%PDF-1.6 % 1 0 obj <> endobj 2 0 obj <>stream 2021-06-24T15:30:29-04:00 2021-06-24T15:30:29-04:00 2021-06-24T15:30:29-04:00 Adobe Acrobat 17.0 application/pdf 03-18523.a1 uuid:5b3c4f9f-9446-437c-ac72-8cee7c0e4230 uuid:1cf17279-62ed-408a-bf01-811239a6feb9 Acrobat Web Capture 15.0 endstream endobj 5 0 obj <> endobj 6 0 obj <> endobj 3 0 obj <> endobj 7 0 obj <> endobj 8 0 obj <> endobj 18 0 obj <>>> endobj 19 0 obj <> endobj 20 0 obj <> endobj 22 0 obj [21 0 R 21 0 R] endobj 23 0 obj [21 0 R 21 0 R] endobj 24 0 obj [21 0 R 21 0 R] endobj 25 0 obj [21 0 R 21 0 R] endobj 26 0 obj [21 0 R 21 0 R] endobj 21 0 obj <><><><><><><><>]/P 19 0 R/Pg 13 0 R/S/Article>> endobj 13 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 0/Type/Page>> endobj 27 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (03-18523.a1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (Computer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archiv\ ed%20-%20HTML/03-18523.a1.html)Tj 49.74 0 Td ([6/24/2021 3:30:29 PM])Tj EMC ET 1 g 10 36 591.75 729.75 re f 0.604 g q 1 0 0 1 16.0002 734.2497 cm 0 0 m 0.75 -0.75 l 579 -0.75 l 579.749 0 l h f Q 0.933 g q 1 0 0 1 16.7499 733.5 cm 0 0 m -0.75 -0.75 l 579 -0.75 l 578.25 0 l h f Q 0.604 g q 1 0 0 1 16.0002 732.7503 cm 0 0 m 0.75 0.75 l 0 1.499 l h f Q 0.933 g q 1 0 0 1 594.9999 733.5 cm 0 0 m 0.75 -0.75 l 0.75 0.75 l h f Q 0.604 g q 1 0 0 1 16.0002 618.75 cm 0 0 m 0.75 -0.75 l 579 -0.75 l 579.749 0 l h f Q 0.933 g q 1 0 0 1 16.7499 618.0003 cm 0 0 m -0.75 -0.751 l 579 -0.751 l 578.25 0 l h f Q 0.604 g q 1 0 0 1 16.0002 617.2497 cm 0 0 m 0.75 0.751 l 0 1.5 l h f Q 0.933 g q 1 0 0 1 594.9999 618.0003 cm 0 0 m 0.75 -0.751 l 0.75 0.75 l h f Q /Article <>BDC EMC /Article <>BDC BT 0 g 12 0 0 12 16 749.25 Tm (DATE: June 16, 2005)Tj 0 -3.25 TD (In Re:)Tj 0 -2.125 TD (-----------------------)Tj T* (SSN: -----------)Tj T* (Applicant for Security Clearance)Tj 0 -3.25 TD (ISCR Case No. 03-18523)Tj /TT1 1 Tf 17.628 -2.125 Td (APPEAL BOARD DECISION)Tj 2.806 -2.125 Td (APPEARANCES)Tj ET 0.75 w q 1 0 0 1 261.2061 543 cm 0 0 m 89.338 0 l h S Q BT 11.25 0 0 11.25 251.0312 519 Tm (FOR GOVERNMENT)Tj /TT0 1 Tf -3.527 -2.2 Td (Jason R. Perry, Esq., Department Counsel)Tj -2.887 -2.2 Td (Peregrine D. Russell-Hunter, Chief Department Counsel)Tj /TT1 1 Tf 7.192 -2.2 Td (FOR APPLICANT)Tj /TT0 1 Tf -1.735 -2.2 Td (Alexander M. Laughlin, Esq.)Tj 12 0 0 12 250.2285 394.5 Tm (Rebecca L. Saitta, Esq.)Tj -19.519 -2.125 Td (The Defense Office of Hearings and Appeals \(DOHA\) issued to Applicant \ a Statement of Reasons \(SOR\), dated March)Tj 0 -1.125 TD (18, 2004, which stated the reasons why )Tj 15.969 0 Td (DOHA proposed to deny or revoke access to classified information for)Tj -15.969 -1.125 Td (Applicant. )Tj 4.443 0 Td (The SOR was based on Guideline F \(Financial Considerations\). )Tj 25.718 0 Td (Administrative Judge Darlene Lokey)Tj -30.162 -1.125 Td (Anderson issued an unfavorable security clearance decision, dated Decemb\ er 20, 2004.)Tj 0 -2.125 TD (Applicant appealed the Administrative Judge's unfavorable decision. )Tj 27.728 0 Td (The Board has jurisdiction under Executive Order)Tj -27.728 -1.125 Td (10865 and Department of Defense )Tj 14.023 0 Td (Directive 5220.6 \(Directive\), dated January 2, 1992, as amended.)Tj -14.023 -2.125 Td (The following issues have been raised on appeal: \(1\) whether it was ar\ bitrary, capricious, or contrary to law for the)Tj 0 -1.125 TD (Administrative Judge to conclude )Tj 13.719 0 Td (Department Counsel had met its burden of presenting sufficient evidence \ to raise)Tj -13.719 -1.125 Td (security concerns under Guideline F \(Financial Considerations\); and \(\ 2\) )Tj 29.02 0 Td (whether it was arbitrary, capricious, or contrary)Tj -29.02 -1.125 Td (to law for the Administrative Judge to conclude Applicant had not mitiga\ ted the security concerns raised by his )Tj 44.766 0 Td (history)Tj -44.766 -1.125 Td (of financial difficulties. )Tj 9.663 0 Td (For the reasons that follow, the Board affirms the Administrative Judge'\ s decision.)Tj /TT1 1 Tf 11.022 -2.125 Td (Scope of Review)Tj /TT0 1 Tf -20.685 -2.125 Td (On appeal, the Board does not review a case )Tj /TT2 1 Tf 17.993 0 Td (de novo)Tj /TT0 1 Tf (. )Tj (Rather, the Board addresses the material issues raised by the)Tj -17.993 -1.125 Td (parties to determine whether there is factual )Tj 17.798 0 Td (or legal error. )Tj 5.719 0 Td (There is no presumption of error below, and the appealing)Tj -23.517 -1.125 Td (party must raise claims of error with specificity and identify how the A\ dministrative )Tj 33.963 0 Td (Judge committed factual or legal)Tj -33.963 -1.125 Td (error. )Tj (Directive, Additional Procedural Guidance, Item E3.1.32. )Tj /TT2 1 Tf 25.797 0 Td (See also)Tj /TT0 1 Tf ( ISCR Case No. 00-0050 \(July 23, 2001\) at pp.)Tj -25.797 -1.125 Td (2-3 )Tj (\(discussing reasons why party must raise claims of error with specifici\ ty\).)Tj 0 -2.125 TD (When the rulings or conclusions of an Administrative Judge are challenge\ d, the Board must consider whether they are:)Tj 0 -1.125 TD (\(1\) arbitrary or capricious; or \(2\) )Tj 13.328 0 Td (contrary to law. )Tj 6.553 0 Td (Directive, Additional Procedural Guidance, Item E3.1.32.3. )Tj 24.104 0 Td (In)Tj -43.985 -1.125 Td (deciding whether the Judge's rulings or conclusions are arbitrary or cap\ ricious, )Tj 31.726 0 Td (the Board will review the Judge's)Tj ET q 10 36 592 730 re W n BT 12 0 0 12 16 39 Tm (decision to determine whether: it does not examine relevant evidence; it\ fails to articulate a satisfactory explanation for)Tj ET EMC Q endstream endobj 28 0 obj <> endobj 29 0 obj ( t_|g,W) endobj 30 0 obj <> endobj 31 0 obj <> endobj 32 0 obj <> endobj 37 0 obj <> endobj 38 0 obj <>stream H\͊ >C1ɶ$: #&=w҅t~2usjYI`8O7zQO5vqabR 6zq荽nۛs?8] zk7"(5fYw{:"󔌚4ήS;{E&3Z H~Pߝg q|N|&>$>.S|SSKbJ^Ed2)2P"x$JG{ja[]蚱*l+ܒ endstream endobj 39 0 obj <>stream H|XT3"M݅Kl(c4<"*((Q4Q1"(bGc +ED bwXo}dܙ3sw@Hovng Bc2@-ۼ&ەQq#b| $㈘IQ7c2ipʒ~.nۮ}|;wͿ{zݧ倁_oÐ? Q#G;fl\ ?M8iϿL:-i3gΚ2'5m .Zd+`k֮[a&]vNfڲu;w޳7.s\9p+W ᦱXÅVWmEV Vl% 4Ri.s5`AB[a"R J5J5ZuLUOs_\j$>@;i4DQ"햊^z&jxuzP]I,dkZmCVҶԶӆi#=d\_v]d7);r$')\yV" r|Z>'_x{xzz{EyfwNۦY6GDk7046zXj,;FbyR0Md!S9U3{, aa@(T9ĨUBrR?)=)I+HW Qu:sM&Y#DC6/8!gɹ8r88DzBMRty80;U.Cor?Fv}'Q;aV\Iۄڄ  PS^SVŕݛ6KὟ$|j|0슥ƥu4&J1½vo3| - ZC3OzuD_?>@}O^oZc(%7,Э+uZfvmyV0G7X WWg/l/.uߎ-Pe@Y `A~}nv gEԺFؽ\_(zH',H4X9 C h:܂.xb#lsBOt!:LTo&:JEt8 :I4QUTCR-Y0d F10[&2%cX}^YCsf.x57P/va3XW֍dsONhJT|LVTRV((Siʹyt|eg_l `5bwX6a օbGF᝻3wg)IpIpww`(ݝ")!x|Ir 7Mr"mr!w]r#}\AyHGQyL'<%O3esչ\t_7C)˳o( t22b8e,QvA9)N%DI+JQ>O  [}Wo[N'TPQ*FũRTP03CFci 4iM)9Miz^zީd^}P'Y}Q_a.KVfé2Ԝr:N8#g̜Y9gsqn wq7ʍ漜ύqc87s.ȅ780\s ..vKS]Υ4`w]._pވtA]HH]r ]X:|o:xk恍ɨ'cbPaqO0I)i,g bc"CD" шA,$b1`)~2, *:$a=6`#6a3`Ycbcv+ {#X<uxN4E+Qř'b HgLYo6flfnvfhivd.+fc}vigvk)3< +;$=>#>7As4ms5s\5us_G8G"?ҏ?֏?_/? _$o7's|6_ wOS>ѿ:I4j:w."y*(fX(b`Ѷb艚GmNQ#ck')8x(ȼ&չ̿KtvΜMj = Hxż`(8L͡ki m2gq-%AEfm?BhXS"Rub%(n6w(EyP214~Ityh H? z hI(4k qTdH~*GZut?ϋDoV{Øu\4z/-m ׌Sg.W8h5̻ Nky c5|62<00Cem^(J0Ut3>#x>./=7?M6FvQ^] vC&0d%LL}qFyẇ̷ k'R* E NI%O}^v{s^ 7K}z9).Snq|R֩b{Y`S`YE#79a%bg7aF0wD` paL v؇hTn0I"MIE`DΑ8y*M6 趞dazZDW\$cVAJ4[7fΥ47#q7#fyP#B/s+vD8zh4y&imidEg8ߓSl>At4e"Ҋs?jޯx?JoQ\ ķJ 4aRRCh7oAyvo4WjD#%RxJqˡMV9Dd"l+b[zH^P _8SС/.oLtTdz #{MU`Juy>HJf24=344=9|aړ#s1r5õ46-Usq¥kM<UՌ[A0(=!;c\>m-}.|!SwVvOKC!zMGpPA!=F_ei`DwLv9޴TzAWJp96a.ͱvCuZCjMS8RzgMk;뺌%oYxochV_)<~^|sEbϟXFɀ"V:6U_ft'Uj7d166Jn_8[Ї%>ٓ޻Ú a:=*Rp%t-ICРGF,Wda/c1nctsV5Puv'[:[l/?#9ي 9ԅM^GELfgպ\*GXVkTH)^CG=Sezt>@H#$WxT*]_0E/(~_m JuguuJF#D$x6qs>?v8G|vs+8vk(Ijh&E0(M:e(Q]R[(&TMT1j11{^;iv|w~st H|[g" h^+HΩbQmP{d]sR2}7myMҳri4lX!R]}Y[N6qe/ x';tյC+> NhPxAƓx('f(LjP9'BrQK-QIԅ3S(oaT1+:娒/-$!o)Jy[:/yr2 X:Uo<_z^YF>JB'JU.P X F匲 Ep/m8Z/S( c)4 !eB+詓T.֩pKChFAYi0g"u2jє $py̌ !U1D'ƢHrR%tkJKy;LHmH-Kaxk _Q5w֌R7\PBŋzdITmm29$-WxqGR[u[n~Pw;Ϗ׏N~ŝ~Tp `sccoԿ=ɝ"sUklRp!Pe lh{u[JjԶs^P]%ah8dAF9g(Bz3vNsb랋r gL ͖ۣn_4J]Y:g1j''1xHepD58Jg)I<_[97>5' Fk!2c8FQ fK$\o%V 1B{$z hp@^uduζ WojRrGmӭ?;R;|IW5gGع֬p(VjXjIyQOۡg1b=pס} B+_ǯN'j\4\l՚YkⵝNJ.i9?[iKV92Z<6gB| ҘR(bY|(CSNjn#D \*c:q(S+ ecA?xH@\ RS>Dk}Qxo㡃rU6IS$$@sI=44./eYz6RM%5!-_-HQIZdz:-ɖFCؐ\G0 bgRVCkk >GQ8Wx Ap*\cѪ,BcRU XUn*H߸iYF|ϻE,‘lX1rkۛ7 5۷YS{V-:5U-z>ZӰo ~yOL/Lp/A}eQ3 ©(K-jpp,jg+4]w5ʴAxI(ncUDIt ؋O1aobXkW'5X쩁Ael<5h>YMpIod=H"$ڛ3mB&HWD$FjDיD WcqS/xYICaQM%>esx)dM`p>,sv6i5Q;a:tPЎ)Քbÿ)DV_|,IyP/<t)F>ģ?ogws@L`Pc+G3-<`MX E҇quU~kSw׋hTZ읉/=l @eSvCUQgC;7E^B *k]gw2p(p^|.q=xWF5WzWUCna{O(UoQ\>؛Ř]iH3n&ͨu1jva[tv=hvƨ*i4&P-PBuP9r4'Å@P.J7m+ yrH6ϧD0#嗣 HQLԅ5PM3˽jm g/1D,cZNNRje uZ$^]ɲWV$5۱d/Ll,I 28&@0y0呴M(0$d:;PiS:4I~_LNO3]ѽZ}L CT؉پfÅ_( ۿc m5s4M}k]W9ƟuD텇 1$Y ̊x,yĜkB~NHa1Vynflv~WX}EQL:PX.j~.S;S>j{꼤ˈלc-aGG^eh(DU*v :-c2q6RzCTy^oє^)J,vz FG'u#Cpsw5SmS=:XPwkt@"^U~`YRm1Xj:*"թ"NR5In!H%Xq:T,D"$I~M 3g"Y3?Vϻ[_0ϬԊDhm5b]*P wpWQoT:t\l,ܵw_u<\W!