%PDF-1.6 % 1 0 obj <> endobj 2 0 obj <>stream 2021-06-24T11:18:11-04:00 2021-06-24T11:18:10-04:00 2021-06-24T11:18:11-04:00 Adobe Acrobat 17.0 application/pdf 02-31324.h1 uuid:a8b6b479-ed03-4657-89cc-701fd7d76aa8 uuid:cd0db6c3-55d2-4b0b-8d8a-a55d77925d95 Acrobat Web Capture 15.0 endstream endobj 5 0 obj <> endobj 6 0 obj <> endobj 3 0 obj <> endobj 7 0 obj <> endobj 8 0 obj <> endobj 18 0 obj <>>> endobj 19 0 obj <> endobj 20 0 obj <> endobj 22 0 obj [21 0 R 21 0 R] endobj 23 0 obj [21 0 R 21 0 R] endobj 24 0 obj [21 0 R 21 0 R] endobj 25 0 obj [21 0 R 21 0 R] endobj 26 0 obj [21 0 R 21 0 R] endobj 21 0 obj <><><><><><><><>]/P 19 0 R/Pg 13 0 R/S/Article>> endobj 13 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 0/Type/Page>> endobj 27 0 obj [34 0 R] endobj 28 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (02-31324.h1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (omputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archive\ d%20-%20HTML/02-31324.h1.html)Tj 49.129 0 Td ([6/24/2021 11:18:11 AM])Tj EMC ET 1 g 10 36 591.75 729.75 re f 0.604 g q 1 0 0 1 16.0002 734.2497 cm 0 0 m 0.75 -0.75 l 579 -0.75 l 579.749 0 l h f Q 0.933 g q 1 0 0 1 16.7499 733.5 cm 0 0 m -0.75 -0.75 l 579 -0.75 l 578.25 0 l h f Q 0.604 g q 1 0 0 1 16.0002 732.7503 cm 0 0 m 0.75 0.75 l 0 1.499 l h f Q 0.933 g q 1 0 0 1 594.9999 733.5 cm 0 0 m 0.75 -0.75 l 0.75 0.75 l h f Q 0.604 g q 1 0 0 1 16.0002 618.75 cm 0 0 m 0.75 -0.75 l 579 -0.75 l 579.749 0 l h f Q 0.933 g q 1 0 0 1 16.7499 618.0003 cm 0 0 m -0.75 -0.751 l 579 -0.751 l 578.25 0 l h f Q 0.604 g q 1 0 0 1 16.0002 617.2497 cm 0 0 m 0.75 0.751 l 0 1.5 l h f Q 0.933 g q 1 0 0 1 594.9999 618.0003 cm 0 0 m 0.75 -0.751 l 0.75 0.75 l h f Q /Article <>BDC EMC /Article <>BDC BT 0 g 12 0 0 12 16 749.25 Tm (DATE: January 22, 2004)Tj 0 -3.25 TD (In Re:)Tj 0 -2.125 TD (------------------------)Tj T* (SSN: -----------)Tj T* (Applicant for Security Clearance)Tj 0 -3.25 TD (ISCR Case No. 02-31324)Tj /TT1 1 Tf 14.419 -2.125 Td (DECISION OF ADMINISTRATIVE JUDGE)Tj 2.793 -2.125 Td (KATHRYN MOEN BRAEMAN)Tj 3.222 -2.125 Td (APPEARANCES)Tj ET 0.75 w q 1 0 0 1 261.2061 517.5 cm 0 0 m 89.338 0 l h S Q BT 11.25 0 0 11.25 251.0312 493.5 Tm (FOR GOVERNMENT)Tj /TT0 1 Tf -6.039 -2.2 Td (Kathryn D. MacKinnon, Esquire, Department Counsel)Tj /TT1 1 Tf 6.817 -2.2 Td (FOR APPLICANT)Tj /TT2 1 Tf 2.722 -2.2 Td (Pro Se)Tj /TT1 1 Tf 12 0 0 12 276.5312 393.75 Tm (SYNOPSIS)Tj ET q 1 0 0 1 276.5312 393 cm 0 0 m 58.688 0 l h S Q BT /TT0 1 Tf 12 0 0 12 16 368.25 Tm (Applicant mitigated security concerns over his finances and his isolated\ misdemeanor criminal conduct. )Tj 41.821 0 Td (Despite his past)Tj -41.821 -1.125 Td (financial problems, he has resolved or)Tj /Span<>> BDC ( )Tj EMC 15.467 0 Td (is resolving outstanding debts to most of his creditors. )Tj 21.887 0 Td (Overall he has)Tj -37.354 -1.125 Td (demonstrated that he is gaining control over his finances and has a good\ income and lives)Tj /Span<>> BDC ( )Tj EMC 36.102 0 Td (within his )Tj (income. )Tj 7.666 0 Td (He has)Tj -43.768 -1.125 Td (stability in his job as he has a general reputation for being conscienti\ ous and being honest and forthright in his dealings.)Tj 0 -1.125 TD (Clearance)Tj /Span<>> BDC ( )Tj EMC 4.247 0 Td (is granted.)Tj /TT1 1 Tf 13.311 -2.125 Td (STATEMENT OF THE CASE)Tj /TT0 1 Tf -17.558 -2.125 Td (The Defense Office of Hearings and Appeals \(DOHA\) issued a Statement o\ f Reasons \(SOR\) to the Applicant on April)Tj T* (30, 2003. )Tj (The SOR detailed reasons)Tj /Span<>> BDC ( )Tj EMC 14.664 0 Td (why the Government could not make the preliminary positive finding that \ it is)Tj -14.664 -1.375 Td (clearly consistent with the