%PDF-1.6 % 1 0 obj <> endobj 2 0 obj <>stream 2021-07-02T15:58:40-04:00 2021-07-02T15:58:39-04:00 2021-07-02T15:58:40-04:00 Adobe Acrobat 17.0 application/pdf 96-0697.h1 uuid:0a401a06-8333-419a-afdf-68fbce850093 uuid:9aa63617-1ec9-492c-9636-d29f8afdbe42 Acrobat Web Capture 15.0 endstream endobj 5 0 obj <> endobj 6 0 obj <> endobj 3 0 obj <> endobj 7 0 obj <> endobj 8 0 obj <> endobj 18 0 obj <>>> endobj 19 0 obj <> endobj 20 0 obj <> endobj 22 0 obj [21 0 R 21 0 R] endobj 23 0 obj [21 0 R 21 0 R] endobj 24 0 obj [21 0 R 21 0 R] endobj 25 0 obj [21 0 R 21 0 R] endobj 26 0 obj [21 0 R 21 0 R] endobj 21 0 obj <><><><><><><><>]/P 19 0 R/Pg 13 0 R/S/Article>> endobj 13 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 0/Type/Page>> endobj 27 0 obj [34 0 R] endobj 28 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (96-0697.h1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (yComputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archi\ ved%20-%20HTML/96-0697.h1.html)Tj 49.796 0 Td ([7/2/2021 3:58:40 PM])Tj EMC ET 1 g 10 36 591.75 729.75 re f /Article <>BDC EMC /Article <>BDC BT 0 g 12 0 0 12 16 749.25 Tm (DATE: April 28, 1997)Tj 0 -2.125 TD (__________________________________________)Tj T* (In Re:)Tj T* (----------------)Tj T* (SSN: -----------)Tj T* (Applicant for Security Clearance)Tj T* (__________________________________________)Tj T* (ISCR Case No. 96-0697)Tj /TT1 1 Tf 14.419 -2.125 Td (DECISION OF ADMINISTRATIVE JUDGE)Tj 5.126 -2.125 Td (JOHN G. METZ, JR.)Tj 0.889 -2.125 Td (APPEARANCES)Tj ET 0.75 w q 1 0 0 1 261.2061 493.5 cm 0 0 m 89.338 0 l h S Q BT 12 0 0 12 233.2041 468.75 Tm (FOR THE GOVERNMENT)Tj ET q 1 0 0 1 233.2041 468 cm 0 0 m 145.342 0 l h S Q BT /TT0 1 Tf 12 0 0 12 236.7256 443.25 Tm (Matthew E. Malone, Esquire)Tj 1.638 -2.125 Td (Department Counsel)Tj /TT1 1 Tf -1.154 -2.125 Td (FOR THE APPLICANT)Tj ET q 1 0 0 1 242.5381 391.5 cm 0 0 m 126.674 0 l h S Q BT /TT2 1 Tf 12 0 0 12 289.7119 366.75 Tm (Pro Se)Tj /TT1 1 Tf -5.252 -2.125 Td (STATEMENT OF THE CASE)Tj ET q 1 0 0 1 226.6914 340.5 cm 0 0 m 158.367 0 l h S Q BT /TT0 1 Tf 12 0 0 12 16 315.75 Tm (On 23 September 1996, the Defense Office of Hearings and Appeals \(DOHA\)\ issued a)Tj /Span<>> BDC ( )Tj EMC (Statement of Reasons \(SOR\) to)Tj 0 -1.375 TD (Applicant, stating that DOHA could not make the preliminary)Tj /Span<>> BDC ( )Tj EMC (affirmative finding)Tj 0 0 0.933 rg 9.75 0 0 9.75 407.5645 303.75 Tm (\(1\))Tj ET 0 0 0.933 RG q 1 0 0 1 407.5645 303 cm 0 0 m 11.369 0 l h S Q BT 0 g 12 0 0 12 418.9331 299.25 Tm ( that it is clearly consistent with the)Tj -33.578 -1.125 Td (national interest to grant or continue a)Tj /Span<>> BDC ( )Tj EMC (security clearance for Applicant. On 24 October 1996, Applicant answered\ the)Tj 0 -1.125 TD (SOR and)Tj /Span<>> BDC ( )Tj EMC (requested an administrative decision on the record. Applicant did not re\ spond to the)Tj /Span<>> BDC ( )Tj EMC (Government's File of)Tj T* (Relevant Material \(FORM\)--issued 5 December 1996; the record in this)Tj /Span<>> BDC ( )Tj EMC (case closed 14 February 1997, the day the)Tj T* (response was due at DOHA. The case was originally)Tj /Span<>> BDC ( )Tj EMC (assigned to a different administrative judge, but was reassigned to)Tj T* (me because of workload)Tj /Span<>> BDC ( )Tj EMC (considerations on 18 April 1997. I received the case on 18 April 1997 to\ determine whether)Tj T* (clearance should be granted, continued, denied or revoked.)Tj 0 -2.125 TD (The SOR is attached to this Decision and incorporated by reference.)Tj /TT1 1 Tf 19.406 -2.125 Td (FINDINGS OF FACT)Tj ET 0 G q 1 0 0 1 248.8721 166.5 cm 0 0 m 114.006 0 l h S Q BT /TT0 1 Tf 12 0 0 12 16 141.75 Tm (Applicant admitted all the allegations of the SOR; accordingly, I incorp\ orate those)Tj /Span<>> BDC ( )Tj EMC (admissions as findings of fact.)Tj T* (Applicant--a 33-year old employee of a defense contractor--seeks a secre\ t clearance.)Tj T* (Applicant has a history of financial irresponsibility. The SOR alleges 2\ 3 debts--totaling)Tj /Span<>> BDC ( )Tj EMC (over $15,000.00--falling past)Tj 0 -1.125 TD (due between January 1989 and August 1995. 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Metz, Jr.)Tj -0.876 -2.125 Td (Administrative Judge)Tj /TT0 1 Tf -19.531 -2.125 Td (1. )Tj (Required by Executive Order 10865, as amended and Department of Defense \ Directive 5220.6, dated January)Tj /Span<>> BDC ( )Tj EMC (2,)Tj T* (1992--and amended by Change 3 dated 16 February 1996 )Tj 23.299 0 Td (\(Directive\).)Tj -23.299 -2.125 Td (2. )Tj (Applicant asserts that her husband was abusive and forced her to have th\ is car repossessed. That circumstance,)Tj T* (standing alone, does not explain her failure to resolve the remaining in\ debtedness. The husband's unemployment)Tj T* (certainly affected Applicant's ability to pay on her accounts; the recor\ d is silent on the length of his unemployment prior)Tj T* (to their separation in November 1989.)Tj 0 -2.125 TD (3. )Tj (The methodology described by Applicant suggests that she knew the checks\ were worthless when she wrote)Tj /Span<>> BDC ( )Tj EMC (them and)Tj 0 -1.125 TD (would be returned to the creditor as NSF \(non-sufficient funds\); Appli\ cant hoped to make the checks good)Tj /Span<>> BDC ( )Tj EMC (by the time)Tj T* (the creditor presented them for payment the second time.)Tj 0 -2.125 TD (4. )Tj (Applicant had a variety of personal problems which caused her to use up \ her leave balances. In order to avoid using)Tj 0 -1.125 TD (up any more leave, Applicant's supervisors permitted her to make up hour\ s lost during the regular work week)Tj /Span<>> BDC ( )Tj EMC (by coming)Tj T* (to work on Saturday. Applicant came to work, took credit for working eig\ ht hours, but only worked two)Tj /Span<>> BDC ( )Tj EMC (hours or so. She)Tj T* (did this to avoid having to pay a babysitter for the extra hours.)Tj 0 -2.125 TD (5. )Tj (The PFS also reports that Applicant spends $450.00 on groceries per mont\ h.)Tj T* (6. )Tj (I am also concerned that while essentially ignoring her indebtedness, Ap\ plicant's budget includes $450.00 a month for)Tj 0 -1.125 TD (groceries for a family of three plus $100.00 a month for meals out and $\ 48.00 for school lunches; the budget also)Tj T* (includes $20.00 for lotto/bingo. Under