KEYWORD: Financial, Personal Conduct 

DIGEST: Applicant made sufficient effort to address his student and mortgage loans in light of his available financial resources. He misunderstood the scope of the questions about delinquent debts on his Questionnaire for National Security Positions or security clearance application, and he was not attempting to be deceptive about his finances when he failed to disclose his delinquent student loans. Guideline F (financial considerations) trustworthiness concerns are mitigated, and Guideline E (personal conduct) trustworthiness concerns are refuted. Eligibility for access to sensitive information is granted.

CASE NO: 20-00588.h1

DATE: 04/09/2021