KEYWORD: Financial DIGEST: Applicant defaulted on approximately $96,827 in federal student-loan debt, more than $15,000 in credit-card debt, and $381 in utility charges. She is currently not required to make any payments on her student loans and has paid off some credit-card judgments. Yet, her financial situation remains tenuous, and several accounts remain delinquent with no payments. Clearance eligibility is denied. CASE NO: 19-03209.h1 DATE: 06/10/2021