Applicant's present financial sit\ uation, the magnitude of the grocery expenses)Tj T* (seems unreasonable; the lotto expenditure alone could have satisfied sev\ eral of the smaller debts over the course of a)Tj T* (year.)Tj EMC ET endstream endobj 16 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 3/Type/Page>> endobj 45 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (96-0697.h1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (yComputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archi\ ved%20-%20HTML/96-0697.h1.html)Tj 49.796 0 Td ([7/2/2021 3:58:40 PM])Tj EMC ET 1 g 10 36 591.75 729.75 re f /Article <>BDC EMC /Article <>BDC q 10 36 592 730 re W n BT 0 g 12 0 0 12 16 755.25 Tm (Paragraph 1. Criterion F: Against THE APPLICANT)Tj ET Q BT 0 g 12 0 0 12 16 729.75 Tm (Subparagraph a:)Tj /Span<>> BDC ( )Tj EMC (Against the Applicant)Tj 0 -2.125 TD (Subparagraph b:)Tj /Span<>> BDC ( )Tj EMC (Against the Applicant)Tj T* (Subparagraph c:)Tj /Span<>> BDC ( )Tj EMC (Against the Applicant)Tj T* (Subparagraph d:)Tj /Span<>> BDC ( )Tj EMC (Against the Applicant)Tj T* (Subparagraph e:)Tj /Span<>> BDC ( )Tj EMC (Against the Applicant)Tj T* (Subparagraph f:)Tj /Span<>> BDC ( )Tj EMC (Against the Applicant)Tj T* (Subparagraph g:)Tj /Span<>> BDC ( )Tj EMC (Against the Applicant)Tj T* (Subparagraph h:)Tj /Span<>> BDC ( )Tj EMC (Against the Applicant)Tj T* (Subparagraph i:)Tj /Span<>> BDC ( )Tj EMC (Against the Applicant)Tj T* (Subparagraph j:)Tj /Span<>> BDC ( )Tj EMC (Against the Applicant)Tj T* (Subparagraph k:)Tj /Span<>> BDC ( )Tj EMC (Against the Applicant)Tj T* (Subparagraph l:)Tj /Span<>> BDC ( )Tj EMC (Against the Applicant)Tj T* (Subparagraph m:)Tj /Span<>> BDC ( )Tj EMC (Against the Applicant)Tj T* (Subparagraph n:)Tj /Span<>> BDC ( )Tj EMC (Against the Applicant)Tj T* (Subparagraph o:)Tj /Span<>> BDC ( )Tj EMC (Against the Applicant)Tj T* (Subparagraph p:)Tj /Span<>> BDC ( )Tj EMC (Against the Applicant)Tj T* (Subparagraph q:)Tj /Span<>> BDC ( )Tj EMC (Against the Applicant)Tj T* (Subparagraph r:)Tj /Span<>> BDC ( )Tj EMC (Against the Applicant)Tj T* (Subparagraph s:)Tj /Span<>> BDC ( )Tj EMC (Against the Applicant)Tj T* (Subparagraph t:)Tj /Span<>> BDC ( )Tj EMC (Against the Applicant)Tj T* (Subparagraph u:)Tj /Span<>> BDC ( )Tj EMC (Against the Applicant)Tj T* (Subparagraph v:)Tj /Span<>> BDC ( )Tj EMC (Against the Applicant)Tj T* (Subparagraph w:)Tj /Span<>> BDC ( )Tj EMC (Against the Applicant)Tj T* (Subparagraph x:)Tj /Span<>> BDC ( )Tj EMC (Against the Applicant)Tj T* (Subparagraph y:)Tj /Span<>> BDC ( )Tj EMC (Against the Applicant)Tj T* (Paragraph 2. Criterion E: Against THE APPLICANT)Tj T* (Subparagraph a:)Tj /Span<>> BDC ( )Tj EMC (Against the Applicant)Tj /TT1 1 Tf 21.683 -2.125 Td (DECISION)Tj ET 0.75 w q 1 0 0 1 276.2002 40.5 cm 0 0 m 59.35 0 l h S Q EMC endstream endobj 15 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 2/Type/Page>> endobj 46 0 obj [48 0 R] endobj 47 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (96-0697.h1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (yComputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archi\ ved%20-%20HTML/96-0697.h1.html)Tj 49.796 0 Td ([7/2/2021 3:58:40 PM])Tj EMC ET 1 g 10 36 591.75 729.75 re f /Article <>BDC EMC /Article <>BDC q 10 36 592 730 re W n BT 0 g /TT1 1 Tf 12 0 0 12 195.6982 753 Tm (PERSONAL CONDUCT \(CRITERION E\))Tj ET Q 0.75 w q 1 0 0 1 195.6982 752.25 cm 0 0 m 220.354 0 l h S Q BT 0 g 12 0 0 12 16 727.5 Tm (Conduct involving questionable judgment, untrustworthiness, unreliabilit\ y, or)Tj /Span<>> BDC ( )Tj EMC (unwillingness to comply with rules and)Tj 0 -1.125 TD (regulations could indicate that the person may not)Tj /Span<>> BDC ( )Tj EMC (properly safeguard classified information.)Tj 0 -2.125 TD (Conditions that could raise a security concern and may be disqualifying \ include:)Tj T* (\(5\) a pattern of dishonesty or rule violations;)Tj T* (Conditions that could mitigate security concerns include:)Tj T* (None.)Tj /TT1 1 Tf 20.684 -2.125 Td (Burden of Proof)Tj ET q 1 0 0 1 264.2119 585.75 cm 0 0 m 83.326 0 l h S Q BT /TT0 1 Tf 12 0 0 12 16 561 Tm (Initially, the Government must prove controverted facts alleged in the S\ tatement of Reasons.)Tj /Span<>> BDC ( )Tj EMC (If the Government meets)Tj 0 -1.125 TD (that burden, the burden of persuasion then shifts to the applicant to)Tj /Span<>> BDC ( )Tj EMC (establish his security suitability through evidence of)Tj T* (refutation, extenuation or mitigation sufficient)Tj /Span<>> BDC ( )Tj EMC (to demonstrate that, despite the existence of disqualifying conduct, it \ is)Tj T* (nevertheless clearly)Tj /Span<>> BDC ( )Tj EMC (consistent with the national interest to grant or continue the security \ clearance.)Tj 0 -2.125 TD (A person who seeks access to classified information enters into a fiduci\ ary relationship with)Tj /Span<>> BDC ( )Tj EMC (the Government predicated)Tj 0 -1.125 TD (upon trust and confidence. Where facts proven by the Government raise)Tj /Span<>> BDC ( )Tj EMC (doubts about an applicant's judgment, reliability)Tj T* (or trustworthiness, the applicant has a heavy burden)Tj /Span<>> BDC ( )Tj EMC (of persuasion to demonstrate that he or she is nonetheless security)Tj T* (worthy. As noted by the United)Tj /Span<>> BDC ( )Tj EMC (States Supreme Court in )Tj /TT2 1 Tf 22.858 0 Td (Department of the Navy v. Egan)Tj /TT0 1 Tf 12.886 0 Td (, 484 U.S. 518, 531 \(1988\),)Tj -35.744 -1.125 Td ("the clearly)Tj /Span<>> BDC ( )Tj EMC (consistent standard indicates that security-clearance determinations sho\ uld err, if they must, on the)Tj /Span<>> BDC ( )Tj EMC (side of)Tj T* (denials.")Tj /TT1 1 Tf 20.489 -2.125 Td (CONCLUSIONS)Tj ET q 1 0 0 1 261.8652 401.25 cm 0 0 m 88.02 0 l h S Q BT /TT0 1 Tf 12 0 0 12 16 376.5 Tm (The Government has established its case under criterion F. The record ev\ idence clearly)Tj /Span<>> BDC ( )Tj EMC (establishes Applicant's)Tj T* (indebtedness and her irresponsible handling of that indebtedness. While \ the)Tj /Span<>> BDC ( )Tj EMC (Applicant's separation from her husband in)Tj T* (1989 provides some explanation for many of the debts,)Tj /Span<>> BDC ( )Tj EMC (those explanations do not justify her deliberate conduct in)Tj T* (writing bad checks to cover household)Tj /Span<>> BDC ( )Tj EMC (expenses. Further the separation may serve to explain why many of Applic\ ant's)Tj T* (accounts became)Tj /Span<>> BDC ( )Tj EMC (delinquent in 1990 \(1.e.