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(DATE: April 20, 2006)Tj
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(In Re:)Tj
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(Applicant for Security Clearance)Tj
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(The Defense Office of Hearings and Appeals \(DOHA\) declined to grant Ap\
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( DOHA issued a statement of )Tj
(reasons \(SOR\) advising Applicant of the basis for that decision--secur\
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(raised under Guideline F \(Financial Considerations\) and Guideline E )Tj
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(\(Personal Conduct\). )Tj
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(Applicant timely appealed pursuant to the Directive \266\266 E3.1.28 and\
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(Judge's decision was based on a faulty "risk analysis;" and whether the)Tj
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(Department Counsel outside the hearing in order to reach his decision. )Tj
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(Applicant also raised concerns about the impact)Tj
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(that an adverse security clearance )Tj
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(decision would cause him and his family as well as his employer.)Tj
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(In appealing the Administrative Judge's findings and conclusions as to h\
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(Applicant objects to the)Tj
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(Administrative Judge's statements )Tj
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(regarding four SOR items--\266\266 1.a, 1.b, 1.g, and 1.k, as well as ot\
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(of his testimony in the Judge's security clearance decision. )Tj
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(found in favor of Applicant as to \266\266 1.b and 1.k;)Tj
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(Judge had a)Tj
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(value. )Tj
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(Specifically with )Tj
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(regard to \266 1.g, Applicant objects to the Judge's characterization of\
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(Applicant notes contradictory findings of fact. )Tj
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(The Judge's)Tj
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(statements reflect information submitted by Applicant at different times\
during the settlement of his )Tj
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(affairs. )Tj
(He)Tj
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(submitted information that the creditor in \266 1.a had not responded to\
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(Applicant also provided evidence)Tj
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(that at a later date the )Tj
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(creditor agreed to delete the account from his credit report. )Tj
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(Applicant disagrees with the Judge's analysis. )Tj
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(Applicant )Tj
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