%PDF-1.6 % 1 0 obj <> endobj 2 0 obj <>stream 2021-07-02T15:58-04:00 2021-07-02T15:57:59-04:00 2021-07-02T15:58-04:00 Adobe Acrobat 17.0 application/pdf 96-0544.a1 uuid:01264146-a402-4830-9164-8fdb45bb853f uuid:01783540-d803-4ce4-bde7-f160a40663d1 Acrobat Web Capture 15.0 endstream endobj 5 0 obj <> endobj 6 0 obj <> endobj 3 0 obj <> endobj 7 0 obj <> endobj 8 0 obj <> endobj 18 0 obj <>>> endobj 19 0 obj <> endobj 20 0 obj <> endobj 22 0 obj [21 0 R 21 0 R] endobj 23 0 obj [21 0 R 21 0 R] endobj 24 0 obj [21 0 R 21 0 R] endobj 25 0 obj [21 0 R 21 0 R] endobj 26 0 obj [21 0 R 21 0 R] endobj 21 0 obj <><><><><><><><>]/P 19 0 R/Pg 13 0 R/S/Article>> endobj 13 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 0/Type/Page>> endobj 27 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (96-0544.a1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (yComputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archi\ ved%20-%20HTML/96-0544.a1.html)Tj 49.74 0 Td ([7/2/2021 3:57:59 PM])Tj EMC ET 1 g 10 36 591.75 729.75 re f /Article <>BDC EMC /Article <>BDC BT 0 g 12 0 0 12 16 749.25 Tm (DATE: )Tj (May 12, 1997)Tj ET 0.75 w q 1 0 0 1 54.3262 748.5 cm 0 0 m 66.996 0 l h S Q BT 12 0 0 12 16 723.75 Tm (__________________________________________)Tj 0 -2.125 TD (In Re:)Tj T* (----------------------)Tj T* (SSN: -----------)Tj T* (Applicant for Security Clearance)Tj T* (__________________________________________)Tj T* (ISCR Case No. 96-0544)Tj /TT1 1 Tf 17.628 -2.125 Td (APPEAL BOARD DECISION)Tj /TT0 1 Tf 3.947 -2.125 Td (Appearances)Tj -2.016 -2.125 Td (FOR GOVERNMENT)Tj ET q 1 0 0 1 250.7061 493.5 cm 0 0 m 110.338 0 l h S Q BT 12 0 0 12 255.5547 468.75 Tm (Teresa A. Kolb, Esq.)Tj 0.069 -2.125 Td (Department Counsel)Tj 0.276 -2.125 Td (FOR APPLICANT)Tj ET q 1 0 0 1 259.7002 417 cm 0 0 m 92.35 0 l h S Q BT 12 0 0 12 242.0605 392.25 Tm (Michael T. Telep, Jr., Esq.)Tj -18.838 -2.125 Td (Administrative Judge Joseph Testan issued a decision, dated November 21,\ 1996, in which he)Tj /Span<>> BDC ( )Tj EMC (concluded it is not clearly)Tj 0 -1.125 TD (consistent with the national interest to grant or continue a security)Tj /Span<>> BDC ( )Tj EMC (clearance for Applicant. Applicant appealed. For the)Tj T* (reasons set forth below, the Board affirms)Tj /Span<>> BDC ( )Tj EMC (the Administrative Judge's decision.)Tj 0 -2.125 TD (This Board has jurisdiction on appeal under Executive Order 10865 and De\ partment of Defense)Tj /Span<>> BDC ( )Tj EMC (Directive 5220.6)Tj 0 -1.125 TD (\(Directive\), dated January 2, 1992, as amended.)Tj 0 -2.125 TD (Applicant's appeal presents the following issues: \(1\) whether Appellan\ t was denied a reasonable)Tj /Span<>> BDC ( )Tj EMC (opportunity to present)Tj 0 -1.125 TD (evidence on his behalf; \(2\) whether the Administrative Judge failed to\ )Tj /Span<>> BDC ( )Tj EMC (consider certain record evidence; \(3\) whether the)Tj T* (Administrative Judge misapplied pertinent)Tj /Span<>> BDC ( )Tj EMC (Adjudicative Guidelines; and \(4\) whether the Administrative Judge's)Tj T* (decision is arbitrary,)Tj /Span<>> BDC ( )Tj EMC (capricious, or contrary to law.)Tj /TT1 1 Tf 20.032 -2.125 Td (Procedural History)Tj /TT0 1 Tf -20.032 -2.125 Td (The Defense Office of Hearings and Appeals issued a Statement of Reasons\ \(SOR\) dated August)Tj /Span<>> BDC ( )Tj EMC (6, 1996 to Applicant.)Tj T* (The SOR was based on Criterion F \(Financial Considerations\).)Tj 0 -2.125 TD (A hearing was held on November 5, 1996. The Administrative Judge subsequ\ ently issued a)Tj /Span<>> BDC ( )Tj EMC (written decision in which he)Tj 0 -1.125 TD (concluded it is not clearly consistent with the national interest to)Tj /Span<>> BDC ( )Tj EMC (grant or continue a security clearance for Applicant.)Tj 0 -2.125 TD (The case is now before the Board on Applicant's appeal from the Administ\ rative Judge's adverse)Tj /Span<>> BDC ( )Tj EMC (security clearance)Tj 0 -1.125 TD (decision.)Tj /TT1 1 Tf 21.225 -2.125 Td (Appeal Issues)Tj /TT0 1 Tf -21.225 -2.125 Td (1. )Tj (Whether Applicant was denied a reasonable opportunity to present evidenc\ e on his behalf)Tj ET q 1 0 0 1 28 40.5 cm 0 0 m 430.518 0 l h S Q BT 12 0 0 12 458.5176 41.25 Tm (.)Tj /Span<>> BDC ( )Tj EMC (Applicant argues he was)Tj ET EMC endstream endobj 28 0 obj <> endobj 29 0 obj (ȦL^zm7G};) endobj 30 0 obj <> endobj 31 0 obj <> endobj 34 0 obj <> endobj 35 0 obj <>stream H\]k0+e{QIZas69vŒ! r< '!IRVϕ&H`j 8`.xf`;3{I,q¾r 89NaՓ.