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[p٪  g bJoTD P,_ JqM A*۲ҞuV1U\Hks| D^a:Lp\jIAAصUdbzG0Nm! >EdagHWw r9ޏy4MTI`OoaG C.k xCX}Z{ NߡT%F!Lj'@2 ٨Ѹn VYO1%SQd,j$lmtj2hj(4!g@RZK77Aj5 \"F*| pfJ4hljEE9&dOD!T=ͥ8Icɢ|`ua4)Wb=7CWZ#UN % 0: ZC ^ w 4   m Z NC C NE EG G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G BI Hewlett-Packard HP LaserJet P3010 Series0(9 Z6Times New Roman RegularX($USUS.,8DocumentManagement::ModifiedBooleanTRUEa~J;EJtiond3|xU8DocumentManagement::ModifiedBooleanTRUE d !USUS.,  _KEYWORD:GuidelineF  DIGEST:Applicantsappealsubmissionassertsmattersfromoutsidetherecord.Itincludes  documentsthatpostdatetheJudgesdecision.Wecannotconsidernewevidenceonappeal. t Adversedecisionaffirmed. ` _CASENO_:1600695.a1 8  DATE:06/02/2017  ` ________________________   `     h      p DATE:June2,2017  8  .؉7r(#(#.AY) xdEgA   InRe:        W ApplicantforSecurityClearance / AY) xdEgA W )   )   ) p ) \ ) H ) 4 )  p )  \  H pX p _ISCR_ԀCaseNo.1600695 \"  H# .؉7r. \XXp  #    APPEALBOARDDECISION  $ APPEARANCES '  &%XX FORGOVERNMENT  X ) JamesB.Norman,Esq.,ChiefDepartmentCounsel 0!*  FORAPPLICANT  "0,  Prose #XX%&v# #-     TheDepartmentofDefense(DoD)declinedtograntApplicantasecurityclearance.OnJune f&!0 10,2016,DoDissuedastatementofreasons(_SOR_)advisingApplicantofthebasisforthat R'"1 decision!securityconcernsraisedunderGuidelineF(FinancialConsiderations)ofDepartmentof >(#2 DefenseDirective5220.6(Jan.2,1992,asamended)(Directive).Applicantrequestedahearing. *)z$3 OnMarch15,2017,afterthehearing,DefenseOfficeofHearingsandAppeals(DOHA) *f%4 AdministrativeJudgeRogerC.WesleydeniedApplicantsrequestforasecurityclearance. +R&5 ApplicantappealedpursuanttoDirectiveE3.1.28andE3.1.30. +>'6   Applicantraisedthefollowingissueonappeal:whethertheJudgesadversedecisionwas -)8 arbitrary,capricious,orcontrarytolaw.Consistentwiththefollowing,weaffirm.    TheJudgesFindingsofFact  t   Applicanthasworkedforhiscurrentemployer,aDefensecontractor,since2006.Heserved L  onactivedutyinthemilitaryfrom1980until1984andinthereservesfrom1985until2003. 8  ApplicantwasunemployedfromJune2006untilAugust2006.Hereceivedacollegedegreein $ t 2007.Applicantdivorcedhiswifein1999.Duringthecourseofthemarriage,heaccumulated  ` severaldelinquentdebts.HisdebtsweredischargedinChapter7bankruptcyin1992.  L    In2005,heenrolledinonlinecollegeclasses,financingthecoststhroughstudentloans.He $  fellbehindonhisdebts.Healsoassumedresponsibilityforthecareofhisagedmother,whohad   dementia,andforthemotherofhisgirlfriend,whohadundergonekneesurgery.Uponalawyers   advice,hestoppedpayingonhisstudentloans.HepetitionedforChapter7bankruptcyprotection   in2013,whichrelievedhimof$28,000inconsumerdebt.However,thedischargedidnotaffecthis   studentloans. p   Forseveralmonthsin2016,thestudentloancreditorgarnishedApplicantswages,although H thecreditordidnotpursuegarnishmentafterreceivingafinancialstatementfromApplicant. 4 Applicantisstillindefaultontheseloans.Hehasengagedinconversationswiththecreditorand  p hasattemptedtoestablishapaymentplan,althoughthecreditorhasnotagreedtoacceptsucha  \ courseofaction.Applicanthasprovidednodocumentaryevidenceshowingattemptstoresolvethe H studentloans.Hehasnotprovidedevidenceoffinancialcounseling. 4   TheJudgesAnalysis      TheJudgenotedApplicantsunemploymentandhiscareforhismotherandhisgirlfriends  mother.However,becauseApplicantprovidednocorroboratingevidenceofhisclaimsofdebt  resolution,theJudgeconcludedthathehadnotdemonstratedresponsibleaction.TheJudgenoted l characterreferencesthatApplicanthadsubmittedbutconcludedthattherecorddidnotsupporta X  favorabledecision. D!   Discussion  #l!   Applicantsappealsubmissionassertsmattersfromoutsidetherecord.Itincludesdocuments $D # thatpostdatetheJudgesdecision.Wecannotconsidernewevidenceonappeal.Directive %0!$ E3.1.29.Applicantreiterateshisevidenceabouthiscareandsupportofhismotherandhis &"% girlfriendsmother.Hediscussesthedifficultieshehashadcomingtoanagreementwiththelender '#& andarguesthathehasmethisfinancialobligations.Hearguesthatthe14daysthattheJudgeheld (#' therecordopenafterthehearingwasinsufficientforhimtocompletedebtconsolidationandsubmit )$( evidenceofpayments.Applicantsappealbriefisnotenoughtorebutthepresumptionthatthe |*%) Judgeconsideredalloftheevidenceintherecord.NeitherisitenoughtoshowthattheJudge h+&* weighedtheevidenceinamannerthatwasarbitrary,capricious,orcontrarytolaw.See,e.g.,_ISCR_ T,'+ CaseNo.1300502at3(App.Bd.Mar.7,2017).TheJudgesdecisiontoleavetherecordopenwas @-(, discretionary.ApplicantwasonnoticeoftheGovernmentssecurityconcernssincereceiptofthe  _SOR_.  _  TheJudgeexaminedtherelevantevidenceandarticulatedasatisfactoryexplanationforthe t decision.Thedecisionissustainableonthisrecord. Thegeneralstandardisthataclearancemay ` begrantedonlywhenclearlyconsistentwiththeinterestsofthenationalsecurity.Department L  oftheNavyv.Egan,484U.S.518,528(1988).SeealsoDirective,Enclosure22(b): Anydoubt 8  concerningpersonnelbeingconsideredforaccesstoclassifiedinformationwillberesolvedinfavor $ t ofthenationalsecurity.  ` @( Order   8    TheDecisionis AFFIRMED .      `     h   Signed:MichaelY._Raanan_Ԁ t    `     h   MichaelY._Raanan_ `    `     h   AdministrativeJudge L    `     h   Chairperson,AppealBoard 8    `     h   Signed:JamesE.Moody__ 8    `     h   JamesE.Moody $    `     h   AdministrativeJudge     `     h   Member,AppealBoard     `     h   Signed:JamesF.Duffy \     `     h   JamesF.Duffy H!    `     h   AdministrativeJudge 4"     `     h   Member,Appeal_Board___