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(Applicant points to a May 1998 discharge in bankruptcy to counter the Ad\
ministrative Judge's finding that Applicant)Tj
0 -1.125 TD
(had the ability to repay an outstanding mortgage debt. )Tj
21.828 0 Td
(Applicant also references a 1992 meeting with an attorney where)Tj
-21.828 -1.125 Td
(Applicant was advised not to file for bankruptcy. )Tj
19.856 0 Td
(The Board cannot consider new evidence on appeal. Directive,)Tj
-19.856 -1.125 Td
(Additional Procedural Guidance, Item 29. )Tj
17.023 0 Td
(Accordingly, the specific appeal arguments based on the above cited fact\
s)Tj
-17.023 -1.125 Td
(will not be addressed by the Board.)Tj
0 -2.125 TD
(2. )Tj
(Reference to general principles of statutory construction may be of bene\
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/TT2 1 Tf
36.517 0 Td
(See, e.g.)Tj
/TT0 1 Tf
3.332 0 Td
(, DISCR Case No.)Tj
-39.849 -1.125 Td
(93-1050 \(December 20, 1994\) at p. 6 \(canons of statutory construction\
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0 -1.125 TD
(Directive\). )Tj
4.553 0 Td
(A recognized rule of construction states that textual reference to the p\
lural of a subject includes the singular)Tj
-4.553 -1.125 Td
(where such construction is necessary to give effect to the legislative i\
ntent. 82 C.J.S. "Statutes," sec. 337. )Tj
42.307 0 Td
(The)Tj
-42.307 -1.125 Td
(preambulatory language under the Financial Considerations Criterion spea\
ks of financial overextension. )Tj
41.876 0 Td
(As such)Tj
-41.876 -1.125 Td
(overextension could clearly result from a single debt, interpreting Disq\
ualifying Guideline 1 as including a single debt)Tj
T*
(appears)Tj
/Span<>> BDC
( )Tj
EMC
(logical and would be in keeping with the overall intent of the drafters.\
)Tj
0 -2.125 TD
(3. )Tj
(The Mitigating Guidelines cited by Applicant include \(1\) the behavior \
was not recent; \(2\) it was an isolated incident;)Tj
0 -1.125 TD
(\(4\) ....there are clear indications that the problem is being resolved\
or is under control; and \(6\) the individual initiated a)Tj
T*
(good-faith effort to repay overdue creditors or otherwise resolve debts.\
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(inconsistent with the language of the Disqualifying Guideline and thus, \
the Guideline is not properly applied to this)Tj
ET
Q
BT
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(case. )Tj
(While Applicant is correct in pointing)Tj
/Span<>> BDC
( )Tj
EMC
(out that the Judge's characterization of the debt places it outside the \
precise)Tj
0 -1.125 TD
(language of the Disqualifying Guideline, Applicant has failed to demonst\
rate error.)Tj
0 -2.125 TD
(An Administrative Judge must apply pertinent Adjudicative Guidelines for\
and against clearance. )Tj
/TT1 1 Tf
39.239 0 Td
(See)Tj
/TT0 1 Tf
(, )Tj
/TT1 1 Tf
(e.g.)Tj
/TT0 1 Tf
(, ISCR Case)Tj
-39.239 -1.125 Td
(No. 95-0731 \(September 13, 1996\) at p. 4. )Tj
17.219 0 Td
(Likewise a Judge does not have)Tj
/Span<>> BDC
( )Tj
EMC
(unfettered discretion in applying)Tj
-17.219 -1.125 Td
(Adjudicative Guidelines. )Tj
/TT1 1 Tf
10.248 0 Td
(See, e.g.)Tj
/TT0 1 Tf
3.332 0 Td
(, ISCR Case No. 95-0578 \(October 2, 1996\) at p. 6. )Tj
(In this case, it would have been)Tj
-13.579 -1.125 Td
(useful for the Judge to specifically acknowledge)Tj
/Span<>> BDC
( )Tj
EMC
(that the one large debt did not precisely fit the facial language of the\
)Tj
0 -1.125 TD
(Disqualifying Guideline and to discuss why he applied a Guideline that a\
ppears to contemplate only multiple debts.)Tj
T*
(Nevertheless,)Tj
/Span<>> BDC
( )Tj
EMC
(the Judge's application of the Guideline comports with common sense and \
is in keeping with the overall)Tj
T*
(goals of the industrial security program. )Tj
16.246 0 Td
(Interpreting Disqualifying Guideline 1 to include only)Tj
/Span<>> BDC
( )Tj
EMC
(multiple debts could)Tj
-16.246 -1.125 Td
(result in a situation where the Government would be hindered in consider\
ing the security significance of one large debt,)Tj
T*
(which, depending on the particular circumstances of a case,)Tj
/Span<>> BDC
( )Tj
EMC
(could be as significant from a security standpoint as a)Tj
T*
(number of smaller debts. )Tj
10.192 0 Td
(The Board declines to interpret the Guideline in a manner that would ope\
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-10.192 -1.375 Td
(of the industrial security)Tj
/Span<>> BDC
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EMC
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/TT1 1 Tf
(See, e.g.)Tj
/TT0 1 Tf
3.582 0 Td
(, DISCR Case No. 87-2107 \(October 25, 1990\) at)Tj
-27.606 -1.125 Td
(p. 7 \(Directive should be construed in manner that effectuates its esse\
