(Directive,)Tj 0 -1.125 TD (Enclosure 2, E2.A6.1.3.6\).)Tj 0 -2.125 TD (4. )Tj (In his brief, Applicant argues that his case should be adjudicated on th\ e basis of his situation at the time he filed his)Tj 0 -1.125 TD (application \(Summer 2001\), rather than as)Tj /Span<>> BDC ( )Tj EMC 17.134 0 Td (of the time of the hearing. )Tj 10.635 0 Td (He cites to no authority in support of this argument)Tj -27.769 -1.125 Td (and we are unaware of any. )Tj 11.244 0 Td (In security clearance cases, a Judge may properly)Tj /Span<>> BDC ( )Tj EMC 20.019 0 Td (consider an applicant's conduct and/or any)Tj -31.263 -1.125 Td (changes in his situation occurring between the date of his application a\ nd the date of his hearing insofar as they are)Tj T* (relevant to matters properly alleged in the SOR. )Tj 19.411 0 Td (Typically, this practice works to the advantage of applicants, by)Tj -19.411 -1.125 Td (allowing them to show beneficial changes in)Tj /Span<>> BDC ( )Tj EMC 18.079 0 Td (their situation which have occurred subsequent to the conclusion of thei\ r)Tj -18.079 -1.125 Td (background investigation. )Tj 10.637 0 Td (In this case, the Judge properly considered all the record)Tj /Span<>> BDC ( )Tj EMC 22.797 0 Td (evidence which included the hearing)Tj ET EMC endstream endobj 15 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 2/Type/Page>> endobj 48 0 obj [50 0 R 51 0 R] endobj 49 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (02-32606.a1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (Computer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archiv\ ed%20-%20HTML/02-32606.a1.html)Tj 49.74 0 Td ([6/24/2021 3:05:28 PM])Tj EMC ET 1 g 10 36 591.75 729.75 re f /Article <>BDC EMC /Article <>BDC q 10 36 592 730 re W n BT 0 g 12 0 0 12 16 755.25 Tm (Applicant's Appeal Brief includes a Credit Report that was not part of t\ he record below. )Tj 35.392 0 Td (The Board cannot consider new)Tj ET Q BT 0 g 12 0 0 12 16 741.75 Tm (evidence on appeal. )Tj /TT1 1 Tf 8.163 0 Td (See)Tj /TT0 1 Tf ( Directive,)Tj /Span<>> BDC ( )Tj EMC 5.858 0 Td (Additional Procedural Guidance, Item E3.1.29.)Tj -14.021 -2.125 Td (The application of Adjudicative Guidelines disqualifying and mitigating \ conditions does not turn simply on a finding)Tj 0 -1.125 TD (that one or more of them applies to the)Tj /Span<>> BDC ( )Tj EMC 15.746 0 Td (particular facts of a case. )Tj 10.216 0 Td (Rather, the application of a disqualifying or mitigating)Tj -25.962 -1.125 Td (condition requires the exercise of sound discretion in light of the reco\ rd)Tj /Span<>> BDC ( )Tj EMC 28.88 0 Td (evidence as a whole. )Tj /TT1 1 Tf 8.524 0 Td (See, e.g.)Tj /TT0 1 Tf 3.332 0 Td (, ISCR Case No.)Tj -40.736 -1.125 Td (01-14740 \(January 15, 2003\) at p. 7 \(discussing various consideration\ s that must be taken into account by an)Tj /Span<>> BDC ( )Tj EMC 43.713 0 Td (adjudicator)Tj -43.713 -1.125 Td (when )Tj (applying Adjudicative Guidelines disqualifying or mitigating conditions\)\ . )Tj 32.134 0 Td (Accordingly, even if Applicant's)Tj -32.134 -1.125 Td (financial difficulties initially)Tj /Span<>> BDC ( )Tj EMC 11.691 0 Td (arose due to circumstances outside his control, the Judge reasonably cou\ ld consider)Tj -11.691 -1.125 Td (whether Applicant subsequently acted in a reasonable manner when dealing\ )Tj /Span<>> BDC ( )Tj EMC 30.6 0 Td (with his financial difficulties. )Tj /TT1 1 Tf 12.025 0 Td (See, e.g.)Tj /TT0 1 Tf 3.332 0 Td (,)Tj -45.957 -1.125 Td (ISCR Case No. 99-0462 \(May 25, 2000\) at p. 4 \("Even if an applicant g\ ets into financial difficulties because of)Tj T* (circumstances beyond the applicant's control, the Judge must consider wh\ ether the applicant dealt with his or her)Tj T* (financial difficulties in a reasonable)Tj /Span<>> BDC ( )Tj EMC 14.577 0 Td (manner."