-j.\)--in the year after the separation--but it\ does not explain why accounts)Tj T* (became delinquent in 1989 before the separation \(1. a.-d.\), or continu\ ed to fall into delinquency after)Tj /Span<>> BDC ( )Tj EMC (1990. Applicant)Tj T* (had debts become delinquent in 1991 \(1.k.\), 1992 \(1.l., m.\), 1993 \(\ 1.p.-r.\), 1994 \(s.-v.\), and 1995 \(w.-y.\). The last seven)Tj T* (debts in the SOR all involve bad checks, and with the exception)Tj /Span<>> BDC ( )Tj EMC (of 1. s. \(involving checks written in 1992\) all occurred)Tj T* (in 1994 and 1995. Applicant's explanations)Tj /Span<>> BDC ( )Tj EMC (do not explain why Applicant has not made any efforts to satisfy any of)Tj T* (these debts after obtaining)Tj /Span<>> BDC ( )Tj EMC (better employment in August 1995. Nearly a year has elapsed since Applic\ ant's PFS)Tj T* (suggested she)Tj /Span<>> BDC ( )Tj EMC (had $120.00 a month--$1,440.00 a year--available for debt reduction; tha\ t amount could have)Tj /Span<>> BDC ( )Tj EMC (satisfied the)Tj T* (principal amount due on all thirteen debts of less than $250.00. Yet, th\ e record contains)Tj /Span<>> BDC ( )Tj EMC (no evidence of any attempt by)Tj T* (Applicant to satisfy these debts or communicate with the creditors in)Tj /Span<>> BDC ( )Tj EMC (any way. Further, if Applicant intended to file for)Tj T* (bankruptcy on these debts, the $1,440.00 she had)Tj /Span<>> BDC ( )Tj EMC (available over the past year was more than enough to pay the filing)Tj T* (fees. I conclude from Applicant's)Tj /Span<>> BDC ( )Tj EMC (inaction that she has no real intent to deal with her indebtedness, eith\ er by paying the)Tj 0 -1.375 TD (debts or by)Tj /Span<>> BDC ( )Tj EMC (discharging them in bankruptcy.)Tj 0 0 0.933 rg 9.75 0 0 9.75 227.623 175.5 Tm (\(6\))Tj ET 0 0 0.933 RG q 1 0 0 1 227.623 174.75 cm 0 0 m 11.369 0 l h S Q BT 0 g 12 0 0 12 238.9917 171 Tm ( I find criterion F. against Applicant.)Tj -18.583 -2.125 Td (The Government has established its case under criterion E. Applicant cle\ arly breached her)Tj /Span<>> BDC ( )Tj EMC (fiduciary duty to the)Tj 0 -1.125 TD (Government by falsifying her pay records--to her financial benefit--on s\ everal)Tj /Span<>> BDC ( )Tj EMC (occasions during two distinct periods of)Tj T* (her recent past. Her personal problems during those periods)Tj /Span<>> BDC ( )Tj EMC (do not mitigate the fact that Applicant engaged in illegal)Tj T* (acts to generate funds for her family. The)Tj /Span<>> BDC ( )Tj EMC (financial pressures that lead to that behavior have not abated, and the \ record)Tj T* (contains no evidence)Tj /Span<>> BDC ( )Tj EMC (to suggest that Applicant would not engage in similar behavior if she pe\ rceived that her personal)Tj T* (circumstances warranted. I find criterion E. against Applicant.)Tj /TT1 1 Tf 19.364 -2.125 Td (FORMAL FINDINGS)Tj ET 0 G q 1 0 0 1 248.374 51.75 cm 0 0 m 115.002 0 l h S Q EMC endstream endobj 48 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[228.0 