[:wWY!o`n,G/mzd)T6wӼ5+>g--˘qWys| \viwD4ۅc9cΈw;=X2K|$.K%s$Jʕ+)W"7jgE>}(vPAbE9hvA,MY4eiҔ9+67jn!#]rtMXE`9ʮ endstream endobj 36 0 obj <>stream H|w\Tg޳K.\ƧF4y[<KPDEĆر!m^bWvc> Iv3>#93sΙ33sx!"ѬE}s*d`TRdr ~(ȍbHV)o<(Un0m%Mq1яB\# ?m=߳\!qI)]nO[$)~ I9$D&ŴlЧJ:"#J?yxLf3/ zyRB}Jy%,k$M4uDj?18Ggj3Ҟv )rW j \OQkᔴ2n^5}jԪ]n ӰQwihaZ|ܶ]?]>]}=_G^ӷ?``$78>!1iaG|3rT1c7>-}w3a)SeNϚ1s9se_pr._|Uk֮o(ظi۶(ܹk8xG;~gΞ+ /]rK-eg4}4`4JJJRtNzvɽ$y&?+;uim}zg`|`BΠAϔ%PtSz+}~W8eR\T,Rq YScD4FFT}T@ QjfLuWսjzZ=^W :04*464!thv0͓Bs]dg{m{=!*muEueu#ؑHsT9\;K< 4FM_M"EHc )KZ.H/5{r9R"Og%S"yKAJ P(%]١+WJ\lXCa!Opq18 S]SkNM/9SN3.:Z3xe{-xӟ'c{9#!jt6;ѻ>ҼϾK^;%,G#0 K+DSA.gT˰Q QhD N ~B,JPAxY 8< SH@1yaHp7HH}b Fc,["i/n xGE44$dQE h!-Ũtrh Rʣ|r#w OZF/hUdմ:ZO6&L[h+~eJhmTH;ɋj.MC57#?@(~:@TR=:BETP Q*Ư p2Lt :I4L!;y@v;ԐQc]SygtGr1|O)>g,mZ:eGCd,,d&|/EW*_\ .r?-w.>?lG_~LW*]TJ_W;eUu} ȞaeAZ;c[+ ;& :Rk NB $t|~:^'DuNi:]gL9[s<[.r|+_wǻx^W5x=kZV< tnd.'p~]3,7[m~W|@/ԋbD/"'"zy^WU1jk^7=Io["#g"g#ezަCCԻGzޣ?}z8p rsgrgs\|... {c/cq>O`Cq8Ghcq\p">p2N.BnEܞwN?UƝ < p!.Ÿ2\+p%ոךrsTכJs 7 ?IR*s9v;NS9NS4:&iDA S `B 8htxHp::  @ BCF̾Ƽ"tB.A>@!"sr7>g_\7Kh:B' ]B7Ax~?k'xfLol x_a/A6 sn;qZQ\U܂P w.@-!nnFM- 4A3p!IHY ˇ#ۗ޲/rxiƋ 9IN%ȗrfȷb3WΗ bT.jVr"˝r/"&?6:$ȣX'YY.+EgyE^UZF٢ҊUTJWUJS*SelVNWT'MuQ]!]T@GUT5@ T 5X QC05\P#(5ZQc85>pp jzJ=O<Ǔyʋ4/Bx{{=^^?o7&xit9iw\,6KJl4l7;n}>~f/A{( L AR09aNa[Hh=  K^aO7k{أ=n=eO3=g2[n/ {VK^ y?Or;eNsp.RqX7JWE\es}׸ VnƹMi{Ns)ZE FdMXǂ&nqST7Mw3L7vsܶnnێ1>򎮺J;TzIBH#pM)I(&J "Z  ! 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RJs:I) q3Xs D( v(/rKo>pN_{rdé3I*B^b%[5ziqˡ#=tu]. g0mLݷ7Mկj}ϢqE袌ӗW>(zmzfo}_l{n gin=ԏR!M!ʐl~UvEUk+`]a\ (z)[,W[Le1jL60KXTTu$u*t ,[i[3=3Yyy0g=دMamXnh=zOSx TSj<Т-M-4@53gE.WMn5c3Xs_R\:G1*9SP2D\tR.KC#!>ZCV7G|^|qu;NX~L>){e 9 /o`Lh,W #pR\^|Dɭ%A"bk+{T.7ZQ\gIH }Q6:siû|3ǀ_]@;6E=|3ߜ=p MۦZW<^m5nnt^1:`߁6\;n B)Q(%l{T4 DWO 5O12*. 1o+SAf1` endstream endobj 17 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 4/Type/Page>> endobj 38 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (96-0544.a1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (yComputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archi\ ved%20-%20HTML/96-0544.a1.html)Tj 49.74 0 Td ([7/2/2021 3:57:59 PM])Tj EMC ET 1 g 10 597.75 591.75 167.999 re f /Article <>BDC EMC /Article <>BDC q 10 36 592 730 re W n BT 0 g 12 0 0 12 16 755.25 Tm (4. )Tj ("[I]t was an isolated incident.")Tj ET Q BT 0 g 12 0 0 12 16 729.75 Tm (5. )Tj ("[T]he conditions that resulted in the behavior were largely beyond the \ person's control \(e.g.,)Tj /Span<>> BDC ( )Tj EMC (loss of employment . . .)Tj 0 -1.125 TD (.\)")Tj 0 -2.125 TD (6. )Tj ("[T]he person has received or is receiving counseling for the problem an\ d there are clear)Tj /Span<>> BDC ( )Tj EMC (indications that the problem)Tj 0 -1.125 TD (is being resolved or is under control.")Tj 0 -2.125 TD (7. )Tj ("[T]he individual initiated a good-faith effort to repay overdue credito\ rs or otherwise resolve)Tj /Span<>> BDC ( )Tj EMC (debts.")Tj T* (8. )Tj (For example, Applicant negotiated a settlement of two large debts with o\ ne creditor in 1996)Tj /Span<>> BDC ( )Tj EMC (and then failed to follow)Tj 0 -1.125 TD (through on his commitment to the creditor.)Tj ET EMC endstream endobj 16 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 3/Type/Page>> endobj 39 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (96-0544.a1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (yComputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archi\ ved%20-%20HTML/96-0544.a1.html)Tj 49.74 0 Td ([7/2/2021 3:57:59 PM])Tj EMC ET 1 g 10 36 591.75 729.75 re f /Article <>BDC EMC /Article <>BDC q 10 36 592 730 re W n BT 0 g 12 0 0 12 16 755.25 Tm (information. )Tj /TT1 1 Tf 5.221 0 Td (Snepp v. United States)Tj /TT0 1 Tf 8.998 0 Td (, 444 U.S. 507, 511 n.6 \(1980\).)Tj /Span<>> BDC ( )Tj EMC (Furthermore, the federal government need not wait)Tj ET Q BT 0 g 12 0 0 12 16 741.75 Tm (until an applicant actually mishandles or fails)Tj /Span<>> BDC ( )Tj EMC (to properly safeguard classified information before it can deny or revok\ e)Tj 0 -1.125 TD (that person's access to)Tj /Span<>> BDC ( )Tj EMC (classified information. )Tj /TT1 1 Tf 18.314 0 Td (Adams v. Laird)Tj /TT0 1 Tf (, 420 F.2d 230, 238-39 \(D.C. Cir. 1969\), )Tj /TT1 1 Tf (cert. denied)Tj /TT0 1 Tf 27.332 0 Td (, 397)Tj -45.646 -1.125 Td (U.S. 1039 \(1970\). All that is required is proof of facts and circumsta\ nces that indicate a)Tj /Span<>> BDC ( )Tj EMC (particular applicant is at risk for)Tj T* (mishandling classified information, or does not demonstrate the)Tj /Span<>> BDC ( )Tj EMC (high degree of judgment, reliability, and trustworthiness)Tj T* (required of persons granted access to)Tj /Span<>> BDC ( )Tj EMC (classified information.)Tj 0 -2.125 TD (Under Criterion F, the security eligibility of an applicant is placed in\ to question when that)Tj /Span<>> BDC ( )Tj EMC (applicant is shown to have a)Tj 0 -1.125 TD (history of excessive indebtedness or recurring financial difficulties.)Tj /Span<>> BDC ( )Tj EMC /TT1 1 Tf 27.186 0 Td (See)Tj /TT0 1 Tf ( ISCR Case No. 96-0454 \(February 7, 1997\) at p.)Tj -27.186 -1.125 Td (2. "Furthermore, '[f]inancial difficulties,)Tj /Span<>> BDC ( )Tj EMC (financial irresponsibility and greed have proven to be significant motiv\ ating)Tj T* (forces for espionage)Tj /Span<>> BDC ( )Tj EMC (or attempted espionage. It is clear that the United States must consider\ whether individuals)Tj /Span<>> BDC ( )Tj EMC (granted)Tj T* (access to classified information are, through financial irresponsibility\ , greed or financial)Tj /Span<>> BDC ( )Tj EMC (misfortune, in a position where)Tj T* (they may be more susceptible to mishandling or compromising)Tj /Span<>> BDC ( )Tj EMC (classified information or material for financial gain.'")Tj T* (ISCR Case No. 95-0611 \(May 2, 1996\) at)Tj /Span<>> BDC ( )Tj EMC (pp. 2-3 \(quoting earlier Board decision\).)Tj 0 -2.125 TD (Given Applicant's overall history of financial problems, including sever\ al delinquent debts that)Tj /Span<>> BDC ( )Tj EMC (were still unsatisfied as)Tj 0 -1.125 TD (of the hearing date, the Administrative Judge had a rational basis for h\ is)Tj /Span<>> BDC ( )Tj EMC (doubts about Applicant's current security)Tj T* (eligibility. The Judge's findings and conclusions about)Tj /Span<>> BDC ( )Tj EMC (Applicant's history of financial problems are supported by)Tj T* (substantial record evidence and)Tj /Span<>> BDC ( )Tj EMC (provide a rational basis for the Judge's adverse security clearance deci\ sion. Applicant's)Tj T* (argument)Tj /Span<>> BDC ( )Tj EMC (to the contrary is not well-founded.)Tj /TT2 1 Tf 21.767 -2.125 Td (Conclusion)Tj /TT0 1 Tf -21.767 -2.125 Td (Applicant has failed to meet his burden on appeal of demonstrating error\ below. Accordingly, the)Tj /Span<>> BDC ( )Tj EMC (Board affirms the)Tj T* (Administrative Judge's November 21, 1996 decision.)Tj 0 -2.125 TD (Signed: Emilio Jaksetic)Tj ET 0.75 w q 1 0 0 1 16 411 cm 0 0 m 113.32 0 l h S Q BT 12 0 0 12 16 386.25 Tm (Emilio Jaksetic)Tj T* (Administrative Judge)Tj T* (Chairman, Appeal Board)Tj T* (Signed: Jeffrey D. Billett)Tj ET q 1 0 0 1 16 309 cm 0 0 m 120.645 0 l h S Q BT 12 0 0 12 16 284.25 Tm (Jeffrey D. Billett)Tj T* (Administrative Judge)Tj T* (Member, Appeal Board)Tj T* (Signed: Michael D. Hipple)Tj ET q 1 0 0 1 16 207 cm 0 0 m 129.311 0 l h S Q BT 12 0 0 12 16 182.25 Tm (Michael D. Hipple)Tj T* (Administrative Judge)Tj T* (Member, Appeal Board)Tj T* (1. )Tj ("[A] history of not meeting financial obligations.")Tj T* (2. )Tj ("[I]nability or unwillingness to satisfy debts.")Tj T* (3. )Tj ("[T]he behavior was not recent.")Tj ET EMC endstream endobj 40 0 obj <> endobj 41 0 obj <> endobj 42 0 obj <>stream H\nPy}^4(eϴ 1iMO l-Iݐ-^2mrLrc\ֱ]fFb±?&mw1r6}6zr o1qgUv8zhmԆŽ\n]9 w88[,\vE/Z˧ͺx!b:Sp&:CVpճYKlkUn`$/+ D~2.| .%X#߁`*1gWnn `9cdo,x 0+ 0+SQEEEEɏ`>C3vtTvTtTz*< OSTz*< OSi,WZߝkN)ٺM+>6_0ُA͆ endstream endobj 43 0 obj <>stream H|XTg w,ww5XPEDyKbL JMT(X.v(6,Ubyb\>}{_ro9gs jߩUv<_1s I_[ }췄JoV8XlG ]$@â&F$|   {0y o^+/4Qs\1p+p| X$ڂ LA+ J4V9z$&\P|$TPTSk4S54ƲZ'Ƀn9_(KZM.j+tCtu)EL7;e}k}[}}>Mpw)J}^qV\N*QJ$)jeSQ*irMo5z HvS=\s׃̲ťKהn)s)Sģ~fs?e4w06f4=1,{۵o Læl77m7362&Is+63B wyV-m]f6^xV 6DbU|h>텷]bo VWmR}س;XkvE9_鿇|șRW7Yד[K%X 0Cx >̄THց=$sHaT3K x_z +a8B(AA8I8 46O`\ p"!,a$DC  c 8 bacl @%m|l3LoB1# ݙ3̿wiq"R5$wwB]pw@Km&Yn[6];.[{>_!s[v#<&<%O3GyV?ɟ5s˹ܔ_owS%yQ^yU^u5]]5u-][uu=]_7 u#X7Mu37UϪj%jjFjLjƩj Qj Sdjfu RҭuV/+Zou{AwTnGU~u@TauDUquB=lOViUgBi9ylx!^Wx-ވ E(',RgR G.IR&CiD0Yt2PF$Qf"QvA9)<7U?sSO((M TR~~:Q= bTJPI*E rT^^x@!J)&d )44fWzުwU>d>/`b%+fX4lsZN9gLpVf윃sr.y8/M3i]p>wƸnB\n b\KpI..s+R]ť rjw]WJ\pUչZ\p]7417܌s nɭRK[sn=w܉;snS]у{r/}/<$`,5Q&ĘXCy+Czdз3("2!3 s9l/!;r 'r!sy_C~@ABaAQ AF1G D)FE9QQ QUQ Q5Q QuQ M-mD9E;GtD'tFtŷߣh:Φ銞胾 肺N ".Kat.