ÿWPC' (_°‹Yt ”´edöýh]¸÷WC[[ÌÛÑ’îó r¤­xGšwíÏHM™{™•á öM!Çj\êv¹±›é;Â…PÁL4ë©>µJ2¦–‡žJªRjÆ@WÔY°ÝϺüu bZÞûÅùu"Ǻ³R$L!L7ãRÚ‡@¿ƒàr­ûØPˆ‹-F)Gõ@ÎÝŠ‹XuBÈ¡w©-3Ü¿2G‹¾ï7Ÿ¦Ò®P²²UEeà ··¬Öe)dÐÒä@·á¢XѾzn9֦м1+ù–¨y—`aq¼a¦õc>”[’v_~‡Þ58ìÖpÈïØ çË<€)¸´t§Öb¹K¾ÛS½?üŸ>f·Žfs˼ïÌy„Qüq3—¨,ÙöXäÛòGæ˜tn;´8³1ÅoæEìn?Ô^r`¿VS`+o¹>Û¤®Þž%*Þ¥­ë?È6Áí+öBž Šû(‹<Èl‚NnVõ–·‰Å“s<(qi]Ç‚¨I"»»p S2ɽ‹¿øèYqßíýã°ì4¶£ˆÞ’‚VØo7ðëRyZ×ÕÁä¼m¾íôϳÓ&”g-èlœçÁÄ¡AÛQX¿„šBëy n‚A80¡d#ÉxUNA % 0:• àZÏ ^ ) w5 49 M \ m^ àZu u EÏ 0©Ñ Éz 0DC Ƈ ‡ ‡ NMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMM BOOOO 0Vllll AYÂÆ 0Fá˜Hewlett-Packard HP LaserJet P3010 SeriesÈÈÈÈ0(ÖÃ9 Z‹6Times New Roman RegularX(üœ$¡¡ÔUSUS.,Ô8DocumentManagement::ModifiedBooleanTRUE:zhK;=•J!¾PCˆ°sgü–ï<3|xÿU‹ÿÿÿÿ8DocumentManagement::ModifiedBooleanTRUE(Y(2Í%$¤¤Ý ƒüœ!ÝÔUSUS.,ÔÝ  ÝÔ€ôòXXÔÓ  Óà  àòòÚ  Ú0Ú  Úóó ¿Ý ƒÍ%$ÝÔUSUS.,ÔÔ€ôòXXÔÓ  Óà  àòòÚ  Ú1Ú  ÚóóÝ  ÝÔ_ÔDirective,€Encl.€2,€App.€A€ðð€19(a„c),€(e).€€(#Ã$òòÚ  Ú0Ú  ÚóóLevel 1Level 2Level 3Level 4Level 5 d(.3½Þ$££Ý ƒüœ!ÝÔUSUS.,ÔÝ  Ýb]cOùÿ  °, deUU…Level 1Level 2Level 3Level 4Level 5(n$––ò ò(Ú  Ú1Ú  Ú)ó óÝ ƒüœ!ÝÔUSUS.,ÔÝ  ÝÔ_ÔKEYWORD:€Guideline€FÐ ° ÐÌDIGEST:€Regarding€the€earlier€grant€of€a€clearance,€prior€favorable€adjudications€do€notÐ ˆØ Ðundermine€the€legal€sufficiency€of€a€Judgeððs€subsequent€adverse€decision.€The€government€is€notÐ tÄ ÐÔ_ÔestoppedÔ_Ô€from€making€an€adverse€clearance€decision€when€there€were€prior€favorableÐ `° Ðadjudications.€Adverse€decision€affirmed.Ð L œ ÐÌÔ_ÔCASENOÔ_Ô:€15„05047.a1Ð $ t ÐÌDATE:€11/8/2017Ð ü L  ÐÔ_ÔÔ_ÔÔ_ÔÔ_ÔÔ_ÔÔ_ÔÔ_ÔÔ_ÔÔ_ÔÔ_ÔÔ_ÔÔ_ÔÔ_ÔÔ_ÔÔ_ÔÔ_ÔÔ_ÔÔ_ÔÔ_ÔÔ_ÔÔ_ÔÔ_ÔÔ_ÔÔ_ÔÔ_ÔÔ_Ôà  àà ` àà ¸ àà  àà h àà À àà  àà p àDATE:€November€8,€2017Ð è 8  ÐÌÌÌÒ.؉ð7r°(#°(#.ÒßA€Y) °°xdE°—gAßÐ ˜è  ÐÌIn€Re:Ð “ã  ÐÌà  à„„„„„„„„„„„„„„„„Ìà  à€Ð W§ ÐÌApplicant€for€Security€ClearanceÐ / ÐÌßA€Y) °°xdE°gAßÐ W Ð)Ð ˜è  Ð)Ð „Ô  Ð)Ð pÀ Ð)Ð \¬ Ð)Ð H˜ Ð)Ð 4„ Ð)Ð  p Ð)Ð  \ ÐÐ øH ÐÓp°œXÓÌÌÌà p àÔ_ÔISCRÔ_Ô€Case€No.€15„05047Ð \¬" ÐÐ H˜# ÐÒ.؉ð7r°°.ÒÓ °\X›XpÓÐ Ð # Ðò òÓ  ÓAPPEAL€BOARD€DECISIONÐ ¼ $ ÐÌÌòòAPPEARANCESóóÐ €Ð' Ðó óÌÔ‡&ù%XXÔò òFOR€GOVERNMENTó óÐ X ¨) ÐJames€B.€Norman,€Esq.,€Chief€Department€CounselÐ 0!€* ÐÌò òFOR€APPLICANTó óÐ à"0, Ðòòò òPro€seó óóóÔ#†XþìX%&ù/#ÔÐ ¸#- ÐÌÓ  Óà  àThe€Department€of€Defense€(DoD)€declined€to€grant€Applicant€a€security€clearance.€€OnÐ z%Ê / ÐAugust€17,€2016,€DoD€issued€a€statement€of€reasons€(Ô_ÔSORÔ_Ô)€advising€Applicant€of€the€basis€for€thatÐ f&¶!0 Ðdecisionð!