%PDF-1.6 % 1 0 obj <> endobj 2 0 obj <>stream 2021-07-02T15:50:01-04:00 2021-07-02T15:50-04:00 2021-07-02T15:50:01-04:00 Adobe Acrobat 17.0 application/pdf 05-11366.a1 uuid:49ec29f5-19f0-434b-ba1c-2b81fc4ddfe8 uuid:49186cdf-399c-4cd4-90fe-69c0da78dbf2 Acrobat Web Capture 15.0 endstream endobj 5 0 obj <> endobj 6 0 obj <> endobj 3 0 obj <> endobj 7 0 obj <> endobj 8 0 obj <> endobj 18 0 obj <>>> endobj 19 0 obj <> endobj 20 0 obj <> endobj 22 0 obj [21 0 R 21 0 R] endobj 23 0 obj [21 0 R 21 0 R] endobj 24 0 obj [21 0 R 21 0 R] endobj 25 0 obj [21 0 R 21 0 R] endobj 26 0 obj [21 0 R 21 0 R] endobj 21 0 obj <><><><><><><><>]/P 19 0 R/Pg 13 0 R/S/Article>> endobj 13 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 0/Type/Page>> endobj 27 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (05-11366.a1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (yComputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archi\ ved%20-%20HTML/05-11366.a1.html)Tj 50.24 0 Td ([7/2/2021 3:50:01 PM])Tj EMC ET 1 g 10 36 591.75 729.75 re f 0.604 g q 1 0 0 1 16.0002 734.2497 cm 0 0 m 0.75 -0.75 l 579 -0.75 l 579.749 0 l h f Q 0.933 g q 1 0 0 1 16.7499 733.5 cm 0 0 m -0.75 -0.75 l 579 -0.75 l 578.25 0 l h f Q 0.604 g q 1 0 0 1 16.0002 732.7503 cm 0 0 m 0.75 0.75 l 0 1.499 l h f Q 0.933 g q 1 0 0 1 594.9999 733.5 cm 0 0 m 0.75 -0.75 l 0.75 0.75 l h f Q 0.604 g q 1 0 0 1 16.0002 618.75 cm 0 0 m 0.75 -0.75 l 579 -0.75 l 579.749 0 l h f Q 0.933 g q 1 0 0 1 16.7499 618.0003 cm 0 0 m -0.75 -0.751 l 579 -0.751 l 578.25 0 l h f Q 0.604 g q 1 0 0 1 16.0002 617.2497 cm 0 0 m 0.75 0.751 l 0 1.5 l h f Q 0.933 g q 1 0 0 1 594.9999 618.0003 cm 0 0 m 0.75 -0.751 l 0.75 0.75 l h f Q /Article <>BDC EMC /Article <>BDC BT 0 g 12 0 0 12 16 749.25 Tm (DATE: January 12, 2007)Tj 0 -3.25 TD (In re:)Tj 0 -2.125 TD (------)Tj T* (SSN:------)Tj T* (Applicant for Security Clearance)Tj 0 -3.25 TD (ISCR Case No. 05-11366)Tj /TT1 1 Tf 17.628 -2.125 Td (APPEAL BOARD DECISION)Tj 2.806 -2.125 Td (APPEARANCES)Tj ET 0.75 w q 1 0 0 1 261.2061 543 cm 0 0 m 89.338 0 l h S Q BT 11.25 0 0 11.25 251.0312 519 Tm (FOR GOVERNMENT)Tj /TT0 1 Tf -7.539 -2.2 Td (Peregrine D. Russell-Hunter, Esq., Chief Department Counsel)Tj /TT1 1 Tf 8.317 -2.2 Td (FOR APPLICANT)Tj /TT2 1 Tf 2.75 -2.2 Td (Pro Se)Tj /TT0 1 Tf 12 0 0 12 16 419.25 Tm (The Defense Office of Hearings and Appeals \(DOHA\) declined to grant Ap\ plicant a security clearance. )Tj 41.649 0 Td (On December)Tj -41.649 -1.125 Td (12, 2005, DOHA issued a statement of reasons \(SOR\) advising Applicant \ of)Tj /Span<>> BDC ( )Tj EMC 30.773 0 Td (the basis for that decision-security concerns)Tj -30.773 -1.125 Td (raised under Guideline F \(Financial Considerations\) pursuant to Depart\ ment of Defense Directive 5220.6 \(Jan. 2, 1992,)Tj 0 -1.125 TD (as amended\) \(Directive\). )Tj 10.162 0 Td (Applicant requested a hearing. )Tj 12.467 0 Td (On May 23, 2006, after the hearing, Administrative Judge)Tj -22.629 -1.125 Td (Martin H. Mogul denied Applicant's request for a security clearance. )Tj 27.726 0 Td (Applicant timely appealed pursuant)Tj /Span<>> BDC ( )Tj EMC 14.496 0 Td (to the)Tj -42.222 -1.125 Td (Directive \266\266 E3.1.28 and E3.1.30.)Tj 0 -2.125 TD (In his appeal, Applicant asserts that the Administrative Judge erred by \ failing to consider mitigating evidence offered by)Tj 0 -1.125 TD (Applicant, including any collateral estoppel or mitigating effect )Tj 25.686 0 Td (from his)Tj /Span<>> BDC ( )Tj EMC (receipt of a final clearance shortly before)Tj -25.686 -1.125 Td (submitting the current application for a higher clearance.)Tj /TT1 1 Tf 0 -2.125 TD (Whether the Record Supports the Administrative Judge's Factual Findings)Tj /TT0 1 Tf T* (Applicant does not dispute the accuracy or evidentiary sufficiency of th\ e Judge's findings of fact. )Tj 39.057 0 Td (In summary, the Judge)Tj -39.057 -1.125 Td (found the following facts. )Tj 10.581 0 Td (Applicant obtained a Chapter 7 Bankruptcy)Tj /Span<>> BDC ( )Tj EMC 17.662 0 Td (discharging his debts on November 12, 1997.)Tj -28.243 -1.125 Td (Applicant currently owes approximately $77,000 in debts to the Internal \ Revenue Service and about $26,800 in debts to)Tj 0 -1.125 TD (six other unsecured creditors,)Tj /Span<>> BDC ( )Tj EMC 12.024 0 Td (all of which are listed in the SOR and are currently delinquent. Applica\ nt provided proof)Tj -12.024 -1.125 Td (that one SOR-listed debt \(in the amount of $10,882\) had been satisfied\ . )Tj 28.772 0 Td (Applicant also had earlier debts,)Tj /Span<>> BDC ( )Tj EMC 13.162 0 Td (including very)Tj -41.934 -1.125 Td (large medical bills, discharged in bankruptcy sometime in 1988 or 1989. \ )Tj 29.243 0 Td (He owes his step-mother $82,000 for a)Tj -29.243 -1.125 Td (personal loan outstanding since 2001. )Tj 15.331 0 Td (His wages are being garnished)Tj /Span<>> BDC ( )Tj EMC 12.468 0 Td ($1,040 per month for child support \(an amount)Tj -27.799 -1.125 Td (including $200 per month toward a $10,000 arrearage\). )Tj 22.382 0 Td (Applicant plans to file an additional bankruptcy to discharge his)Tj -22.382 -1.125 Td (debts but had not done so at)Tj /Span<>> BDC ( )Tj EMC 11.415 0 Td (the time of the hearing. )Tj 9.552 0 Td (Applicant testified that he thought some of his IRS debt would be)Tj -20.967 -1.125 Td (discharged by the new bankruptcy, but provided no evidence supporting th\ at )Tj 30.881 0 Td (assertion and continues to)Tj /Span<>> BDC ( )Tj EMC 10.609 0 Td (owe the entire)Tj -41.49 -1.125 Td (amount. )Tj 3.5 0 Td (Applicant cited several mitigating reasons for his history of bankruptcy\ and failure to resolve his debts,)Tj -3.5 -1.125 Td (including a dissolution of his first marriage, unsuccessful business)Tj /Span<>> BDC ( )Tj EMC 26.774 0 Td (ventures and his son's illness.)Tj /TT1 1 Tf -26.774 -2.125 Td (Whether the Record Supports the Administrative Judge's Ultimate Conclusi\ ons)Tj /TT0 1 Tf 0 -2.125 TD (An Administrative Judge is required to "examine the relevant data and ar\ ticulate a satisfactory explanation for" the)Tj ET EMC endstream endobj 28 0 obj <> endobj 29 0 obj ('Œ-> endobj 31 0 obj <> endobj 32 0 obj <> endobj 37 0 obj <> endobj 38 0 obj <>stream H\n0E /a!EjyH,Pi? $TȄߙ\DFJ|"IV.4Mc[&ԑ/5Vl|jn7|sٙDۥ.[6KovT-p~l~̡S[z)6b]-MHoc3Tm͗8&S|+Oa8ñ.S]< ^y^)o2< ,p N2Iy ^*~5x-ǡ:.gQi}!K%dI,i!2I {';ԟOO8+ҳ-X."8ͫW77﷥)]gR]c6Zs&{ 0Ye endstream endobj 39 0 obj <>stream H| TnC7* .C 4 1D JMP+ xwЧw{Nuݺw @<ӶCuxbm ^`o^=2jP:kv+v+",8QܒYCx=`>ǧy+:"DžSr'+< v\x\tkG99_1.zĘZ#V0~<:c* +ohJHr@AH`DAP^GgڷBJM!?j/ | DT'Ώϰ 7E,T*KIL%z6wptrnڸIfj7Yչ{([lպ'^m۵ݱO.]uS^A_|ow0x  !a##F5v\ c~49vԟ6=~Ư3f͞87)y -^tYjoظi>sKVڶ}]ݷ?C;vQڎsYm9h,j+OC]Qu5J2**jՏoߞbq A"]MMLަvOLmLM-M-L&U37e--]Z4te̥t|i ڕzz}]>Foc;cKdDSCdxhgyPh35I&NC?CoC/AgYrJ7%n?"͵+MZZ^a:NN+k @h$ c 8a}=;h!KA$)Kjl|ܳ9l1ܿ&fy_L{YדۀK% 0KU KfC $j89̇e/=5/ NC!l E \p#Kpae(x 0F(Q c!x 0~0@0w* .eBB-r\+Og"*\kp-f:a}\5TF܄Qp+nwb6ݸULd܋p?lxs!ڡ=:脇0:c#G(1<肮16XM Ob!=2jP:< Y<*/e,+ͱVUʦ]^G)AʥCtQʤ<~7qʧT@'Ni:CEtyS3@1]TBW*]tn-U9Hݥ{tC*Gd*~9E)fЯ4+,Ms(v>WTMow2[jCbf" e2;f#skxoM aY֕ucݙ/zOY/֛a}Y?֟}]nbwX.