˛oMTu@< 6D  0IpLTLtLlg.`.91X",Kh qGa9V*:l&ll6l4n^u%a? x"g_p~!){s1G1s1w=s7's07-%R?ʏcX?Ώer_kuzo[mv?$;ǜ&|r7[m>Mt=*߽3(EPu Ebk]@1MT x56zQh|G1cLjcwdYj\fkwǽ8*SqB|&NSsqZ]^<-P y U N4IV$VZ@KCC͏3WShgi<)*  h.\@m9cyɼ&&)jFF >ƜIQj3= pxټ`)8G$YfӋ i%m2gBJ5&i/uhXSBjRua%/n2w(gEyR2 Q4~IoЛt9DOH?غdE(4kqDKA*EG, k>38֬2w0;i"^^[ڂ _>\Nq[m[<l1ͻ Nkyc|2<000e0\iNZ5 i9njO0_@M Fken5?ͯt$*WkP{iupU`&`&߉b8‡9Z89A:8Ld l+bzP^P 䇤_8CjdGvRfVUq7-؎S@9!B/%qTr1 VBFD]eRgܦ!U̡p%#HKp.~򬼫T猛\36{QY#33F 6tAi)OJL9}zqDLn]wfL=ׯI~CIҬ^'ܧ?4L{zdF9#s:Fr6Fj]3NumO)B~ͭ4VH.kBrWN'&hJf_+k ]Rs8pHCndG6d5 X1znKC&zJE^;* RBCZư {hmS+ER?t}zT!K}Sp,g3.'{d3K2M^+s\,2bL:ԷҾ c4>N T؀Aŵ]9h4Rw(+GtOZjcdvk6Ft{$tPB-)ÜliO@ZM:6iTdR<p,̲ڭkn>RŖy, BcHI1HHKO֫#5Ћit鴼Z/P1ꊼuvQNz~qOVO㞎~-2:SephϟMjmKgv=(Wm<{w:'ߝl9&_%@UJhBR `e4u]v&-$$8a!4CJ)eR{@?ޏw==K-"DGnO6:[c ?h"8?Fo[(.oβmuwߵ= b##λ파Km#+Ǥ(-LC"86ro2hhAx'p'@=$|s:>-46o'0ѻg\ ƶLGM0P4:Qc8a7燦uQ F&f_0Q!ݸbHB5F`6ܘXmI1w|W0Dlt @6F-vAV Tjq#PQ "ZF ~ b]-FYjuLCȢF,Iɋ{?!ָZUy.2|\\Q\G{bƭOǬTu%N/2g&uMOvp* G]@B,D qzZۄ<+YOOu} 8D2gƭ.xCQ VH]Ŷ.?p,~FS,嗨UPH}˫8ѽ^n!aבI;&w{^g~V&*x@wcg(UΠ'#) 2|-o<3asa-]]LUujU_VJA!\ƤOَ|蛉gMe;qg2rz_mutc_v|#YWj_cs=/~z2~TOF{0x #,Dz,'<+STc yYAcJs:ǣt}Vw 8!1ȾlJ9f6Ẇ⊪a!^ӈa!pL$fV /gU6eURi7tiAte(p$ZG>~M,6` D+`>qKx6>v#ۀj8{g{{%.?]wO|C2m|MYt|-DG,n/]]x$'k4, 󾨼_PlE!JQ;ok%X.Gb|ay>NDr2L"7Mk#lH(rr@(3}+4O7(8'4-aܠoP/Q/Se)940enb P:<$7XF $vwK'v!rD[6Mt>L3LJ >YÃf"QݒѲe1)mdBіLZ'ADtv(~IΒ}AZ}B{GNՆ@'TάI9ifamL.ii74Kx6qq;Ǿؾ}q;4J2LG VUJhjiSGuV!@ś&?ѮVD66D{Ηy|o>}wTKvYxG^Ѣ#[}Ga+:@\K8I{Xx*{aA-o#4Jvvּ2/c;v=sExxpB4Xq9d K>p;B;]RMt:to3f\j(ڞ-Zy}8VWD}!:ݓf B"Mfdž?.ds.ۂێ~Lw{2vl=zHI&ywzU׷ZwfCMF׸{B\W!1:Rkqz&4sqȈi;@{a q{r{1j8و.SSd8&mX8zcct.ʠ`CV xуs[sfYr!߼k-Rx( y4(~}4R2ޔiBzqxi\_մF]cl7;KW3)="wQc|XYrf C2)7s}>e`X#|NwņٌW-Fr%eoozwdIDΒ69nn`†cϫs?O}1stϥѓמwV~2|{?Znޅ' WmNO,%kSÁfDyÐ"xy9a)9yt§#^5s6r JC,jFb hgZFncr4CŎ9b8$ H>4A?7)%-ZZZ92wTDVvċ PcΫ0@]Vj}%P*&8/y6Tu ߻cl=:X[]Y{8ggh?G)=wG>[W^c|{:2 _iKV7^ղT}8דM.P[Ʀ_iEDLL;(@UY0b j"%4%lEIELu I]&jhWZ: qŦMD bɖhV։^8̄.U|GhH!sDUD'FF+ۂW]sߒ]CpAcb^xڻk7c@һ_"YIU3:Wwۚ:%V@*P0 >TL/9Jʌ ?>vt~}-W[~[SE[=j>.@Nt= 绷=ߢ?gzT'B; uG4 nm/uFٝ}zvOcf_Yfw $ ~`C 8.m₡i@J1a DA.Ԑ$J[Ad1, 򃊪i*%ZbZUv]G<֜xX#-Ǘ߲%ď-PͯGQh旉$/ߙX1 =nj3wНI9l,̮U->(vsG<ϑedAFX@*"R҉ p<Y\Q>UQ9~3ȰwAX?#֣ ȀZkms:pc 8L~?)\ wQ^SROFI#2X_0 ($Q e}w?yՊSs%s);{ w4EkQjkswu0Q }ӹm/ns͍uv m)%%HޣTOPL %-9HyI=0kg@ l+1"/(CS rVDc #ZD+6閷Gܣ&EvKdl*B 7NOrdݥEN ٳAnk:z˺uKƾec [Ofj1Va:=Po:C;r&RS*-[CN'p`R-Nnh@O[l4mC,DE L>D" =(i,bF-T@NBEtOi6afgƒg;R/Q6dJz `׎]P"HZD1]EaQ]#-k.~G`*8Tݼ\XD{YKwNL8pnEw>rn ݯG}/BZyyK^ěR4!@9b?7z8?rnKEjwnIVbcVUjAGEBD.kj{CF])Ƹɣ"(im\Qt+֔~1cЩ (^ꜟD_y n3q۾ëCԢI|A*˛pפ6F19lR5h7=Fiqƿ<ʭh&̕k3|%2?Gm)p]m\UxګVڕV:[d[+Gmmd+-+Mĩݚ6ͻ!N qRHjfdBy48T)ng ? 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Applicant's)Tj /Span<>> BDC ( )Tj EMC (argument ignores the record evidence, which supports the Judge's finding\ )Tj ET Q BT 0 g 12 0 0 12 16 741.75 Tm (that Applicant failed to)Tj /Span<>> BDC ( )Tj EMC (meet his financial obligations during the period 1991-1995. Moreover, Ap\ plicant's argument)Tj 0 -1.125 TD (ignores the record evidence that, as of the hearing date, he still had d\ elinquent debts that were)Tj /Span<>> BDC ( )Tj EMC (unsatisfied. Considering)Tj T* (the record as a whole, the Judge properly applied Disqualifying)Tj /Span<>> BDC ( )Tj EMC (Guidelines 1 and 3 to Applicant's case.)Tj 0 -2.375 TD (With respect to Mitigating Guideline 1,)Tj 0 0 0.933 rg 9.75 0 0 9.75 205.293 690.75 Tm (\(3\))Tj ET 0 0 0.933 RG 0.75 w q 1 0 0 1 205.293 690 cm 0 0 m 11.369 0 l h S Q BT 0 g 12 0 0 12 216.6616 686.25 Tm ( Applicant cites to his current financial situation and)Tj /Span<>> BDC ( )Tj EMC (notes he continues to)Tj -16.722 -1.125 Td (satisfy his current debts. However, Applicant's argument ignores the rec\ ord)Tj /Span<>> BDC ( )Tj EMC (evidence that, as of the hearing date, he still)Tj 0 -1.125 TD (had delinquent debts that were unsatisfied.)Tj /Span<>> BDC ( )Tj EMC (Considering the record evidence as a whole, the Judge's decision to not \ apply)Tj T* (Mitigating)Tj /Span<>> BDC ( )Tj EMC (Guideline 1 was not arbitrary, capricious, or contrary to law.)Tj 0 -2.125 TD (Applicant cites to a statement made by Department Counsel during closing\ argument, in which)Tj /Span<>> BDC ( )Tj EMC (Department Counsel)Tj 0 -1.125 TD (opined that "[Applicant's situation] is probably an isolated incident ca\ used)Tj /Span<>> BDC ( )Tj EMC (by his unemployment some years ago")Tj 0 -1.375 TD (\(Hearing Transcript at p. 166\), to support his