ðsecurity€concerns€raised€under€Guideline€F€(Financial€Considerations)€of€Department€ofÐ R'¢"1 ÐDefense€Directive€5220.6€(Jan.€2,€1992,€as€amended)€(Directive).€€Applicant€requested€a€decisionÐ >(Ž#2 Ðon€the€written€record.€€On€August€30,€2017,€after€considering€the€record,€Defense€Office€of€HearingsÐ *)z$3 Ðand€Appeals€(DOHA)€Administrative€Judge€Ô_ÔLeRoyÔ_Ô€F.€Foreman€denied€Applicantððs€request€for€aÐ *f%4 Ðsecurity€clearance.€€Applicant€appealed€pursuant€to€Directive€ðððð€€E3.1.28€and€E3.1.30.Ð +R&5 ÐÌà  àApplicant€raised€the€following€issues€on€appeal:€whether€the€Judge€was€biased€against€him;Ð Ú,*(7 Ðwhether€he€was€denied€due€process;€whether€the€Judge€erred€in€admitting€the€summary€ofÐ Æ-)8 ÐApplicantððs€clearance€interview;€whether€the€findings€of€fact€contain€errors;€and€whether€the€JudgeððsÐ ° Ðadverse€decision€was€arbitrary,€capricious,€or€contrary€to€law.€€Consistent€with€the€following,€weÐ œì Ðaffirm.Ð ˆØ ÐÔ_ÔÌà  àò òThe€Judgeððs€Findings€of€Factó óÐ `° Ðà  àÌà  àApplicant€works€for€a€Federal€contractor.€€He€holds€a€bachelorððs€degree.€€Applicant€workedÐ 8 ˆ Ðfor€a€Federal€contractor€from€2001€to€2008,€when€he€was€laid€off€due€to€his€employer€closing€a€localÐ $ t Ðfactory.€€He€held€part„time€jobs€from€then€until€2012,€when€his€current€employer€hired€him.€€He€hasÐ  ` Ðserved€as€an€officer€in€the€National€Guard€and€has€held€a€clearance€since€2008.Ð ü L  ÐÌà  àApplicant€divorced€his€wife€in€2012.€€The€couple€has€four€children,€for€whom€the€ex„wifeÐ Ô$  Ðpays€child€support.€€Her€payments€have€been€sporadic,€however.€€Moreover,€Applicant€and€his€ex„Ð À  Ðwife€were€not€good€at€managing€their€finances.€€They€missed€a€number€of€payments€and€bouncedÐ ¬ü  Ðchecks€over€the€years.€€Applicant€enrolled€in€a€budgeting€class€in€about€2009,€which€was€beneficialÐ ˜è  Ðto€him.€€Ð „Ô  ÐÌà  àApplicantððs€SOR€lists€five€delinquent€debtsð!ða€past„due€mortgage,€credit€cards,€a€utility€bill,Ð \¬ Ðand€a€medical€bill.€€Regarding€the€mortgage,€Applicant€and€his€wife€refinanced€their€house€in€2008Ð H˜ Ðand€stopped€making€payments€during€the€process.€€They€did€not€set€aside€funds€for€making€theirÐ 4„ Ðmortgage€payments,€resolving€other€debts€instead.€€Applicant€succeeded€in€bringing€his€mortgageÐ  p Ðup€to€date€in€early€2009.€€However,€his€credit€report€shows€a€past„due€amount€of€about€$38,000€asÐ  \ Ðof€March€2013.