\); ISCR Case No. 99-0012 \(December 1, 1999\) at p. 4 \("It was\ not)Tj -14.577 -1.125 Td (arbitrary or capricious for the Judge to consider whether Applicant made\ timely,)Tj /Span<>> BDC ( )Tj EMC 32.406 0 Td (reasonable efforts to deal with the)Tj -32.406 -1.125 Td (financial setbacks that resulted from conditions beyond his control."\).\ )Tj 28.096 0 Td (In this case, it was not arbitrary or capricious for)Tj -28.096 -1.125 Td (the)Tj /Span<>> BDC ( )Tj EMC (Judge to it consider Applicant's inability or unwillingness to resolve t\ he debts after the conditions which had)Tj 0 -1.375 TD (contributed to them becoming delinquent had)Tj /Span<>> BDC ( )Tj EMC 18.44 0 Td (passed and his financial situation had improved.)Tj 0 0 0.933 rg 9.75 0 0 9.75 468.2266 542.25 Tm ( \(4\))Tj ET 0 0 0.933 RG 0.75 w q 1 0 0 1 468.2266 541.5 cm 0 0 m 13.806 0 l h S Q BT 0 g 12 0 0 12 16 512.25 Tm (Similarly, given Applicant's )Tj 11.457 0 Td (previous involvements with the bankruptcy court, and the fact that some \ of the debts at)Tj -11.457 -1.125 Td (issue had been incurred years earlier, but)Tj /Span<>> BDC ( )Tj EMC 16.604 0 Td (were still unresolved, it was not arbitrary or capricious for the Judge \ to)Tj -16.604 -1.125 Td (conclude that Applicant's debts were recent, and that there was insuffic\ ient evidence for)Tj /Span<>> BDC ( )Tj EMC 35.388 0 Td (him to conclude that there were)Tj -35.388 -1.125 Td (clear indications that the problem was under control. )Tj 21.299 0 Td (Given the record evidence in this case, the Judge's conclusions)Tj -21.299 -1.125 Td (about the)Tj /Span<>> BDC ( )Tj EMC 3.943 0 Td (Applicant's security suitability were not unreasonable.)Tj -3.943 -2.125 Td (Likewise, the Board has previously discussed what constitutes a "good-fa\ ith" effort to repay overdue creditors or)Tj 0 -1.125 TD (otherwise resolve debts:)Tj 0 -2.125 TD ("In order to qualify for application of Financial Considerations Mitigat\ ing Condition 6, an applicant must present)Tj 0 -1.125 TD (evidence showing either a good-faith effort to)Tj /Span<>> BDC ( )Tj EMC 18.577 0 Td (repay overdue creditors or some other good-faith action aimed at)Tj -18.577 -1.125 Td (resolving the applicant's debts. )Tj 12.539 0 Td (The Directive does not define the term 'good-faith.' However,)Tj /Span<>> BDC ( )Tj EMC 24.879 0 Td (the Board has indicated)Tj -37.418 -1.125 Td (that the concept of good-faith 'requires a showing that a person acts in\ a way that shows reasonableness, prudence,)Tj T* (honesty, and)Tj /Span<>> BDC ( )Tj EMC (adherence to duty or obligation.' )Tj 18.481 0 Td (ISCR Case No. 99-0201 \(October 12, 1999\) at p. 4 \(discussing concept \ of)Tj -18.481 -1.125 Td (good-faith in connection with another provision of)Tj /Span<>> BDC ( )Tj EMC 20.468 0 Td (the Adjudicative Guidelines\). )Tj 12.052 0 Td (Accordingly, an applicant must do)Tj -32.52 -1.125 Td (more than merely show that he or she relied on a legally available optio\ n \(such as bankruptcy\))Tj /Span<>> BDC ( )Tj EMC 37.96 0 Td (in order to claim the)Tj -37.96 -1.125 Td (benefit of Financial Considerations Mitigating Condition 6. [Footnote 12\ ]" ISCR Case No. 99-9020 \(June 4, 2001\) at)Tj T* (pp. 5-6.)Tj 0 -2.125 TD (In footnote 12 of that decision, the Board stated the following: "For ex\ ample, a person who decides not to honor his or)Tj 0 -1.125 TD (her debts may be able to avoid paying)Tj /Span<>> BDC ( )Tj EMC 15.44 0 Td (those debts until they are legally uncollectible because the statute of \ limitations)Tj -15.44 -1.125 Td (has run. )Tj (Reliance on the running of a statute of limitations would be a legally)Tj /Span<>> BDC ( )Tj EMC 31.104 0 Td (permissible course of action. )Tj 11.747 0 Td (However, it)Tj -42.85 -1.125 Td (would not demonstrate a good-faith effort to resolve one's debts that wo\ uld fall under the meaning of Financial)Tj 0 -1.375 TD (Considerations Mitigating Condition 6.")Tj 0 0 0.933 rg 9.75 0 0 9.75 209.5645 207.75 Tm ( \(5\))Tj ET q 1 0 0 1 209.5645 207 cm 0 0 m 13.806 0 l h S Q BT 0 g 12 0 0 12 223.3706 203.25 Tm ( )Tj (Given the Judge's findings with respect to the Applicant's history of)Tj -17.281 -1.125 Td (indebtedness, his expressed unwillingness to)Tj /Span<>> BDC ( )Tj EMC 18.109 0 Td (pay most of the debts listed in the SOR, and his reliance on his credito\ r's)Tj -18.109 -1.125 Td (unwillingness to pursue the collection of those debts, it was not arbitr\ ary or capricious)Tj /Span<>> BDC ( )Tj EMC 34.742 0 Td (for the Judge to decide that the)Tj -34.742 -1.125 Td (evidence was insufficient for him to conclude that Applicant's efforts t\ o repay or otherwise resolve his debts had been)Tj 0 -1.125 TD (made in)Tj /Span<>> BDC ( )Tj EMC 3.443 0 Td ("good-faith.")Tj -3.443 -2.125 Td (Finally, the favorable record evidence cited by Applicant is not suffici\ ent to demonstrate the Administrative Judge's)Tj T* (decision is arbitrary, capricious, or contrary)Tj /Span<>> BDC ( )Tj EMC 17.716 0 Td (to law. )Tj (The Judge is not limited to consideration of an applicant's work)Tj -17.716 -1.125 Td (performance or conduct during duty hours, but may also consider his past\ conduct in)Tj /Span<>> BDC ( )Tj EMC 34.131 0 Td (assessing his security suitability.)Tj /TT1 1 Tf -34.131 -1.125 Td (See e.g.)Tj /TT0 1 Tf 3.082 0 Td ( ISCR Case No. 94-2009 \(January 11, 1995\) at p. 4; ISCR Case No. 94-07\ 85 \(April 12, 1995\) at p.3. )Tj 40.468 0 Td (Evidence)Tj -43.55 -1.125 Td (of)Tj /Span<>> BDC ( )Tj EMC (good character and personal integrity is relevant and material under the\ whole person concept. )Tj /TT1 1 Tf 39.041 0 Td (See)Tj /TT0 1 Tf ( Directive, Section)Tj -39.041 -1.125 Td (6.3 and Item E2.2.1.l. However, a finding)Tj /Span<>> BDC ( )Tj EMC 16.913 0 Td (that an applicant possesses good character and integrity does not preclu\ de the)Tj -16.913 -1.125 Td (government from considering whether the applicant's facts and circumstan\ ces still)Tj /Span<>> BDC ( )Tj EMC 33.059 0 Td (pose a security risk. )Tj /TT1 1 Tf 8.192 0 Td (See e.g. )Tj /TT0 1 Tf (ISCR)Tj ET EMC endstream endobj 50 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[468.0 540.0 482.0 551.0]/Subtype/Link/Type/Annot>> endobj 51 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[210.0 205.0 224.0 216.0]/Subtype/Link/Type/Annot>> endobj 14 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 1/Type/Page>> endobj 52 0 obj [54 0 R 55 0 R 56 0 R] endobj 53 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (02-32606.a1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (Computer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archiv\ ed%20-%20HTML/02-32606.a1.html)Tj 49.74 0 Td ([6/24/2021 3:05:28 PM])Tj EMC ET 1 g 10 36 591.75 729.75 re f /Article <>BDC EMC /Article <>BDC q 10 36 592 730 re W n BT 0 g 12 0 0 12 16 755.25 Tm (In deciding whether the Judge's rulings or conclusions are contrary to l\ aw, the Board will consider whether they are)Tj ET Q BT 0 g 12 0 0 12 16 741.75 Tm (contrary to provisions of)Tj /Span<>> BDC ( )Tj EMC 10.109 0 Td (Executive Order 10865, the Directive, or other applicable federal law. )Tj 28.238 0 Td (Compliance with state)Tj -38.347 -1.125 Td (or local law is not required because security clearance)Tj /Span<>> BDC ( )Tj EMC 21.851 0 Td (adjudications are conducted by the Department of Defense)Tj -21.851 -1.125 Td (pursuant to federal law. )Tj /TT1 1 Tf 9.691 0 Td (See)Tj /TT0 1 Tf ( U.S. Constitution, Article VI, clause 2 \(Supremacy Clause\). )Tj /TT1 1 Tf 25.828 0 Td (See, e.g.)Tj /TT0 1 Tf (,)Tj /Span<>> BDC ( )Tj EMC (ISCR Case No. 00-)Tj -35.519 -1.125 Td (0423 \(June 8, 2001\) at p. 3 \(citing Supreme Court decisions\).)Tj 0 -2.125 TD (When an Administrative Judge's factual findings are challenged, the Boar\ d must determine whether "[t]he)Tj 0 -1.125 TD (Administrative Judge's findings of fact are supported)Tj /Span<>> BDC ( )Tj EMC 21.425 0 Td (by such relevant evidence as a reasonable mind might accept as)Tj -21.425 -1.125 Td (adequate to support a conclusion in light of all the contrary evidence i\ n the same record. )Tj 35.516 0 Td (In)Tj /Span<>> BDC ( )Tj EMC (making this review, the)Tj -35.516 -1.125 Td (Appeal Board shall give deference to the credibility determinations of t\ he Administrative Judge." )Tj 39.174 0 Td (Directive, Additional)Tj -39.174 -1.125 Td (Procedural)Tj /Span<>> BDC ( )Tj EMC 4.582 0 Td (Guidance, Item E3.1.32.1. )Tj 10.775 0 Td (The Board must consider not only whether there is record evidence suppor\ ting a)Tj -15.356 -1.125 Td (Judge's findings, but also whether there is evidence)Tj /Span<>> BDC ( )Tj EMC 20.758 0 Td (that fairly detracts from the weight of the evidence supporting those)Tj -20.758 -1.125 Td (findings, and whether the Judge's findings reflect a reasonable interpre\ tation of the record)Tj /Span<>> BDC ( )Tj EMC 36.112 0 Td (evidence as a whole.)Tj -36.112 -1.125 Td (Although a Judge's credibility determination is not immune from review, \ the party challenging a Judge's credibility)Tj T* (determination has a)Tj /Span<>> BDC ( )Tj EMC 8.081 0 Td (heavy burden on appeal.)Tj -8.081 -2.125 Td (When an appeal issue raises a question of law, the Board's scope of revi\ ew is plenary. )Tj /TT1 1 Tf 34.558 0 Td (See)Tj /TT0 1 Tf ( DISCR Case No. 87-2107)Tj -34.558 -1.125 Td (\(September 29, 1992\) at pp. 4-5 \(citing)Tj /Span<>> BDC ( )Tj EMC 15.857 0 Td (federal cases\).)Tj -15.857 -2.125 Td (If an appealing party demonstrates factual or legal error, then the Boar\ d must consider the following questions:)Tj 0 -2.125 TD (Is the error harmful or harmless? )Tj /TT1 1 Tf 13.384 0 Td (See, e.g.)Tj /TT0 1 Tf 3.332 0 Td (, ISCR Case No. 00-0250 \(July 11, 2001\) at p. 6 \(discussing harmless \ error)Tj -16.715 -1.125 Td (doctrine\);)Tj T* (Has the nonappealing party made a persuasive argument for how the Admini\ strative Judge's decision can be affirmed on)Tj 0 -1.125 TD (alternate grounds? )Tj /TT1 1 Tf 7.608 0 Td (See, e.g.)Tj /TT0 1 Tf 3.332 0 Td (, ISCR)Tj /Span<>> BDC ( )Tj EMC (Case No. 99-0454 \(October 17, 2000\) at p. 6 \(citing federal cases\); \ and)Tj -10.939 -2.125 Td (If the Administrative Judge's decision cannot be affirmed, should the ca\ se be reversed or remanded? )Tj 40.333 0 Td (\(Directive,)Tj -40.333 -1.125 Td (Additional Procedural Guidance, Items)Tj /Span<>> BDC ( )Tj EMC 15.912 0 Td (E3.1.33.2 and E3.1.33.3\).)Tj /TT2 1 Tf 5.313 -2.125 Td (Appeal Issues)Tj /TT0 1 Tf -21.225 -2.125 Td (1. )Tj (Whether the government failed to conduct a fair and impartial investigat\ ion)Tj ET 0.75 w q 1 0 0 1 28 334.5 cm 0 0 m 362.537 0 l h S Q BT 12 0 0 12 390.5371 335.25 Tm (. )Tj (On appeal, Applicant argues that the)Tj -31.211 -1.125 Td (decision in his case should be reversed)Tj /Span<>> BDC ( )Tj EMC 15.746 0 Td (because the government's investigation consisted of only the retrieval o\ f his)Tj -15.746 -1.125 Td (credit report and an interview of him by the investigator. )Tj 22.91 0 Td (He further argues that the)Tj /Span<>> BDC ( )Tj EMC 10.468 0 Td (investigator failed to contact any of)Tj -33.377 -1.125 Td (his creditors to determine if they were seeking repayment of his debts, \ and did not contact any of Applicant's character)Tj T* (references.)Tj 0 -2.125 TD (The methods and scope of DSS investigations are outside the scope of rev\ iew of the Appeal Board. )Tj /TT1 1 Tf 39.935 0 Td (See, e.g., )Tj /TT0 1 Tf (ISCR Case)Tj -39.935 -1.125 Td (No. 99-0293 \(May 5, 2000\) at p. 4. )Tj (The hearing is the Applicant's opportunity to produce other evidence bey\ ond that)Tj 0 -1.125 TD (developed by his background investigation for the purpose of rebutting,)Tj /Span<>> BDC ( )Tj EMC 28.91 0 Td (explaining, extenuating, or mitigating facts to)Tj -28.91 -1.125 Td (which he has admitted or which have been proven by Department Counsel. )Tj /TT1 1 Tf 30.297 0 Td (See e.g. )Tj /TT0 1 Tf 3.332 0 Td (Directive, Enclosure 3,)Tj /Span<>> BDC ( )Tj EMC 9.469 0 Td (E3.1.15. )Tj (The)Tj -43.097 -1.125 Td (DOHA Judge is then duty bound to consider all of the evidence developed \ on the record of the case before him. )Tj 44.931 0 Td (Any)Tj -44.931 -1.125 Td (attempt on the part of the)Tj /Span<>> BDC ( )Tj EMC 10.33 0 Td (judge to independently investigate allegations or develop facts would, o\ f course, conflict with)Tj -10.33 -1.125 Td (the judge's role as an impartial fact finder.)Tj 0 -2.125 TD (2. )Tj (Whether the Administrative Judge misapplied the Adjudicative Guidelines \ and erred by concluding that the security)Tj ET q 1 0 0 1 28 148.5 cm 0 0 m 557.174 0 l h S Q BT 12 0 0 12 16 135.75 Tm (concerns raised by Applicant's)Tj /Span<>> BDC ( )Tj EMC ET q 1 0 0 1 16 135 cm 0 0 m 149.449 0 l h S Q BT 12 0 0 12 165.4492 135.75 Tm (indebtedness had not been mitigated)Tj ET q 1 0 0 1 165.4492 135 cm 0 0 m 174.621 0 l h S Q BT 12 0 0 12 340.0703 135.75 Tm (. )Tj (On appeal, Applicant contends that the)Tj -27.006 -1.125 Td (Administrative Judge should have concluded that the security concerns ra\ ised by)Tj /Span<>> BDC ( )Tj EMC 32.574 0 Td (his indebtedness were mitigated)Tj -32.574 -1.375 Td (because: 1\) the indebtedness resulted from his loss of employment,)Tj 0 0 0.933 rg 9.75 0 0 9.75 337.9258 110.25 Tm ( \(1\))Tj ET 0 0 0.933 RG q 1 0 0 1 337.9258 109.5 cm 0 0 m 13.806 0 l h S Q BT 0 g 12 0 0 12 351.7319 105.75 Tm ( 2\) it was not recent,)Tj 0 0 0.933 rg 9.75 0 0 9.75 449.7007 110.25 Tm ( \(2\))Tj ET q 1 0 0 1 449.7007 109.5 cm 0 0 m 13.806 0 l h S Q BT 0 g 12 0 0 12 463.5068 105.75 Tm ( 3\) his creditors have taken)Tj -37.292 -1.125 Td (no)Tj /Span<>> BDC ( )Tj EMC (action to collect on the debts, an indication that they have no expectat\ ion of repayment, 4\) he had made a good faith)Tj 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