>McX!VOgL)A%͖H\)IJIi>g_/@6}YbY&²ؿ (;wg0RܥœN)5; P;E)RC%zAnfEnvCnG M߹$ȃ<,ȣ<.OȟIyJgsù\_owS%g9y^^%yY^Wue]EWtu]CԵtm]Gt}@7ԍtc7Y/~?%j!jjdJF1*Tj&*\MR5ͪ覺n[薺n~_6njکvjګ::jn㶧N&,trx.^kx%^H$>O" š‘K1yP*Q,|JMPJK(=eE)#eDqLY(+e씃rR.ʝ)#JW| PA*DHAn;;NVO0TS *I4` Qg4B)8Oh"$LSsJ RRVS>OÂ]c͆Seϩ9 t3pFę9r698'-M"7RAZ7H/戹<2 #2!s9,# +!;r ;A^C~@AB(((((`!(r( J*jZhhhhh"m=:tjڙh:zz|:.肺:A.utN^3kQOF? 11C1 1#1 1X10fa&"0S0030әY9<D`!DX! 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Mar. 4, 2005\); ISCR Case No. 02-\ 03832 at 4 \(App. Bd. Jan. 25, 2005\).)Tj EMC ET endstream endobj 16 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 3/Type/Page>> endobj 43 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (05-11366.a1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (yComputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archi\ ved%20-%20HTML/05-11366.a1.html)Tj 50.24 0 Td ([7/2/2021 3:50:01 PM])Tj EMC ET 1 g 10 36 591.75 729.75 re f /Article <>BDC EMC /Article <>BDC q 10 36 592 730 re W n BT 0 g 12 0 0 12 16 755.25 Tm (The judgment of the Administrative Judge denying Applicant a clearance i\ s AFFIRMED.)Tj ET Q BT 0 g 12 0 0 12 16 729.75 Tm (Signed: Michael Y. Ra'anan)Tj ET 0.75 w q 1 0 0 1 16 729 cm 0 0 m 134.795 0 l h S Q BT 12 0 0 12 16 704.25 Tm (Michael Y. Ra'anan)Tj 0 -2.125 TD (Administrative Judge)Tj T* (Chairman, Appeal Board)Tj T* (Signed: William S. 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White)Tj T* (Administrative Judge)Tj T* (Member, Appeal Board)Tj T* (1. )Tj (Directive \266 E2A6.1.3.1, "The behavior was not recent;" Directive \266\ E2A6.1.3.6, "The individual initiated a good-faith)Tj 0 -1.125 TD (effort to repay overdue creditors or otherwise resolve debts.")Tj 0 -2.125 TD (2. )Tj (Directive \266 E2A6.1.3.3, " The conditions that resulted in the behavio\ r were largely beyond the person's control \(e.g.,)Tj 0 -1.125 TD (loss of employment, a business downturn, unexpected medical emergency, o\ r)Tj /Span<>> BDC ( )Tj EMC 31.242 0 Td (a death, divorce or separation\).")Tj -31.242 -2.125 Td (3. )Tj (Directive \266 E2A6.1.3.4, "The person has received or is receiving coun\ seling for the problem and there are clear)Tj T* (indications that the problem is being resolved or is under control.")Tj 0 -2.125 TD (4. )Tj (First in April 2000, then again in March 2004, only 5 months before he s\ ubmitted the current application.)Tj T* (5. )Tj (ISCR Case No. 03-04927 at 5 \(App. Bd. Mar. 4, 2005\); )Tj /TT1 1 Tf (Cf.)Tj /TT0 1 Tf (, ISCR Case No. 03-08073 at 3 \(App. Bd. Oct. 24, 2005\);)Tj 0 -1.125 TD (ISCR Case No. 02-00305 at 3 \(App. Bd. Feb. 12, 2003\).)Tj 0 -2.125 TD (6. )Tj /TT1 1 Tf (Id., )Tj /TT0 1 Tf (at 2)Tj /TT1 1 Tf (; )Tj /TT0 1 Tf (ISCR Case No. 04-07714 at 7 \(App. Bd. Oct 19, 2006\).)Tj T* (7. )Tj /TT1 1 Tf (See,)Tj /TT0 1 Tf ( ISCR Case No. 03-12361 \(App. Bd. Oct 31, 2005\).)Tj T* (8. )Tj (ISCR Case No. 03-20638 at 3 \(App. Bd. Apr. 22, 2005\) \(citing ISCR Cas\ e No. 00-0250 at 6 \(App. Bd. Jul. 11,)Tj 0 -1.125 TD (2001\)\).)Tj 0 -2.125 TD (9. )Tj (Decision at 4. )Tj 6.776 0 Td (Even if Applicant's financial difficulties initially arose, in whole or \ in part, due to circumstances)Tj -6.776 -1.125 Td (outside his control, the Judge could still consider whether Applicant ha\ s since)Tj /Span<>> BDC ( )Tj EMC 31.354 0 Td (acted in a reasonable manner when)Tj -31.354 -1.125 Td (dealing with those financial difficulties. )Tj 16.162 0 Td (ISCR Case No. 99-0462 at 4 \(App. Bd. May 25, 2000\); ISCR Case No. 99-0\ 012)Tj -16.162 -1.125 Td (at 4 \(App. Bd. Dec. 1, 