€€A€subsequent€credit€report€shows€that€this€was€the€date€that€Applicant€made€the€lastÐ øH Ðpayment€on€this€loan.€€Ð ä4 ÐÌà  àThis€house€had€been€awarded€to€Applicant€during€his€divorce.€€Applicant€chose€to€live€in€hisÐ ¼  Ðmotherððs€house€and€rent€the€marital€house.€€However,€his€ex„wife€reneged€on€her€financialÐ ¨ø Ðobligations.€€Applicant€had€the€renters€vacate€the€house,€and€he€stopped€making€payments€on€theÐ ”ä Ðloan.€€Applicant€stated€that€the€lender€reclaimed€the€house€as€abandoned€and€sold€it€for€more€thanÐ €Ð Ðthe€amount€owed.€€Applicant€did€not€provide€any€documentary€evidence€regarding€the€house,€inÐ l¼ Ðparticular€he€provided€nothing€to€show€that€the€debt€has€been€resolved.€€Ð X ¨ ÐÌà  àThe€Judge€found€that€the€credit€card€debts€and€the€utility€bill€had€not€been€resolved.€€He€alsoÐ 0"€  Ðnoted€Applicantððs€claim€that€he€had€paid€the€medical€bill.€€The€two€credit€reports€contained€in€theÐ #l! Ðrecord€show€that€Applicant€had€made€substantial€progress€in€resolving€his€financial€problems,€payingÐ $X" Ðoff€several€non„SOR€debts.€€Applicant€has€incurred€no€additional€debt.€€However,€he€did€not€provideÐ ô$D # Ðdocumentary€evidence€regarding€the€debts€alleged€in€the€SOR,€nor€did€he€provide€evidence€regardingÐ à%0!$ Ðcurrent€income€or€living€expenses.€€Ð Ì&"% ÐÌà  àò òThe€Judgeððs€Analysisó óÐ ¤(ô#' ÐÌà  àThe€Judge€concluded€that€Applicantððs€financial€problems€raised€four€security€concerns:Ð |*Ì%) Ðâ âinability€to€satisfy€debts;€unwillingness€to€satisfy€debts€regardless€of€the€ability€to€do€so;€a€historyÐ h+¸&* Ðof€not€meeting€financial€obligations;€and€consistent€spending€beyond€oneððs€means.׃×Ý ƒ#ÃÝòòÚ  Ú1Ú  ÚóóÝ  Ý×  ×€€In€evaluatingÐ ° Ðâ âApplicantððs€case€for€mitigation,€the€Judge€stated€that€his€delinquent€debts€are€numerous,€some€ofÐ œì Ðthem€not€yet€resolved.€€The€Judge€noted€circumstances€beyond€his€control,€such€as€hisÐ ˆØ Ðunemployment,€divorce,€and€his€wifeððs€failure€to€meet€her€financial€obligations,€such€as€child€supportÐ tÄ Ðpayments.€€He€concluded,€however,€that€Applicant€did€not€show€responsible€action€regarding€theÐ `° Ðmortgage€loan€or€the€other€debts.€€Although€Applicantððs€divorce€occurred€more€than€four€years€ago,Ð L œ Ðhe€has€not€presented€evidence€of€any€contact€with€creditors.€€The€Judge€noted€that€Applicant€has€notÐ 8 ˆ Ðdisputed€the€information€in€his€credit€reports€about€the€mortgage€debt.