` Q w j}m GibiЭ ݔ M6wBx"54Hi'?=$ӵ'./b7d>C9lJAFbu=TJ;H|cǟm^e$e9䐾7_BؒdY2r!=-~ooY#.hq*ސ ~Zb/~whUw׸'p?eb9pv&adQ`0034̊$xPOЃzOLpދ\G-`89LCܐiiLcx8vaߨ@4 =.Eg:C!)" HtthLJĐLOx"3,ƈϓ;#6"B=9%N$۸~Q T}"7mZV(wUnݍ6zs񬡹 (Cn_u؞#7!z WؙcG&HU`2?53[Bo~fD8oOZ>TQu]gކU6B8Fh~lacaXc(v%:~,7Л4CLCX72@MьG}:"_]뮓)$$w'woX1@S A UTAV oR-a3[8f9 nM11R˞g3ێ !i{SYq>ʂL`o6ʲIQ>_LYi#sd%Vcg̐ ЦLx)>.nlmfS ӬN*6aFJJt:1(,2NW3i~kϛS3w+[RS:R2J˜V1*p*?c;;;?Yϗ&8iكCC_"->JV<:1IיִN*pxҪqʑZoeq[W>U3e^U_`pt3饟1G˱rX l2C=í?>QQGg1{T47afWRQRu# >]&\ҼeܩN˹<ԝ9f&zE}lrYwwC@&*nBq$q1Tsjg1MT͠~7+yzYN~qӓR$GhJ*eevWwܮiMεzvaGg礔BGy]e9iIWs0.`=0jNBw;nWWmJt^ Ep_Gߛ wVœAPg3FVNaWwkIJtB!~e#oRGU@`   <>auSaQi̦yU 8Q~ )ڀ0uq3-P}5P62[χ0^r:/phB+E(:b'_oC7s(%.~ ↭RnXk#z+FƋXgx- se))x2"\.gw^GL & Ί1)"ELzD|B7K{\؈/l ?&k~p?P64Kp=&XBo((ٸAES0VvŞxgv`j]Jt}}ZoxZE>ĥ|+c3~;En,h_/7!\/yʷfJV"`̿c)t1_i`ǡGYDIa{RVG3QT#h5gɔ9(SveH.yoˣvH'RoN">eDwiJ>q(bG\~h}e%jM%.K]~MDuyd~j}qKymx Y6NJ-%8B=X7GԩO~ӿ3A) :x1^賄BfqF"!H3x~oy0^\2Wڐ>]mT%xo<˹Gz1uۯ({9޿8b<էϓ͎$ce_}?}ON#f@GϺMq\W1k(bO1amj.pU,2ﻹt܊L ===\_pk|Ӛ2w+j[CgOXu'q z7jA7_`G_P`NFvײGY[kY<}@ }@> Nc;EbrE \ rL6&Nd>>+(5LyYX-Oei(G:vM/e:JYDs9E~M<=\h5U1ֱj%艶Vtdca]vw&yL,Wڭ7oB]?a)Q QSƈJc#"sl:5V#EՁK'ǚFG=%jxqF$y*RA.r!q$ɗ̑F}==B`u' {%[aS_^;?(#(~ H,G݁3}yn>dug&d84NAD<+uYDGCQcQ [J3bO,2(l6Rw\O7it5]*0ft1h X AfW4ۣ!9 *em1hNkx5ۘklov6AvpÏG})AО-Q{A{#s hЀA}A?փQk3īY`ak`Oɩ^~w-בw_5x .߇Fks ]4hAw~ 5{;p9\o<<} އ'z~q= wѽ gn>&XaRNsFQ"V:HT#S;^wnl*j- sDbFr]*^/Z^ ThAO5KWmJn?*y4Ov݅Ԅǰ7s)t=]nuʩZCW$P2oe%׆S_CGrZ.iHj]%ufD_ALiDh+:x<ΝnZkyk9o1TF=Q}r4קfygkD+J-ù~:ɃR,Zyc/WqkHg Q2|z#KdxZnt|קwb;QneA]먈ZC稲ȟ"6;PXJxZ4dM2Ͱ}輝FX<43~NX٫0'5ct* ~fs%hÙDF3ܳܩ^+Ͻ./Q;Y`fqhmQ\4}m~6 ܋k7 ڏE'jԜutBV+^>Z_WZ(=}zlQD_^mrX̧2;i+j >S@߳~mZG}]9cYՏtwc5;`g"g}u``!-EZ!ZI @Q=ΨcHu11i(^Q .s.eSs=sN.ɥP1)3R㌿72~4č˷5|ƫmh`!߲ s|B Wx8ArM>O(=Ea<)ueT¾KɊ BǾLYX0(ǚ0;4|oxGI-F .z@[8,Bqh nV\z)mZ'f=kr+UV\źA ـoBb j$BE}y3h>|:,-E5ЇZ8K|NKOBz9G~aS7$WM;yY% j b8)rΘkf-7%qxGgU\̼S K!,@eI!A(Ԫ!`AzT&1 kS (Ċ(%XHDeJT聦faQwͼ;wܹw)H\qsP#"T#V\l ]g9ϫF|Tf.Y 1eUk|^VS9:{(?Tk>^k 5$8fQ}Pauiw+u1Z \aM Z{FA ꠀ?ks5g[oHn $ajy;u2oKjc»9h+)طj%;p~oƯP' o˓w,=X~zm-Ou9=(/LNhc56.OwEoi?CW1 (<X $Cc] ݅ivg t?3`n ~eA{ȂoeZd`J\uoiv jčt{(bN"x1<#ē-5nww?4nQԎ!^ [1UmԼ#QN->[}ކ=½ )JSA1bj~ G{|ഖ=; r;S˵ 'u"~"=W"0L2} |$}ў.@-e{ 5Jjo,U=-gP,biGZk5_2 @iLkP~AMA~؄1h+0=e4-ޡhE9K)r%1jJ`f`$P({V9>^ ryg_ťR{j_ĥQ% J0duG[@[L-qݧx 9/NF:0ԁu/6cUwi6 9Fη:Î=룀hlYA۾.CwAAߋd8o5ggM0y =#y'M3o/G #_ Y1W~)M {q[={\zyN v2%9@~X AA=g+_3Jp̩\ #[j9MF BIiXWE %j G =[8_kȺguՅ>=Ϭ;u .87qƿSѢƑ)-)Bo{_xz׺zfrlS[% j&rbWhNL4\OerDJMD 6\K"w #ȳȿ 1uU&{jX׹rNCS\,b7iZIx`OTQCG72`j>T w)U;S*VPaezVEp<%N-p&.+,o[?V?+r:n$ӭ= (ND}esBԂ6ǿi,M?N|CP SoqPbÁlqڗN11Ν0#nP:Z.Fvβ ūf|n_t4Dbkk4ņYc|Ciܬs<^NjF ;,̒IG2dj+gk?2۪ Vߧ1+GdZ6 JoBV>%Y@{_E+6@J{ íǬp;rQ}bޅ:)9L) Z 䶢iKv7/eĐn ?EZz".|)K]AJ07ٝ@O:#.dwR/u9 UCemGP;<9O]p'ix6Ԫq-vzN`(–oSw?-89B )zDÉ5C40Xà&6`^Ӌ&pC;WP?[һysg8~ݷId B~h7 GD&N쾐5nfwCUXN8S;ҡ lBA[̨S,U bt{&Uʌՙ;wsϽw'N2YY["NcgKԌ`M6SfGW4qt:ŒkI[RnJv9tr2HCҒd#5p"3 ?~?ї@E,{\)+Ilc"(OW0MpwxsC4bXqޡq^\yP)$|0 7'o ?Cwʖaw@oNskADnca|//P/*{\G^sʰ!O!o!#|~wq|kx7S,kt+ļahq}c|SEJ<߹tI5+7Nrm|߀f:L-)y\?+FgQ_ʂ@Y]z5?Ļqluzo]Fk!\J,/xL_tL+qYl'go;U!: v} 8g_Uߔwr^ba Kǽe!!k.``_1^~MɯGi^qn1.96qI:Fz¾=!7bo<}p$4kߤGmX *UZ[ 7/$z\J(߃}Bp%cQ$lM3mܗ|hB)cLC4cLݨP( BP( BP( BP( BP( BP( BP( G ʹKi1@.h<ͥ D tr5< mxʴ"yrhϥҌ֟).A>>WMMvfrq9\d<\kո}Td˖Ȓr)GdŴ"s{g }qAؠGGVTbaU2_\f^bt hlV͡q(e&` P:UlajϸɬƳt+ep pSYg=^Gㇰ}^×{ZôMptLNLm1~{Z ƽogŀI/1 @K?IYPR&g )IV1b>6s:_]<ƞΠCw?yn BfܚXq>%l9^=-!W5sV/hkJ mVP\b ow5Żqsh[fyˬ깖+ޣ7ӻf9zNuU5 ?'o{y=Oz<f~v'&z*7&WK+s%_~OYPX ԓcIQ ғ7`%g75MԪ7Y=݁,&Ֆ.7[m K-,]dW/$)Lk /{UPTaEV?Y((|ϝδeXXwlG@˲vgb2Ѷ,,%!P6A4FI*H75Z_Hx2z (1❽߹sΙu:&#'.a*At<łtP32JSҌtY* $1SJK}ҐTӐDB-vt"! }t"(ͫ4 2Tpn;$Wr5<<0 :0ZD!˗㤩Q13(H-K`\ROSޔj)&ޙR3!z7GC1W1RL}-OԇcPLԌ =? nm^T nR<٥bmv4 ō~2+hD@k 2@UIN4xWog|2Y D^BIY# !߭w\m?E"O "aW@~7qea$.hy,.U7͍NJOYm.-)_-'7]6Y~H̱/ty~]iH$!gt(*?doU?D\^,KxJ0i٠j&Vc^ }I|@灗'Y^f[WX661ԟgsK:4œÕܥ2u 2L`7y\~F-ٔ7krܬ4)!eHS%[4 ǀ(GPsH Y˰Ob Yd-|,4#\ JSez-K:w9A9}skxBs"TU 7a9sbT7TM[1tBu#&:(`];{Ph99UER(o,{`gygŞmùCr)͝d9T*0F!_'([Q =8Jɰn$gKUlC1$> endobj 36 0 obj <>stream H\j0 ~ CI2i 9e{V'=gEƒl9)c ۊ&hZ-X ][)N]=$&W8QWWYG0ӳ/R[pZZAR݆:l Q k$KںtqutYoEơj%m!;Ǒ+viwTrf' )r*2w{=(F0̅p|>2Og(iqG>Z|4hqr䳠#ǣ8#;/Ȟ(Ȟ(nn(nnF oo;7~ܞ{{ !}yjKӭkbW endstream endobj 40 0 obj <>stream H|y\TG5o^p rGԸj4&!n5Q 3 "x}"*x2#FWq5LzIOuwUu{tW?/L5oY\la zRE# 7YԩMc&( pہ cb 5ac>7|q৭/ zh\b 6  CP(6Qdp(O7 J2|ЏL:"#.$M$kB^^"P_Rb5$k4zI'I{͜1MzthxU`Ggj3Ҟv )rW j \OQkᔴ2n^}j [~Ah UjԸMҬywZzۼ~Զ]?o]>?v{?Y^|U~u؁q'$4loF=foOH8i゚:mzZfϙ;o2/Aֲ9+V[m^vziMlݶ}G]ݷC8Rt%'KO>S_x W*,֫נO K! ȩ1hzi6J!Rwi"I3\\.7?S4y|L~ ?ԥAA9S(AJ'SQR+۔"\(g000ːe8`xbkbL7.41iLl6LMmSS)&DbTjTOGW P&Tu:C-nuZg+ݰvaEņ 4Y`fy9\hvl#?;U~ZHv8U%T&_ "R4KZ)I/;r/9J.ϔe"9AT.JkNX\U*5$r'Ssj8Ꙃ_so8Epj8Nk8ń NY]sdf.0XBpdo#8wwWzZӯ#11y >r?|u\Lw9nU@UYGc8V~6oast66ɦMÞ"rpm͵ʌ@jZ`~BkQٮUe55j6[bܱܳtEY-,-wԒgdd`io ,FKŮ1D.+7 }hƈ#[[[|E9x>Y+@~BE.|*lrF6'<3G16kDc188()X!sqP8܇ AD$`r0Ðo{qoQ\`'be"ҐDZaGebZBKQ 1H'e2ʦCFAV9^*ʣd5z@)6Qm-?Q:m i'yQ-Eɛ|6:nKTf>O Hu T*Ԑ(R1~[dctNP R:E)BIw*tɥ|O.ViS,~4dIʲ̲Nngȗ2_ r%_|o-w.>?`?#H2] x|tu:?7ɫ9}{9 ؾ6v eiR '&1̐JSziAq'b DiKʲd|~xuN):Ut3u7Fǖ/p)_K| _{Ux^Wx#{ٺѹ:OTwzgYz~Ozz^襑R,^W1j}Vzި7ENGDF.DNEzHozޡ?џzޭ3N$nɜ©܄s88?(G'c,ƞXobo}>qA,!8a8GG|8]ܔ qsn-G ɭ58\p1. \\mJEs\5֔+_HZ;w9syT8NS8Nȩs;E1k@L!A@$(Ѐ@:̀ X9!NKHDHƐ ) i91rZ9!iM r!Bm|om.; A3h-%B;xq?L0oT00 x1< <{d XOrdL"AQHKLl,eLi2|2d)2Sflj@!5FG@D)R((2((ۗCGT@MdCͨ9ԊZSjK jOI(seuu+uԃ']G|O3ԏ4 zJ0N#|}[s07-s۔~1w=s<0M4U:H R =2 F(McyKh<&DD/ЋL}z^/u%~MooM-sȧbXKa?V*VX w+? 7k4D3ɼ`^*[x3[yylc20?p+r56r1U#b+bX) b&ON[|&*._2Is8-΋KI.܅{pCJ䓲#ŸNZ~uGP^D#@uB|Y$;βwŲD}984D+'u|Kr|[N 9+V꧞Q5P RϪjSp5BTGݼWƫIe 9^z^x^ =zyo7M^^^3S43ügfYbVf`6-favvcGviK~c^`0q09Lü l ۅç.aװ[==ÒW; ^!{G1{~gOؓޞgY{Ξlh/˶^WZИ ~s޹:Kew#F]*Wz׺ ݆n#Scj)sD+Ѫhu&ZkcSo#ֱƹn&d7Mut7tlyn[6C|Q>;>'ryGW]%q|w_ wsJ/Ii"D$Y`CHhAzQYqeB @%!VA HY~;o;wfܯs,➸O[asȁ}P`B̡(&b)ʮ s(")Qs8G)nmjA-I\jMoQ+%Q2ԖޡvԞ:PGJ4D unNݩP/M}/Q@i-Ⱦ){0N#h$i4}BKh< 42hM)IY4tA3)>,f<tt<"3 ;psrwW;t'~W6 ԈHлjZHh1-ŴrZA+i5z@q mb>m}M;} h'}G=^C9:H(:JyO8P!Q1 :I4Rr:KtNҵ<~<=3]]+x}|XaXe6զZx+XISp".e3f9Uu]]O tCCtntc#tG#(t'tnb&T1UMqh`ت6rQAXVkuakZcz XuwCԽtNнugEwn9vo؃͵{|{b[bOؓ=mKm=cY[Qy' jL Qt9asscD')qZ2qFBUqM\7Mm+s sz !Lԇj(JWݙ3ꬺ/TE'*Sg"x5yT2BF(JRS)s,s,4el|Y*cdS+dLdsTxߘ̨L&F}H(y_ Œhk"TTMM5*4Q &4U&ęxfuuCdD2m™6Ѫ7 c0oZ{Q*,5r¬4jƬ5zl4fl5dl!-Licj2KN :ihM 5Lil"h:\u U?}FB{]VF֟0.vl-~ K@P:"լv`@WxR`)l] q8;0¡3vtAwHwa5 hb{=9p a^ҡv@8 0ӷ|r@"c1cvw@+uj[oeD$@Buh61`MLm!Y v#a&AvΦ%|:N|.5HvfHgo؟v* Y0g+Dʞ1?o6{g8M$l|9d }a|1 "2O-/o[ gy?irfr0 UчaCl-9LBE?ܥ݅̽2|n}xyg,Lt&b,̭r'ٳʳsLYu_U' ` [\Bu>{jii0~YW5<˳U~犢sH֓QYz=<?uh^vIЖk$J5 e#ݵV @/wS-(C1Uj~ ۱;OEbLY>xF )r\-y&*G=VU)}U?W׻܋^kosϥ-cDMo!N@)׾.Õ񾰻|O9Q}**8-Cp(+lk&sxqS DHgc8>'#qr&@!㯆fd8q6tlT1T:*mc+LP礅EFźUMҮ͆6h%JdL{~='jONniMGz+F`XkEf0*saWM x&n5V4Vs/s.rCo3 3` 1=%:Pϗ5n)h839IM?.o(e]/dw߀1|-[;'04HkY307uNw2g]6VJ8QWނl5f}b@{}^;(y|BW;z^Uc/b^H*gLЊ K 36p3 Ê=ɬ]TW`;lsǏ ۠I7(r25?(ۜ>p!6%V/'Z0W0>g0C{`bQn:<]6,aA/ނ{5DF[>Xc0VMþLY28vmЁ܁ODZ\D >EWRo K$ "mەlEKt#&ݮS&U8#[LMOg`SETb#N |k a#s: DB'$^"la-×=D?NUR2ɯ0OUCȲ= LW9d_\A;͌ pbIv,,Fok5g =y* NGY?Jk>K&]b&den8xosm3"}|ct )/K.>sx}WMoֳ }7˺;Rs;b@i<ﰑ[$¶ɀ ~m51vlnT;l!Vl+Bq}>T)b/ 2C裬 Nyuj僥m0Cj3PV(QiqR"xɡS65:5_C)}sto] A}#Ư])}|^'ow4J/@Yz+plި O6Ͱ珋R߳ es@Ɋ/nr̎.%\ZbN`5 F_F[:S@r鸞NH n=@+vW%U4>6vbpG-_S p("u8%:]NiTt DPQn7ڰBMM!miWi?^^ﱘQ8 FP!a 3hhc@:ONO>>qMp1N(qD Gqs`̙KN$K, cS̫טieL%:ܲlt56ލJ)Q@aڊ99P4Hhxw76Abqqt'2F_o);TqFi71a6~H\1oŭKTxGU\虅 mP9SVՀj`G@ӼPL[keЈ%BgxNN- 6-z)mW[cTdҘi.m΂_ҥgSVҜ6ٽT+m?:T|Y7 l̾oz6M,&$,]$ސtdF2cPz]8>EIt}@ReL:n@z1`6ܶDc~ K륺6xhX`Zт5h*4o^z eL^Xn@(W,JtUڈ i0pC=;:-R{/b[TAi=dCOέ8}Jh^7:CFkP*K9Hl=bT슠jM5kۦIzUaVsyB~JOԼM6w˵AWvMο?\~ d'yިou21kFf0q~ d3)hkʼ@V|A;gp|{aʁff  qbl3/ 2dĩ@B*4aZ(قR9*;6d0{3y]a˩Wہ"܊g}0`I !;dsZ{i_>76EL/7mY`=}K 0[PO-S ]HZ4p }.8˙W[zcr`_56 {>fvٵw]7nkH46Ik $iJXE¡J 5 BHM(?DErAUJAkΝu#*v{<=|ޠÐ47 YSA45f|H  :ൠw,$tPYtҡ;}LGF l:/maҜQl$ME '1PX4|3?14J 'зn<9;|tFP)l8kZ>:fcD/:(-|G)-x~l`C`/t tCń{Xהxqʡ"o\v?>Z4;M<]4rskW6kݲ2Pś u dfHGW_YJQeT&W)'?.lq8[cMSZ捥,fרa5bp"U0BPUf'%TL1]2'a'Vo!\+NꢌH:2r>gV^Uǟ3"g)A Mm۔@ 釮K/>0n`MkB9|`JZ4dc`.qlX™KUW3I\ V,t7{_䉁FG6)?x U/}߾o{ߜ#,,l߷`Q|H&:{"59(,*Y2. kÌijjtN':`S̪j YU6Pb :C!ŰLZlȱ~\UA218fi6щFt:KCW9-c9k.sǮs1ڭWZ b9v51mL?& mB.ՋBȈ%?W_|Ry'Wq qr0N`m`;_嘄 :^EL4ދwD/[_Kx^ Ml{Tt$m Q  /C}Z#;U?8p^C,+dny(C_@Cuߌ j??~:8ϤߖVf[|ElD Bhj{$;̜ҝC'?} ӅħȔ9'oN30?(`a!R{{g|:^3&x4ZAT%[vAlr<#^h, 3*!:MPg8K'˗OKDl O DX8jB``Bo6.3~/9!FD?R_X ?aѫH-WԐن?pL ѵB>!0GkZ.J1}oFwn|]|dԾ77n6.7;s翴^0 v j_~*FT9'Ż][d 7rS.(8Ɛt35XyYGP 0 hgJ.