KEYWORD: Financial DIGEST: Applicant stopped paying on two loans and two credit-card accounts in 2019 on the advice of a debt-resolution company. He settled three of the debts through a debt-relief program. In December 2020, he made a lump-sum payment of $17,892 to resolve the other debt. Clearance eligibility is granted. CASE NO: 20-03699.h1 DATE: 07/12/2021