KEYWORD: Financial DIGEST: Applicant’s excessive indebtedness consisting of eight delinquent Federal student loan accounts remains owing. Applicant asserts that his student loans were fraudulently opened without his permission. There is no evidence to support this contention. There has been no good-faith effort to resolve the debt. Clearance is denied. CASE NO: 20-01454.h1 DATE: 08/02/2021