źhw5@ix KNJɚ I ,F2Wƚ)#% K/\8.1jER'FSTsϭu rW&vcG8qfXu3H闎+o RȠ3NiX:0h>*mP6-yT5Noʿ7TO}Wfun݀FS @i$LILTTtyxߘ3;>َ}9v\'>ıq afxQ`?Wm6hcRlAMuABkeh50Mr>>OF܇،WbX0._ΰ9QG甦o0ξ=E` ˱,iR0*KǷ-T5F*i[;;#9lؿX~$ܪ,PGtSC2XMI?M>{{_F{FF޾Oߴ=<m~'6?I6Wi|8>عqݲ9?'4t:}KCW:0rWUS#(|a@P@PU.p= WB`vL\gl9Cr|H吠@nVCILl,ABy.fTP S0-N&I$FlLhiCK:b=Tk9=ja3/~zx/z|3 i.{Dpb"h!"EYisiX2y$I^ qyALD{Ƴe4c̒KE l;IH@I4[,N^e,&Y xpBba:"I>t 7 lB6ïok>oԔdƎxlEj4z1Zi"4"zͳ&$ 8FOHGǓYvpѨp5m*Rku 3J&EM3gf!쳋2[̉ĵXȮ .c:+;5R/{ͼ,3xW&~dB= V|Pz _ XJtT|K})XFZ}|eLzMVE*Zc٘= ">iHq S.H,\vgxXMZ@ADt&Z=tHwIoR͒ u",V"^5|⻘2a78p%/'vSY"])os;}rT)UTUyZz&̞f-K{W(E`5>PZB&d$v@%a?6FRSڡe!6#}~}y-."IJ^yQӚ7v`ߵ+|o]cɗڼ^އ9R@(3kso7;L5&uU X5**S_=~=E`4 l٢9A0=U2a<[9 y lF; 'pZiR ٙAڦTMlJTr5I5x~T7<}8A_ȴB+?9Edq q Dqʥ Ē8BFԏ>bҟISܺykQݺj#Q1K/o_9Wa5ť=("DHbKRM9,Q,cq`y5W+̈HWm~ Y*= nEҐmjL`kr0PC_$pBQvٸe<>T#OC(OmΝ}_}$c?H!̘T2 2-14gX5h*jHS" 4l vդFch˦n%UVHD{vw޻+IpAxx.KEV賈#c88B(>ia|a&]]|:D@ z5C "')(! jl ,0JwvKihTvGѻJfjE9}ݺ2q|{DRlǟ=Ro.;'LGhXL?L*;LcdDFfzD4<> z,>Ɓ #n;!3HHsr%H žACz uU ǫ`py]zpnUBɝQURYuk5Vi[Ԫ,活64Tp~^5^]Dȓ= 0U( k%M;F`iԑ5^ds6<~3yJ \V&^;$>c$'xHi;m 3M¬$)O<7DFg gdxz,|"nl=sްdWTIvʒ>7x~~bhW^:V?8.|/;q-<2cvA`|H"[@ga+j0a/7[@ɽț$#JU%ye l2k.2sh0.O^+k,k(O"P"'PI6kh+qV*L'N 6s5 ("myjmQ5&Sm<":N {qmhtBq5&%&)aJL[jИXO'CT<Lnt|QXo9YqBV %?Z0!'=7 o|~׷ܞDK( L)pB.Q`"*H4&Gh"NS?"pyK9X@8ˍU_)S*]/2..e~C2PIna@'$JC9 H/-Id)g3T_VuR#BXITiaZn3@bHA 4(?ckcYv~UF3YQ{:o3L3d&7qu5kZͪ>cm_7}GʏsϔK5צD8 xf=Цn?VK[O.woŽknny#H  V^)ԡHm^N)77?H)߹V.8k^jW 'B08cWyVG4y2 2"'hL%g3XK}$>˚%rE+AC%{et4E˅~gRtQ{[s]Εr1\}ehG+SY{M`Xv3Nsj -:@Tx%l55@򰅻56i?%ʫ x^%gdMpp pї,86p889!@UXp!MĪ644X}̩!ei`ʧHCNjt\EqPw!fĨaE/ypU|vp`^~v_u(U *OC3uI j5,Jơz &ƎuJYC/i|6rl)}\aLEX8ئ3{8Gbuv [R>#|vMQG֍ѕl] je 4 UiRu+1D#mڊ Jac{,l?sy_wHM%׼B#TvQ 6'aq=a468NWJjʘʆJRaT6U*)VJegROUG1*&>-_|US O1e*9a*R }"!ɄԖؕNe<|0rUnU+釹-ݲ;lV(eU=350N5Oqc WndM֬TʯfԬʿo ~gC3g>KCb~s'{Lо>XWLH:v?*FK>$#P-->Wu;y:/<5 ]`*îD!l*"lx@ihۣ<MmQrG݂U!j4 ZIA- `j\ {J>p_%bXLg,xf64S}tEIC Ty7ӑ5 /T^_&}oa vMh߁OylKu:OVJ7%ڹ0(Ttsa8B~33+B6o8w虎֢Xy/*Mw&ޠ13"#-%&rom 6#ɥ@dR\AWH#M{[- tB`ohm_Ҷfo(8wOi_ >ƞN?=>t_ݤ57\tΥեUR/H)y~\F V"m6ԜSqΐ?F(KxS^Y¿җ Ų\ FONR :";e!ojWC!C٧)8s'HbjvLeF6fWSDM. jjNȕg:f,k4%@Xt"/P}zOoJ߈V v~YvΒ);#qT}G}Y><],|ه6>F qgm?9쾻d*6[?W{J_s,u,#U/_8[84AGDUr\"t]R/vߝBq=;0Z:Oק̭zȏbd2nyU<^H&H(վw<;a?MeasbG7_}`Q qf9m[.2ΜoZQ.IU0T^<%=Ep}25/oE뫀X,Xg1F c2>0m&OY:""m|o\o*GUPNam7+H=^p/?kQ=X4PݬG( ՘:sB/4BC?AiZsck?d9$˟.Zs[yx^sA -S_HS;h|mX`ڿ o1wÖYX{ssFXH]fq3:˜Qob}60*K;^X%f=€GElYu/Y3^ GkʬoSN9` m9kpu,OPYoU6c2DgaVXe-2,cUc_MJVC9e+O"הIzCz S3X#~>O z 2qeRjR&v|v\F\b̘^ (_M"v&>#WE;2GVt qFJ ^rB𞒸Q47Di=-]E[,ϒ!_<>x}JsВUރLf=#?Y|”᳁3z2M9>ԩKw>Sl˱y {d`|\ن+[mF^UpߏǺ2nNU# <["q "&V '^1`%@{HAΗ1ȁj7י:KjTTh|YKкEw@x&LrjfkrJp/k\m^6XjR)Yޅݑ=[K'9E0~)#IU56lrT{7Xq29qvqn%I)pq/7im WA+I;IJ{N0Zgd/߰. l-+m<w~]v'r}| vxFĎ̿S]J$i%$A_42%qla)wK9ZB5 ↷`ڬ\)Cn.^&UVW?}{!B kSh١!U+E@ƊMb@iGi)iV*f(2tZ,*-uwwKH-r_3_.q;$)MfhP rsFFkc;Oz'Yy"Úw甝+9F;4T &kp!SD:*)F}D޸G֊Æ>¸J?{̤2yAF'f\%G[zG{ӧ oPAe2o`0#Lol}mFXF^ &.h:yU=ץ[4` spVla駃jU֞5z6MWi_Sݞy봑훩h3t{=V&C 4И=lS5z4׺Vʼ';p1 Zp%QM)ɷjw!x;!8E"O1k_xJr.}A*ȝU'%EyC"v!eO.++J_ m]-{"xH]I?%5BzBRIKs{+=Ig-YjkH*A)Shyjg_VG1$RNj8?*mFy@3\D{-4 19:N$(K")w=wH5CO|bWIwZZu5nUM<,:Ѷj '8P}i,2qǨ0ĞT0^;V1ɤpf5=Q&<l|A|iOZyb{ƶϱq3axd=#.<4񪙍#GZ-FTH=+jH+qitd҄^Ω$L2ovJD}/7iou}gIN5rC'#;?rbހ}i 7^;w-A {;μ3X^7dV6[^>;JW2j) XNly1/[Ѕ*|?[ih45Z%0cxBaN+VD0v)IPb-15I&RsD2;%N5OYV%h!tMZaJ6i-r:ʟ.#''%2]':Ic1n%)F \͛Cz"m1Rc bN Ib/"^ uFFcӽ8WH#ȥn;?>woѶ8~uZ"M;mF ̡(kJF2 JX@?(p 020MJ-%},w,ɂx04W-U/! Cwȇ쫦Ji"AAe;H`eC,SkD$\l{&Ze:1<ދ_k ,%0< U&쬨F3:m zMwp]xER(K8q"H\ j3lH m ~vsonR^nCj?FwI{cxɗ9g%'1MzwHd^wS_7IVrk;YߘޡNUMgt/qfA\^i5ݒϝqNEAp [eg9ro`C_E#E쳒RqXⱍR&QOiʬlmƞ4v>x;][θvл4!TO7˝I~,Z2 :뽁,@5e ܄-v !i,7f1ITZ ek݇Et@팎q:jBh(L+y?羗д._$9{9CìB 33X~^ui VSoc'p5Ӎ 濍-qooYk?,øg~#}W8"ref{6s#}(պ'p=ɳ{$Qޫxwx~vNr2SkQwYFFع:e>5.WǴBx I8vlclB2џz xTVNg|@{- 1HD 5BQԟ[+"znګhaGy>Dqx?(v;GF .|/0wsevb+q>0oVy {;! oFk_Gr9 t{"%v=p@F{U3*lQ& x X9|@?!%Ne@l7>mkZvqϾ w;2%E8d'ǡ)$^y'?껝oԏkC,yW!dY{i{{E,3#`َ $3=h(L,?c~Nƨ_8EsE fVK'DZnDLls{}}_2NOuzڎs14kclE ,|ȳmD*mW:ri;Z\Yށ6hŃG]p+T>EsKX"?^O??|_Ƭ)3Hq)I|^%1Mq>s܋jN8S$2f&'nJxr,fǼ6y/9TqԽ:1vq^D^뮣,qaե~hF2PNRrC8h֥ Yjy\g)T`4dPus{O;% ~$&LIO$}}٦kŔjhEsR-ڬTʣ;4trN~.(r[!]9D@ ۥҢ1v@cq1bL 0D!&Ϗ7rmbڛ1 SP( BP( BP( BP( BP( BP( BP( BP( BP( HNb6NÂLCߡ<h7_)c'%jyL}'Ӟlc~-}Fcf<هV'kH:d[lad.8(B 1R-V#̴t(֠K0MY6UgA V=2ff>6˖_\#KgIߍؽي&MX};ε`:r3'w1Fڼḙf{IC\GΧE7F6ȝ5Ɖx+uWzY$+r-}eI/[5˝sX?؝VٯS,?,[on7x[GD_׵Zr]!8X步m;N g)DXE\os8E3a2 ;%HwC5ҙ,howjZW85pw_9IL\n;U]ZѧaM7msqn|4Mi[-msڒiu(tu떈i0ءiKZvv^R'M) -[\iiФ@d`w셇IK}C}f_&{dX1EјN >s{P_;2S#b}#' 7FDL#}iH{Tz<$qws/=49NSttf*=7< c҇zG6w]f%i ]RzMMK5 {uQ%+؉ ކq_IriFlR1(u+ ;BnAQܾ{=Be^s7Ex;ˎɐ5 deIq[');@"5D5)6DZլB"b` l9:x?ay u8>Fi]+zxqb8ZU{iqBudoκ-c!Q"`]9lf[3Y6jFL JUR`G/J#d]ddǐ }S}ֈu2wL7nb3dߕK)8Ero5R w/؃)gLxE-xѩX9~ 0H7tj'kbێorw0T?o\m=/ Ҍ@Zzxg} g7S澇_p͊N]2rݼ&il^\TLFH2pNjc[yxfX^ӟb\Ezq`PxTI`Vzl, {,jح8KG1BP؂ %` Ӭ4#: @PW0 e&ݦHN˩%9=o[ ( Ǜ,굽I/ӽK-k=mWo&OONǫ)#ӊnMtOWtsyى6ksQr E5C٭,rS :p_֗%}L>Z&|%%ߒ Os3Y,IzzJ'GE/f>c@`dd1MO97o>=ᎄ]YJ)M+1 0"J!J%:ʷQEWbS%JvǤ9<VPk3I8p!:ʐMsc'˒/~ΆxAp/H~C~&9΄amRFXcj jjAdPjPvEWMw]%Xy@J>0?oL%S{Ծbjm&•NՔH.jFU{"7O*UHQd^)t O8'BV0'Nq/+`1hrRh5GϕJyGn7G<WCw"s(BC; Jh$7B{Pb) (<#t.4_5 x χ6df aG4^2PS@F{.8PӡP {QHCX=D-!DI 5dZ}I['<~|~ԫ4d n_y] PwtfZ]FF&ɾW9VUoHf!PO*h];RX}.vV=NaME86"6=(`yD/xbc@#\i-t+m 73/x9Ļr&-,7M$HZ ܆ &opY5UN壯:Nk>6Җc},-bd@w8UI=lJXD9~uIXb]?성ǒ#ipZ~tjٔS)F:tQZ6PO h#Ft4Јh,ёh4zD:B$9"H#R~R R.vIF5fPm2D@m߲%( x e@#:UJeEDP$803YHY/.& TpfS'QtϤT0;88fFV&׆Wu^=a5$ZX+k23)bYSYjudl$+Rk ܖ|vIOl"trߟ`"77\i:8?ғI7P0 -(0bTD)p `WY:^"<"9m%# |{o Q@ ĄSfS4͝OkhjǶD &-a֠mzMmv ;;Vv_/6TC2lyjNiŹ1H6xP@IF{漱)F`YDbݗ#҂s= 0 Z"! endstream endobj 33 0 obj <> endobj 34 0 obj <>stream H\j@ཞb"ܹ7apu4v$o9:! l!ǁQ}7{Cܩ-5ʵ]3}\ͥ2/>ܯSPT+)æ(6?_ã+q/­׮/DW˞mM?ctzIL3:MLuEUXooeSNEËE>b^! l̆e"wooYy< ~ɼD=GiyeVd:=N7WWd} s`}́s9h0́s'h0(QGяE?~(= E?J6Gُc?~~7~7~7~7~'l̏-$s7֟?7nEU endstream endobj 41 0 obj <>stream H|y\TG5o^p "fF5&]4Q x&Fo Qk[BoeF4^QUch63̤G]S]U^}?ABLM[ b؄OK{g|EӍEv%755~Wa/;oʨ;g.| 4 p?%T' :Kzy~>i2(>玳. ujȴ͠zKg 'o6hh; aS=!i[aِ)2B}1JHѰ$keH^KungD4n<ՁZL3v9r',z < ǪK5Ϛo)ie齼}|j \;NzBF4|Q7-i-ZvwZQ|Qt>n?:%ߟw"G/ջOOHLۯԁ>lF혱7!&N$ߓpv2nCa8g%X1(Jw%V|Q6)eYŪvs'U?~R] s2\Neo@ICS"K1h)SpʒJ3m m\ty\!?bp.F_ߢ?gb(3B:. RG1*z+-JrAڭw==RȔփֵֶ6pjޜYsCdQ D3J\//|ΟgVHWp2Q{4N K^m,L"2`8?c:aUKQb|xdJt8#8c8 I8S@ f,.옌d"QA4 P C:c`$Fc|(DƊj=p)摆$Ғ Ki-D5\Ĥ#=ܔG(SyZxFh9 JZEi S u6F4&L[h+m#?AiSդ@\ÏTh'`Mh7Kh?P:KQ}j@ T7\ RH&2!:LG(tNR*j)t9젆5Ƹ[tT9gp6Y<\y+|^xb.B^Ky/l&kpUp1Z^yoMm*o-v;yR{y\a>G|Oqֺ֩nѐ=̲N^ç |/%̕le_*G7&||]Kt* jti.'3{\.lcE{$ƘiJ# 0NdCQCu(m[Y6ߙL/y8tN:E43t&W\-_BW_|om+JR+*^«#tmst.=EOzgYzHzz^襑ӑB,rV/+VVި7͑s ˑ3KzުzTԻnޣ}z>?NZɜ©ŵ9s8󢋢}}v.w+v{b/}/8 Cp(pp1ѥur= !?7&8|\ q.%r\+q5\1W5\us ?I "ȹ|ϰK˰fljXe(c%5dM'㱊"H$I&$"ա+klG5FԘPSjF/QsjA/SK#sjERkjCmԑ:Qg~ď u}w}nԝzPOE~ԟ@Di =os3S;Nyd'yfM)5eAriAzdY4I(Mcg4xz&Dz&zޢ/m%~Mo]-sȧbXKa?V*X k`-;~\ŸFě@fo^7Vx;Oy'MQ._P$ib)fbX,bm b-}sWwF|'asܜ68&NsⒸ*n}Q$#x O)j!jx`5RQj9j^M/K2l/ ^uzx}o7M&yofa>2s,1+l4V2{)vi ^`0 0)L 0?6 Wam.lv;ak-La{q{ži{ƞy{^e[hثno؛K~\r.;s܈ĺDQW..ƵnVsC[Ô y\wnD%hYŧY.*,;2;AMBH$"EHuEPWX$@!] '@!]EPzq]8{x<3|osɩmqGܥ(vJ`7El `?iB1,8I@md_O 5ù%Kps(^p S;lpoP{@Ez P'z:ӟ B]u*^BFԛP_G)PHh0 4k:Y9Tfʁ4ޣ14 4&d)4+MieLE94\9r GcZ@ ZD###(̂?____p+~C0F$)-K0S|ZI3ZM9}Akh-.u^, 6fmӗ>5TH{h/ޢ}A:DctNPI:EJ 2:GTATETCnw:O<9t.Q}O6xO7JzmM'a aŮ8cip~^ѭu:BG(bSuN:F85~oml=[6Vk,YkmCmd 6ls>_unuL=P'd=H}t_=vg=d#=fۓ=mKl=c2{Ζ [ilt"=UONfyRs9u9ǝNS,ΈLBT*Q-jDV|'.qU$~uqCdNtf.dj dltxKabSUbzSdުgӪDrP)2YMQY̓j(#e1̕*[d|dYdY̤ɑ2\F&$,_m#qOW01lL&FKX8yWv ѕDxLjcbUS&$$$$fuUĜfD2mbUOo7gtUYn oVU3fYk֙fh6v|({*dlL-g 8T&ش2! 5a&DH@`n-d>4pr/}Bo{E6h CIE[+|\t,B zB*~Ou DA:\@UE6B\ˎLh)"cy\ ʭt/\ᆹ!nHȁc(؆xBMXiY䎅Nc:_R}0ڌAXބwBHhHwaCLn7D(~#Ra,IZɪ_%Y!f[]p+$Kx S 25ð>6ro.Pvs b"#rgJ~:g6ey0uYUqK=az}W|w}CU76f8'|+$P~Gʁr\(YY^r7MwZ xW$A[okdXK9^`y28{!=}UKO9IfEqEt=Żb>+qKo9Nux"bvj! ZEJΙF=ҨQPhHUiU"&RlgvVgv}̛޼m%N|#[Qwa~7tc7\% V oyYyM]jTQ׫!]=sm ":~CG}fIe[z~&;mP!ցverQc7]e2<>g~-BSh\ޭORĖ`?EKjzH_#;;b vM;%]5X?Ao>LJpy#lrY=A*Ɏk\`|_^'[@7dߦ8{Qu{Q9ŶܖFtA J1YRFVKY3;_)HO0L[->- or :ɭckiгJZi)դi%9zͰ?9"=Tf[C( >G:GKUIQL60jt{EDX9:--›{_I!_'TZg>o5Ri:8=`j#ƹ5*[[yM)xQ{]Ȋ {^k=ZV ȻX ;(W4]t.eLRZxQL92Dˑ*kCR8>D1{R& چچځˢ;Qw!J#vEӏa>d~QC_ADA5DHCg(1}G#Z,r4F?E.s/o|ޢ~Io#H{\!/#ܿ۵}֭]sU⊚˖. /6 pWr~Eyټw ̾cVE~*Q4il]TB2%lHOBB*5GǦO匃8yx:' ]\h0l1tqg aoHwv,N(eg;=Qn fYy:<r*Dѐ)Pthn1 PȪ 6bvc%[Fa==eGJzS(iK1'uDT1 sh258Ɋ]3ﶘ!,!x8e;),<#ljӱ?lƂ܇S~wFRb=aSj}<4ZYsSeRwM#$6 +pWv9OTG9c1{S2kr@z5ΕIMPw4ӻ`CFǀ@ /pНO oTLz >%ٕZRP4'"˗K'p΃WWG0:5lV ũ ȴyX(k"ඤvHJfRn9*EU@dLBӛڌNSO:6Ox 8pqR ^k)iᔑajQMJ[*T%`ȹ԰ a1CqPν)Gya{Tv f^{ec&,jpH-T4D @1C@@RJIUP6PѮȴ^1T=;Ξ9;=%TP%8CD()r x8j6 Lwu7$W6{P?8A Y& gԶMZX\>U=;.Ѩ !i7M;p rqS.o![ fTS ~є_7nn}npldsBl4h`|f—+C92 ueFZ Qc,ثpB4^x܏#$4565<,x=E5O `䨗Xg pfYE_"/s Xe顨?G8o8 k2L}],/&#RoPc葂;'59 :=k(̇Ad=Cf s3E~A\S zA#f P:I&lVя (9cRԓAّsetsӽ?kxId7oWP>kj* >$wd®֏\5!v};b;#a_ON,C,uNY:&r 6۬!l +DȀ0*/X|F E>Ɣ_Ǘ^Rནg-آ-[…؛OLU둯۷Gt.9; "/|mmǙ€ Th[[PqU)(B"9݆v"1`#99ɛR!