1999\); ISCR)Tj /Span<>> BDC ( )Tj EMC (Case No. 03-13096 at 4 \(App. Bd. Nov. 29, 2005\).)Tj T* (10. )Tj (Appeal brief at 4.)Tj T* (11. )Tj (ISCR Case No. 03-11627 at 4 \(App. Bd. Mar. 18, 2005\); ISCR Case No. 03\ -18181 at 5 \(App. Bd. Feb. 9, 2005\); )Tj /TT1 1 Tf (see)Tj /TT0 1 Tf 0 -1.125 TD (Directive \2663.2.)Tj ET EMC endstream endobj 15 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 2/Type/Page>> endobj 44 0 obj [46 0 R 47 0 R 48 0 R 49 0 R 50 0 R 51 0 R 52 0 R 53 0 R] endobj 45 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (05-11366.a1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (yComputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archi\ ved%20-%20HTML/05-11366.a1.html)Tj 50.24 0 Td ([7/2/2021 3:50:01 PM])Tj EMC ET 1 g 10 36 591.75 729.75 re f /Article <>BDC EMC /Article <>BDC q 10 36 592 730 re W n BT 0 g 12 0 0 12 16 756 Tm (classified information is clearly in the national interest, so there is \ potentially)Tj /Span<>> BDC ( )Tj EMC 31.13 0 Td (some logical relevance to these earlier)Tj ET Q BT 0 g 12 0 0 12 16 742.5 Tm (decisions. )Tj (However, possession of a previously granted clearance does not give rise\ to any right or vested interest, nor)Tj 0 -1.125 TD (does any favorable clearance decision)Tj /Span<>> BDC ( )Tj EMC 15.409 0 Td (preclude the Government from reassessing a person's security eligibility\ in light)Tj -15.409 -1.125 Td (of current circumstances. )Tj 10.329 0 Td (ISCR Case No. 03-24144 at 6 \(App. Bd. Dec. 6, 2005\). )Tj (Moreover, neither estoppel nor)Tj -10.329 -1.375 Td (reciprocity precludes revocation or denial of a clearance,)Tj 0 0 0.933 rg 9.75 0 0 9.75 288.5195 703.5 Tm ( \(5\))Tj ET 0 0 0.933 RG 0.75 w q 1 0 0 1 288.5195 702.75 cm 0 0 m 13.806 0 l h S Q BT 0 g 12 0 0 12 302.3257 699 Tm ( particularly when, as here, the earlier decisions were based)Tj -23.86 -1.125 Td (on different information and involved a different level of background)Tj /Span<>> BDC ( )Tj EMC 27.99 0 Td (investigation.)Tj -27.99 -2.125 Td (A Judge's failure to articulate an explanation for his conclusion that n\ one of the potentially mitigating conditions apply,)Tj T* (including a rational connection between the facts found and the choice m\ ade,)Tj /Span<>> BDC ( )Tj EMC 31.127 0 Td (may render his decision arbitrary and)Tj -31.127 -1.125 Td (capricious but this would not end the analysis on appeal. )Tj 22.856 0 Td (When an appealing party demonstrates factual or legal error,)Tj -22.856 -1.125 Td (the Board must consider whether: \(a\) the)Tj /Span<>> BDC ( )Tj EMC 16.578 0 Td (error is harmful or harmless; \(b\) the non-appealing party made a persu\ asive)Tj -16.578 -1.125 Td (argument for how the Administrative Judge's decision can be affirmed on \ alternate grounds; and \(c\) if the)Tj 0 -1.375 TD (Administrative)Tj /Span<>> BDC ( )Tj EMC 6.249 0 Td (Judge's decision cannot be affirmed, should the case be reversed or rema\ nded.)Tj 0 0 0.933 rg 9.75 0 0 9.75 466.0117 594 Tm ( \(6\))Tj ET q 1 0 0 1 466.0117 593.25 cm 0 0 m 13.806 0 l h S Q BT 0 g 12 0 0 12 16 564 Tm (An error is harmless when a clearance denial is based on multiple securi\ ty concerns, some of which are sustainable and)Tj T* (not affected by the error.)Tj 0 0 0.933 rg 9.75 0 0 9.75 134.9395 552 Tm ( \(7\))Tj ET q 1 0 0 1 134.9395 551.25 cm 0 0 m 13.806 0 l h S Q BT 0 g 12 0 0 12 148.7456 547.5 Tm ( This is not such a case. )Tj 9.72 0 Td (An error is also harmless)Tj /Span<>> BDC ( )Tj EMC (if it did not affect the result.)Tj 0 0 0.933 rg 