national interest to grant or continue a sec\ urity)Tj /Span<>> BDC ( )Tj EMC 29.602 0 Td (clearance for the Applicant.)Tj 0 0 0.933 rg 9.75 0 0 9.75 504.4844 237.75 Tm ( \(1\))Tj ET 0 0 0.933 RG q 1 0 0 1 504.4844 237 cm 0 0 m 13.806 0 l h S Q BT 0 g 12 0 0 12 518.2905 233.25 Tm ( )Tj (\(Item 1\) )Tj 3.749 0 Td (The)Tj -45.606 -1.125 Td (SOR alleges specific concerns over and financial issues \(Guideline F\) \ in paragraph one and criminal conduct)Tj /Span<>> BDC ( )Tj EMC 43.819 0 Td (\(Guideline)Tj -43.819 -1.125 Td (J\) in paragraph )Tj (two,. )Tj (Applicant responded to these SOR allegations in an undated notarized Ans\ wer and requested a)Tj T* (hearing.)Tj 0 -2.125 TD (After Department Counsel signed a "ready to proceed" form on July 18, 20\ 03, the case was assigned to another judge on)Tj 0 -1.125 TD (July 18, 2003. )Tj (Because the Applicant)Tj /Span<>> BDC ( )Tj EMC 15.164 0 Td (had relocated, the case was reassigned to me on July 24, 2003. )Tj 25.243 0 Td (Subsequently, a)Tj -40.406 -1.125 Td (mutually convenient date for hearing was agreed to and a Notice of Heari\ ng)Tj /Span<>> BDC ( )Tj EMC 30.627 0 Td (issued on August 5, 2003, set the matter for)Tj -30.627 -1.125 Td (September 30, 2003. )Tj 8.526 0 Td (The Government introduced six exhibits which were admitted into evidence\ \(Exhibits 1-6\))Tj -8.526 -1.125 Td (Applicant testified and offered one exhibit \(Exhibit A\) which was admi\ tted into evidence. Applicant requested that the)Tj T* (record be kept open for two weeks, until)Tj /Span<>> BDC ( )Tj EMC 16.412 0 Td (October 14, 2003, so he could submit additional evidence. )Tj 23.55 0 Td (\(TR 31, 36-37\) )Tj (As)Tj -39.962 -1.125 Td (the Department Counsel did not object, I allowed Applicant until close o\ f)Tj /Span<>> BDC ( )Tj EMC 29.632 0 Td (business \(COB\) on October 14, 2003, to)Tj -29.632 -1.125 Td (submit any additional evidence and the Government time to review it. )Tj 28.214 0 Td (\(TR 59\) )Tj (Applicant submitted 17 pages on)Tj /Span<>> BDC ( )Tj EMC 16.858 0 Td (October)Tj -45.073 -1.125 Td (9, 2003. )Tj (\(Exhibit B\) )Tj 8.277 0 Td (On October 27, 2003, )Tj (the Department Counsel presented her response to the post-hearing filing\ s)Tj -8.277 -1.125 Td (and indicated she had no)Tj /Span<>> BDC ( )Tj EMC 10.136 0 Td (objection. )Tj 4.221 0 Td (Thus, I admitted Exhibit B, and the record closed on October 27, 2003. )Tj 28.688 0 Td (The)Tj ET EMC endstream endobj 29 0 obj <> endobj 30 0 obj (\n{u~ǾjSF) endobj 31 0 obj <> endobj 32 0 obj <> endobj 33 0 obj <> endobj 39 0 obj <> endobj 40 0 obj <>stream H\j0 ~ Cqb>Xpl%3,qC~]:OHvϝ5{p:֠eQ[3N~["Ν%6]p[`uFmAH^3ϲC)ov _gӸx0H;!Y F2_\Tèe`NUEpTD|n2#L.s^c@ǂ@tدfz endstream endobj 41 0 obj <>stream H|XϙsgwQ,Xvgwa` 1K>c" ETPTbQ ,ł.` vW1YrA/wg3{A }ݲ͛6ȠU= echCw԰h¢F i74bb9%#@CB. h 84{GFOx6`X<~4!՗$|ȠPR<> G] yX~ԘШky|LAm9ޗ!L hI#2\ *<~= `C[qDYl5oW+V| $> WX}bPo5ZIvRsu5]kծS׭^ uz`4{F4m-[nӶ]{;uյۧ{ջg>·ߗ~_o~;аÆ9*j??a'4ej̴cϘ0+q/XK.[+VZ&%u q-[m߱s={?y0+#Gs?3p /]׬E/ U A(l"w4flZCg%Ėb1@)yCnn._W_VtJo2@ RW~Rv*9yŪYLqS CVrKu0C!ɐ91gLPϤ!R?pHRՌ9+CB9Rb[Z^mh9աst=} o+Qe*/Kjʕd&Pmۓ%ܗ,*܉羓{s{3{{cٮ~j{iŋ%)[4(GyzۼllV&6 %VV[\k5˺YYX{[{X[=&Ѫ]SĿ&s#Crʯ eڥN.J`\b1Dq_p=K+v- vHK@y!s=˸YaNY_鿇EI3>NYn|/ `=s!VB:!B(0@<} xF8 @0$AC( 8 'N}p a3 0.98J 0#!Fh10~h`L' {` L)[Nb\2oq).+e\(A9 Wc2A VL :\Lt 7f܂[qn.,Lĝ w܋~.Xk X `&:8bf!l Qz<~[p4MI,SxU4,ijx؏16pEJh;vKh?L:HYFtR\ʣt$)N>PHg t.eBWP*<%+:Q1ݠtnK>=zDczBszACg ;fLu;^kzCzKP3`F1iILfN ;3\X VZx /*ud:ά b]Y7)zϘI,uK]z =JGoc+L9^Ngɉly+Czd7S(f<2!3 s9l# ;r 'r!sy_C~@ABaA`(BQ Q%Q QƴEʢʣ** jj.>!1)9Z(Vh6hvhN{t5L{t4 = }u]Prވta]DHG]r Ctf5S}ƀd11H` P pHhA8")" cia<11 1S1 ӝ,l\C cxE⑀D$ac b~rJjZzlFlflVlv֬.v]WbbGx"5qwqiW913GT#<#拑^Cl2l32sNSTs\6W^74;ΰ3,;αs SgxxWx7xwHF >4as4ms5G1s\5usß8~'_W_o7b>:G nt7[G}Z?