(&d=("M"ǾSD5Yk» }| Y35 KW4P+ܥ׭c %[~d(1'wFf5 "jyqv@+op42"?eE9 !Nq'SSܴpQEoTK2fYifP95G"T4օ4tDTT"i[ ekUA3!P>Ob#M@&x=s@ķKSX(C `SP Bvќ-^hf6Z=VyKZZ>l]΃VRn`/¦w{Pe$=J{ lj ѺA24˘9T%t< '/^#!ؒ,# ר fVw}Chc9n3V[bDKZﴌ,X: ۟x3lxZTԕֵ&.=ٿL˓ٖs[ oKU1+2:BoEwC:F } v'-kS^^%>鱿|f8=dVӌԣfƞ[n. 6<@Jj72d64R?FoDGJQ-anҹP(+Il* +d3Qq8viQ*k m'6<5?J?ѓ?!VEժU+U1, ,3˜ׂI^.Ks5,bo2&4L( ;iү:sf7FZ7,}VW%5qGGO6m-ȎU]TΏ4aLh$ :&Wn[i#|C9Ut= &Fb+r_W &@7&듪0aT}CF ,\kfY߾{}f=osx7M֩a̋,iQ"x?~ 9y4g ğEH Z)sM=:Ԫع/)oomHV2/ҼOo1,OacιO:7}ع7i'&7PjتB%dt((/Me/X P@I@D ECBwn;W>=>6tcJ`rDCrmr++/kenELF:&>-\_tW%4=/ɵh5miNP_O,l2a0H'g8EVn\1 Cke+ 7UdAsrtI'3ɉ$ c?^0A1{\_15ƨˡ8^\TLD(% |*I-M͐IDtpbr pW V˸y,W*+P\5/+R_29B@.AHJthʙ$KlY~c]}nKlSϦIuhzosz翾3}}ڞPOg'bM3uLx"sa'Lq㈿ـ ЌI࿜ poF"~}kNZՎh8)7D!Zݞ]nARvKOmUOG@2 :otdNߜϩpuED.2qCz%cW߬,<]V_Vl~nO_NOx$. Jo|Gs㕗*Ư&>Gэo\å:%,MRAB0 Q*¢a]-+=\.9ޕ9"v++*ȑL6 %;' i)4u 1&mb9}--S=MSSltծ*hXdb;a'*bl/(RB5tmfJ)80p,) :څYD.]}3\Cl.놂ntݘ;xκA\0U wmYewBԺ#?|jxvWN~jYN7?S%'dIw,-mye}I B]=( qUG)Ih@AU9ާOE89+ILyI8zs"G@TdQqa QuWQ4  %4 w04ՠrBH pŴ ۿҦDāGoe[MPK{06vxbV9.ɣeΠqnXFG!f`vCl2se :ՃEǕ?UuC+iIֹʲ-)%#'ݐr\`LRǡ`ZIi3NC A(I:@ !3PB3:vWZ~We1&B?p಄?~Ola>J$*3G^܌J0;L#0j  Y=8\:"gE8IOU˪r"8z{z/lлԋX}}vvEӭa'{\=x6]Kxb c1 3q15^d9WTK1C #^IH$ iu^M`Q2o>A\G$jEDTOIeLh^!. WN=M?mA0QX.͈gYd4]~H9B`uG۳7H=Ћ"NQg& vн^Ai|@t0]}2mu=!π`xzw,v"bxE]B?K8Yh&^m ?ADڢmx{tSb{ꣻnc+sLcggz#VteoXf!܈ޘcx.:R$Gѿl;ھsɺ:>]OlT_՚܁o]> 變BQ{'-1}(Ju]Vnu \>0sl_QO(I%L!>C6V#\2dRB 4p#n7=x %{15#XS?6bXj~L S7ihӜ)JPT]t3W\.cmֈGJ#A>ԌRY*(Tm0pứP+\3:e\xA:{Н0iFXQP=cپ 붝=?}u.^핵k*oⲟ?cýv۝ϵ{m^@SW^rxЍViU"yV|K^o0T~'<àq` =!5B&MnAli[ZkFoj*jk+`$uJ˜tWu>CCl-g%Nz~5 M.\,CPw em[X< <3 OJWz%qYxUXL}2S -}zK0r꺖>rH5Ku+Q"nfrSkZIWO}B΢Q G9VL&L2UԜT}jMj; X|\)H:(8&"% Cd$C=j%ȇUTY -HKEkT?QxQrHGzq5 I9\#6«ih+ 8>a m`2piY5cت4fuՐL!댻x*(Wgb1r\o̮o|v~jf3/ut>쾇SᬿrC?۲}[욨MjuJj8*~$qBzlAP\ 1xS0WT7KRd nݘ %5n&iIƏԕ;}ZQUD lC|LԻጶVTkB_cqۧa?Uh/J JqJ"*n*'sRξK/^Wǥ_+sKut3pSIpBCBEsY\~b Ff"ٹEbIKlRm $QPB 2.VVIŲ[*'gAH<*By{|Z ^0O@Dk*<u:A89'u쪏mֆw" $#2GWBw7^ZIDlc` h(ʢO-ҿ?}|x/.Ms2{-kU,)98Hg(AXa XH~]43D .@x5T3iھx9\n r#- uBDgTWM&+s0κ^ǬlGCQFo緋xK5xVrS%(KJE &,K~Le{V$㽋ǖZ׆A !-LGϺ 0]4#|ckWө {tD OtLˌ遘 |(b̤| d)ЄITք[ 7_?hD^J]I"1wJ(3j̽ɒ/3 r#dOT ,HB!DL"gYJV5LVJ4Fjeǯ߬_0?wWػ37 ~0 OsJ*HNjv2LWl>Ȗ7VYp\߬N87ԹL My@<<>-h-~GA?x{'yOb]Kk)L~V}gW ]խ|{gm 8["xNmrx堤9Ƞp J]p[ݵz' =ق" Q+7J&? vt5Cs!On6=z8$:扉 y!ARn!ld!՘`cy:HIaX 3W1sPt|~? ?պQ4Ij.6nl,~Kyp`ƫ}!9;jlF6G1;N3 U%^b+&I,oc202IJ4τ9 `I5RDAvȋp% ɣ+llfC 1|t?kS44R:OOgGT0FPsQMPbC]7NxB0cV3OLÀ߅7PMz7]sс(Kg*eдF($ T ɒ1cn "[htGKF4]J,,<Їaj:#f O mwњ@2/^g;UsV~KImlaEo,#m TUQ|$ Wd rl)^O׀X6,`-l{ijqиJ]4n[nܷoaG#dϸu1-<6$/GiHIXy Qcb$b%! B::H7*D"($Fǀ0A7Eaa:aEEsDMsD8?;n\CZ@aBr!;_'15_«>?w>ľ%99ر/]'4uSVhk-djh׮B@R"TtC:ڤh#$*HCW(]uC8.@ 79":9q d"E"? Jdp,E5NھQzIH[c?eOk۽}kr@;Ou]mnlST)FܶM,'۰(2~nJg3#sJLpapm`_,TYzWL?sX_OG$IwYMw%ul%kq~phxē-`# Q=G߳.ODRhlT/A,/O6H5hOn)S?JT$_B+P&ޯB+)ex#$PaT_5>V 2*"L>vGsOOy g2ڵGEӬ.YO8U.J@eUAZ̥*~-p dLWe5r!vs.n±n bܗCitRU@`WuLe]%6g=yk5\:_3.3o2WЯ5K|4s93掙D--[- LaRXV$ĭK($&bV)H4-XZTnT$9hzVU48Ч6b$JR=J/b]CH0L1̐a {`L[v9”pIBis:aTmkK@;"Þv5`Y۬Mّﱼ?Y![鬏fNu&+v%P}h9**BG2C&|B윩BJb}Y-w>@h, X8$dR%Fܲ:{Vi솎AXj ;Uϋݖ(t#p޳B7Wҳ"9[x uӁ3 Rb R 5I(sJ2QUH'):qG@`$/g֓g5;Np nVD~/ls"DIJ'O, ͨ}u"u[dWpM6|szg!xż\Qn-A\g-Zp~+$-N[eP\urAi[|O@[گ`#D"Tn{Vb1t հJ^n>-o \W޷+-Q&ՠ1".Qc"K:S,ux@P*WYRdTL0ɻ@@A@ȲR`}xF"aN}5N*!>AtG=C-`ݧ[,-f 0-&5H$Sr;H](IN6(SPM[_ SPD OMdP HcUK#Hhu4p>A1cr)(D@ #瑟[XjU kyu-Y!2WZb༵"o-χH?eJ%_8pGOݴP{%$^0H! )mӸe7sЪ3DGD:!jzD%J zzsƞ3#Y_"̃,b `WncvRT:w>7rZrlbRr-<t-5%a$rRVHV4w'IMD-iΎt] #MC?=t(6 _8pˎj;jQɊzO\KVBVQ^Ӓm$Nëw[oFO.;wӘj#ENov?=d}6HA,ֺSI֣(aH.=+D<'pMyJL_wx  n쮡LYЮar:sٝ^;^{BӮvX@(cAD iJ-Ѐ BQ)UHG)T Ԋ9@zjyeg;Y`L@dd65yr1ՕtO4_ ~߶O.zs`v?e}S]/ys{_A3(Y:DQ d((R9ZV@9;W:b.^Y][NzDHv}~II/cQhQ{ޒ/K2YD'5@ۆm.,-,/.WUʪ*+njEU#h5ߺm]rb. j|$gw4޶.f?ʺy3ШmP;>\oyNo34]?gJ`#=%:-M4d[\lPǁח0 =R]k>]|Spq\ ơfpNu9:pQ͉f=|,*`17Nf (= |fh>gcLGRFqtx!Oܼٴ( =6M"%z]rY<_`qXf>Q.!6(,_(_!L1"Wh[mWh]tB "`+RΩ} U='lz6z&CbY.+pO2t\j+bvhkw׎_GJƧhKb}gwh=>#3'k*.۽o&0z|Ɓ/ nj?yoQg.D'1YN}+ Ʒ|6WiGiqYb ɓ\$IPys ^t(',ue+ `։\ث@,Kdm,y>,ϸk΅?"v'g&ُ8={{/tDe~&%1!;J7 ~Gf4T0[8w_5Tx>PA`|u2Pqg `RGU9E.K$K`X=$Aeq00A2T97I%D̯h)t.bYol ilJc2qVe>Ֆ-FnP۬m-ң(7!vH<[x~Wr]Mw}|p}]싓s;l'9̷ 4|dkEPBUʇv[jQpǦEӴU?bڪuޘDQYI{1[~{_{N_΄Ψ~~5uA(^..h?/gzlu_/=ho<7km<~ B)!=cF/X?"<+ |`HnޓyGю%uF 4߬x K$n=rzxfУWuA}:xx\@% ktGKeJw VM =.I+ 6ٴ[ Mee)j op˾c /J @1Wr}, ֩}3M2ޫ6n)UeWeYuuMvl9dc|}啖_^)?0d0q鈿'aAPR[@J30aQP$ 0ľT=V ^&q3x,uw&Y3'ҋ-w-uZ_Fkjk PJ@!LGRkBO_zp}82MJv^੓ϭNAѷhZh1IGoxSuExfM)wڠ'):Gc$]x(MĞY-wo< ZK}'kv)ߙo'o# ?jlq/}݇F©U.W|t0<O"Jˆ&vXTr+_ oF<(m,6!푎|ǤD^P 5&Q'[R*#yiiɑ XNQDdeF.٪TtN=Rᄂ b)=el[~ 0Ҫ,Ύ(B^n[ރI 3a)q;&U3E5j27w[k<G_ }nόCNf6762`IPB,ʽ*8 J`1p 54-cTm^59&}}qPdC}' >:F⊒c@{HGЊ_AрP0p uE-IhJ\YG3^~J0G$>f$Jp "~jմL[$9!9Q$c8-OzzAN2qP?<.V\qϞ$\qFj2! &5Aء(Aj"nWG#T?[#宾5;y;)*2s~-z]ȭv w}{ߐkۻNN&{KVۧzOd/0/|\-9vv,}t~..|vg(D ذT*HLLyD)dO˲E %5 ][fR(1P5*72 xLS~Rp .sȹqMH!ⶩ8̒1*$c/o܎Я+)S w{֐gJȜO2?<. nCZ5*#F (>{;A mf?# ]G)?S撟F~o-8WEa~^-T'ޓNVQGtAK|ʠT 0J0n4sHdKxrtTiETG]ΎC0^IPo_!E$0qWsg>_,{Ow_J7ĔΉŸWKo8{ rT$Q6-0abL↓Iq^" TWl}ws;.q뮎Cq( ĔG6, kHJXZu"C(PIU6mLi`Ф*?:FH Mt[a2 MPs{ߝ?yyI9Zž#+37WR݊AH@$REًEzL{Ņ[VPCcL5g-/\:܋o Nj rC6!>+JKVu7\~(v/ʼnf_@1%A;E{搭ږŦ󚰏Sv՞%~%rӇ}W̄L`zӁ NIzk1/rެڑhM)TE H78trwFnK#lču%#Q-]tDXyW.m^,K˥­^*_\,1{ 3;(_ՅPh2s3Hm5.UajTʿՏbZ̖B|>ٶy٬3#2#)<=¯UcĉE"ف0ֶ5 ȒK?09''jד>>[:Kg>yܜm6Ģ};K=o .pGRs֡8L R ȊMEN購5ah+|+PHLdYmNy(f+x*2y5<N"1dh a-3GXV-~&'blFl*E F0_ʄL:{{;4Nuo o cSj8ٱ,ft J[S`+~cYR.8B}rzz=biMI$9O.z%*F=1"̍h'fNy'Eni\oֽƸ|pv9%HRB)N-$aVWQ-ldC K (%Cx"" l*?c=95j u4BF ;[}h":$[ joK& uXd#9"Tx*SLaĢ0Oz Ģ_79  l0RNPn(w0Xpt¹CQ1(tm!1(_6_lH0/D.8x{P3?qw~H(n\|["/|!rrl+Uqx|]S+߹]w@#9•hk76ED=!Mկac1i4Qs K~MzK!Lw\̖Pg̽a7cn&$]:,ݔxUr$4%-HtR14Nqŧ]q- U~I  ktGW</K0 FQ|)ReZ'f@34.\@]]TC3"W ayDmxdrupHTZr(LjPJ]kk-Ej0\2Val\AG3P|qf0<x;3#)6=yJ XOMٺԩB&lPG:޵31{?_^>R;㞸; Ɵ'5u9GtRGX!azqeJVKJKuأێN[e0TD*2h[jJD%}E eU]TkWE2};+pX]HRl%0ibV a;>@Q2wi4~u8=M~}g3{ qLJTFVEt1<%^rbdwQ.5%qj֤qpƭ V$}zM䧋ׯ|VacB45Q)L_E\͋yZPlo[eP=sucC`@!#;K?e8Όk`Z۝ڽvoOb2<aM(}pq$c~p0x&R.-M}W\N}˓ߟvA8]30U۪ǩ'o6J~i׀dB%ӯ,L\NjVZ= g-{lF޾zL]v$'(rsma cuq@ :x : BC<5b rcd&uHѷ3np)fx;D:>`A)6YH,'.%؄|!\]!37;?V5>06t b$Fc͟ZX9v+v7fHz\T?u&(UxN R7'Ȅ&8e t'Px3zkb ,aX5*})ª,H$2YHgtØ8 I̾CKQv.4K|q@T\)|\M \}!X<5~BL[HB,$d! qNzvX>_g>d3CzB䉹AsOt5EL7fɮf ɡnt j E:aet*!ܳwp9^_}uj+˙X/ǿs /oř6L9xxԾ%^Y@g#tgm&ny'8%5YË<۟^P2uޞ[9w'8N({OyF1_Pf 7aA;Հ#,eW[ٻYVH1;-K"v5֡;;`wBV=ޕGS8)>Q2O|<°J<ypY#-f9/&d[T2>_B>ǗO0Yp{$`7wx@b#"UT}ycGƒ0tQʡnZަ|49&S ,[gϳD®.w鍭SJb@Q D_jz;p"R7=~Uf,tԁSpe^[dj_xHa= 0n_VB`p޻J)ۦoJ^jZ X;KdÑFE;=Qa8z:dlnfU[CX-X^beaYNk1^n/{zbCo@&~_Vi{߈(DvL7~0xk?KDqry>"b_tXỤ^ړzn"tnCme3amD;8G1w=+l [=c@S똬ڑow$`3qA"*ZF[A (J"sh4H8; ]񝜚׈kښ]ME$u'g/ n# mC&OlQ2O*][}@]ZG V:a>̴ùf%spDY,Z +DqwiqAa_(#cfrg=I,ym6*NɰfZl~^f675Z5[*_ %TB *Ak}NΪts;VD6LM^֐mpep~Yy6FN1C1X^1 &Ɠ16߾ j8=vPYt^slhp+F]c4˒++vwا$sa{VX˘ODѽKX- lYNLM-\ JxVsea>Ej.\a+gxR/t/? gY,2]_-,}r;[̓;DBP(4M꟨MPy}p:1(FY*aQne6ha":¦:i=Y,5_ V4^IyR%Qkci ޾X/RGfZv#Y>u37NvD:=tQ)q4wtvOtv/)H\A"g[ yf1CfYPz΄qNU.u眓w:/99-/'a '&l0 %1&MMo[5,jXpEYXNV(F,6K;ә.%1Ha0Sc/(,J A;ŏLȮpD\Dp,. m!"lHTWh®aUbwM=;@O  ?$jt;>#W&k3AOG4 <䦑]_.9ueggֱehf!| D<ԄdjB\r/ؓ۟?$N*SL|*1?}/EzEykk0sF /n?id+.Ċ f2z:,LTQhu1-0:#8%G$| r+STA靵1\tZ]WY5SdpJ1QgWucD.Ġz\o/LZBOV|]cDĤehͰ pԮc,}vǙ?;̦̃}~|wwGJ-⪀O 7I0ZRw ` ~w Z%0,aIuTu$z{/k0q:HNz7SC_*L!9crfVTTc5ns{ Hpanju3As/ bh||c 9Loiilza(S=%Ysٟ#:h׊&Mؒ[+  YqT7qr#B_ @=Gr7Af9e Ř7Ʋd[|¸VN85MITjӵ1of0@U۶qy(Q$R$ԇ)K2%b+ 6w jnM6ϊbE-6Ta:u 됪 &~d#Ȇ,?{'9q{;ޝɇ<ʧABZGTL峾4m[P@WKPoTMvTNwmLp֕g)Q9[榑PѕL}>e&X]\OÔY"*9XAHA*:gpR|.9ϢY4"6SDygh"CGNY+iE*@e #Ц҇m6hrHB.t߀&e ,f<ķt"# SGLjҠ73eL4av\W"-.VҢl +4#VVШ9T=|ύJՒ[,5)r`1Sz/M?,A.[ǭ}z5ZH{=Hq1&cZY~8:?kJ垳~8:[܌r@(_ ;>5Gz$݀'t/D6~O}]MS')K/#$_I~WI6#Lh\gDFlMfZCU3Ѹ9eVM07&2AdwߚC,r$EоUM'%:fpIj>\r}B^ JI*Hjiۤo'b\!ݞ`29.y"Fyl vt7x/몌i >gjFט&)!@֣6 QWT; \TlKUkDa ٶ #0M8(j*ٌi€G؆>:,w\"!T""]]dG\*X]ox, zI>_1~|y_Ldzls/l_ J9ɧ.+8}|6h˯|ytf}OĀ /oz*JgeLܑ!yVB(RGTJl~>|"p (Z8rjZ )f5ˇ .B6[牰[khXYpkJ@E#!;v%0_Y8d |R¬%bx6]Z,HMiEN`14FlpV{;v<8zIG|c1T֭USe"aUP5Ą7tNli CG?"jP}Jhێe-sq:N!rAUD)rNYP*Sx/e#H;JZ]P%LR 3Et)ĭLcr1 !}-r [;صm]jܖ© u%zMhlrkLUh띕?X\dȮ'̜2uױŗ}Mf$p?\/9 5`m!Ew.r.Ԍ[0;nм 0|}vn#'aF~;qqnc8^05t%12t҉yܧknapO JeQnʲAiPIM lJ h&f!db'dΙpfcW.9T@"c8m$톐s 4(<' $ W9D4j r=ddMOAeFPS OPgVN)r-|jI`LcJG`#- zZ!yiL#/ W  jrQbSCkpJv@ W3!&#f`Ԋ BFoaN-_SG߭>4rn\} t,XR B1_ )ZoLExQL 7y=IOE0B;HmPvӤ2A^.hJ7__Ț C=  ɠ!UC3^,ꐶYnGm~7j+ Ki~&w{^]蹦]Hb~vܹMSv It-Q9FMiz=f|l[lWm.{3{zwn۳2ځF1j*HPѢHŖBe@< KP^xISicJ%4j#!x01 U@]3c39<.וob wMZSR(#e UT* d *(eY+ uCǢ0F r\@]un"رsn0;9VTBEJX_>e}e?{$N(vR :A #ۀH\3*AGC•¾ ڐH4b`7>^̑3%@|r6DpK˸ v 8bj|KtWl V/۾ued2`X p4j.!]7tC@ +=tQͼYW4]Bɉr9e(U-U3LWzURa91JA #x.ka~T*I_CfRbZe'DMꒆ%fZ[>\k0 ?Of&si*VP Kw쏴OOa5Stm}s,˕b N/MէqEZљ6^7RϢ3iD/Gڒd-?ï-mow;]BE#t,Y6X3fħST9u-kڒ/"{U\Iyt_"RM `VUTj*ϥ"+JƘ,s'iu[fֲL$4ca Â3suNrVG%9+IdI@zrSЃ T |W*J YBߦ4A?xӃ͸,m/)ݐѯ>U^C&6j[S:$<ι#O_C:[0 0`82т M 8e QT˳^m}oǶ1 {R 08R &< 3NH/#p0G![Әd&}̠!0e$=I fQʮx,dIx* 9w3@ƀf(%(( O4,A' P Hc9"axh_w%#?nRݷ_ޱtw~ybQJЫb*iaײ?