€€He€observed€that€the€File€ofÐ $ t ÐRelevant€Material€(FORM)€specifically€advised€Applicant€that€the€file€contained€no€documentaryÐ  ` Ðevidence€that€the€mortgage€had€been€resolved.€€Despite€this€notice,€Applicant€presented€noÐ ü L  Ðcorroborating€information€in€his€response€to€the€FORM.€Ð è 8  ÐÌà  àò òDiscussionó óÐ À  ÐÌà  àApplicant€contends€that€the€Judge€was€biased€against€him.€€However,€he€cites€to€nothing€inÐ ˜è  Ðthe€record€that€would€support€this€contention,€and€our€own€examination€of€the€record€and€theÐ „Ô  ÐDecision€has€disclosed€nothing€either.€€Applicant€is€no€doubt€dissatisfied€with€the€JudgeððsÐ pÀ Ðconclusions,€but€an€adverse€adjudication,€in€and€of€itself,€is€not€enough€to€rebut€the€presumption€thatÐ \¬ Ðthe€Judge€was€impartial.€€òòSee,€e.góó.,€ISCR€Case€No.€12„10122€at€3€(App.€Bd.€Apr.€22,€2016);òò€BixlerÐ H˜ Ðv.€Fosteróó,€596€F.3d€751€at€762€(10òòthóó€Cir.€2010).€Ð 4„ ÐÌà  àApplicant€contends€that€he€was€denied€due€process.€€He€notes€the€Judgeððs€various€commentsÐ  \ Ðabout€a€paucity€of€mitigating€evidence€and€argues€that,€if€the€Judge€believed€that€he€neededÐ øH Ðadditional€information,€he€should€have€convened€a€hearing.€€Applicant€also€contends€that€he€was€notÐ ä4 Ðplaced€on€notice€that€he€needed€to€present€corroborating€evidence€of€debt€resolution€and€argues€thatÐ Ð  Ðhe€should€be€permitted€to€submit€additional€documentation.€€Applicantððs€brief€includes€a€number€ofÐ ¼  Ðdocuments€that€are€not€contained€in€the€record.€€Ð ¨ø ÐÌà  àRegarding€the€first€point,€as€Department€Counsel€notes€in€his€Reply€Brief,€the€DirectiveÐ €Ð Ðprovides€that€a€hearing€may€be€requested€either€by€the€applicant€or€by€Department€Counsel.€Ð l¼ ÐDirective€ðððð€E3.1.4;€E3.1.7.€€There€is€no€provision€for€a€Judge€to€convene€a€hearing€on€his€ownÐ X ¨ Ðmotion.€€On€the€second€point,€Applicant€received€guidance€from€DOHA€about€his€right€to€make€aÐ D!” Ðdocumentary€response€to€the€FORM,€to€include€ð ðany€material€you€wish€the€Administrative€Judge€toÐ 0"€  Ðconsider[.]ðð€Cover€Letter€to€FORM,€dated€September€29,€2016.€€The€FORM€itself€notified€ApplicantÐ #l! Ðthat€he€Ð $X" ÐÌà8  àhas€not€provided€any€documentation€that€the€mortgage€debt€is€resolved€or€that€he€hasÐ à%0!$ Ðmade€any€attempt€to€reach€out€to€creditors€or€otherwise€work€to€resolve€any€of€hisÐ Ì&"% Ðdelinquent€accounts.