KEYWORD: Personal Conduct, Financial DIGEST: Applicant did not mitigate the Guideline E (Personal Conduct) concerns raised by his lack of judgment that resulted in significant debt that was ultimately discharged through Chapter 7 bankruptcy. He mitigated the Guideline F (Financial Considerations) concerns by resolving his 2018 Federal and state tax debt obligations. Access to classified information is denied. CASE NO: 20-00106 DATE: 04/27/2021