9.75 0 0 9.75 522.6499 552 Tm ( \(8\))Tj ET q 1 0 0 1 522.6499 551.25 cm 0 0 m 13.806 0 l h S Q BT 0 g 12 0 0 12 536.4561 547.5 Tm ( )Tj (It is on this)Tj -43.371 -1.125 Td (basis that, considered individually and taken together, the errors asser\ ted by Applicant are harmless. )Tj 40.293 0 Td (Concerning FCMC)Tj -40.293 -1.125 Td (1, recency is not determined by)Tj /Span<>> BDC ( )Tj EMC 12.801 0 Td (when a debt was incurred, but whether it is still owed or only recently \ resolved. )Tj 32.075 0 Td (The)Tj -44.876 -1.125 Td (findings of fact establish that all but one of the original SOR debts ar\ e still owed and delinquent. Concerning)Tj /Span<>> BDC ( )Tj EMC 43.769 0 Td (FCMC 3,)Tj -43.769 -1.375 Td (Applicant's marriage dissolution, business failures and family medical b\ ills were considered by the Judge)Tj 0 0 0.933 rg 9.75 0 0 9.75 521.3711 495 Tm ( \(9\))Tj ET q 1 0 0 1 521.3711 494.25 cm 0 0 m 13.806 0 l h S Q BT 0 g 12 0 0 12 535.1772 490.5 Tm (.)Tj -43.265 -1.125 Td (Concerning FCMC 4, consultation or counseling are necessary but not)Tj /Span<>> BDC ( )Tj EMC 28.412 0 Td (sufficient conditions because "clear indications)Tj -28.412 -1.125 Td (that the problem is resolved or is under control" are also required and \ the record does not support such a finding.)Tj 0 -1.125 TD (Concerning FCMC 6, other than)Tj /Span<>> BDC ( )Tj EMC 13.221 0 Td (the one debt Applicant paid off and his plan to file for another bankrup\ tcy \(once the)Tj -13.221 -1.125 Td (implications of the new bankruptcy laws aimed at limiting or preventing \ abusive multiple discharges can be)Tj T* (determined\), there was nothing in the record to suggest Applicant has i\ nitiated any good faith effort to repay or resolve)Tj T* (the listed debts. Concerning the non-SOR debt to Applicant's step-mother\ , the)Tj /Span<>> BDC ( )Tj EMC 31.425 0 Td (Judge merely noted it as part of his)Tj -31.425 -1.125 Td (current debt load and made no finding that it was delinquent. )Tj 24.604 0 Td (Whether she was demanding immediate repayment was)Tj -24.604 -1.125 Td (thus irrelevant. )Tj 6.248 0 Td (Concerning his prior)Tj /Span<>> BDC ( )Tj EMC 8.526 0 Td (clearance, that decision was based on incomplete information and thus wo\ uld not)Tj -14.774 -1.125 Td (affect the "whole person" analysis to his benefit. As Applicant explaine\ d in his sworn affidavit on 13 May 2005:)Tj 0 -2.125 TD (The reason my finances were not listed on my Security Clearance Applicat\ ion is that I initially applied for a Secret)Tj 0 -1.125 TD (Clearance and was told by my Security Office that I did not have to list\ my)Tj /Span<>> BDC ( )Tj EMC 30.27 0 Td (delinquent accounts. )Tj 8.47 0 Td (When I applied for a)Tj -38.74 -1.125 Td (Top Secret Clearance I was then told to list my delinquent credit accoun\ ts.)Tj 0 -2.125 TD (Government Exhibit 2 at 1. )Tj 11.165 0 Td (Thus the Board concludes that remanding this case for a new decision by \ the Judge is not)Tj -11.165 -1.125 Td (warranted. )Tj (Any error in the decision below was harmless.)Tj T* (Moreover, Applicant's appeal does not specifically seek either reversal \ or remand of the Judge's decision based on)Tj 0 -1.125 TD (identified errors. )Tj 6.914 0 Td (Instead, he:)Tj -6.914 -2.125 Td (asks that his secret clearance be reinstated and that, if the Appeals Bo\ ard has concerns, his case be reexamined in one)Tj T* (years time to determine if he has made further strides toward resolving \ the)Tj /Span<>> BDC ( )Tj EMC 30.018 0 Td (financial issues noted by the