€Ð¸'#&Ð Ð  ÐÌà  àDOHA€included€a€copy€of€the€Directive€along€with€the€FORM,€which€also€spells€out€anÐ )à$( Ðapplicantððs€right€to€make€a€documentary€response.€€Applicant€acknowledged€receipt€of€the€FORMÐ |*Ì%) Ðand€accompanying€material€on€October€7,€2016.€€Ð h+¸&* Їà  àAs€the€Judge€found€and€the€record€demonstrates,€Applicant€is€a€college€educated€militaryÐ ° Ðofficer.€€There€is€nothing€to€suggest€that€he€lacked€the€ability€to€understand€the€guidance€that€heÐ œì Ðreceived,€in€particular€the€notice€in€the€FORM€about€a€paucity€of€evidence€of€debt€resolution.€Ð ˆØ ÐFurthermore,€the€Directive€explicitly€states€that€it€is€the€applicantððs€burden€to€provide€evidence€inÐ tÄ Ðmitigation€and€extenuation.€€Directive€ðð€E3.1.15.€€Although€òòpro€seóó€applicants€are€not€held€to€theÐ `° Ðstandard€applied€to€lawyers,€they€are€expected€to€take€timely€steps€to€secure€their€rights€and€presentÐ L œ Ðtheir€cases€for€mitigation.€€òòSee,€e.g.óó,€ISCR€Case€No.€15„08255€at€4€(App.€Bd.€Aug.€22,€2017).€Ð 8 ˆ ÐApplicant€was€not€denied€the€due€process€that€the€Directive€affords.€€We€are€not€permitted€toÐ $ t Ðconsider€new€evidence€on€appeal.€€Directive€ðð€E3.1.29.€€We€have€no€authority€to€remand€a€caseÐ  ` Ðsimply€in€order€for€the€Judge€to€consider€additional€evidence.€€òòSee,€e.g.óó,€ISCR€Case€No.€15„02957Ð ü L  Ðat€3„4€(App.€Bd.€Feb.€17,€2017).Ð è 8  ÐÌà  àApplicant€contends€that€the€Judge€erred€in€admitting€the€summary€of€his€clearance€interview.€Ð À  ÐHe€contends€that€he€objected€to€this€document€in€his€response€to€the€FORM.€€We€examine€a€JudgeððsÐ ¬ü  Ðrulings€on€the€admission€of€evidence€to€see€if€they€are€consistent€with€the€Directive€or€if€they€areÐ ˜è  Ðarbitrary,€capricious,€or€contrary€to€law.€€òòSee,€e.g.óó,€ISCR€Case€No.€12„02296€at€3€(App.€Bd.€Mar.€12,Ð „Ô  Ð2014).€€Contrary€to€Applicantððs€argument,€he€did€not€object€to€the€interview€summary.€€Rather,€hisÐ pÀ Ðobjections€were€directed€toward€Department€Counselððs€comments€in€the€FORM.€€We€resolve€thisÐ \¬ Ðissue€adversely€to€Applicant.Ð H˜ ÐÌà  àApplicant€challenges€some€of€the€Judgeððs€findings€of€fact.€€We€have€examined€the€findingsÐ  p Ðin€light€of€the€record€as€a€whole.€€Among€other€things,€Applicant€challenges€the€Judgeððs€finding€thatÐ  \ Ðthe€company€he€worked€for€from€2001€to€2008€was€a€Government€contractor.€€This€argument€isÐ øH Ðpersuasive,€in€light€of€the€information€in€Applicantððs€clearance€application€and€interview€summary.