WPCz  )O@ŃnҚ'@@KgTH`K!`Pc*%>&ÌtG3I-qWIP7]Shӣ(kwgylyHb`}K $`}[M̸rF1Ɍ 4NH+*dd.slJxyLz{J }WU~;JOk! %(#<*(79O;J@yeU)Ȓ^ZCC^-10 ݨNJ U ,!z(f|vٸ6KUX\%%lzYT7>+kMQ9Gt\7åX6oa. CF(+vZNb =b{ a:gnM]fu L؂!tz؀;{)tRӝnjoTy 3⑂($] {[-1'[ʞJ5aOp`#@UN %W 0:] Z ^ w 4  $ m& E= Z? 0~ 0D N[ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ [ B] Hewlett-Packard HP LaserJet P3010 Series0(9 Z6Times New Roman RegularX($USUS.,8DocumentManagement::ModifiedBooleanTRUEz+K;EJ:i+003|xU8DocumentManagement::ModifiedBooleanTRUE(.(3($ !USUS.,      0  (#$  0   d !USUS.,  _KEYWORD:GuidelineF  DIGEST:TheJudgemadefindingsoffactaboutmuchoftherecordevidencethatApplicant  discussesinhisappeal.HisargumentsareneitherenoughtorebutthepresumptionthattheJudge t consideredalloftherecordevidencenorsufficienttoshowthattheJudgeweighedtheevidence ` inamannerthatwasarbitrary,capricious,orcontrarytolaw.Adversedecisionaffirmed. L  _CASENO_:1600088.a1 $ t DATE:09/11/2017  L     `     h      p DATE:September11,2017 $  .؉7r(#(#.A_ ) xdEgA   InRe:    _Ԅ_  ApplicantforSecurityClearance k A_ ) xdEgA C  R )   ) p ) \ ) H ) 4 )  p )  \ ) H   4! pX p _ISCR_ԀCaseNo.1600088 H$ .؉7r. \XXp   `     h    *$    APPEALBOARDDECISION % APPEARANCES (  &g%XX FORGOVERNMENT  b!* JamesB.Norman,Esq.,ChiefDepartmentCounsel :"+  FORAPPLICANT  #:-  Prose #XTX%&g# $ .     TheDepartmentofDefense(DoD)declinedtograntApplicantasecurityclearance.OnJune  +p&5 15,2016,DoDissuedastatementofreasons(_SOR_)advisingApplicantofthebasisforthat  ,\'6 decision"securityconcernsraisedunderGuidelineF(FinancialConsiderations)ofDepartmentof ,H(7 DefenseDirective5220.6(Jan.2,1992,asamended)(Directive).Applicantrequestedadecision -4)8 onthewrittenrecord.OnJune19,2017,afterconsideringtherecord,DefenseOfficeofHearings  andAppeals(DOHA)AdministrativeJudgeDarleneD._Lokey_ԀAndersondeniedApplicantsrequest  forasecurityclearance.ApplicantappealedpursuanttoDirectiveE3.1.28andE3.1.30.    The_SOR_ԀallegedthatApplicanthadsixdelinquentdebtstotalingabout$69,000.These ` includedamortgageaccountpastdueapproximately$65,000.Applicantattributedhisfinancial L  problemstohisfailedeffortstomaintaintwohomesduringaperiodwhenhiswifewascaringfor 8  herailingsister.Hewasalsoafirsttimehomebuyerwhowasnotexperiencedwithadjustablerate $ t mortgagesand,whenhisadjusted,hewasunabletomeethisobligation.Thehomewasforeclosed.  ` HestatedhewasintheprocessofdiscussingdamagemitigationoptionswithaVArepresentative.  L  Heclaimedthathepaidtheotherallegeddebts,butprovidednoevidenceofdebtsatisfaction.  8    Incontendingthathiscase wasunfairlycategorizedascookiecutterandthecircumstances   leadingtohisfamilysfinancialhardshipweredisregarded,Applicantprovidesanexplanationof   thosecircumstances,whichincludessomeinformationthatwasnotpreviouslysubmittedtothe   Judgeforconsideration,suchas,theforeclosedhomewassoldbythebankfor$90,000inSeptember   2016.TheAppealBoardcannotconsidernewevidenceonappeal.DirectiveE3.1.29.Wenote p theJudgemadefindingsoffactaboutmuchoftherecordevidencethatApplicantdiscussesinhis \ appeal.HisargumentsareneitherenoughtorebutthepresumptionthattheJudgeconsideredallof H therecordevidencenorsufficienttoshowthattheJudgeweighedtheevidenceinamannerthatwas 4 arbitrary,capricious,orcontrarytolaw.See,e.g.,_ISCR_ԀCaseNo.1501717at4(App.Bd.Jul.3,  p 2017).  \   ApplicanthasnotidentifiedanyharmfulerrorintheJudgesdecision.TheJudgeexamined 4 therelevantevidenceandarticulatedasatisfactoryexplanationforthedecision.Thedecisionis   sustainableonthisrecord. Thegeneralstandardisthataclearancemaybegrantedonlywhen   clearlyconsistentwiththeinterestsofthenationalsecurity.DepartmentoftheNavyv.Egan,484  U.S.518,528(1988).SeealsoDirective,Encl.2,App.A2(b): Anydoubtconcerningpersonnel  beingconsideredfornationalsecurityeligibilitywillberesolvedinfavorofthenationalsecurity.   @-(, Ї@( Order  t   TheDecisionis AFFIRMED . L     `     h   Signed:Michael_Raanan_Ԁ  P     `     h   MichaelRaanan  <     `     h   AdministrativeJudge (     `     h   Chairperson,AppealBoard      `     h   Signed:JamesE.Moody t    `     h   JamesE.Moody `    `     h   AdministrativeJudge L    `     h   Member,AppealBoard 8    `     h    `     h   Signed:JamesF.Duffy__ 8    `     h   JamesF.Duffy $    `     h   AdministrativeJudge     `     h   Member,Appeal_Board___