Administrative)Tj -30.018 -1.125 Td (Judge. )Tj (If at that point [Applicant] has demonstrated sufficient financial matur\ ity, he asks that he be allowed to reapply)Tj 0 -1.375 TD (for a Top Secret Clearance.)Tj 0 0 0.933 rg 9.75 0 0 9.75 147.5957 174 Tm ( \(10\))Tj ET q 1 0 0 1 147.5957 173.25 cm 0 0 m 18.681 0 l h S Q BT 0 g 12 0 0 12 16 144 Tm (Concerning this requested remedy, the Board has no authority to deny app\ licant a higher level clearance while)Tj T* (permitting retention of a lower level clearance.)Tj 0 0 0.933 rg 9.75 0 0 9.75 240.8945 132 Tm ( \(11\))Tj ET q 1 0 0 1 240.8945 131.25 cm 0 0 m 18.681 0 l h S Q BT 0 g 12 0 0 12 259.5757 127.5 Tm ( )Tj (Although different levels of)Tj /Span<>> BDC ( )Tj EMC 11.636 0 Td (background investigation may be)Tj -31.934 -1.125 Td (involved for different clearance levels, the decisional standards for de\ termining whether clearance at either level is in)Tj 0 -1.125 TD (the best interests of national security are)Tj /Span<>> BDC ( )Tj EMC 16.355 0 Td (identical. )Tj 3.943 0 Td (Finally, the Board has no authority to grant a clearance on a)Tj -20.298 -1.375 Td (conditional or probationary basis.)Tj 0 0 0.933 rg 9.75 0 0 9.75 177.2969 88.5 Tm ( \(12\))Tj ET q 1 0 0 1 177.2969 87.75 cm 0 0 m 18.681 0 l h S Q BT 0 g 12 0 0 12 195.978 84 Tm ( )Tj (Accordingly, Applicant's requested remedy is denied.)Tj /TT1 1 Tf 7.825 -2.125 Td (Order)Tj ET EMC endstream endobj 46 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[288.0 701.0 302.0 712.0]/Subtype/Link/Type/Annot>> endobj 47 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[466.0 591.0 480.0 602.0]/Subtype/Link/Type/Annot>> endobj 48 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[135.0 549.0 149.0 560.0]/Subtype/Link/Type/Annot>> endobj 49 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[522.0 549.0 536.0 560.0]/Subtype/Link/Type/Annot>> endobj 50 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[521.0 492.0 535.0 503.0]/Subtype/Link/Type/Annot>> endobj 51 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[147.0 171.0 165.0 182.0]/Subtype/Link/Type/Annot>> endobj 52 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[240.0 129.0 258.0 140.0]/Subtype/Link/Type/Annot>> endobj 53 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[177.0 86.0 195.0 97.0]/Subtype/Link/Type/Annot>> endobj 14 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 1/Type/Page>> endobj 54 0 obj [56 0 R 57 0 R 58 0 R 59 0 R] endobj 55 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (05-11366.a1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (yComputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archi\ ved%20-%20HTML/05-11366.a1.html)Tj 50.24 0 Td ([7/2/2021 3:50:01 PM])Tj EMC ET 1 g 10 36 591.75 729.75 re f /Article <>BDC EMC /Article <>BDC q 10 36 592 730 re W n BT 0 g 12 0 0 12 16 755.25 Tm (decision, "including a 'rational connection between the facts found and \ the choice)Tj /Span<>> BDC ( )Tj EMC 32.882 0 Td (made.'" )Tj /TT1 1 Tf (Motor Vehicle Mfrs. Ass'n of)Tj ET Q BT 0 g /TT1 1 Tf 12 0 0 12 16 741.75 Tm (the United States v. State Farm Mut. Auto. Ins. Co.)Tj /TT0 1 Tf 20.386 0 Td (, 463 U.S. 29, 43 \(1983\) \(quoting )Tj /TT1 1 Tf (Burlington Truck Lines, Inc. V.)Tj -20.386 -1.125 Td (United States)Tj /TT0 1 Tf 5.36 0 Td (, 371 U.S. 156, 168 \(1962\)\). )Tj (The Appeal Board may reverse or remand the Administrative Judge's decisi\ on)Tj -5.36 -1.125 Td (to grant, deny or revoke a security clearance if it is arbitrary, capric\ ious or contrary to law. )Tj 36.485 0 Td (Directive \266\266 E3.1.32.3,)Tj -36.485 -1.125 Td (E3.1.33. )Tj (Our scope of review under this standard is narrow and we may not substit\ ute our judgment for that of the)Tj 0 -1.125 TD (Administrative Judge. )Tj 9.082 0 Td (We may not set aside an Administrative Judge's decision)Tj /Span<>> BDC ( )Tj EMC 22.98 0 Td ("that is rational, based on consideration)Tj -32.063 -1.125 Td (of the relevant factors, and within the scope of the authority delegated\ to the agency . . ." )Tj /TT1 1 Tf 35.729 0 Td (Motor Vehicle Mfrs. Ass'n)Tj /TT0 1 Tf 10.49 0 Td (, 463)Tj -46.219 -1.125 Td (U.S. at 42. )Tj (We review matters of)Tj /Span<>> BDC ( )Tj EMC 13.385 0 Td (law )Tj /TT1 1 Tf (de novo)Tj /TT0 1 Tf (.)Tj -13.385 -2.125 Td (In deciding whether the Administrative Judge's rulings or conclusions ar\ e arbitrary or capricious, the Board reviews the)Tj T* (Judge's decision to determine whether: it does not examine relevant)Tj /Span<>> BDC ( )Tj EMC 27.283 0 Td (evidence; it fails to articulate a satisfactory)Tj -27.283 -1.125 Td (explanation for its conclusions, including a rational connection between\ the facts found and the choice made; it does not)Tj T* (consider relevant factors; it)Tj /Span<>> BDC ( )Tj EMC 11.162 0 Td (reflects a clear error of judgment; it fails to consider an important as\ pect of the case; it offers)Tj -11.162 -1.125 Td (an explanation for the decision that runs contrary to record evidence; o\ r it is so implausible that it)Tj /Span<>> BDC ( )Tj EMC 39.211 0 Td (cannot be ascribed to)Tj -39.211 -1.125 Td (a mere difference of opinion. )Tj /TT1 1 Tf 11.883 0 Td (See )Tj /TT0 1 Tf (ISCR Case No. 97-0435 at 3 \(App. Bd. July 14, 1998\) \(citing Supreme C\ ourt)Tj -11.883 -1.125 Td (decision\). )Tj 4.166 0 Td (The Board does not review a Judge's decision)Tj /Span<>> BDC ( )Tj EMC 18.509 0 Td (against a standard of perfection. )Tj /TT1 1 Tf 13.05 0 Td (See, e.g.)Tj /TT0 1 Tf 3.332 0 Td (, ISCR Case No. 95-)Tj -39.056 -1.125 Td (0319 at 3 \(App. Bd. Mar. 18, 1996\). )Tj (It reviews a decision as a whole, rather than focusing on isolated sente\ nces or)Tj T* (passages in it, to)Tj /Span<>> BDC ( )Tj EMC 6.86 0 Td (discern what the Judge meant. )Tj /TT1 1 Tf 12.33 0 Td (See, e.g.)Tj /TT0 1 Tf 3.332 0 Td (, ISCR Case No. 90-1874 at 4 \(App. Bd. July 30, 1993\). )Tj (There)Tj -22.521 -1.125 Td (is a rebuttable presumption that the Judge considered all the record evi\ dence unless he)Tj /Span<>> BDC ( )Tj EMC 34.766 0 Td (specifically states otherwise. )Tj /TT1 1 Tf 11.718 0 Td (See,)Tj -46.484 -1.125 Td (e.g.)Tj /TT0 1 Tf (, ISCR Case No. 96-0228 at 3 \(App. Bd. Apr. 3, 1997\). )Tj (Moreover, the Judge is not required to cite or discuss every)Tj T* (piece of record evidence. )Tj /TT1 1 Tf 10.299 0 Td (See, e.g.)Tj /TT0 1 Tf 3.332 0 Td (, ISCR)Tj /Span<>> BDC ( )Tj EMC (Case No. 90-1596 at 5 \(App. Bd. Sep. 18, 1992\); )Tj (ISCR Case No. 02-29608 at)Tj -13.631 -1.125 Td (3 \(App. Bd. Dec. 17, 2003\).)Tj 0 -2.125 TD (Because Applicant asserts that the Judge failed to consider substantial \ portions of the mitigating circumstances offered)Tj 0 -1.125 TD (at the hearing, the Judge's conclusions are pertinent and are quoted in \ their)Tj /Span<>> BDC ( )Tj EMC 30.059 0 Td (entirety:)Tj -30.059 -2.125 Td (Having considered the evidence of record in light of the appropriate leg\ al precepts and factors, I conclude the following)Tj T* (with respect to guideline[s] F:)Tj 0 -2.125 TD (With respect to Guideline