KEYWORD: Financial DIGEST: Applicant failed to mitigate his extensive history of indebtedness that includes a 2003 Chapter 13 bankruptcy, two 2011 Chapter 13 bankruptcies, one 2012 Chapter 7 bankruptcy, and a history of garnishments from 2005 to 2019. Additionally, his SOR listed 15 outstanding but still unmitigated delinquent debts totaling $43,536. Clearance is denied. CASENO: 19-03666.h1 DATE: 12/02/2020