/W]A wGEu߽=Pd5%2bЙA"f1֝Z%G)1hژ㱒cZj$QmMpAh5&՞ qƦ8j<#1oi~m? ^1)H^%S]H"";߮_"e=G3yӁϠTD`d0%Gi5[=DR凨bMC(cN4h g.eXk K:0ED"Q^gPr%Z?eel<&/oh_k|s(2.__Ct w( LSiM''ʿP*$̦^Hۍ:m!hڞPgiQ΃uS9!:q=ŬWvFQ4fQ&sY 0:0=\l8p?, v|mQ~ q_7-aY& WxWI³lY#8>, ja Z,Ŗ,dϒez'>~5s(lg;/6E6`|@; ˶#:<v*NV80):bPNRUD_bg"{=-*bfʯ0q iM~PZ,Bp԰M>E$)eC|$aQ(%@[< ~7$d.P5|7wxd`CU/Y5VV? 3 2r֠8Ws?2gfg7bpHzb 2Է8ڠNdu8A7iBj9J[i kT; 6q.vNl:c ;-eFҩJf3(οDl8_?yG)'h'$P8qJʩ8ˑJq#mc" |loAFy-v^Me殴XMybm-P4+?x ?cz^n1Y39"}CR)INJLٴO?5 D>a{[TEpF.=ߣICI ̺E)1 Ӟȼy=#UCcR5fQS/Ռ@yr1PCf] \F*rMBcnhZ*5BJFE@G8A(#VwiJ`D(.qq6[iZs F=0m a l7 ZS_C*<ޕzwRsv4jos_z7N\5oﵙR<1 BS|S..ų@3Bzo4umlluinf^g|SM]} &Oy'-ڷ˚M}» / Rs2S"Q`hs4H֡HI9_),no8<>kڭ|CMz'[-A{d/?*vbƅGBƜ@=#-ue3/jQJ6 yTUר"n? cy9YgGG*g9$r ?'EJA]d=ӝOCv,8G،# S 4ҳs#7LBB4^tXq ٍLc>riT*`$zjN֠Y$1SR8QVjl!̙7kXlsoMp;`?l?i?;eI}B;-՘3~nQ1~$1MfYr&9*\D~_n X;ű&f6 U-<4)ɃG{dσӞw=Hf69M5 v񸐍qH,a 0Y2߄qS5?^ d ".$0$e,xZdMMM֦t*m47 d#q,~gvq~/zںx}k ooY/G=pls.AX 9$3 yn'=M=fJ7!F%䨍ƪkk;""%H( E)Yo"W}"5)#'vR~P#<1 H j4~6]K6nUj[h&]36C{]qX҃xCu@4Y/^-alL^PsCW")Y2D  % b+$ږd# VetZ,ֶ?<&:մ_{{W~ޏY}7'>}sx뛗]`X7VZ_f$W@ʺGSA_jat!U˕(3P@jd:5O TqE/XY,w,S,3eDǍr@ # FbӉ{..>p/ӡHrнmzfg:[hTuU# pଂ@([ՖKb}r~G!{'h7r:\nrXĊ!g E:. 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Guideline J )Tj 10.136 0 Td (FOR APPLICANT)Tj -10.136 -2.125 Td (Subparagraph 2.a.: )Tj 7.775 0 Td (For Applicant)Tj /TT1 1 Tf 13.908 -2.125 Td (DECISION)Tj ET 0.75 w q 1 0 0 1 276.2002 474 cm 0 0 m 59.35 0 l h S Q BT /TT0 1 Tf 12 0 0 12 16 449.25 Tm (In light of all the circumstances presented by the record in this case, \ it is clearly consistent with the national interest to)Tj 0 -1.125 TD (grant or continue a security clearance for)Tj /Span<>> BDC ( )Tj EMC 16.63 0 Td (the Applicant.)Tj -1.224 -2.125 Td (___________________________________)Tj ET q 1 0 0 1 200.875 409.5 cm 0 0 m 210 0 l h S Q BT 12 0 0 12 247.5596 384.75 Tm (Kathryn Moen Braeman)Tj 0.569 -2.125 Td (Administrative Judge)Tj -18.854 -2.125 Td (1. )Tj (This procedure is required by Executive Order 10865, as amended, and Dep\ artment of Defense Directive 5220.6,)Tj 7.885 -1.125 Td (dated January 2, 1992 \(Directive\), as)Tj /Span<>> BDC ( )Tj EMC 14.995 0 Td (amended by Change 4, April 20, 1999.)Tj -22.939 -2.125 Td (2. )Tj /TT1 1 Tf (Conditions that could mitigate security concerns include:)Tj /TT0 1 Tf 25.333 0 Td ( 1. )Tj (The behavior was not recent; 2. )Tj 14.106 0 Td (It was an isolated)Tj -38.11 -1.125 Td (incident; )Tj 3.749 0 Td (3. )Tj (The conditions that resulted)Tj /Span<>> BDC ( )Tj EMC 12.386 0 Td (in the behavior were largely beyond the person's control \(e.g., loss of\ )Tj -18.293 -1.125 Td (employment, a business downturn, unexpected medical emergency, or a deat\ h, divorce or)Tj /Span<>> BDC ( )Tj EMC 36.043 0 Td (separation\); )Tj 4.97 0 Td (4. )Tj (The person has)Tj -40.763 -1.125 Td (received or is receiving counseling for the problem and there are clear \ indications that the problem is being resolved or)Tj 0.833 -1.125 Td (is under)Tj /Span<>> BDC ( )Tj EMC (control; )Tj 6.804 0 Td (5. )Tj (The affluence resulted from a legal source; and 6. )Tj 21.102 0 Td (The individual initiated a good-faith effort to)Tj -15.16 -1.125 Td (repay overdue creditors or otherwise resolve debts.)Tj ET EMC endstream endobj 16 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 3/Type/Page>> endobj 45 0 obj [47 0 R] endobj 46 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (02-31324.h1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (omputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archive\ d%20-%20HTML/02-31324.h1.html)Tj 49.129 0 Td ([6/24/2021 11:18:11 AM])Tj EMC ET 1 g 10 36 591.75 729.75 re f /Article <>BDC EMC /Article <>BDC q 10 36 