WPC ?% ߭н58zuYx+rwWr?e0~N}0\E,+q9# KR /g|8ϔ{2i\ / c5g~z}:O6tITrNwZ` ŌÉV!x^=:o)duNr %Lnqbtd6LWms^Cf,3,^^扸*+ۃrSiտ `ixy{Y9VJ(ـ) !"̊ctoZԨMx=fӾ*է,wz`Gv. sh4H(i5kjusR|ܚ3zP[8H+Զ5|CRiPvIS`Hj[lԏIzI pqv :&=t6c+ƹ?p'Z#UN % 0: ZC ^ w 4   m Z 0C C E 0D 2 N  BHewlett-Packard HP LaserJet P3010 Series0(9 Z6Times New Roman RegularX($USUS.,8DocumentManagement::ModifiedBooleanTRUE}(#2 OfficeofHearingsandAppeals(DOHA)AdministrativeJudgeClaudeR._Heiny_ԀdeniedApplicants *)z$3 requestforatrustworthinessdesignation.ApplicantappealedpursuanttoDirectiveE3.1.28and *f%4 E3.1.30. +R&5   Applicantraisedthefollowingissuesonappeal:whethertheJudgeerredinconcludingthat ,*(7 hisfinancialproblemsraisedconcernsunderGuidelineFandwhethertheJudgesadversedecision -)8 wasarbitrary,capricious,orcontrarytolaw.Consistentwiththefollowing,weaffirm.    TheJudgesFindingsofFact  t   ApplicanthasworkedforaDefensecontractorsince2013.His_SOR_Ԁallegesfinancial L  problemsthatheattributestotwoperiodsofunemployment,fourmonthsin2012andfivein2013. 8  Applicantsdelinquentdebtsincludeacreditcardaccountfornearly$16,000,whichhedisputes,and $ t otherchargedoffaccounts.TheJudgeenteredfavorablefindingsforsomeofApplicantsdebts,  ` includingonefor$13,000thatthecreditorforgave.ThetotalamountofdebtthattheJudgefound  L  againstApplicantwasabout$45,000.Inhisclearanceinterview,andlaterinhisResponsetothe  8  FileofRelevantMaterial(FORM),Applicantstatedthathehadretainedanattorneyforthepurpose $  offilingforbankruptcyprotection.     Applicantprovidednodocumentaryevidenceshowingthathehadresolvedthedebtsother   thanthosereferencedabove,althoughtheJudgenotedthatonewasaddressedthroughdebt   cancellationratherthanpayment.Applicantdidnotprovidecorroborationforhisclaimthathewas p intheprocessofseekingbankruptcyprotectionorforhisclaimthathewastryingtomodifyhis \ mortgagepayments.Neitherdidheprovideevidenceofhismonthlyincomeorexpenses. H   TheJudgesAnalysis   p   TheJudgeconcludedthatApplicantscircumstancesraisedthreeconcernsunderGuideline H F:DisqualifyingConditions19(a)(c). #  1      ׀InevaluatingApplicantscaseformitigation,theJudge 4 statedthatApplicantfailedtoshowthatthecircumstancesunderlyinghisdebtswereunlikelyto   recur.ThoughnotingApplicantsunemployment,theJudgeconcludedthatApplicanthadnot   demonstratedresponsibleactioninregardtohisdebts.HecitedtoevidencethatApplicanthasbeen  employedforseveralyearsbutprovidedlittleevidenceofdebtresolution.Heconcludedthatthere  arenoclearindicationsthatApplicantsproblemswerebeingresolved.    Inthewholepersonanalysis,theJudgereiteratedhiscommentsaboutapaucityofevidence X  tomitigatetheconcernsraisedbyApplicantsfinancialdifficulties.HealsostatedthatApplicant D! hadfailedtoprovideevidenceoffinancialcounseling.TheJudgeconcludedthatApplicants 0"  evidencewas scantandthathefailedtomitigatetheconcernsraisedinhis_SOR_.Decisionat7. #l! ______  Discussion  $D #   Applicantsbriefincludesmattersfromoutsidetherecordwhichwecannotconsider. &"% DirectiveE3.1.29.Applicantdeniesthathehasahistoryofdelinquentdebtorthatheisunable '#& topayhisdebts.HealsotakesissuewiththeJudgesconclusionthathisfinancialproblemsshow (#' thatheisunwillingtopayhisdebts.Applicantarguesthathehasalwayspaidhisdebtsandthathis )$( financialdifficultiesresultedfromcircumstancesoutsidehiscontrol,hisperiodsofunemployment. |*%) WeconstruethisasanargumentthatApplicantsdebtsdonotraisetrustworthinessconcerns.    