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(\) apply.)Tj
-43.951 -2.125 Td
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/Span<>> BDC
( )Tj
EMC
13.023 0 Td
(against her. I considered the Financial Considerations Mitigating Condit\
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-13.023 -1.125 Td
(AG \26620 \(a\), \()Tj
/TT2 1 Tf
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/Span<>> BDC
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EMC
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(occurred under such circumstances that it is)Tj
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/Span<>> BDC
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EMC
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(\) does)Tj
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0 -1.125 TD
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/Span<>> BDC
( )Tj
EMC
11.358 0 Td
(explanation concerning its effect on her finances. Applicant provided no\
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-11.358 -1.125 Td
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/TT2 1 Tf
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/Span<>> BDC
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EMC
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/TT0 1 Tf
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/TT0 1 Tf
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( )Tj
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/TT0 1 Tf
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/TT2 1 Tf
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EMC
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T*
(the debts remain outstanding. She has not taken steps to resolve these d\
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46.392 0 Td
(It is)Tj
-46.392 -1.125 Td
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0 -2.125 TD
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EMC
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-14.774 -1.125 Td
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EMC
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/Span<>> BDC
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EMC
45.069 0 Td
(effort)Tj
-45.069 -1.125 Td
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(The issue before me is whether Applicant has presented sufficient eviden\
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0 -1.125 TD
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/Span<>> BDC
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EMC
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/TT1 1 Tf
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/TT1 1 Tf
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( )Tj
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EMC
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-31.377 -1.125 Td
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T*
(trustworthiness to hold a position. I find that Applicant's unwillingnes\
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T*
(debt outweighs any positive factors in)Tj
/Span<>> BDC
( )Tj
EMC
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(this case. She has not mitigated the government's concerns under Guideli\
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/TT0 1 Tf
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EMC
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/TT2 1 Tf
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(.)Tj
/TT0 1 Tf
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(In this case, Applicant denies deliberate falsification of the questions\
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0 -1.125 TD
(with Applicant not disclosing her)Tj
/Span<>> BDC
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EMC
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/Span<>> BDC
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EMC
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-31.687 -1.125 Td
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(misunderstood the question, but then stated she did not think the govern\
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/Span<>> BDC
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(the adjudicative process factors listed in \266 6.3 of the Directive, an\
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(in this case are:)Tj
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(which can raise questions about an individual's reliability, trustworthi\
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(and ability to protect classified information or)Tj
-29.786 -1.125 Td
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(generate funds.)Tj
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(lack of candor, dishonesty, or unwillingness to comply with rules and re\
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(failure to cooperate with the security clearance process.)Tj
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(any other failure)Tj
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(Conditions that could raise a trustworthiness concern and may be disqual\
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/Span<>> BDC
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(adjudicative guidelines, are set forth and discussed in the conclusions \
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-14.856 -2.125 Td
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/Span<>> BDC
( )Tj
EMC
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-16.315 -1.125 Td
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( )Tj
-39.544 -2.125 Td
(Initially, the government must present evidence to establish controverte\
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/Span<>> BDC
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(fact:)Tj
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/Span<>> BDC
( )Tj
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/Span<>> BDC
( )Tj
EMC
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-16.413 -1.125 Td
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/Span<>> BDC
( )Tj
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( She could not pay the bill and does not have sufficient money to settle\
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-12.842 -1.125 Td
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/Span<>> BDC
( )Tj
EMC
(debt, in the amount of $5,824, is a judgment entered by the court in May\
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0 -1.125 TD
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/Span<>> BDC
( )Tj
EMC
19.439 0 Td
(employer. Applicant rented an apartment from her and was sued for)Tj
-19.439 -1.125 Td
(rent and security deposit. She explained that she left the rental home. \
She did not appear in)Tj
/Span<>> BDC
( )Tj
EMC
36.573 0 Td
(court when she received)Tj
-36.573 -1.125 Td
(notice of the hearing. She stated that her mother had a stroke a few wee\
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T*
(but did not)Tj
/Span<>> BDC
( )Tj
EMC
4.583 0 Td
(appear.)Tj
-4.583 -2.375 Td
(Applicant has not made any payments on the delinquent accounts. Applican\
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(However, she provided no information)Tj
/Span<>> BDC
( )Tj
EMC
15.774 0 Td
(concerning financial counseling or a specific plan to begin paying the d\
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-15.774 -1.125 Td
(debt is confirmed by her 2006 credit reports)Tj
0 -2.125 TD
(Applicant provided no information concerning her work record. Also, the \
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0 -1.125 TD
(showing her income and expenses.)Tj
0 -2.125 TD
(On July 28, 2005, Applicant completed her public trust application form \
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0 -1.125 TD
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/Span<>> BDC
( )Tj
EMC
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(over which you exercised some control, filed for bankruptcy, been declar\
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-14.829 -1.125 Td
(bankrupt, been subject to a tax lien, or had legal judgment rendered aga\
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/Span<>> BDC
( )Tj
EMC
33.461 0 Td
(a debt", she answered "no." )Tj
(She did)Tj
-33.461 -1.125 Td
(not list the judgment entered in 2005.)Tj
0 -2.125 TD
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0 -1.125 TD
(obligations funded or guaranteed by the)Tj
/Span<>> BDC
( )Tj
EMC
16.162 0 Td
(Federal Government?" Applicant answered "no." Applicant did not disclose\
the)Tj
-16.162 -1.125 Td
(phone bill collection account.)Tj
0 -2.125 TD
(Applicant completed her application form approximately two months after \
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