argument)Tj /Span<>> BDC ( )Tj EMC (concerning Mitigating Guideline 2.)Tj 0 0 0.933 rg 9.75 0 0 9.75 451.5625 594.75 Tm (\(4\))Tj ET q 1 0 0 1 451.5625 594 cm 0 0 m 11.369 0 l h S Q BT 0 g 12 0 0 12 462.9312 590.25 Tm ( Applicant's reliance on)Tj -37.244 -1.125 Td (that statement is misplaced. As a)Tj /Span<>> BDC ( )Tj EMC (general rule, statements by counsel during argument are not evidence. Mo\ reover, an)Tj 0 -1.125 TD (Administrative Judge is not bound by counsel's characterization of a cas\ e during closing)Tj /Span<>> BDC ( )Tj EMC (argument. If a Judge's findings)Tj T* (and conclusions are supported by record evidence and are not)Tj /Span<>> BDC ( )Tj EMC (arbitrary, capricious, or contrary to law, then it is legally)Tj T* (irrelevant whether those findings and)Tj /Span<>> BDC ( )Tj EMC (conclusions are supported by counsel's arguments. In this case, given th\ e record)Tj T* (evidence of)Tj /Span<>> BDC ( )Tj EMC (Applicant's overall history of financial problems during the period 1991\ -1995 \(including)Tj /Span<>> BDC ( )Tj EMC (Applicant's failure)Tj T* (to resolve several delinquent debts since 1995\), the Judge's decision t\ o not)Tj /Span<>> BDC ( )Tj EMC (apply Mitigating Guideline 2 is not arbitrary,)Tj T* (capricious, or contrary to law.)Tj 0 -2.125 TD (Applicant cites to page 4 of the Administrative Judge's decision, but do\ es not quote the particular)Tj /Span<>> BDC ( )Tj EMC (language he is relying)Tj 0 -1.375 TD (on in making his argument about Mitigating Guideline 3.)Tj 0 0 0.933 rg 9.75 0 0 9.75 290.2949 458.25 Tm (\(5\))Tj ET q 1 0 0 1 290.2949 457.5 cm 0 0 m 11.369 0 l h S Q BT 0 g 12 0 0 12 301.6636 453.75 Tm ( On that page,)Tj /Span<>> BDC ( )Tj EMC (the Judge stated)Tj -23.805 -2.125 Td ("There is no doubt that applicant's financial difficulties were caused, \ in large part, by his several)Tj /Span<>> BDC ( )Tj EMC (years of unemployment)Tj 0 -1.125 TD (and underemployment. For this reason, the fact that he fell behind in hi\ s)Tj /Span<>> BDC ( )Tj EMC (debt payments is understandable, )Tj /TT1 1 Tf 42.601 0 Td (and had he)Tj -42.601 -1.125 Td (taken real and substantial steps to resolve his debts)Tj /Span<>> BDC ( )Tj EMC (after he and his wife were hired by their current employer eighteen)Tj T* (months ago, his financial)Tj /Span<>> BDC ( )Tj EMC (difficulties might not now be a security concern. However, to date, appl\ icant has not taken any)Tj T* (meaningful action to satisfy four of his long-standing debts, which repr\ esent the bulk of the)Tj /Span<>> BDC ( )Tj EMC (indebtedness alleged in the)Tj T* (SOR)Tj /TT0 1 Tf (." \(Emphasis added\))Tj 0 -2.125 TD (Applicant's conclusory argument about Mitigating Guideline 3 seeks to fa\ ult the Judge for not)Tj /Span<>> BDC ( )Tj EMC (viewing the record)Tj 0 -1.125 TD (evidence in a piecemeal fashion to benefit Applicant. The italicized por\ tion of)Tj /Span<>> BDC ( )Tj EMC (the cited passage provides an explanation)Tj T* (for why the Judge did not apply Mitigating Guideline)Tj /Span<>> BDC ( )Tj EMC (3, an explanation that is rational and not arbitrary, capricious, or)Tj T* (contrary to law.)Tj 0 -2.375 TD (The Board also finds no merit in Applicant's contentions concerning Miti\ gating Guidelines 4)Tj 0 0 0.933 rg 9.75 0 0 9.75 461.4121 270.75 Tm (\(6\))Tj ET q 1 0 0 1 461.4121 270 cm 0 0 m 11.369 0 l h S Q BT 0 g /Span<>> BDC 12 0 0 12 472.7808 266.25 Tm ( )Tj EMC (and 6.)Tj 0 0 0.933 rg 9.75 0 0 9.75 505.1069 270.75 Tm (\(7\))Tj ET q 1 0 0 1 505.1069 270 cm 0 0 m 11.369 0 l h S Q BT 0 g 12 0 0 12 516.4756 266.25 Tm ( The)Tj -41.706 -1.125 Td (Administrative Judge specifically considered and discussed Applicant's e\ fforts at)Tj /Span<>> BDC ( )Tj EMC (dealing with his delinquent debts and)Tj 0 -1.125 TD (concluded those efforts did not demonstrate Applicant was)Tj /Span<>> BDC ( )Tj EMC ("willing and able to effectively deal with his financial)Tj T* (problems." Considering the record as a)Tj /Span<>> BDC ( )Tj EMC (whole, the Judge's findings and conclusions on this point reflect an ent\ irely)Tj T* (plausible and)Tj /Span<>> BDC ( )Tj EMC (reasonable interpretation of the evidence. The Judge is not required to \ accept Applicant's)Tj /Span<>> BDC ( )Tj EMC (promises to)Tj T* (resolve his financial problems in the face of record evidence that Appli\ cant has failed)Tj /Span<>> BDC ( )Tj EMC (to follow through on his financial)Tj 0 -1.375 TD (commitments in the past.)Tj 0 0 0.933 rg 9.75 0 0 9.75 136.6504 186.75 Tm (\(8\))Tj ET q 1 0 0 1 136.6504 186 cm 0 0 m 11.369 0 l h S Q BT 0 g 12 0 0 12 148.019 182.25 Tm ( )Tj /TT1 1 Tf (Cf.)Tj /TT0 1 Tf ( ISCR Case No. 95-0680)Tj /Span<>> BDC ( )Tj EMC (\(October 16, 1996\) at p. 3 \("The Administrative Judge correctly)Tj -11.002 -1.125 Td (noted that an applicant's promise)Tj /Span<>> BDC ( )Tj EMC (to take remedial action in the future, however credible, is not evidence\ of actual)Tj 0 -1.125 TD (rehabilitation."