F, the Government has established that Applica\ nt has had a long history of financial)Tj 0 -1.125 TD (difficulties including filing two previous bankruptcies. )Tj 22.079 0 Td (The evidence has shown that)Tj /Span<>> BDC ( )Tj EMC 11.802 0 Td (Applicant has taken far too little)Tj -33.881 -1.125 Td (action to pay off these debts. )Tj 11.747 0 Td (Based on his extremely large debt to the IRS, and his substantial additi\ onal debts, he has a)Tj -11.747 -1.125 Td (long way to go before his debts are)Tj /Span<>> BDC ( )Tj EMC 14.274 0 Td (resolved. )Tj (Based on his tenuous financial situation and his history of financial)Tj -14.274 -1.125 Td (irresponsibility, Applicant has failed to demonstrate a stable and matur\ e outlook about his finances. )Tj 40.045 0 Td (I therefore resolve)Tj -40.045 -1.125 Td (Guideline F against Applicant.)Tj 0 -2.125 TD (Regarding the Disqualifying Conditions \(DC\) under Guideline F, I concl\ ude )Tj 30.8 0 Td (both DC E2.A6.1.2.1, and DC E2.A6.1.2.3)Tj -30.8 -1.125 Td (apply, because of Applicant's history of not meeting financial obligatio\ ns)Tj /Span<>> BDC ( )Tj EMC 29.534 0 Td (and his inability to satisfy his debts. )Tj 14.61 0 Td (I find that)Tj -44.145 -1.125 Td (none of the Mitigating Conditions \(MC\) apply.)Tj T* (Decision, at 5.)Tj T* (Applicant asserts in his appeal that the Judge's decision fails to addre\ ss why Applicant's demonstrated efforts to resolve)Tj 0 -1.125 TD (delinquent tax debts, recent full payment of taxes, and previous and pen\ ding)Tj /Span<>> BDC ( )Tj EMC 30.769 0 Td (bankruptcies do not require application of)Tj -30.769 -1.375 Td (Guideline F \(Financial Considerations\) Mitigating Conditions \(FCMC\) \ 1 or 6;)Tj 0 0 0.933 rg 9.75 0 0 9.75 391.6504 173.25 Tm ( \(1\))Tj ET 0 0 0.933 RG 0.75 w q 1 0 0 1 391.6504 172.5 cm 0 0 m 13.806 0 l h S Q BT 0 g 12 0 0 12 405.4565 168.75 Tm ( why his marriage dissolution, business)Tj -32.455 -1.375 Td (failures and family medical bills)Tj /Span<>> BDC ( )Tj EMC 13.19 0 Td (do not require application of )Tj 11.635 0 Td (FCMC 3;)Tj 0 0 0.933 rg 9.75 0 0 9.75 359.5937 156.75 Tm ( \(2\))Tj ET q 1 0 0 1 359.5937 156 cm 0 0 m 13.806 0 l h S Q BT 0 g 12 0 0 12 373.3999 152.25 Tm ( and why his consultations with legal and)Tj -29.783 -1.375 Td (financial counseling professionals do not require application of FCMC 4.\ )Tj 0 0 0.933 rg 9.75 0 0 9.75 367.2637 140.25 Tm ( \(3\))Tj ET q 1 0 0 1 367.2637 139.5 cm 0 0 m 13.806 0 l h S Q BT 0 g 12 0 0 12 381.0698 135.75 Tm ( )Tj (While the Judge noted Applicant's)Tj -30.422 -1.125 Td (substantial additional indebtedness to his step-mother in assessing his \ current financial state, he did not address her)Tj T* (hearing testimony that she did not want to be repaid that money until he\ was in a)Tj /Span<>> BDC ( )Tj EMC 32.521 0 Td (position to comfortably do so. )Tj 12.277 0 Td (Finally,)Tj -44.797 -1.375 Td (Applicant asserts that the decision does not address the significance of\ the evidence that Applicant was twice)Tj 0 0 0.933 rg 9.75 0 0 9.75 539.166 96.75 Tm ( \(4\))Tj ET q 1 0 0 1 539.166 96 cm 0 0 m 13.806 0 l h S Q BT 0 g 12 0 0 12 552.9722 92.25 Tm ( granted)Tj -44.748 -1.125 Td (a final Secret clearance when his)Tj /Span<>> BDC ( )Tj EMC 13.382 0 Td (financial situation was, if anything, worse than at present, and that th\ is adverse)Tj -13.382 -1.125 Td (clearance action only resulted when his employer sought to have that Sec\ ret clearance upgraded to Top 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