592 730 re W n BT 0 g 12 0 0 12 16 755.25 Tm (The responsibility for producing evidence initially falls on the Governm\ ent to demonstrate that it is not clearly)Tj ET Q BT 0 g 12 0 0 12 16 741.75 Tm (consistent with the national interest to grant or)Tj /Span<>> BDC ( )Tj EMC 18.829 0 Td (continue Applicant's access to classified information. )Tj 21.535 0 Td (Then the Applicant)Tj -40.364 -1.125 Td (presents evidence to refute, explain, extenuate, or mitigate in order )Tj 26.961 0 Td (to overcome the)Tj /Span<>> BDC ( )Tj EMC 6.692 0 Td (doubts raised by the Government,)Tj -33.653 -1.125 Td (and to demonstrate persuasively that it is clearly consistent with the n\ ational interest to grant or continue the clearance.)Tj 0 -1.125 TD (Under the provisions of Executive Order 10865, as amended, and the Direc\ tive, a decision to grant or continue an)Tj T* (applicant's security clearance may be made)Tj /Span<>> BDC ( )Tj EMC 17.505 0 Td (only after an affirmative finding that to do so is clearly consistent wi\ th the)Tj -17.505 -1.125 Td (national interest. In reaching the fair and impartial overall common sen\ se)Tj /Span<>> BDC ( )Tj EMC 29.545 0 Td (determination, the Administrative Judge may)Tj -29.545 -1.125 Td (draw only those inferences and conclusions that have a reasonable and lo\ gical basis in the evidence of record.)Tj /TT1 1 Tf 20.489 -2.125 Td (CONCLUSIONS)Tj ET 0.75 w q 1 0 0 1 261.8652 634.5 cm 0 0 m 88.02 0 l h S Q BT 12 0 0 12 241.7002 609.75 Tm (Financial Considerations)Tj /TT0 1 Tf -18.808 -2.125 Td (Under Financial Considerations Applicant has demonstrated disqualifying \ conduct \(DC\) as under DC 1, he has had a)Tj T* (history of financial problems. )Tj 12.081 0 Td (He filed a)Tj /Span<>> BDC ( )Tj EMC 4.192 0 Td (1986 Chapter 7 bankruptcy where his debt was discharged and )Tj 25.326 0 Td (filed for Chapter)Tj -41.599 -1.125 Td (13 bankruptcy in 1997 after he developed debts from paying video poker. \ )Tj 29.686 0 Td (He)Tj /Span<>> BDC ( )Tj EMC (has shown under DC 3, an inability or)Tj -29.686 -1.125 Td (unwillingness to satisfy debts; he has delayed resolving all of the debt\ s that persisted after his Chapter 13 bankruptcy)Tj T* (was)Tj /Span<>> BDC ( )Tj EMC (dismissed when he failed to make timely payments.)Tj 0 -2.125 TD (On the other hand Applicant no longer engages in video poker. )Tj 25.437 0 Td (He has now resolved a large number of the debts that)Tj -25.437 -1.125 Td (persisted after his Chapter 13)Tj /Span<>> BDC ( )Tj EMC 11.969 0 Td (Bankruptcy was dismissed. )Tj 11.166 0 Td (For example, he has paid Creditor #1; he paid Creditor #2)Tj -23.134 -1.125 Td (through garnishment; he paid Creditor #4, the Internal Revenue Service;)Tj /Span<>> BDC ( )Tj EMC 29.186 0 Td (and he paid Creditor #5 for his State #1 taxes.)Tj -29.186 -1.125 Td (He also has a payment plan with other creditors and is current in his pa\ yments. )Tj 31.77 0 Td (While he )Tj 3.887 0 Td (failed to establish that)Tj /Span<>> BDC ( )Tj EMC 9.053 0 Td (he has)Tj -44.71 -1.125 Td (resolved each and every debt listed in the SOR, after reviewing him as a\ whole person, I accept Applicant's explanation)Tj 0 -1.125 TD (and his reasons for his piecemeal)Tj /Span<>> BDC ( )Tj EMC 13.496 0 Td (approach to resolving these debts and accept his intent that he is willi\ ng to continue to)Tj -13.496 -1.125 Td (resolve these debts in the future. )Tj 13.19 0 Td (The remaining outstanding debt is not)Tj /Span<>> BDC ( )Tj EMC 15.442 0 Td (substantial in light of Applicant's current overall)Tj -28.632 -1.125 Td (recovery and his positive financial circumstances. )Tj 20.187 0 Td (Applicant lives modestly and has only developed a new)Tj /Span<>> BDC ( )Tj EMC 22.522 0 Td (debt for a car)Tj -42.709 -1.125 Td (after an accident, but he is current in his payments.)Tj 0 -2.375 TD (Thus, Applicant has demonstrated he met mitigating conditions \(MC)Tj 0 0 0.933 rg 9.75 0 0 9.75 346.2812 372.75 Tm ( \(2\))Tj ET 0 0 0.933 RG q 1 0 0 1 346.2812 372 cm 0 0 m 13.806 0 l h S Q BT 0 g 12 0 0 12 360.0874 368.25 Tm (\) under MC 6 as he has )Tj (initiated a good-faith)Tj -28.674 -1.125 Td (effort to repay overdue creditors or)Tj /Span<>> BDC ( )Tj EMC 14.271 0 Td (otherwise resolve debts. )Tj 9.886 0 Td (Security concerns may be mitigated as Applicant now has a)Tj -24.158 -1.125 Td (good income and limited expenses. )Tj 14.33 0 Td (He provided updated budget)Tj /Span<>> BDC ( )Tj EMC 11.608 0 Td (information which shows he now lives within his)Tj -25.938 -1.125 Td (income and currently meets all of his obligations. )Tj 20.023 0 Td (While some of his debts remain unresolved, Applicant has)Tj -20.023 -1.125 Td (demonstrated he is now financially responsible and has resolved the majo\ rity of his debts. )Tj 36.186 0 Td (In addition, his job is secure)Tj -36.186 -1.125 Td (as his employer assesses him as)Tj /Span<>> BDC ( )Tj EMC 12.942 0 Td (excellent in his job and plans to retain him. )Tj 17.496 0 Td (Applicant is respected by management and)Tj -30.438 -1.125 Td (his co-workers and has been forthright and honest in his performance of)Tj /Span<>> BDC ( )Tj EMC 29.047 0 Td (his duties.)Tj -29.047 -2.125 Td (After considering the Adjudicative Process factors and the Adjudicative \ Guidelines, I rule for Applicant on all)Tj 0 -1.125 TD (subparagraphs under SOR Paragraph 1 as I)Tj /Span<>> BDC ( )Tj EMC (conclude that he has mitigated the allegations in SOR 1.a. through 1.i.)Tj /TT1 1 Tf 20.253 -2.125 Td (Criminal Conduct)Tj /TT0 1 Tf -20.253 -2.125 Td (Applicant has similarly mitigated the concern over his criminal conduct \ for a misdemeanor conviction in 1998 for)Tj T* (unlawful possession of alcoholic beverage)Tj /Span<>> BDC ( )Tj EMC 17.189 0 Td (when he had packaged beer in his vehicle which was illegal in that state\ . )Tj 29.24 0 Td (This)Tj -46.429 -1.125 Td (conduct is isolated, has not recurred, and there is evidence of his reha\ bilitation)Tj /Span<>> BDC ( )Tj EMC 31.628 0 Td (through his excellent performance on the)Tj -31.628 -1.125 Td (job. )Tj (Thus, after considering the Adjudicative Process factors and the Adjudic\ ative Guidelines, I rule for Applicant on)Tj T* (subparagraph 2.a. under SOR Paragraph 2.)Tj /TT1 1 Tf 19.364 -2.125 Td (FORMAL FINDINGS)Tj ET 0 G q 1 0 0 1 248.374 117 cm 0 0 m 115.002 0 l h S Q BT /TT0 1 Tf 12 0 0 12 16 92.25 Tm (After reviewing the allegations of the SOR in the context of the Adjudic\ ative Guidelines in Enclosure 2 and the factors)Tj T* (set forth under the Adjudicative Process)Tj /Span<>> BDC ( )Tj EMC 16.273 0 Td (section, I make the following formal findings:)Tj -16.273 -2.125 Td (Paragraph 1. Guideline F: )Tj 10.581 0 Td (FOR APPLICANT)Tj ET EMC endstream endobj 47 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[346.0 370.0 360.0 381.0]/Subtype/Link/Type/Annot>> endobj 15 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 2/Type/Page>> endobj 48 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (02-31324.h1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (omputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archive\ d%20-%20HTML/02-31324.h1.html)Tj 49.129 0 Td ([6/24/2021 11:18:11 AM])Tj EMC ET 1 g 10 36 591.75 729.75 re f /Article <>BDC EMC /Article <>BDC q 10 36 592 730 re W n BT 0 g 12 0 0 12 16 755.25 Tm (In January 1998 in State #3 he was driving home and was stopped by a roa\ dblock; he had packaged