KEYWORD: Finances DIGEST: Applicant has acquired numerous delinquent debts and incurred multiple driving and driving-related misdemeanor infractions. While the latter misdemeanors can be attributed to youthful recklessness that has since been corrected with maturation and better focus, Applicant lacks sufficient net monthly income at present to make progress on his many remaining delinquent accounts. Applicant mitigated personal conduct security concerns, but financial considerations security concerns remain unmitigated. Clearance is denied. CASE No.: 19-01876.h1 DATE: 07/13/2021 1