€Ð ä4 ÐHowever,€this€factual€error€did€not€likely€affect€the€outcome€of€the€case.€€Therefore,€it€is€harmless.€Ð Ð  ÐòòSee,€e.g.óó,€ISCR€Case€No.15„07118€at€3€(App.€Bd.€Aug.€18,€2017).€€The€Judgeððs€material€findings€areÐ ¼  Ðsupported€by€ð ðsuch€relevant€evidence€as€a€reasonable€mind€might€accept€as€adequate€to€support€aÐ ¨ø Ðconclusion€in€light€of€all€the€contrary€evidence€in€the€same€record.ðð€€Directive€ðð€E3.1.32.1.€Ð ”ä ÐApplicant€has€cited€to€no€harmful€error€in€the€Decision.€€€€Ð €Ð ÐÌà  àApplicant€challenges€the€Judgeððs€treatment€of€his€case€for€mitigation.€€He€cites€to€favorableÐ X ¨ Ðevidence,€such€as€his€having€resolved€several€debts€and€that€he€has€not€acquired€additional€ones.€€HeÐ D!” Ðnotes€that€when€he€first€received€a€clearance,€in€2008,€he€had€financial€problems.€€He€argues€that€hisÐ 0"€  Ðcircumstances€are€less€dire€now€than€they€were€then.€€He€also€contends€that€he€did€not€know€that€heÐ #l! Ðcould€submit€character€references€or€evidence€of€his€military€record,€work€performance,€etc.€€Ð $X" ÐÌà  àRegarding€the€earlier€grant€of€a€clearance,€prior€favorable€adjudications€do€not€undermineÐ à%0!$ Ðthe€legal€sufficiency€of€a€Judgeððs€subsequent€adverse€decision.€€The€government€is€not€estopped€fromÐ Ì&"% Ðmaking€an€adverse€clearance€decision€when€there€were€prior€favorable€adjudications.€€€òòSee,€e.g.óó,Ð ¸'#& ÐISCR€Case€No.€14„02995€at€2„3€(App.€Bd.€Apr.€7,€2016).€€Be€that€as€it€may,€many€of€the€eventsÐ ¤(ô#' Ðsurrounding€Applicantððs€mortgage€problem€occurred€after€2008,€and€this€debt€appears€to€remainÐ )à$( Ðunpaid€as€of€the€close€of€the€record.€€This€is€a€significant€delinquency€that€was€not€present€at€the€timeÐ |*Ì%) Ðof€the€earlier€adjudication,€and€it€supports€the€Judgeððs€overall€adverse€conclusions.€€Ð h+¸&* ÐÌà  àWe€note€Applicantððs€argument€that€he€was€not€aware€that€he€should€or€could€submit€characterÐ @-(, Ðevidence,€etc.€€However,€for€reasons€set€forth€above,€we€conclude€that€he€was€placed€upon€Ô_ÔsufficientÐ ° Ðnotice€of€his€right€and€obligation€to€present€evidence€in€mitigation.€€Each€case€must€be€decided€onÐ œì Ðits€own€merits,€and€neither€the€Directive€nor€DOHA€officials€can€reasonably€notify€an€applicant€ofÐ ˆØ Ðall€of€the€kinds€of€evidence€that€might€be€pertinent€in€a€given€adjudication.