beer in his vehicle.)Tj ET Q BT 0 g 12 0 0 12 16 741.75 Tm (He was charged with \(1\) Unlawful)Tj /Span<>> BDC ( )Tj EMC 14.106 0 Td (Possession of Alcoholic Beverage and \(2\) Driving Under the Influence \(\ DUI\). )Tj 31.546 0 Td (He)Tj -45.653 -1.125 Td (was found guilty of the first charge and paid a fine and costs in April \ 1998,)Tj /Span<>> BDC ( )Tj EMC 30.298 0 Td (but found not guilty of DUI in August 1998.)Tj -30.298 -1.125 Td (\(Answer; Exhibits 1; TR 23-24\))Tj /TT1 1 Tf 22.019 -2.125 Td (Reference)Tj /TT0 1 Tf -22.019 -2.125 Td (The Vice President of Defense Contractor #1 has employed Applicant since\ 2001 and assesses him as excellent in his)Tj 0 -1.125 TD (job; his work habits, self-direction, and)Tj /Span<>> BDC ( )Tj EMC 15.941 0 Td (ability to complete a task have made him an asset in the office. )Tj 25.38 0 Td (Applicant is)Tj -41.322 -1.125 Td (respected by management and his co-workers and has been forthright and h\ onest)Tj /Span<>> BDC ( )Tj EMC 32.545 0 Td (in his performance of his duties.)Tj -32.545 -1.125 Td (\(Exhibit B\))Tj /TT1 1 Tf 21.767 -2.125 Td (POLICIES)Tj ET 0.75 w q 1 0 0 1 277.1992 597 cm 0 0 m 57.352 0 l h S Q BT /TT0 1 Tf 12 0 0 12 16 572.25 Tm (Enclosure 2 of the Directive sets forth adjudicative guidelines to consi\ der in evaluating an individual's security)Tj T* (eligibility. )Tj 4.389 0 Td (They are divided into conditions that)Tj /Span<>> BDC ( )Tj EMC 14.997 0 Td (could raise a security concern and may be disqualifying and conditions)Tj -19.385 -1.125 Td (that could mitigate security concerns in deciding whether to grant or co\ ntinue an)Tj /Span<>> BDC ( )Tj EMC 32.462 0 Td (individual's access to classified)Tj -32.462 -1.125 Td (information. )Tj 5.221 0 Td (But the mere presence or absence of any given adjudication policy condit\ ion is not decisive. )Tj 37.1 0 Td (Based on a)Tj -42.321 -1.125 Td (consideration of the evidence as a whole in evaluating this case, I weig\ hed relevant Adjudication Guidelines as set forth)Tj T* (below :)Tj /TT1 1 Tf 15.878 -2.125 Td (Guideline F - Financial Considerations)Tj -15.878 -2.125 Td (An individual who is financially overextended is at risk of having to en\ gage in illegal acts to generate funds.)Tj T* (Unexplained affluence is often linked to)Tj /Span<>> BDC ( )Tj EMC (proceeds from financially profitable criminal acts.)Tj 0 -2.125 TD (Conditions that could raise a security concern and may be disqualifying \ include:)Tj /TT0 1 Tf T* (1. )Tj (A history of not meeting financial obligations;)Tj T* (3. )Tj (Inability or unwillingness to satisfy debts;)Tj /TT1 1 Tf T* (Conditions that could mitigate security concerns include:)Tj /TT0 1 Tf T* (1. )Tj (The behavior was not recent;)Tj T* (4. )Tj ([T]here are clear indications that the problem is being resolved or is u\ nder control;)Tj T* (6. )Tj (The individual initiated a good-faith effort to . . . otherwise resolve \ debts.)Tj /TT1 1 Tf 17.378 -2.125 Td (Guideline J - Criminal Conduct)Tj -17.378 -2.125 Td (A history or pattern of criminal activity creates doubt about a person's\ judgment, reliability and trustworthiness.)Tj T* (Conditions that could raise a security concern and may be disqualifying \ include:)Tj /TT0 1 Tf T* (1. )Tj (Allegations or admissions of criminal conduct, regardless of whether the\ person was formally charged;)Tj /TT1 1 Tf T* (Conditions that could mitigate security concerns include:)Tj /TT0 1 Tf T* (1. )Tj (The criminal behavior was not recent;)Tj T* (2. The crime was an isolated incident;)Tj T* (6. )Tj (There is clear evidence of successful rehabilitation.)Tj ET EMC endstream endobj 14 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 1/Type/Page>> endobj 