KEYWORD: Finances DIGEST: Applicant acquired seven delinquent debts between about 2014 and 2017 most of which his now ex-wife was in charge of monitoring and making payments toward. Applicant did not know what she did with the accounts as he faced a two-year period of unemployment and she went missing. Applicant claimed to have worked with three creditors without substantiating documentation. He denies a medical debt but has not disputed it. He is waiting for his ex-wife to return to discuss other debts. Meanwhile, he has sufficient net income to be making strides with his delinquent accounts. Applicant filed to mitigate security concerns. Clearance is denied. CASE No.: 19-03683.h1 DATE: 03/24/2021 1