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( )Tj
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(see)Tj
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/Span<>> BDC
( )Tj
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(interest \(R.T., at 85-86, 96\).)Tj
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-38.685 -1.125 Td
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/Span<>> BDC
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(assessed $6,000.00 in underfunded withholding for employees )Tj
25.246 0 Td
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-37.743 -1.125 Td
(throughout the year 2000 and the first quarters of 2001 \(R.T., at 81-83\
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31.743 0 Td
(The state's garnishment actions against)Tj
-31.743 -1.125 Td
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0 -5.375 TD
(Despite a stated monthly remainder of $1,016.00 in June 2002, Applicant \
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/Span<>> BDC
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14.913 0 Td
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/TT1 1 Tf
(see)Tj
/TT0 1 Tf
( ex. 2; R.T., at 101-02\). )Tj
17.274 0 Td
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-32.187 -1.125 Td
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/Span<>> BDC
( )Tj
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(order along with a compromise offer to the state)Tj
-28.713 -1.125 Td
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/Span<>> BDC
( )Tj
EMC
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(the state)Tj
-44.934 -1.125 Td
(\()Tj
/TT1 1 Tf
(see)Tj
/TT0 1 Tf
( ex. B\). )Tj
(To date, he has received neither a response to his offer nor return of h\
is $500.00 money order \()Tj
/TT1 1 Tf
42.735 0 Td
(see)Tj
/TT0 1 Tf
( ex. B;)Tj
-42.735 -1.125 Td
(R.T., at 87-91\). )Tj
6.416 0 Td
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(check was cashed by the state; albeit Applicant cannot be certain.)Tj
-12.859 -5.375 Td
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(respective tax debts. )Tj
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(2001 was rejected by the Service in April 2002. )Tj
19.328 0 Td
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)Tj
29.534 0 Td
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/Span<>> BDC
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(debt \(then about $34,500.00, of which only $13,000.00 represents princi\
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/TT1 1 Tf
36.715 0 Td
(see)Tj
/TT0 1 Tf
( exs. 3 and A; R.T., at)Tj
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(5796\). )Tj
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15.482 0 Td
($2,500.00 was based on his detailed assets, income sources and special)Tj
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/TT1 1 Tf
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(see)Tj
/TT0 1 Tf
( ex. A\). )Tj
(The IRS )Tj
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-29.947 -1.125 Td
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T*
(the)Tj
/Span<>> BDC
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(owed tax was paid )Tj
9.136 0 Td
(\()Tj
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(see )Tj
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(ex. A; R.T., at 54-56\). )Tj
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-20.105 -1.125 Td
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/Span<>> BDC
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(which remains pending. )Tj
9.831 0 Td
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-28.718 -1.125 Td
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/Span<>> BDC
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(accumulated delinquent federal )Tj
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/Span<>> BDC
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0 -5.375 TD
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0 -1.125 TD
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/Span<>> BDC
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(explanations. )Tj
5.554 0 Td
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-19.744 -1.125 Td
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/Span<>> BDC
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12.388 0 Td
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-39.352 -1.125 Td
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32.293 0 Td
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/Span<>> BDC
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/Span<>> BDC
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(his debts were business-related that could have been avoided by charging\
them to his credit cards and)Tj
-7.608 -1.125 Td
(then including them in his bankruptcy. )Tj
15.692 0 Td
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/Span<>> BDC
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EMC
7.608 0 Td
(initiated good-faith efforts to resolve his tax debts and )Tj
21.911 0 Td
(filed)Tj
-45.211 -1.125 Td
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23.077 0 Td
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/Span<>> BDC
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EMC
15.383 0 Td
(currently pending with)Tj
-38.46 -1.125 Td
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17.414 0 Td
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-17.414 -1.125 Td
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/Span<>> BDC
( )Tj
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(informed of )Tj
9.831 0 Td
(each and every step of his progress toward resolving his debts.)Tj
/TT1 1 Tf
9.575 -7.625 Td
(FINDINGS OF FACT)Tj
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(Applicant is a 40-year-old intel writer for a defense contractor who see\
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37.872 0 Td
(The allegations covered)Tj
-37.872 -1.125 Td
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/Span<>> BDC
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12.666 0 Td
(Applicant, are incorporated herein by reference and adopted as relevant \
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-12.666 -1.125 Td
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(Additional findings follow.)Tj
0 -2.125 TD
(Following his honorable discharge from the military in 1995, Applicant s\
tarted his own residential maid service in the)Tj
0 -1.125 TD
(state of his current domicile. )Tj
11.663 0 Td
(His service)Tj
/Span<>> BDC
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(provided the cars, employees and cleaning supplies for residential clean\
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-11.663 -1.125 Td
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20.164 0 Td
(For the first three years, his)Tj
/Span<>> BDC
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(business prospered, prompting him to add)Tj
-31.411 -1.125 Td
(employees and vehicles. )Tj
9.997 0 Td
(However, his business began a steep decline in 1998, following a general\
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-9.997 -1.125 Td
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/TT2 1 Tf
7.72 0 Td
(see )Tj
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(ex. J\), and by Spring 1999 his business barely produced a profit.)Tj
-7.72 -5.375 Td
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28.442 0 Td
(As profits in the business continued to decline in)Tj
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12.277 0 Td
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15.996 0 Td
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(2001 and began selling off the assets in)Tj
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-4.553 -1.125 Td
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/Span<>> BDC
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25.076 0 Td
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15.884 0 Td
(Applicant fails to mitigate security concerns at this time relative to h\
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8.554 0 Td
(Clearance is denied.)Tj
/TT1 1 Tf
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pursuant to Executive Order 10865 and)Tj
T*
(Department of Defense Directive 5220.6)Tj
/Span<>> BDC
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16.549 0 Td
(\(Directive\), dated January 2, 1992, issued a Statement of Reasons \(SO\
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-16.549 -1.125 Td
(Applicant, which detailed reasons why DOHA could not make the preliminar\
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/Span<>> BDC
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EMC
31.714 0 Td
(affirmative finding under the Directive)Tj
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(that it is clearly consistent with the national interest to grant or con\
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(recommended referral to an administrative judge to determine whether cle\
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(or revoked.)Tj
0 -5.375 TD
(Applicant responded to the SOR on April 30, 2004 and requested a hearing\
. )Tj
30.577 0 Td
(The case was assigned to me on August 18,)Tj
-30.577 -1.125 Td
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/Span<>> BDC
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(on September 16, 2004. )Tj
9.776 0 Td
(A hearing was convened on September 16, 2004, for the)Tj
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/Span<>> BDC
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28.798 0 Td
(interest to grant, continue, deny, or revoke)Tj
-28.798 -1.125 Td
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12.452 0 Td
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/Span<>> BDC
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33.254 0 Td
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18.636 0 Td
(The transcript \(R.T.\) of the proceedings was received on September 22,\
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-18.636 -1.125 Td
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