€€Moreover,€ApplicantððsÐ tÄ Ðcitations€to€various€things€in€the€record€that€are€favorable€to€him€are€not€enough€to€rebut€theÐ `° Ðpresumption€that€the€Judge€considered€all€of€the€evidence€in€the€record.€€Neither€are€they€enough€toÐ L œ Ðshow€that€the€Judge€weighed€the€evidence€in€a€manner€that€was€arbitrary,€capricious,€or€contrary€toÐ 8 ˆ Ðlaw.€€òòSee,€e.g.óó,€Ô_ÔISCRÔ_Ô€Case€No.€15„08711€at€3€(App.€Bd.€Aug.€24,€2017).€€Ð $ t ÐÌà  àWe€note€Applicantððs€argument€that€his€credit€reports€show€that€he€has€resolved€many€of€hisÐ ü L  Ðdebts.€€The€Judge€made€a€finding€to€this€effect.€€However,€the€contents€of€credit€reports€in€and€ofÐ è 8  Ðthemselves€do€not€provide€meaningful€evidence€that€debts€have€been€resolved€to€an€extent€sufficientÐ Ô$  Ðto€show€mitigation€of€the€security€concerns€arising€from€financial€delinquencies.€€òòSee,€e.g.óó,€Ô_ÔISCRÔ_ÔÐ À  ÐCase€No.€15„02957€at€3€(App.€Bd.€Feb.€17,€2017).€€Ð ¬ü  Ѐ€€€€€€à  àÐ ˜è  Ðà  àThe€Judge€examined€the€relevant€evidence€and€articulated€a€satisfactory€explanation€for€theÐ „Ô  Ðdecision,€both€as€to€the€mitigating€conditions€and€the€whole„person€factors.€€The€decision€isÐ pÀ Ðsustainable€on€this€record.€€ð ðThe€general€standard€is€that€a€clearance€may€be€granted€only€whenÐ \¬ Ðððclearly€consistent€with€the€interests€of€the€national€security.ðððð€€òòDepartment€of€the€Navy€v.€Eganóó,€484Ð H˜ ÐU.S.€518,€528€(1988).€€òòSee€alsoóó€Directive,€Encl.€2,€App.€A€ðð€2(b):€€ð ðAny€doubt€concerning€personnelÐ 4„ Ðbeing€considered€for€national€security€eligibility€will€be€resolved€in€favor€of€the€national€security.ððÐ   p Ðà@ââ(ìàò òOrderó óˆÐ ° ÐÌà  àThe€Decision€is€ò òAFFIRMEDó ó.€€Ð ˆØ ÐÌÌà  àà ` àà ¸ àà  àà h àà À àòòSigned:€Michael€Ô_ÔRaððananÔ_Ô€€€€€€€€€€€€óóÐ P   Ðà  àà ` àà ¸ àà  àà h àà À àMichael€Ô_ÔRaððananÔ_ÔÐ < Œ Ðà  àà ` àà ¸ àà  àà h àà À àAdministrative€JudgeÐ ( x Ðà  àà ` àà ¸ àà  àà h àà À àChairperson,€Appeal€BoardÐ  d ÐÌà  àà ` àà ¸ àà  àà h àà À àà  àÌà  àà ` àà ¸ àà  àà h àà À àòòSigned:€James€E.€Moody€€€€€€€€€€€€óóÐ Ø(  Ðà  àà ` àà ¸ àà  àà h àà À àJames€E.€MoodyÐ Ä  Ðà  àà ` àà ¸ àà  àà h àà À àAdministrative€JudgeÐ °  Ðà  àà ` àà ¸ àà  àà h àà À àMember,€Appeal€BoardÐ œì  ÐÌà  àà ` àà ¸ àà  àà h àà À àà  àÌà  àà ` àà ¸ àà  àà h àà À àòòSigned:€James€F.€Duffy€€€€€€€€€€€€€Ô_ÔóóÔ_ÔÐ `° Ðà  àà ` àà ¸ àà  àà h àà À àJames€F.€DuffyÐ Lœ Ðà  àà ` àà ¸ àà  àà h àà À àAdministrative€JudgeÐ 8ˆ Ðà  àà ` àà ¸ àà  àà h àà À àMember,€Appeal€Ô_ÔBoardÔ_ÔÔ_ÔÔ_Ô