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/Span<>> BDC
( )Tj
EMC
(information\).)Tj
T*
(Additionally, the Judge was not precluded from finding that Applicant ha\
d a history of not meeting financial obligations)Tj
T*
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( )Tj
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T*
(Applicant. )Tj
4.443 0 Td
(Each payment represents a separate obligation under the mortgage debt.)Tj
-4.443 -2.125 Td
(4. )Tj
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as)Tj
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( )Tj
EMC
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T*
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31.407 0 Td
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( )Tj
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(apply in this case. )Tj
7.665 0 Td
(Additionally, Applicant sets forth the following)Tj
-27.638 -1.125 Td
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\(2\) he has a thirteen-year work history as a trusted)Tj
T*
(employee; \(3\))Tj
/Span<>> BDC
( )Tj
EMC
(he has held a security clearance for thirteen years without incident; an\
d \(4\) he has been honest and)Tj
T*
(forthright with the Government and fully disclosed the extent of his ind\
ebtedness. )Tj
32.965 0 Td
(After a review of)Tj
/Span<>> BDC
( )Tj
EMC
(the evidence in this)Tj
-32.965 -1.125 Td
(case, both favorable and unfavorable, the Board concludes that the Appli\
cant has failed to demonstrate error on the part)Tj
T*
(of the Judge.)Tj
0 -2.125 TD
(There is a rebuttable presumption that the Administrative Judge consider\
ed all the record evidence unless he specifically)Tj
0 -1.125 TD
(states otherwise. )Tj
/TT1 1 Tf
6.859 0 Td
(See)Tj
/TT0 1 Tf
(, )Tj
/TT1 1 Tf
(e)Tj
/TT0 1 Tf
(. g., DOHA Case No. 96-0228 \(April 3, 1997\) at p. 3;)Tj
/Span<>> BDC
( )Tj
EMC
(DISCR Case No. 93-1186 \(January 5,)Tj
-6.859 -1.125 Td
(1995\) at p. 5. )Tj
(Moreover, the Judge is not required to cite or discuss every piece of re\
cord evidence. )Tj
/TT1 1 Tf
39.792 0 Td
(See, e. g.)Tj
/TT0 1 Tf
(, DISCR)Tj
-39.792 -1.125 Td
(Case No. 90-1596 \(September 18, 1992\) at)Tj
/Span<>> BDC
( )Tj
EMC
(p. 5. )Tj
19.413 0 Td
(A reading of the decision shows the Judge refers to some of the)Tj
-19.413 -1.125 Td
(favorable evidence cited by Applicant, primarily the evidence revealing \
his status as a valued employee. )Tj
41.956 0 Td
(The Judge was)Tj
-41.956 -1.125 Td
(not limited)Tj
/Span<>> BDC
( )Tj
EMC
(to consideration of Applicant's work performance or conduct during duty \
hours in assessing Applicant's)Tj
T*
(security suitability. )Tj
7.916 0 Td
(Similarly, the absence of security violations on the part of Applicant a\
nd his)Tj
/Span<>> BDC
( )Tj
EMC
(honesty and candor)Tj
-7.916 -1.125 Td
(during the Government investigation into his background does not preclud\
e consideration of other aspects of Applicant's)Tj
T*
(conduct, in this instance financial habits, to evaluate its)Tj
/Span<>> BDC
( )Tj
EMC
(security significance. )Tj
/TT1 1 Tf
31.102 0 Td
(See, e.g.)Tj
/TT0 1 Tf
(, ISCR Case No. 97-0176)Tj
-31.102 -1.125 Td
(\(January 22, 1998\) at pp. 2 and 3. )Tj
13.691 0 Td
(Regarding the fact that Applicant kept his other debts current, a readin\
g of the)Tj
-13.691 -1.125 Td
(decision indicates that the)Tj
/Span<>> BDC
( )Tj
EMC
(Judge was well aware of this fact. )Tj
24.381 0 Td
(The Judge's failure to view Applicant's treatment of his)Tj
-24.381 -1.125 Td
(other debts as mitigating does not constitute error.)Tj
0 -2.125 TD
(The test on appeal is whether the Administrative Judge's findings and co\
nclusions are supported by such )Tj
42.004 0 Td
(relevant)Tj
-42.004 -1.125 Td
(evidence as a reasonable mind might accept as adequate to support a conc\
lusion in light)Tj
/Span<>> BDC
( )Tj
EMC
(of all the contradictory evidence)Tj
0 -1.125 TD
(in the same record and whether his conclusions are not arbitrary, capric\
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/TT1 1 Tf
38.348 0 Td
(See)Tj
/TT0 1 Tf
( Directive,)Tj
-38.348 -1.125 Td
(Additional Procedural Guidance, Items 32.a. and 32.c. )Tj
21.994 0 Td
(The Administrative Judge's analysis is a plausible interpretation)Tj
-21.994 -1.125 Td
(of the record evidence. )Tj
9.412 0 Td
(Although Applicant may view the record differently, he has not demonstra\
ted that the Judge's)Tj
-9.412 -1.125 Td
(decision is)Tj
/Span<>> BDC
( )Tj
EMC
(arbitrary, capricious or contrary to law. )Tj
20.437 0 Td
(A reading of the decision below shows the Judge considered the)Tj
-20.437 -1.125 Td
(record evidence, both favorable and unfavorable, as he was required to d\
o under the Directive. )Tj
38.04 0 Td
(In weighing the record)Tj
-38.04 -1.125 Td