ԌҴK:;:I")*g D;Z:'uH9 Z:RLCWd|8y/ph9Z=qizbM6~,b<&vGgYrZ|紩%z>>S:.H[fWJ,s?͞G=H ]9ޕegPrٵ{@!KЖp;3@-x"cCӲu;=-w$9yJA\j5T5v;-L^4Jk2M{Zy$Nf_bbK\8ѥ{%&~~/RıɄI-lP(e.(ok(H&H'.Q~(GYաh՞mO֨lޢ\:V}po 3{6vp~' b7e7SsTIIiwΑ!yOCg#?b O쐰}4<;[0C̀|78s.f]QUh1cK @"!ˈAKih<9uTVy&(6$lH#vurSߐ t1]yWrn&J>iLcr9u-(wYdy(9M \Y$WB)NO'6%8IF܇. `*MhvQ94bo8N0vdL>/檽65 :?6>6>NlVfUk95s_9Lw'OZ֋_|˟̕DG^|\ '̮l\9׳)Q|MP͖/8.qp28Mg d! ~S ͐ fo7^#rGaԿ8&+|_;Ɖc$IB= 1j)ʻՕ2:>FۉQ:1hCmB̈́&э M:6w4KїsWw%axDuW;WF~/Ny:/)h5 8c鶻A꘺Un=6-`zOI4zRYc_xĿ:PpM ۓ'['b;;{iG=t%Q4t(EgH,~ @MËhT>@Rk[ ҏ{-~qɆeDȨ~_r(JFUplmϱ V"U2=k*FagZҊRk1mݛEEjËbv߲M}ۚngESBۈ{$^(8 jQBe=#B?くzXťk㾼88ʬTsǏ/p:j+*|Cs'ϚTS(w(6QwjAPYP\(س\x^e7YXemѰS}{\Uvrf@f_*gjM:NWgZf).c hA͗=Xo\4;[ui]iW^4J06Q:qAY cH$I;tPVRQGAm%B ,U3gųh׸ C1jaW(4!JU'VRj\IFp}9>sVeM$UQySI6 M>7"eld3Kwl=FZTCFy&<#Ә.(FJFcy cބyZ~.˅jHAxI,gn{sZTu#ŹTQ4Q)*f'*Eqbi֝ʡ2&[ Si'% +6J8| c ߁_<+ow ~Ͻ6vhvǭ??,KB˚A&ڮEu.j$)|.U(߭mگ!&Y(}*B)j|z؛NnqwU[嶘BS>z]|ul^79&m }#OmU+PGaQ+;鵾5:K 9*. m!Sx~&K󢟒Z7A4,b /a %h7O_E% @O2Ђo~F^.05pm?C`38|Qr~14#u{@Qh*Em"Ϸp_8b/ҹǴ/9k>C ~1DBm *WCmՈ= y9!pӝZJ|ԫiOp ,T¨[IAsӔ(F ߣoh< ۳|h==tTZi!du> .sZ? !* 89|& -C/F~q: Z%}iUqy{"K E ¢`I3!?AdJtה9:Z8@j%S!`}syesϏs|ڍ\>K\mEQ C$SSdI, ʕ<Ļ=(5h_~3~0Gߗ2i7D6w^z<w&`E>#AsO]8O#QY[b *()g,uwZx=nPL%޿A꙯o(VHUN %ʙĹ2ԓ@w>u:N>w3m0l-Ku#Gu g;!zb'ppߝuw֬?YOitjJѪe3gՏyfc+8ΖiT53jci.ockc@k wĞ2b'װ?_mN i.v䴣]i9ueAb/Y+\Sݟ:{㹼Iw2}Qs4zr\:u^kjፐ&k֜ݮq7gr_ZhlLx@婺WzyZMl"9&dC{܋/-mE}TJl= 4c9uƗC4 Q;[ h{^}'Y?]EۆCui0ߞj^:}_h*t~]NǴ HS v&+K)/8Gf7Boc j '⧶`'j,Dק|\eWE @ څ>~eٌ(>?x}9 sEu=7ĨLMB_cP&LB)IRbQ~X?[.=:MB.87 & >^O;Pd^s۶ݪv~ G"y䞅[>n& ;'vNl6G-jXgb -;b(0f 'K]?<ב+Ö:ݭ[_7gݗ]o-xJ! 0E-{ t:9gp{·h4<;9o MػVؾΚuwTYBꮵ~ X,íVӳo_QGZ]W*<E_k6~WﳾJic_TjpcD~F'ƏƍZV?kዌ+mUMnϚ/4b'[z;?k}`<neMV*l}U_bR4Lp2y+6. ;~UwK)o=ڑV"5AN#M˵OqO oA:sqf5^׌oEboχ\O9J|K4nOi!B}vݐR;btq--Kq6INRŸc`2z[.Fe3 P-6 a?fbOhދ= QfÍoͅv:>r/O;܉;2Y:0 )V[|.2~s?I~+CRr>L˽'7rzfZ~öek=ʠuw?WM~@2ks'/KwX MoX~YK='Sd$Lweی2}[o3_. sI'"p{gRsi#c_k}b"%ڛ K+;#}a ˶ަn}1uZaL;vFYsR1/m'K߳z[鿒r?}9mfoemz힆gt?{vNӱxx|cWy^dܞs#cDIg:w35wmC>,%Ǵ]̯,KdwJ/d(c U=o<<9ˣ| +A.̂a7 g.k[AnGU:~ڑk5Rm;tcav#]A5@cUѼi-Ъ ׆'Ó;Լ+ĤR]n/bO/σjγ#-̿W+! ;L~Ľ;ȉTOi1VN"f>^L, ϘPc毉IV+]s؎EiF#n5K:_uph1~L.J).yC&t[sbse3697ʼ>Q ؏2єJ:ybT)3%;c|"%/] >@̷V0O|)m736TCߴ<t*YA44c3~2S!I1~^1?b+ydYxؽi1{ʼnlaYq=W+Ƙ$:Vvżg}ҬAg;دyO^!ލ|2|GNczu팷F=N[xO/=9vryr?FCʳ7(OVqyeԽvv@S{8F ey[iu37*|szY}[M^?9' _B9lr?%r%(W~/ӞWI ݂ ~7\S-:%[t7+bg/s9W#}Fٓ|~a|g];ymw"c)d$kmv51z$-b},?x-+,<:K:#o߉3Fh4Fh4Fh4Fh4Fh4Fh4Fh4Fh4FhP<Ilft`Gc-oъv]j%?rqE}!C(G':Jmc씱ĸ/p1₏%>J$I9KkfZU ?3f5.:El-`ysJgn&kHŷxXa?#(08́*ED4<'zQ+v컈[`Qƿ &D}XYaG2HrY^V䚒'q#B2nNfhwrmIZz%ǺȷK/Q*~=OLJa6rTGi|D=z%`iځLV}yGE؈lyXxYMhihihip-*b^h-~GLPe~YzLW m\(V9(c4‘3*((mioH447BҮ iY[SlWf0xWap(3`[Z3 晜˜8ysy5\mn|0|a@g32nd%㟐q~ԇ>q0 "wf;r?הk,djVqz5^.oīj7%\j5i_4ik6D)7FKv#Dў!~)$_%?/9dO~C_;׾ДBn&L7~ŵ\ZD):% D=$D1rRblc߶q/8OkAڥxd;mt6i2t4}6^E%CZeq(ogu%;-THBvȏ1Ȩ=BJ"AE̤9S+tWs@&F1˻T'u!]NQFR]FQow?Ǿrۏi=KlR48,M6_\ḢR g 3#.:F%oѶkb8Vxho6`"m(fm7VK4TSsYTܠc*7^l!N:`N~nvfg,qs \^W+וrTå0dV^$gA+K+"O;>3\(QTRg]m\ZRj c֮CmJOC+$vh#h^؈!Dؒ$ l$@,m_ @ mz6 HzRXB`S֓R9V^pc|v\B=r0O.`PPXfk0kezIZ'AY'HO"؆ήvt[uXf;=:KvQh;p}s#Eo;~+V^giHUF*#"TdREo+|5|=O@HƬYe4Xf{4NRBOeIG)t-IGXeIG^*tpyt #^fz{c Ƹ1cd{% Fす*Lc<Hq4Dt>̮=7t6f6F㬊Y K,|Fm!Nu1r/Y.K겚SUSmU^:NcSiwOsWMw;;)GŦשF;'ʙ_srȃ/RT9Q!>fuX8Y@?1 C3 ċx3HYYU"ڠTh  q4қ썹MuF]@W@ YB`d1C6#[ @N (.a2AiX[AJQs1cq)Cq10u)"h1H[)m=> endstream endobj 17 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 4/Type/Page>> endobj 42 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (03-18523.a1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (Computer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archiv\ ed%20-%20HTML/03-18523.a1.html)Tj 49.74 0 Td ([6/24/2021 3:30:29 PM])Tj EMC ET 1 g 10 204.75 591.75 561 re f /Article <>BDC EMC /Article <>BDC q 10 36 592 730 re W n BT 0 g 12 0 0 12 16 755.25 Tm (account an applicant's failure to )Tj 12.925 0 Td (provide documentation to corroborate claims about improvements in the ap\ plicant's)Tj ET Q BT 0 g 12 0 0 12 16 741.75 Tm (financial situation\).)Tj 0 -2.125 TD (3. )Tj (On appeal, Applicant asserts that the debt covered by SOR paragraph 1.f \ was satisfied and refers to the caption of a)Tj 0 -1.125 TD (state court case. )Tj 6.608 0 Td (Applicant's assertion )Tj 8.567 0 Td (constitutes a proffer of new evidence, which the Board cannot consider. \ )Tj /TT1 1 Tf 28.962 0 Td (See)Tj /TT0 1 Tf -44.137 -1.125 Td (Directive, Additional Procedural Guidance, Item E3.1.29. )Tj 23.354 0 Td (Applicant had the )Tj 7.359 0 Td (opportunity during the proceedings below)Tj -30.713 -1.125 Td (to present documentation about the status of his debts for the Administr\ ative Judge to consider in his case.)Tj 0 -2.125 TD (4. )Tj /TT1 1 Tf (See)Tj /TT0 1 Tf ( Directive, Additional Procedural Guidance, Item E3.1.15 \("The applican\ t is responsible for presenting witnesses)Tj 0 -1.125 TD (and other evidence to rebut, explain, )Tj 14.828 0 Td (extenuate, or mitigate facts admitted by the applicant or proven by Depa\ rtment)Tj -14.828 -1.125 Td (Counsel, and has the ultimate burden of persuasion as to obtaining a fav\ orable )Tj 31.547 0 Td (clearance decision."\).)Tj -31.547 -2.125 Td (5. )Tj /TT1 1 Tf (See, e.g.)Tj /TT0 1 Tf 4.332 0 Td (, ISCR Case No. 02-02892 \(June 28, 2004\) at p. 7.)Tj -4.332 -2.125 Td (6. )Tj /TT1 1 Tf (See, e.g.)Tj /TT0 1 Tf 4.332 0 Td (, ISCR Case No. 02-07218 \(March 15, 2004\) at p. 5.)Tj -4.332 -2.125 Td (7. )Tj /TT1 1 Tf (See, e.g.)Tj /TT0 1 Tf 4.332 0 Td (, ISCR Case No. 03-13281 \(October 22, 2004\) at p. 4 \(discussing secur\ ity significance of a history of)Tj -4.332 -1.125 Td (financial difficulties\).)Tj 0 -2.125 TD (8. )Tj /TT1 1 Tf (See, e.g.)Tj /TT0 1 Tf 4.332 0 Td (, ISCR Case No. 02-10215 \(January 30, 2004\) at p. 6 n.4.)Tj -4.332 -2.125 Td (9. )Tj /TT1 1 Tf (See, e.g.)Tj /TT0 1 Tf 4.332 0 Td (, ISCR Case No. 00-0104 \(March 21, 2001\) at p. 5 \(even in the absence\ of evidence that the applicant)Tj -4.332 -1.125 Td (engaged in misconduct, evidence that financial )Tj 19.021 0 Td (misfortune left the applicant with unresolved financial difficulties is)Tj -19.021 -1.125 Td (sufficient for Administrative Judge to conclude security concerns were r\ aised under )Tj 33.738 0 Td (Guideline F\).)Tj -33.738 -2.125 Td (10. )Tj /TT1 1 Tf (See, e.g.)Tj /TT0 1 Tf 4.832 0 Td (, ISCR Case No. 02-20947 \(June 18, 2004\) at p. 5; ISCR Case No. 00-037\ 8 \(August 15, 2001\) at p. 4.)Tj -4.832 -2.125 Td (11. )Tj /TT1 1 Tf (See, e.g.)Tj /TT0 1 Tf 4.832 0 Td (, ISCR Case No. 02-06703 \(February 25, 2004\) at p. 3 \(citing other Bo\ ard decisions\); ISCR Case No. 97-)Tj -4.832 -1.125 Td (0016 \(December 31, 1997\) at p. 4 )Tj 13.746 0 Td (\(discussing why evidence that applicant was seeking financial relief th\ rough)Tj -13.746 -1.125 Td (bankruptcy did not preclude the Administrative Judge from making an unfa\ vorable )Tj 33.463 0 Td (security clearance decision\).)Tj -33.463 -2.125 Td (12. )Tj ("The conditions that resulted in the behavior were largely beyond the pe\ rson's control \(e.g., loss of employment, a)Tj 0 -1.125 TD (business downturn, unexpected medical )Tj 16.19 0 Td (emergency, or a death, divorce or separation\)" \(Directive, Adjudicativ\ e)Tj -16.19 -1.125 Td (Guidelines, Item E2.A6.1.3.3\).)Tj 0 -2.125 TD (13. )Tj ("The individual initiated a good-faith effort to repay overdue creditors\ or otherwise resolve debts" \(Directive,)Tj 0 -1.125 TD (Adjudicative Guidelines, Item E2.A6.1.3.6\).)Tj 0 -2.125 TD (14. )Tj /TT1 1 Tf (See, e.g.)Tj /TT0 1 Tf 4.832 0 Td (, ISCR Case No. 02-21282 \(August 5, 2004\) at p. 4 \(even if an applica\ nt's financial difficulties initially)Tj -4.832 -1.125 Td (arose because of circumstances outside the applicant's control, the Admi\ nistrative Judge can consider whether the)Tj 0 -1.125 TD (applicant acted in a reasonable manner when dealing with those financial\ difficulties, or whether the applicant failed to)Tj T* (resolve the debts after the conditions which gave rise to them had passe\ d\).)Tj ET EMC endstream endobj 16 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 3/Type/Page>> endobj 43 0 obj [45 0 R] endobj 44 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (03-18523.a1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (Computer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archiv\ ed%20-%20HTML/03-18523.a1.html)Tj 49.74 0 Td ([6/24/2021 3:30:29 PM])Tj EMC ET 1 g 10 36 591.75 729.75 re f /Article <>BDC EMC /Article <>BDC q 10 36 592 730 re W n BT 0 g 