KEYWORD: Financial; Personal Conduct DIGEST: Applicant accumulated delinquent tax, student loan, medical, and consumer debts, many associated with a lengthy period of unemployment spanning 2016-2018 that she has been unable to resolve since she returned to full-time employment In 2018. Additional security concerns are raised over her omissions of her federal tax debts in her e-QIP and follow-up PSI. Financial and personal conduct concerns are not mitigated. Clearance is denied. CASE NO: 20-01088.h1 DATE: 12/14/2021