TheconcernunderGuidelineFisthatfailuretomeetfinancialobligationsmayindicate  unwillingnesstoabidebyrulesandregulations,therebyraisingquestionsaboutanapplicantsability t toprotectsensitiveinformation.Directive,Encl.2,App.A18.Inthiscase,theJudgedidnotfind ` thatApplicanthasbeengenerallyunwillingtopayhisdebtsoverthecourseofhisadultlife.Rather, L  hisfindings,andrecordevidence,thatApplicanthasnotpaidorresolveddebtsthatoriginatedin 8  2012and2013,despiteconsistentemployment,supportaconclusionthathehasnotbeenwilling $ t toaddresshisfinancialproblemsresponsibly. #  2      ׀Underthefactsofthiscase,Applicantsfailureto  ` payhisdebtsraisesaconcernthathemayfailtosafeguardsensitiveinformation.See,e.g.,ADP  L  CaseNo.1402206at3(App.Bd.Oct.15,2015),totheeffectthatthecircumstancesunderlyingbad  8  debtsmayimpugnanapplicantsjudgmentorreliability. $    ApplicantcontendsthattheJudgefailedtoconsider,orthathemisweighed,favorable   evidence,suchashisworkhistoryandhisgoodrecordforhandlingprotectedinformation.Healso   citestohisunemploymentandhisplantofilebankruptcy.Applicantsargumentsarenotenough   torebutthepresumptionthattheJudgeconsideredalloftheevidenceintherecord.Neitherarethey p sufficienttodemonstratethattheJudgeweighedtheevidenceinamannerthatwasarbitrary, \ capricious,orcontrarytolaw.See,e.g.,ADPCaseNo.1506452at3(App.Bd.Feb.14,2017); H ADPCaseNo.1209387at2(App.Bd.Apr.26,2016).UndertheDirective,itisanapplicants 4 responsibilitytomitigateconcernsraisedbyhisbaddebtsorothercircumstances.Directive  p E3.1.15.TheJudgesconclusionthatApplicanthadnotprovidedenoughevidencetomeethis  \ burdenofpersuasionissustainable. H   TheJudgeexaminedtherelevantdataandarticulatedasatisfactoryexplanationforthe   decision.Thedecisionissustainableonthisrecord.Thestandardapplicabletotrustworthiness   casesisthatsetforthinDepartmentoftheNavyv.Egan,484U.S.518,528(1988)regarding  securityclearances:suchadetermination maybegrantedonlywhenclearlyconsistentwiththe  interestsofthenationalsecurity.See,e.g.,ADPCaseNo.1204343at3(App.Bd.May21,2013).  SeealsoKaplanv.Conyers,733F.3d1148(Fed.Cir.2013),cert.denied.  l @( Order     TheDecisionis AFFIRMED .       `     h   Signed:Michael_Raanan_Ԁ <     `     h   Michael_Raanan_ ( x    `     h   AdministrativeJudge  d    `     h   Chairperson,AppealBoard  P     `     h   Signed:JamesE.Moody      `     h   JamesE.Moody      `     h   AdministrativeJudge      `     h   Member,AppealBoard t    `     h   Signed:JamesF.Duffy__ $t    `     h   JamesF.Duffy `    `     h   AdministrativeJudge L    `     h   Member,Appeal_Board___ 8