12 0 0 12 16 755.25 Tm (As discussed earlier in this decision, Applicant had the burden of prese\ nting evidence to refute, explain, extenuate or)Tj ET Q BT 0 g 12 0 0 12 16 741.75 Tm (mitigate his history of unresolved financial )Tj 17.44 0 Td (difficulties. )Tj 4.832 0 Td (Considering the record evidence in this case, including the)Tj -22.272 -1.125 Td (absence of documentation to corroborate Applicant's claim that he was de\ aling with his )Tj 35.197 0 Td (financial difficulties, )Tj 8.58 0 Td (it was not)Tj -43.777 -1.125 Td (arbitrary or capricious for the Administrative Judge to conclude Applica\ nt had failed to present evidence sufficient to)Tj 0 -1.125 TD (warrant )Tj (application of Financial Considerations Mitigating Condition 6.)Tj 0 -2.125 TD (Applicant's argument concerning Financial Considerations Mitigating Cond\ ition 3 is not persuasive. )Tj 40.34 0 Td (The Administrative)Tj -40.34 -1.125 Td (Judge took note of Applicant's )Tj 12.428 0 Td (explanation concerning the circumstances under which his financial diffi\ culties arose)Tj -12.428 -1.125 Td (\()Tj /TT1 1 Tf (i.e.)Tj /TT0 1 Tf (, his divorce in 1999\). The Judge also noted that the consequences of A\ pplicant's divorce had an adverse effect on)Tj 0 -1.125 TD (his financial situation beyond the divorce itself \(Decision at pp. 2-3,\ 5\). )Tj 28.798 0 Td (However, the Judge concluded that )Tj 14.329 0 Td (Applicant)Tj -43.127 -1.125 Td (had not demonstrated financial stability since his divorce in 1999 and h\ ad not shown that he had gotten his financial)Tj T* (difficulties under control in the )Tj 12.691 0 Td (years since his divorce \(Decision at p. 5\). )Tj 16.772 0 Td (Considering the record as a whole, the Judge's)Tj -29.463 -1.125 Td (conclusion is not arbitrary or capricious. )Tj 16.412 0 Td (The extenuating or )Tj 7.803 0 Td (mitigating effect of circumstances outside an applicant's)Tj -24.215 -1.125 Td (control does not preclude consideration of how the applicant reacts or r\ esponds to those circumstances, )Tj 41.487 0 Td (and whether the)Tj -41.487 -1.375 Td (applicant's conduct in response to outside events is reasonable.)Tj 0 0 0.933 rg 9.75 0 0 9.75 317.084 569.25 Tm ( \(14\))Tj ET 0 0 0.933 RG 0.75 w q 1 0 0 1 317.084 568.5 cm 0 0 m 18.681 0 l h S Q BT 0 g 12 0 0 12 16 539.25 Tm (Applicant's argument concerning the whole person concept is not persuasi\ ve. )Tj 31.088 0 Td (To the extent that Applicant's argument)Tj -31.088 -1.125 Td (relies on factual assertions about what )Tj 15.495 0 Td (Applicant is currently doing to address his financial difficulties, it i\ s based on a)Tj -15.495 -1.125 Td (proffer of new evidence. )Tj 10.078 0 Td (As noted earlier in this decision, the Board cannot )Tj 20.272 0 Td (consider new evidence on appeal. )Tj 13.716 0 Td (Applicant)Tj -44.067 -1.125 Td (had the opportunity to present evidence for the Administrative Judge to \ consider in his case. )Tj 37.102 0 Td (To the extent )Tj 5.526 0 Td (Applicant's)Tj -42.627 -1.125 Td (argument is based on the record evidence below, it does not demonstrate \ the Judge erred. )Tj 35.905 0 Td (A review of the decision)Tj -35.905 -1.125 Td (below persuades the Board that )Tj 12.802 0 Td (the Judge considered the overall facts and circumstances of Applicant's \ history of)Tj -12.802 -1.125 Td (financial difficulties in a manner consistent with the whole person conc\ ept.)Tj /TT2 1 Tf 21.767 -2.125 Td (Conclusion)Tj /TT0 1 Tf -21.767 -2.125 Td (The Board affirms the Administrative Judge's decision because Applicant \ has not demonstrated error below.)Tj 0 -2.125 TD (Signed: Emilio Jaksetic)Tj ET 0 G q 1 0 0 1 16 381 cm 0 0 m 113.32 0 l h S Q BT 12 0 0 12 16 356.25 Tm (Emilio Jaksetic)Tj T* (Administrative Judge)Tj T* (Chairman, Appeal Board)Tj T* (Signed: Michael D. Hipple)Tj ET q 1 0 0 1 16 279 cm 0 0 m 129.311 0 l h S Q BT 12 0 0 12 16 254.25 Tm (Michael D. Hipple)Tj T* (Administrative Judge)Tj T* (Member, Appeal Board)Tj T* (Signed: Jean E. Smallin)Tj ET q 1 0 0 1 16 177 cm 0 0 m 114.656 0 l h S Q BT 12 0 0 12 16 152.25 Tm (Jean E. Smallin)Tj T* (Administrative Judge)Tj T* (Member, Appeal Board)Tj T* (1. )Tj /TT1 1 Tf (See, e.g)Tj /TT0 1 Tf 4.082 0 Td (., ISCR Case No. 99-9020 \(June 4, 2001\) at p. 2.)Tj -4.082 -2.125 Td (2. )Tj /TT1 1 Tf (See, e.g.)Tj /TT0 1 Tf 4.332 0 Td (, ISCR Case No. 02-22163 \(March 12, 2004\) at p. 5 \(legally permissibl\ e for Administrative Judge to take into)Tj ET EMC endstream endobj 45 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[317.0 567.0 335.0 578.0]/Subtype/Link/Type/Annot>> endobj 15 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 2/Type/Page>> endobj 46 0 obj [48 0 R 49 0 R 50 0 R 51 0 R 52 0 R 53 0 R 54 0 R 55 0 R 56 0 R 57 0 R 58 0 R 59 0 R] endobj 47 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (03-18523.a1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (Computer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archiv\ ed%20-%20HTML/03-18523.a1.html)Tj 49.74 0 Td ([6/24/2021 3:30:29 PM])Tj EMC ET 1 g 10 36 591.75 729.75 re f /Article <>BDC EMC /Article <>BDC q 10 36 592 730 re W n BT 0 g 12 0 0 12 16 754.5 Tm (currently trying to get the necessary papers to prove this debt was paid\ ." )Tj 29.122 0 Td (In response to the File of Relevant Material,)Tj ET Q BT 0 g 12 0 0 12 16 741 Tm (Applicant made no statements about the status of the debt alleged in SOR\ paragraph 1.f and presented no documentation)Tj 0 -1.125 TD (about the status of any of the debts )Tj 14.164 0 Td (listed in the SOR. )Tj 7.361 0 Td (Given the conflicting record evidence, the Judge had to make a)Tj -21.525 -1.125 Td (finding of fact about the debt alleged in SOR paragraph 1.f. )Tj 24.076 0 Td (Given the )Tj 4.166 0 Td (absence of any documentation in the record that)Tj -28.242 -1.375 Td (corroborated Applicant's claim about satisfaction of )Tj 20.951 0 Td (the debt covered by SOR paragraph 1.f,)Tj 0 0 0.933 rg 9.75 0 0 9.75 458.0195 702 Tm ( \(2\))Tj ET 0 0 0.933 RG 0.75 w q 1 0 0 1 458.0195 701.25 cm 0 0 m 13.806 0 l h S Q BT 0 g 12 0 0 12 471.8257 697.5 Tm ( it was not )Tj (arbitrary,)Tj -37.985 -1.375 Td (capricious, or contrary to law for the Judge to find that debt was still\ unsatisfied.)Tj 0 0 0.933 rg 9.75 0 0 9.75 402.5723 685.5 Tm ( \(3\))Tj ET q 1 0 0 1 402.5723 684.75 cm 0 0 m 13.806 0 l h S Q BT 0 g 12 0 0 12 16 655.5 Tm (When responding to the SOR, Applicant admitted he owed all the debts all\ eged in the SOR, except for the debt alleged)Tj T* (in SOR paragraph 1.f. )Tj (The File of )Tj 13.747 0 Td (Relevant Material contained information that would allow the Administrat\ ive Judge)Tj -13.747 -1.125 Td (to find that Applicant owed all the debts alleged in the SOR. )Tj 24.412 0 Td (Accordingly, )Tj 5.499 0 Td (it was not arbitrary, capricious, or contrary to)Tj -29.91 -1.125 Td (law for the Judge to conclude that Department Counsel had met its burden\ of proof under the Directive, and that )Tj 45.125 0 Td (the)Tj -45.125 -1.375 Td (burden of persuasion had shifted to Applicant.)Tj 0 0 0.933 rg 9.75 0 0 9.75 238.2812 603 Tm ( \(4\))Tj ET q 1 0 0 1 238.2812 602.25 cm 0 0 m 13.806 0 l h S Q BT 0 g 12 0 0 12 16 573 Tm (Department Counsel is not required to present evidence that an applicant\ presents a clear and present danger to the)Tj 0 -1.375 TD (national security.)Tj 0 0 0.933 rg 9.75 0 0 9.75 98.6406 561 Tm ( \(5\))Tj ET q 1 0 0 1 98.6406 560.25 cm 0 0 m 13.806 0 l h S Q BT 0 g 12 0 0 12 112.4468 556.5 Tm ( )Tj (Moreover, proof of facts )Tj (and circumstances that fall under one or more of the Guidelines gives ri\ se)Tj -8.037 -1.375 Td (to a presumption of nexus.)Tj 0 0 0.933 rg 9.75 0 0 9.75 143.6465 544.5 Tm ( \(6\))Tj ET q 1 0 0 1 143.6465 543.75 cm 0 0 m 13.806 0 l h S Q BT 0 g 12 0 0 12 157.4526 540 Tm ( )Tj (Nothing in the Directive indicates or suggests that )Tj 20.523 0 Td (Department Counsel must prove, or an)Tj -32.311 -1.125 Td (applicant must admit, that the applicant has a particular level of unres\ olved indebtedness before an Administrative Judge)Tj 0 -1.125 TD (can conclude that security concerns have been raised under Guideline F \(\ Financial Considerations\). )Tj 40.042 0 Td (To resolve this)Tj -40.042 -1.125 Td (appeal, the Board need not decide whether )Tj 17.271 0 Td (there is some )Tj /TT1 1 Tf 5.526 0 Td (de minimis)Tj /TT0 1 Tf ( level of