49 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (02-31324.h1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (omputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archive\ d%20-%20HTML/02-31324.h1.html)Tj 49.129 0 Td ([6/24/2021 11:18:11 AM])Tj EMC ET 1 g 10 36 591.75 729.75 re f /Article <>BDC EMC /Article <>BDC q 10 36 592 730 re W n BT 0 g 12 0 0 12 16 755.25 Tm (transcript \(TR\) was received on October 9, 2003.)Tj ET Q BT 0 g /TT1 1 Tf 12 0 0 12 248.8721 729.75 Tm (FINDINGS OF FACT)Tj ET 0.75 w q 1 0 0 1 248.8721 729 cm 0 0 m 114.006 0 l h S Q BT /TT0 1 Tf 12 0 0 12 16 704.25 Tm (After a complete and thorough review of the evidence in the record, and \ upon due consideration of that evidence, I)Tj 0 -1.125 TD (make the following Findings of Fact:)Tj 0 -2.125 TD (Applicant, 52 years old, has worked for Defense Contractor #1 in State #\ 1 since 2001. )Tj 34.713 0 Td (In September 2001 he completed)Tj -34.713 -1.125 Td (a Security Clearance Application)Tj /Span<>> BDC ( )Tj EMC 13.495 0 Td (\(Standard Form 86\) \(SF 86\) and requested a security clearance which \ he needed. )Tj 32.544 0 Td (From)Tj -46.039 -1.125 Td (1999 to 2001 he worked for Company #2. )Tj 17.025 0 Td (In 1991 he received a)Tj /Span<>> BDC ( )Tj EMC 8.857 0 Td (diploma from a technical institute in State #2. )Tj 18.523 0 Td (\(Exhibit)Tj -44.406 -1.125 Td (1; Exhibit B; TR 37-39; 51-54, 58\))Tj T* (Applicant was married in 1971 and divorced in 1981 from Wife #1; married\ in 1983 and divorced in 1985 from Wife)Tj 0 -1.125 TD (#2; and married in 1992 to wife #3. )Tj 14.414 0 Td (He)Tj /Span<>> BDC ( )Tj EMC (and his wife have custody of her seven year old grandchild. )Tj 25.464 0 Td (\(Exhibit 1; TR 59;)Tj -39.877 -1.125 Td (56\))Tj /TT1 1 Tf 18.808 -2.125 Td (Financial Considerations)Tj /TT0 1 Tf -18.808 -2.125 Td (SOR 1.a. )Tj (In March 1987 Applicant was granted a discharge in a Chapter 7 Bankruptc\ y Case. )Tj 37.351 0 Td (He reaffirmed the loan)Tj -37.351 -1.125 Td (obligation on his home in State #1. )Tj 14.221 0 Td (\(Exhibit 5; TR 25-26; 42-43\))Tj -14.221 -2.125 Td (SOR 1.b., 1.c., and 1.d. )Tj (After Applicant was married to Wife #3, they began to play video porker \ and were "blowing)Tj T* (money and running up a credit card)Tj /Span<>> BDC ( )Tj EMC 14.467 0 Td (debt." In April 1997 they filed for Chapter 13 Bankruptcy. )Tj 23.625 0 Td (He then moved to State)Tj -38.092 -1.125 Td (#3 )Tj (and sublet his home in State #1. )Tj 14.249 0 Td (He could not maintain the payments on)Tj /Span<>> BDC ( )Tj EMC 15.969 0 Td (the home and turned title over to the bank.)Tj -30.217 -1.125 Td (He then started getting behind in the bankruptcy payments as well; and h\ e could not contact the law firm that had)Tj T* (represented him. )Tj 6.914 0 Td (So he stopped making payments while he lived in State #3. )Tj 23.885 0 Td (In 1998 he moved back to State #1. )Tj 14.414 0 Td (His)Tj -45.213 -1.125 Td (Chapter 13 was dismissed in April 1999)Tj /Span<>> BDC ( )Tj EMC 16.304 0 Td (as he was seven months behind in his plan payments and was in debt to 17\ )Tj -16.304 -1.125 Td (different creditors. )Tj 7.691 0 Td (He has paid Creditor #1; he paid Creditor #2 through)Tj /Span<>> BDC ( )Tj EMC 21.44 0 Td (garnishment \(See 1.e. below\); he paid Creditor)Tj -29.131 -1.125 Td (#4, the Internal Revenue Service. He paid Creditor #5 for his State #1 t\ axes. )Tj 30.686 0 Td (He provided no evidence on the)Tj /Span<>> BDC ( )Tj EMC 12.996 0 Td (status of)Tj -43.681 -1.125 Td (his payments to Creditors #7 through #17. )Tj 17.11 0 Td (\(Answer; Exhibits 2, 3, 6; Exhibits A, B; TR 25, 29-36; 39-45; 56\))Tj -17.11 -2.125 Td (SOR 1.e. )Tj (Applicant's