\).)Tj /Span<>> BDC ( )Tj EMC (Applicant's arguments to the contrary are not simply not well-founded. A\ ccordingly, the Judge)Tj /Span<>> BDC ( )Tj EMC (acted)Tj T* (properly by not applying Mitigating Guidelines 4 and 6 in this case.)Tj 0 -2.125 TD (4. )Tj (Whether the Administrative Judge's decision is arbitrary, capricious, or\ contrary to law)Tj ET 0 G q 1 0 0 1 28 115.5 cm 0 0 m 417.035 0 l h S Q BT 12 0 0 12 445.0352 116.25 Tm (.)Tj /Span<>> BDC ( )Tj EMC (Applicant contends the)Tj -35.753 -1.125 Td (evidence is "insufficient as a matter of rule, regulation, or law, to fi\ nd the)Tj /Span<>> BDC ( )Tj EMC ([applicant] a risk to national security." The)Tj 0 -1.125 TD (Board construes this contention as raising the issue of)Tj /Span<>> BDC ( )Tj EMC (whether the Judge's decision is arbitrary, capricious, or contrary)Tj T* (to law.)Tj 0 -2.125 TD (The United States must be able to repose a high degree of trust and conf\ idence in persons granted)Tj /Span<>> BDC ( )Tj EMC (access to classified)Tj ET EMC endstream endobj 46 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[205.0 688.0 216.0 699.0]/Subtype/Link/Type/Annot>> endobj 47 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[451.0 592.0 462.0 603.0]/Subtype/Link/Type/Annot>> endobj 48 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[290.0 456.0 301.0 467.0]/Subtype/Link/Type/Annot>> endobj 49 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[461.0 268.0 472.0 279.0]/Subtype/Link/Type/Annot>> endobj 50 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[505.0 268.0 516.0 279.0]/Subtype/Link/Type/Annot>> endobj 51 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[136.0 184.0 147.0 195.0]/Subtype/Link/Type/Annot>> endobj 14 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 1/Type/Page>> endobj 52 0 obj [54 0 R 55 0 R] endobj 53 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (96-0544.a1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (yComputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archi\ ved%20-%20HTML/96-0544.a1.html)Tj 49.74 0 Td ([7/2/2021 3:57:59 PM])Tj EMC ET 1 g 10 36 591.75 729.75 re f /Article <>BDC EMC /Article <>BDC q 10 36 592 730 re W n BT 0 g 12 0 0 12 16 755.25 Tm (ineffective in representing himself during the proceedings below, and as\ )Tj /Span<>> BDC ( )Tj EMC (a result, he failed to present important evidence)Tj ET Q BT 0 g 12 0 0 12 16 741.75 Tm (that should have been made part of the record for)Tj /Span<>> BDC ( )Tj EMC (consideration by the Administrative Judge. Applicant contends that)Tj 0 -1.125 TD (because he represented)Tj /Span<>> BDC ( )Tj EMC (himself ineffectively: \(a\) he was denied the assistance of counsel all\ owed by the Directive; and)Tj T* (\(b\) he was denied the opportunity to make a full presentation of evide\ nce on his behalf. These)Tj /Span<>> BDC ( )Tj EMC (contentions lack merit.)Tj 0 -2.125 TD (There is no dispute that Applicant has the right to seek the assistance \ of counsel in these)Tj /Span<>> BDC ( )Tj EMC (proceedings. )Tj /TT1 1 Tf 40.85 0 Td (See)Tj /TT0 1 Tf ( Directive,)Tj -40.85 -1.125 Td (Additional Procedural Guidance, Item 8. However, Applicant)Tj /Span<>> BDC ( )Tj EMC (appeared at the hearing and indicated that he would be)Tj 0 -1.125 TD (representing himself \(Hearing Transcript)Tj /Span<>> BDC ( )Tj EMC (at pp. 6, 8-9\). Having chosen to proceed without the benefit of counsel\ ,)Tj T* (Applicant cannot)Tj /Span<>> BDC ( )Tj EMC (complain now that he was ineffective in representing himself in the proc\ eedings below. )Tj /TT1 1 Tf 42.32 0 Td (See)Tj /Span<>> BDC ( )Tj EMC (Faretta v.)Tj -42.32 -1.125 Td (California)Tj /TT0 1 Tf 4.167 0 Td (, 422 U.S. 806, 834 n.46 \(1975\). )Tj /TT1 1 Tf (Accord)Tj /TT0 1 Tf ( ISCR Case No. 95-0300 \(February)Tj /Span<>> BDC ( )Tj EMC (1, 1996\) at p. 4.)Tj -4.167 -2.125 Td (A review of the transcript shows that the Administrative Judge provided \ Applicant with ample)Tj /Span<>> BDC ( )Tj EMC (opportunity to present)Tj T* (evidence. Indeed, Applicant took advantage of the hearing to testify)Tj /Span<>> BDC ( )Tj EMC (himself, present the testimony of others on his)Tj T* (behalf, and submit several exhibits. Merely)Tj /Span<>> BDC ( )Tj EMC (because Applicant has decided, with the benefit of hindsight, that he co\ uld)Tj T* (have offered more)Tj /Span<>> BDC ( )Tj EMC (evidence, it does not follow that he was denied a reasonable opportunity\ to present his case to the)Tj T* (Administrative Judge. )Tj /TT1 1 Tf 9.082 0 Td (See Dusanek v. Hannon)Tj /TT0 1 Tf (, 677 F.2d 538, 542-43 \(7th Cir. 1982\)\("The)Tj /Span<>> BDC ( )Tj EMC (availability of recourse to a)Tj -9.082 -1.125 Td (constitutionally sufficient administrative procedure satisfies due)Tj /Span<>> BDC ( )Tj EMC (process requirements if the complainant merely)Tj T* (declines or fails to take advantage of the)Tj /Span<>> BDC ( )Tj EMC (administrative procedure."\), )Tj /TT1 1 Tf 27.842 0 Td (cert. denied)Tj /TT0 1 Tf 4.72 0 Td (, 459 U.S. 1017 \(1982\). Absent)Tj -32.562 -1.125 Td (harmful error that)Tj /Span<>> BDC ( )Tj EMC (interfered with Applicant's right to present evidence, he is not entitle\ d to have the case remanded)Tj /Span<>> BDC ( )Tj EMC (to)Tj T* (permit him a second chance to present his case. )Tj /TT1 1 Tf 19.215 0 Td (See, e.g.)Tj /TT0 1 Tf 3.332 0 Td (, ISCR Case No. 96-0681 \(April 14,)Tj /Span<>> BDC ( )Tj EMC (1997\) at p. 3.)Tj -22.547 -2.125 Td (2. )Tj (Whether the Administrative Judge failed to consider certain record evide\ nce)Tj ET 0.75 w q 1 0 0 1 28 475.5 cm 0 0 m 366.182 0 l h S Q BT 12 0 0 12 394.1816 476.25 Tm (. Applicant)Tj /Span<>> BDC ( )Tj EMC (contends the Administrative)Tj -31.515 -1.125 Td (Judge failed to consider the following record evidence: \(a\))Tj /Span<>> BDC ( )Tj EMC (Applicant's current financial expenses; \(b\) Applicant's)Tj T* (proposed plan to repay his delinquent)Tj /Span<>> BDC ( )Tj EMC (debts; \(c\) the evidence that Applicant satisfied several of his smalle\ r debts by the)Tj T* (time of the)Tj /Span<>> BDC ( )Tj EMC (hearing; and \(d\) the evidence that Applicant had sessions with financi\ al counselors. For the)Tj /Span<>> BDC ( )Tj EMC (reasons that)Tj T* (follow, the Board concludes Applicant has failed to demonstrate the Judg\ e erred.)Tj 0 -2.125 TD (There is a rebuttable presumption that the Administrative Judge consider\ ed all the record)Tj /Span<>> BDC ( )Tj EMC (evidence unless the Judge)Tj 0 -1.125 TD (specifically states otherwise. )Tj /TT1 1 Tf 11.718 0 Td (See, e.g.)Tj /TT0 1 Tf (, DOHA Case No. 96-0228)Tj /Span<>> BDC ( )Tj EMC (\(April 3, 1997\) at p. 3. Apart from that presumption, a)Tj -11.718 -1.125 Td (reading of the decision shows the Judge)Tj /Span<>> BDC ( )Tj EMC (considered the evidence presented by Applicant. The mere fact that the J\ udge)Tj T* (did not find)Tj /Span<>> BDC ( )Tj EMC (Applicant's evidence to be persuasive does not demonstrate the Judge fai\ led to consider it. )Tj /TT1 1 Tf 41.225 0 Td (See,)Tj /Span<>> BDC ( )Tj EMC (e.g.)Tj /TT0 1 Tf 3.332 0 Td (, ISCR)Tj -44.557 -1.125 Td (Case 95-0818 \(January 31, 1997\) at p. 5. The ability of Applicant to c\ ite to favorable)Tj /Span<>> BDC ( )Tj EMC (record evidence does not)Tj T* (demonstrate the Judge erred. The mere presence of favorable evidence)Tj /Span<>> BDC ( )Tj EMC (does not mandate a favorable security clearance)Tj T* (decision. Rather, the Judge must weigh the)Tj /Span<>> BDC ( )Tj EMC (evidence and decide whether the favorable evidence outweighs the)Tj T* (unfavorable evidence. )Tj /TT1 1 Tf 9.079 0 Td (See)Tj /TT0 1 Tf /Span<>> BDC ( )Tj EMC (Directive, Section F.3. )Tj /TT1 1 Tf 10.914 0 Td (Cf. Carosella v. U.S. Postal Service)Tj /TT0 1 Tf 14.304 0 Td (, 816 F.2d 638, 643 \(Fed. Cir.)Tj -34.296 -1.125 Td (1987\)\(agency has discretion to balance seriousness of employee's condu\ ct against applicable)Tj /Span<>> BDC ( )Tj EMC (mitigating factors\).)Tj T* (Accordingly, the Judge did not act in an arbitrary or capricious manner \ by)Tj /Span<>> BDC ( )Tj EMC (considering the evidence as a whole, both)Tj T* (favorable and unfavorable, in making his decision)Tj /Span<>> BDC ( )Tj EMC (instead of