indebtedness that must be exceeded before)Tj -22.797 -1.125 Td (a Judge can conclude security concerns have been raised under Guideline \ F. )Tj 30.683 0 Td (In this )Tj (case, the Judge found Applicant had)Tj -30.683 -1.125 Td (delinquent debts worth approximately $10,000. )Tj 19.191 0 Td (Considering the record evidence as a whole, it was not arbitrary or)Tj -19.191 -1.125 Td (capricious for the Judge to conclude that amount of delinquent debts was\ sufficient to raise security concerns under)Tj 0 -1.375 TD (Guideline F.)Tj 0 0 0.933 rg 9.75 0 0 9.75 75.9941 447 Tm ( \(7\))Tj ET q 1 0 0 1 75.9941 446.25 cm 0 0 m 13.806 0 l h S Q BT 0 g 12 0 0 12 16 417 Tm (Applicant places too much significance on the Administrative Judge's use\ of the phrase "financially irresponsible" at)Tj 0 -1.125 TD (one point in her decision \(at p. 5\). )Tj 13.774 0 Td (First, )Tj (the Board does not review isolated sentences in a Judge's decision, but \ rather)Tj -13.774 -1.125 Td (considers the decision in its entirety to ascertain what findngs the Jud\ ge made and )Tj 33.047 0 Td (what conclusions the Judge reached.)Tj 0 0 0.933 rg 9.75 0 0 9.75 16 378 Tm (\(8\))Tj ET q 1 0 0 1 16 377.25 cm 0 0 m 11.369 0 l h S Q BT 0 g 12 0 0 12 27.3687 373.5 Tm ( )Tj (Second, nothing in the language of Guideline F limits its reach to only \ those cases involving financial)Tj -0.947 -1.125 Td (irresponsibility. )Tj 6.555 0 Td (Guideline F is broad enough to encompass cases involving a history of un\ resolved financial difficulties)Tj -6.555 -1.375 Td (unrelated to any act of financial irresponsibility.)Tj 0 0 0.933 rg 9.75 0 0 9.75 246.9238 348 Tm ( \(9\))Tj ET q 1 0 0 1 246.9238 347.25 cm 0 0 m 13.806 0 l h S Q BT 0 g 12 0 0 12 260.73 343.5 Tm ( )Tj (The )Tj (federal government can consider whether an applicant poses a)Tj -20.394 -1.375 Td (risk under Guideline F through financial irresponsibility, greed, )Tj /TT1 1 Tf 25.661 0 Td (or)Tj /TT0 1 Tf ( financial misfortune.)Tj 0 0 0.933 rg 9.75 0 0 9.75 437.5703 331.5 Tm ( \(10\))Tj ET q 1 0 0 1 437.5703 330.75 cm 0 0 m 18.681 0 l h S Q BT 0 g 12 0 0 12 16 301.5 Tm (There is nothing in the decision below that indicates or suggests the Ad\ ministrative Judge was "penalizing" Applicant)Tj T* (for not dealing with his financial )Tj 13.33 0 Td (difficulties through bankruptcy. )Tj 12.941 0 Td (Applicant's argument is predicated on speculation)Tj -26.271 -1.125 Td (about the mental processes of the Judge. )Tj 16.384 0 Td (Moreover, Applicant's argument )Tj 13.232 0 Td (makes the unwarranted assumption that)Tj -29.616 -1.125 Td (seeking relief through bankruptcy would provide a "safe harbor" in Guide\ line F cases. )Tj 34.695 0 Td (Seeking relief in bankruptcy )Tj 11.607 0 Td (does)Tj -46.303 -1.125 Td (not immunize an applicant's history of financial difficulties from revie\ w under Guideline F, nor does it preclude a Judge)Tj 0 -1.375 TD (from making an unfavorable )Tj 11.663 0 Td (security clearance decision under Guideline F.)Tj 0 0 0.933 rg 9.75 0 0 9.75 378.5312 235.5 Tm ( \(11\))Tj ET q 1 0 0 1 378.5312 234.75 cm 0 0 m 18.681 0 l h S Q BT 0 g 12 0 0 12 16 205.5 Tm (2. )Tj (Whether it was arbitrary, capricious, or contrary to law for the Adminis\ trative Judge to conclude Applicant had not)Tj ET 0 G q 1 0 0 1 28 204.75 cm 0 0 m 552.158 0 l h S Q BT 12 0 0 12 16 192 Tm (mitigated the security concerns raised by )Tj ET q 1 0 0 1 16 191.25 cm 0 0 m 199.266 0 l h S Q BT 12 0 0 12 215.2656 192 Tm (his history of financial difficulties)Tj ET q 1 0 0 1 215.2656 191.25 cm 0 0 m 163.295 0 l h S Q BT 12 0 0 12 378.5605 192 Tm (. )Tj (The Administrative Judge concluded that)Tj -30.213 -1.125 Td (Applicant had not presented evidence sufficient to warrant application o\ f any of )Tj 32.21 0 Td (the Financial Considerations mitigating)Tj -32.21 -1.125 Td (conditions. )Tj 4.667 0 Td (Applicant challenges that conclusion on appeal, arguing: \(a\) the Judge\ should have applied Financial)Tj -4.667 -1.375 Td (Considerations Mitigating Condition 3)Tj 0 0 0.933 rg 9.75 0 0 9.75 201.666 153 Tm ( \(12\))Tj ET 0 0 0.933 RG q 1 0 0 1 201.666 152.25 cm 0 0 m 18.681 0 l h S Q BT 0 g 12 0 0 12 220.3472 148.5 Tm ( and Financial Considerations Mitigating Condition 6;)Tj 0 0 0.933 rg 9.75 0 0 9.75 480.3276 153 Tm ( \(13\))Tj ET q 1 0 0 1 480.3276 152.25 cm 0 0 m 18.681 0 l h S Q BT 0 g 12 0 0 12 499.0088 148.5 Tm ( \(b\) the Judge)Tj -40.251 -1.125 Td (incorrectly referred to Financial Considerations )Tj 19.243 0 Td (itigating Condition 6 as Financial Considerations Mitigating Condition)Tj -19.243 -1.125 Td (3; and \(c\) the Judge should have reached favorable conclusions under G\ uideline F by )Tj 34.323 0 Td (applying the whole person concept)Tj -34.323 -1.125 Td (to Applicant's case.)Tj 0 -2.125 TD (Applicant's second argument can be disposed of quickly. )Tj 22.98 0 Td (The Administrative Judge used )Tj 12.72 0 Td (language from Financial)Tj -35.7 -1.125 Td (Considerations Mitigating Condition 6, but )Tj 17.5 0 Td (incorrectly referred to it as "MC 3" [Mitigating Condition 3] \(Decision\ at p.)Tj -17.5 -1.125 Td (5\). )Tj (Such an error is a typographical error that is harmless in nature and wh\ ich does )Tj 33.24 0 Td (not warrant remand or reversal.)Tj ET EMC endstream endobj 48 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[458.0 699.0 472.0 710.0]/Subtype/Link/Type/Annot>> endobj 49 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[402.0 683.0 416.0 694.0]/Subtype/Link/Type/Annot>> endobj 50 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[238.0 600.0 252.0 611.0]/Subtype/Link/Type/Annot>> endobj 51 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[99.0 558.0 113.0 569.0]/Subtype/Link/Type/Annot>> endobj 52 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[144.0 542.0 158.0 553.0]/Subtype/Link/Type/Annot>> endobj 53 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[75.0 444.0 89.0 455.0]/Subtype/Link/Type/Annot>> endobj 54 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[16.0 375.0 27.0 386.0]/Subtype/Link/Type/Annot>> endobj 55 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[246.0 345.0 260.0 356.0]/Subtype/Link/Type/Annot>> endobj 56 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[438.0 329.0 456.0 340.0]/Subtype/Link/Type/Annot>> endobj 57 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[378.0 233.0 396.0 244.0]/Subtype/Link/Type/Annot>> endobj 58 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[201.0 150.0 219.0 161.0]/Subtype/Link/Type/Annot>> endobj 59 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[480.0 150.0 498.0 161.0]/Subtype/Link/Type/Annot>> endobj 14 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 1/Type/Page>> endobj 60 0 obj [62 0 R] endobj 61 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (03-18523.a1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (Computer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archiv\ ed%20-%20HTML/03-18523.a1.html)Tj 49.74 0 Td ([6/24/2021 3:30:29 PM])Tj EMC ET 1 g 10 36 591.75 729.75 re f /Article <>BDC EMC /Article <>BDC q 10 36 592 730 re W n BT 0 g 12 0 0 12 16 755.25 Tm (its )Tj (conclusions, including a rational connection between the facts found and\ the choice made; it does not consider)Tj ET Q BT 0 g 12 0 0 12 16 741.75 Tm (relevant factors; it reflects a clear error of )Tj 16.879 0 Td (judgment; it fails to consider an important aspect of the case; it offer\ s an)Tj -16.879 -1.125 Td (explanation for the decision that runs contrary to the record evidence; \ or it is so )Tj 32.018 0 Td (implausible that it cannot be ascribed to)Tj -32.018 -1.125 Td (a mere difference of opinion. )Tj /TT1 1 Tf 11.883 0 Td (See, e.g.)Tj /TT0 1 Tf 3.332 0 Td (, ISCR Case No. 97-0435 \(July 14, 1998\) at p. 3 \(citing Supreme Court\ )Tj 28.72 0 Td (decision\).)Tj -43.935 -1.125 Td (In deciding whether the Judge's rulings or conclusions are contrary to l\ aw, the Board will consider whether they are)Tj 0 -1.125 TD (contrary to provisions of )Tj 10.109 0 Td (Executive Order 10865, the Directive, or other applicable federal law. )Tj 28.238 0 Td (Compliance with state)Tj -38.347 -1.125 Td (or local law is not required because security clearance )Tj 21.851 0 Td (adjudications are conducted by the Department of Defense)Tj -21.851 -1.125 Td (pursuant to federal law. )Tj /TT1 1 Tf 9.691 0 