wages were garnished by Creditor #2 )Tj 23.814 0 Td (from 1998-2000 and that debt is paid. )Tj 15.331 0 Td (\(Answer; Exhibit A;)Tj -39.145 -1.125 Td (TR 30-31; 45-46\))Tj 0 -2.125 TD (SOR 1.f. )Tj (Applicant paid his debt in October 2001 to State #1 for taxes, penalties\ and interest after a tax lien was filed in)Tj 0 -1.125 TD (May 1999. )Tj (\(Answer; Exhibit A; TR)Tj /Span<>> BDC ( )Tj EMC 14.526 0 Td (24\))Tj -14.526 -2.125 Td (SOR 1.g. In April 2003 Applicant settled a debt to a bank and paid in fu\ ll the debt of )Tj 34.132 0 Td (approximately $1,000 which had)Tj -34.132 -1.125 Td (been referred for collection in August)Tj /Span<>> BDC ( )Tj EMC 15.327 0 Td (2000. )Tj (\(Answer; Exhibit A; TR 27-28\))Tj -15.327 -2.125 Td (SOR 1.h. )Tj (In May 2003 Applicant made arrangements to start making payments of $50 \ per month toward the balance)Tj T* (owed to this creditor and has been)Tj /Span<>> BDC ( )Tj EMC 13.913 0 Td (consistent in the payments. \(Answer; Exhibit B\))Tj -13.913 -2.125 Td (SOR 1.i. )Tj (Applicant denied a debt to a credit card to Creditor #7 for $1,276 which\ was referred for collection in May)Tj T* (1996. )Tj (\(Answer; TR 47\))Tj 0 -2.125 TD (Applicant and his wife have not consulted any credit counselors to help \ resolve the debt. )Tj 35.657 0 Td (His wife handles the family)Tj -35.657 -1.125 Td (finances. )Tj 3.832 0 Td (Applicant grosses $60,000)Tj /Span<>> BDC ( )Tj EMC (annually. )Tj 14.831 0 Td (\(TR 47-48\) )Tj (In 2002 Applicant and his wife purchased a new car after)Tj -18.663 -1.125 Td (their car was totaled in an accident. )Tj 14.382 0 Td (\(TR 49-50; 57-58\) )Tj (He is current in his)Tj /Span<>> BDC ( )Tj EMC 15.497 0 Td (payments on a $18,000 debt to a federal)Tj -29.879 -1.125 Td (credit union for this car loan, current in payments on a $16,000 educati\ on debt, and current with payments on a $2,500)Tj 0 -1.125 TD (debt to a collection agency. )Tj 11.218 0 Td (His total monthly net pay is approximately $3,687 and his monthly expens\ es and debt)Tj -11.218 -1.125 Td (payments total approximately $3,656. )Tj 15.386 0 Td (\(Exhibit B\))Tj /TT1 1 Tf 4.867 -2.125 Td (Criminal Conduct)Tj ET EMC endstream endobj 12 0 obj <> endobj 50 0 obj <> endobj 9 0 obj <> endobj 10 0 obj <> endobj 11 0 obj <> endobj 54 0 obj (file:///usr.osd.mil/Home/OSD/OGC/JosephLM/_MyComputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archived%20-%20HTML/02-31324.h1.html) endobj 53 0 obj <> endobj 55 0 obj <> endobj 51 0 obj [17 0 R/XYZ 0 344.0 null] endobj 52 0 obj [17 0 R/XYZ 0 305.0 null] endobj 4 0 obj <> endobj xref 0 56 0000000000 65535 f 0000000016 00000 n 0000000141 00000 n 0000003658 00000 n 0000147309 00000 n 0000003536 00000 n 0000003591 00000 n 0000003738 00000 n 0000003765 00000 n 0000146679 00000 n 0000146773 00000 n 0000146815 00000 n 0000146489 00000 n 0000004502 00000 n 0000139878 00000 n 0000135176 00000 n 0000126830 00000 n 0000123213 00000 n 0000003868 00000 n 0000003914 00000 n 0000003963 00000 n 0000004195 00000 n 0000004035 00000 n 0000004067 00000 n 0000004099 00000 n 0000004131 00000 n 0000004163 00000 n 0000004727 00000 n 0000004752 00000 n 0000010631 00000 n 0000010680 00000 n 0000010716 00000 n 0000011228 00000 n 0000011699 00000 n 0000122884 00000 n 0000069265 00000 n 0000069532 00000 n 0000030823 00000 n 0000031096 00000 n 0000012068 00000 n 0000012349 00000 n 0000012675 00000 n 0000031635 00000 n 0000070150 00000 n 0000123413 00000 n 0000127044 00000 n 0000127069 00000 n 0000134847 00000 n 0000135376 00000 n 0000140078 00000 n 0000146574 00000 n 0000147225 00000 n 0000147267 00000 n 0000147023 00000 n 0000146857 00000 n 0000147172 00000 n trailer <]>> startxref 147482 %%EOF