viewing the evidence in a piecemeal fashion.)Tj 0 -2.125 TD (Finally, absent a showing of arbitrary and capricious action, the Board \ will not disturb an)Tj /Span<>> BDC ( )Tj EMC (Administrative Judge's)Tj 0 -1.125 TD (weighing of the record evidence. )Tj /TT1 1 Tf 13.383 0 Td (See, e.g.)Tj /TT0 1 Tf (, ISCR Case No. 95-0731)Tj /Span<>> BDC ( )Tj EMC (\(September 13, 1996\) at p. 2. Nothing in the record)Tj -13.383 -1.125 Td (or Applicant's appeal brief persuades the)Tj /Span<>> BDC ( )Tj EMC (Board that the Judge weighed the evidence in an arbitrary or capricious)Tj T* (manner. Applicant's)Tj /Span<>> BDC ( )Tj EMC (ability to argue for an alternate interpretation of the record evidence \ does not, standing alone,)Tj T* (demonstrate the Judge erred. )Tj /TT1 1 Tf 11.746 0 Td (Cf. American Textile Mfrs. Institute v. Donovan)Tj /TT0 1 Tf 19.08 0 Td (, 452 U.S. 490, 523)Tj /Span<>> BDC ( )Tj EMC (\(1981\)\(possibility of)Tj -30.826 -1.125 Td (drawing two inconsistent conclusions from evidence does not mean)Tj /Span<>> BDC ( )Tj EMC (agency's findings and conclusions are not supported)Tj T* (by substantial evidence\).)Tj 0 -2.125 TD (3. )Tj (Whether the Administrative Judge misapplied pertinent Adjudicative Guide\ lines)Tj ET q 1 0 0 1 28 129 cm 0 0 m 386.232 0 l h S Q BT 12 0 0 12 414.2324 129.75 Tm (. 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For the reasons that follow, we do not find)Tj T* (Applicant's contention persuasive.)Tj 0 -2.375 TD (Applicant argues that the Administrative Judge should not have applied D\ isqualifying Guidelines)Tj /Span<>> BDC ( )Tj EMC (1)Tj 0 0 0.933 rg 9.75 0 0 9.75 492.5723 65.25 Tm (\(1\))Tj ET 0 0 0.933 RG q 1 0 0 1 492.5723 64.5 cm 0 0 m 11.369 0 l h S Q BT 0 g 12 0 0 12 503.9409 60.75 Tm ( and 3)Tj 0 0 0.933 rg 9.75 0 0 9.75 533.2671 65.25 Tm (\(2\))Tj ET q 1 0 0 1 533.2671 64.5 cm 0 0 m 11.369 0 l h S Q BT 0 g 12 0 0 12 544.6357 60.75 Tm ( because)Tj -44.053 -1.125 Td (his history of unsatisfied debts only covered the period 1991-1995, he h\ as)Tj /Span<>> BDC ( )Tj EMC (satisfied his debts prior to 1991, and he has)Tj ET EMC endstream endobj 54 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[492.0 63.0 503.0 74.0]/Subtype/Link/Type/Annot>> endobj 55 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[533.0 63.0 544.0 74.0]/Subtype/Link/Type/Annot>> endobj 12 0 obj <> endobj 56 0 obj <> endobj 9 0 obj <> endobj 10 0 obj <> endobj 11 0 obj <> endobj 66 0 obj (file:///usr.osd.mil/Home/OSD/OGC/JosephLM/_MyComputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archived%20-%20HTML/96-0544.a1.html) endobj 65 0 obj <> endobj 67 0 obj <> endobj 57 0 obj [16 0 R/XYZ 0 116.0 null] endobj 58 0 obj [16 0 R/XYZ 0 90.0 null] endobj 59 0 obj [16 0 R/XYZ 0 65.0 null] endobj 60 0 obj [17 0 R/XYZ 0 765.0 null] endobj 61 0 obj [17 0 R/XYZ 0 740.0 null] endobj 62 0 obj [17 0 R/XYZ 0 701.0 null] endobj 63 0 obj [17 0 R/XYZ 0 662.0 null] endobj 64 0 obj [17 0 R/XYZ 0 636.0 null] endobj 4 0 obj <> endobj xref 0 68 0000000000 65535 f 0000000016 00000 n 0000000141 00000 n 0000003651 00000 n 0000155090 00000 n 0000003529 00000 n 0000003584 00000 n 0000003731 00000 n 0000003758 00000 n 0000154055 00000 n 0000154307 00000 n 0000154349 00000 n 0000153867 00000 n 0000004495 00000 n 0000142848 00000 n 0000131219 00000 n 0000094416 00000 n 0000092615 00000 n 0000003861 00000 n 0000003907 00000 n 0000003956 00000 n 0000004188 00000 n 0000004028 00000 n 0000004060 00000 n 0000004092 00000 n 0000004124 00000 n 0000004156 00000 n 0000004695 00000 n 0000008775 00000 n 0000008824 00000 n 0000008859 00000 n 0000009367 00000 n 0000039970 00000 n 0000040237 00000 n 0000009788 00000 n 0000010061 00000 n 0000010489 00000 n 0000040849 00000 n 0000092804 00000 n 0000094627 00000 n 0000099723 00000 n 0000100172 00000 n 0000100448 00000 n 0000100933 00000 n 0000131433 00000 n 0000131493 00000 n 0000140910 00000 n 0000141233 00000 n 0000141556 00000 n 0000141879 00000 n 0000142202 00000 n 0000142525 00000 n 0000143062 00000 n 0000143094 00000 n 0000153225 00000 n 0000153546 00000 n 0000153952 00000 n 0000154756 00000 n 0000154798 00000 n 0000154839 00000 n 0000154880 00000 n 0000154922 00000 n 0000154964 00000 n 0000155006 00000 n 0000155048 00000 n 0000154556 00000 n 0000154391 00000 n 0000154703 00000 n trailer <<9B576923A0A6D241B12F6906F733A026>]>> startxref 155262 %%EOF