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hed the unfavorable evidence , or )Tj
/TT1 1 Tf
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(vice)Tj
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1.609 0 Td
( )Tj
/TT1 1 Tf
(versa)Tj
/TT0 1 Tf
(.)Tj
-44.868 -1.125 Td
(See, e.g., ISCR Case No. 96-0871 \(January 29, 1998\) at p.)Tj
/Span<>> BDC
( )Tj
EMC
(3. )Tj
24.607 0 Td
(Absent a showing that the Judge weighed the evidence in)Tj
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0 -1.125 TD
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T*
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( )Tj
EMC
(\(emphasis included in Applicant's brief\) that Applicant is committed t\
o the avoidance" of a)Tj
-11.459 -1.125 Td
(debt.)Tj
0 -2.125 TD
(An allegation of bias on the part of an Administrative Judge must be ana\
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0 -1.125 TD
(including the rebuttable presumption that an Administrative Judge is imp\
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/Span<>> BDC
( )Tj
EMC
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/TT1 1 Tf
37.297 0 Td
(See)Tj
/TT0 1 Tf
(, )Tj
/TT1 1 Tf
(e.g.)Tj
/TT0 1 Tf
(, DISCR Case No.)Tj
-37.297 -1.125 Td
(92-0809 \(June 16, 1993\) at p. 3.; DISCR Case No. 91-1531 \(May 25, 199\
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(On appeal, a party alleging bias by)Tj
T*
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(See)Tj
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(, )Tj
/TT1 1 Tf
(e.g.)Tj
/TT0 1 Tf
(, DISCR Case No. 90-1596 \(September 18, 1992\))Tj
-24.604 -1.125 Td
(at p. 4; DISCR Case No. 91-0457 \(June 30, 1992\) at p. 4. )Tj
23.165 0 Td
(After a careful review of the record and the Judge's decision)Tj
-23.165 -1.125 Td
(the Board concludes that Applicant's claim of bias is without merit. )Tj
27.174 0 Td
(The Judge's decision bears a rational relationship to)Tj
-27.174 -1.125 Td
(the applicable Disqualifying Guidelines and does not demonstrate bias.)Tj
0 -2.125 TD
(Viewed in isolation, the Judge's use of the word "feeling" when stating \
his conclusions about this case is potentially)Tj
0 -1.125 TD
(problematic. )Tj
5.276 0 Td
(However, the Board does not review a Judge's decision against a)Tj
/Span<>> BDC
( )Tj
EMC
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35.391 0 Td
(Rather, the Board)Tj
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lusions and to consider whether the Judge's)Tj
T*
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/TT1 1 Tf
16.994 0 Td
(See, e.g.,)Tj
/TT0 1 Tf
3.582 0 Td
( ISCR Case No. 95-0705 \(May 16, 1997\) at p. 2; ISCR Case No. 95-)Tj
-20.575 -1.125 Td
(0319 \(March 18, 1996\) at p. 3. )Tj
(Considering the entirety of the Administrative Judge's decision, the Boa\
rd concludes the)Tj
T*
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T*
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3.833 0 Td
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(remand or reversal. )Tj
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(See)Tj
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(e.g.)Tj
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(N.L.R.B.)Tj
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( )Tj
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(v)Tj
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(.)Tj
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(American)Tj
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( )Tj
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(Geri-Care)Tj
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(, )Tj
/TT1 1 Tf
(Inc)Tj
/TT0 1 Tf
(., 697 F.2d 56, 64 \(2d Cir. 1982\), )Tj
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(cert. denied)Tj
/TT0 1 Tf
28.301 0 Td
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( )Tj
EMC
(findings: \(a\) Applicant spent money)Tj
T*
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T*
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/Span<>> BDC
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T*
(Applicant did not take reasonable efforts to address his mortgage debt.)Tj
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0 -1.125 TD
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15.44 0 Td
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14.633 0 Td
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4.11 0 Td
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/Span<>> BDC
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25.743 0 Td
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-25.743 -1.125 Td
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10.109 0 Td
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