Td (See)Tj /TT0 1 Tf ( U.S. Constitution, Article VI, clause 2 \(Supremacy Clause\). )Tj /TT1 1 Tf 25.828 0 Td (See, e.g.)Tj /TT0 1 Tf (, )Tj (ISCR Case No. 00-)Tj -35.519 -1.125 Td (0423 \(June 8, 2001\) at p. 3 \(citing Supreme Court decisions\).)Tj 0 -2.125 TD (When an Administrative Judge's factual findings are challenged, the Boar\ d must determine whether "[t]he)Tj 0 -1.125 TD (Administrative Judge's findings of fact are supported )Tj 21.425 0 Td (by such relevant evidence as a reasonable mind might accept as)Tj -21.425 -1.125 Td (adequate to support a conclusion in light of all the contrary evidence i\ n the same record. )Tj 35.516 0 Td (In )Tj (making this review, the)Tj -35.516 -1.125 Td (Appeal Board shall give deference to the credibility determinations of t\ he Administrative Judge." )Tj 39.174 0 Td (Directive, Additional)Tj -39.174 -1.125 Td (Procedural )Tj 4.582 0 Td (Guidance, Item E3.1.32.1. )Tj 10.775 0 Td (The Board must consider not only whether there is record evidence suppor\ ting a)Tj -15.356 -1.125 Td (Judge's findings, but also whether there is evidence )Tj 20.758 0 Td (that fairly detracts from the weight of the evidence supporting those)Tj -20.758 -1.125 Td (findings, and whether the Judge's findings reflect a reasonable interpre\ tation of the record )Tj 36.112 0 Td (evidence as a whole.)Tj -36.112 -1.125 Td (Although a Judge's credibility determination is not immune from review, \ the party challenging a Judge's credibility)Tj T* (determination has a )Tj 8.081 0 Td (heavy burden on appeal.)Tj -8.081 -2.125 Td (When an appeal issue raises a question of law, the Board's scope of revi\ ew is plenary. )Tj /TT1 1 Tf 34.558 0 Td (See)Tj /TT0 1 Tf ( DISCR Case No. 87-2107)Tj -34.558 -1.125 Td (\(September 29, 1992\) at pp. 4-5 \(citing )Tj 15.857 0 Td (federal cases\).)Tj -15.857 -2.125 Td (If an appealing party demonstrates factual or legal error, then the Boar\ d must consider the following questions:)Tj 0 -2.125 TD (Is the error harmful or harmless? )Tj /TT1 1 Tf 13.384 0 Td (See, e.g.)Tj /TT0 1 Tf 3.332 0 Td (, ISCR Case No. 00-0250 \(July 11, 2001\) at p. 6 \(discussing harmless \ error)Tj -16.715 -1.125 Td (doctrine\);)Tj T* (Has the nonappealing party made a persuasive argument for how the Admini\ strative Judge's decision can be affirmed on)Tj 0 -1.125 TD (alternate grounds? )Tj /TT1 1 Tf 7.608 0 Td (See, e.g.)Tj /TT0 1 Tf 3.332 0 Td (, ISCR )Tj (Case No. 99-0454 \(October 17, 2000\) at p. 6 \(citing federal cases\); \ and)Tj -10.939 -2.125 Td (If the Administrative Judge's decision cannot be affirmed, should the ca\ se be reversed or remanded? )Tj 40.333 0 Td (\(Directive,)Tj -40.333 -1.125 Td (Additional Procedural Guidance, Items )Tj 15.912 0 Td (E3.1.33.2 and E3.1.33.3\).)Tj /TT2 1 Tf 5.313 -2.125 Td (Appeal Issues)Tj /TT0 1 Tf -21.225 -2.125 Td (1. )Tj (Whether it was arbitrary, capricious, or contrary to law for the Adminis\ trative Judge to conclude Department Counsel)Tj ET 0.75 w q 1 0 0 1 28 280.5 cm 0 0 m 565.154 0 l h S Q BT 12 0 0 12 16 267.75 Tm (had met its burden of presenting )Tj ET q 1 0 0 1 16 267 cm 0 0 m 157.963 0 l h S Q BT 12 0 0 12 173.9629 267.75 Tm (sufficient evidence to raise security concerns under Guideline F \(Finan\ cial)Tj ET q 1 0 0 1 173.9629 267 cm 0 0 m 357.539 0 l h S Q BT 12 0 0 12 16 254.25 Tm (Considerations\))Tj ET q 1 0 0 1 16 253.5 cm 0 0 m 75.99 0 l h S Q BT 12 0 0 12 91.9902 254.25 Tm (. )Tj (The Administrative Judge concluded that Department Counsel met )Tj 27.493 0 Td (its burden of persuasion under)Tj -33.826 -1.125 Td (Guideline F, and that the burden of persuasion had shifted to Applicant \ to present evidence to rebut, explain, or mitigate)Tj T* (Department Counsel's case against him \(Decision at p. 5\). )Tj 23.369 0 Td (Applicant contends the Judge's conclusion was arbitrary,)Tj -23.369 -1.125 Td (capricious, or contrary to law because: \(a\) )Tj 17.048 0 Td (the Judge ignored the facts and circumstances surrounding Applicant's)Tj -17.048 -1.125 Td (indebtedness and his response to the SOR; \(b\) Applicant's financial di\ fficulties do not )Tj 34.535 0 Td (rise to a level sufficient to raise)Tj -34.535 -1.125 Td (security concerns; and \(c\) the Judge impermissibly penalized Applicant\ for making good faith efforts to pay his debts)Tj T* (rather )Tj 2.582 0 Td (than seek to discharge them in bankruptcy.)Tj -2.582 -2.125 Td (There is a rebuttable presumption that an Administrative Judge considere\ d all the record evidence unless the Judge)Tj 0 -1.375 TD (specifically states otherwise.)Tj 0 0 0.933 rg 9.75 0 0 9.75 153.6191 135.75 Tm ( \(1\))Tj ET 0 0 0.933 RG q 1 0 0 1 153.6191 135 cm 0 0 m 13.806 0 l h S Q BT 0 g 12 0 0 12 167.4253 131.25 Tm ( )Tj (Applicant's )Tj (disagreement with the Judge's weighing of the record evidence is not)Tj -12.619 -1.125 Td (sufficient to rebut or overcome that presumption. )Tj 19.883 0 Td (Apart from the rebuttable presumption, )Tj 15.94 0 Td (a review of the decision below)Tj -35.823 -1.125 Td (shows the Judge considered the facts and circumstances of Applicant's hi\ story of financial difficulties, including)Tj 0 -1.125 TD (Applicant's )Tj (explanations.)Tj 0 -2.125 TD (There is conflicting record evidence as to whether Applicant had satisfi\ ed the debt covered by SOR paragraph 1.f. )Tj 45.873 0 Td (In a)Tj -45.873 -1.125 Td (written statement Applicant gave to an )Tj 15.717 0 Td (investigator, he indicated he still owed $2,666 on that debt. )Tj 23.912 0 Td (In response to the)Tj ET q 10 36 592 730 re W n BT 12 0 0 12 16 38.25 Tm (SOR, Applicant admitted the debt but stated "[I] do believe this debt wa\ s )Tj 29.458 0 Td (satisfied thru a garnishment" and "I am)Tj ET EMC Q endstream endobj 62 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[153.0 133.0 167.0 144.0]/Subtype/Link/Type/Annot>> endobj 12 0 obj <> endobj 63 0 obj <> endobj 9 0 obj <> endobj 10 0 obj <> endobj 11 0 obj <> endobj 79 0 obj (file:///usr.osd.mil/Home/OSD/OGC/JosephLM/_MyComputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archived%20-%20HTML/03-18523.a1.html) endobj 78 0 obj <> endobj 80 0 obj <> endobj 64 0 obj [17 0 R/XYZ 0 440.0 null] endobj 65 0 obj [17 0 R/XYZ 0 414.0 null] endobj 66 0 obj [17 0 R/XYZ 0 362.0 null] endobj 67 0 obj [17 0 R/XYZ 0 309.0 null] endobj 68 0 obj [17 0 R/XYZ 0 270.0 null] endobj 69 0 obj [16 0 R/XYZ 0 86.0 null] endobj 70 0 obj [16 0 R/XYZ 0 60.0 null] endobj 71 0 obj [17 0 R/XYZ 0 726.0 null] endobj 72 0 obj [17 0 R/XYZ 0 660.0 null] endobj 73 0 obj [17 0 R/XYZ 0 608.0 null] endobj 74 0 obj [17 0 R/XYZ 0 582.0 null] endobj 75 0 obj [17 0 R/XYZ 0 557.0 null] endobj 76 0 obj [17 0 R/XYZ 0 518.0 null] endobj 77 0 obj [17 0 R/XYZ 0 492.0 null] endobj 4 0 obj <> endobj xref 0 81 0000000000 65535 f 0000000016 00000 n 0000000141 00000 n 0000003658 00000 n 0000152277 00000 n 0000003536 00000 n 0000003591 00000 n 0000003738 00000 n 0000003765 00000 n 0000150814 00000 n 0000151239 00000 n 0000151281 00000 n 0000150624 00000 n 0000004502 00000 n 0000142497 00000 n 0000129202 00000 n 0000123575 00000 n 0000118563 00000 n 0000003868 00000 n 0000003914 00000 n 0000003963 00000 n 0000004195 00000 n 0000004035 00000 n 0000004067 00000 n 0000004099 00000 n 0000004131 00000 n 0000004163 00000 n 0000004713 00000 n 0000009800 00000 n 0000009849 00000 n 0000009884 00000 n 0000010394 00000 n 0000010817 00000 n 0000065100 00000 n 0000065367 00000 n 0000033630 00000 n 0000033903 00000 n 0000011210 00000 n 0000011486 00000 n 0000011859 00000 n 0000034342 00000 n 0000065981 00000 n 0000118763 00000 n 0000123800 00000 n 0000123825 00000 n 0000128876 00000 n 0000129416 00000 n 0000129518 00000 n 0000138606 00000 n 0000138930 00000 n 0000139254 00000 n 0000139578 00000 n 0000139901 00000 n 0000140225 00000 n 0000140547 00000 n 0000140869 00000 n 0000141193 00000 n 0000141519 00000 n 0000141845 00000 n 0000142171 00000 n 0000142722 00000 n 0000142747 00000 n 0000150300 00000 n 0000150709 00000 n 0000151691 00000 n 0000151733 00000 n 0000151775 00000 n 0000151817 00000 n 0000151859 00000 n 0000151901 00000 n 0000151942 00000 n 0000151983 00000 n 0000152025 00000 n 0000152067 00000 n 0000152109 00000 n 0000152151 00000 n 0000152193 00000 n 0000152235 00000 n 0000151489 00000 n 0000151323 00000 n 0000151638 00000 n trailer <<04AF0466FE2BB4469990AAA01511C3E5>]>> startxref 152450 %%EOF