173.0 239.0 184.0]/Subtype/Link/Type/Annot>> endobj 14 0 obj <>/ProcSet[/PDF/Text]>>/StructParents 1/Type/Page>> endobj 49 0 obj [51 0 R 52 0 R 53 0 R 54 0 R] endobj 50 0 obj <>stream BT /Artifact <>BDC /TT0 1 Tf 9 0 0 9 5 779 Tm (96-0697.h1)Tj EMC /Artifact <>BDC 0 -86 TD (file:///usr.osd.mil/)Tj 7.166 0 Td (...)Tj (yComputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archi\ ved%20-%20HTML/96-0697.h1.html)Tj 49.796 0 Td ([7/2/2021 3:58:40 PM])Tj EMC ET 1 g 10 36 591.75 729.75 re f /Article <>BDC EMC /Article <>BDC q 10 36 592 730 re W n BT 0 g 12 0 0 12 16 755.25 Tm (judgment creditor obtained a garnishment for approximately half the outs\ tanding balance. Eight)Tj /Span<>> BDC ( )Tj EMC (of the debts are less)Tj ET Q BT 0 g 12 0 0 12 16 741.75 Tm (than $100.00 each--not including statutory interest \(subparagraph 1.g.,\ h.,)Tj /Span<>> BDC ( )Tj EMC (k., l., v., w., x., y.\); four others are less than)Tj 0 -1.125 TD ($200.00 each \(subparagraph 1.b., c., m., u.\); one is)Tj /Span<>> BDC ( )Tj EMC (less than $250.00 \(subparagraph 1. d\).)Tj 0 -2.125 TD (Applicant married her husband in August 1988. Her financial difficulties\ began in)Tj /Span<>> BDC ( )Tj EMC (January 1989, when her automobile)Tj 0 -1.375 TD (was repossessed, leaving a deficiency of $6,000.00.)Tj 0 0 0.933 rg 9.75 0 0 9.75 263.9277 690.75 Tm (\(2\))Tj ET 0 0 0.933 RG 0.75 w q 1 0 0 1 263.9277 690 cm 0 0 m 11.369 0 l h S Q BT 0 g /Span<>> BDC 12 0 0 12 275.2964 686.25 Tm ( )Tj EMC (Applicant and her husband separated in November 1989. He is)Tj -21.608 -1.125 Td (serving a prison sentence which)Tj /Span<>> BDC ( )Tj EMC (precludes his providing any child support for Applicant's two children. \ After the)Tj 0 -1.125 TD (separation,)Tj /Span<>> BDC ( )Tj EMC (Applicant began to write bad checks to pay for bills and groceries, hopi\ ng to cover the checks)Tj /Span<>> BDC ( )Tj EMC (before the)Tj 0 -1.375 TD (creditor submitted the checks a second time;)Tj 0 0 0.933 rg 9.75 0 0 9.75 229.2637 647.25 Tm (\(3\))Tj ET q 1 0 0 1 229.2637 646.5 cm 0 0 m 11.369 0 l h S Q BT 0 g 12 0 0 12 240.6323 642.75 Tm ( she was unsuccessful, and incurred)Tj /Span<>> BDC ( )Tj EMC (additional debt \(returned check fees\))Tj -18.719 -1.125 Td (on top of the original debts. )Tj 11.304 0 Td (She switched banks several)Tj /Span<>> BDC ( )Tj EMC (times.)Tj -11.304 -2.125 Td (On three occasions between late 1989 and May 1990, Applicant falsified t\ ime cards at her)Tj /Span<>> BDC ( )Tj EMC (employer--a Federal)Tj T* (government agency.)Tj 0 0 0.933 rg 9.75 0 0 9.75 113.2949 591.75 Tm (\(4\))Tj ET q 1 0 0 1 113.2949 591 cm 0 0 m 11.369 0 l h S Q BT 0 g 12 0 0 12 124.6636 587.25 Tm ( Applicant was allowed to resign her position.)Tj /Span<>> BDC ( )Tj EMC (Applicant obtained employment as a time and)Tj -9.055 -1.125 Td (attendance record keeper with another Federal)Tj /Span<>> BDC ( )Tj EMC (agency. Between October and December 1992, Applicant falsified her)Tj 0 -1.125 TD (time records to reflect)Tj /Span<>> BDC ( )Tj EMC (fewer hours of leave taken. Her proposed removal was held in abeyance wh\ en Applicant)Tj /Span<>> BDC ( )Tj EMC (accepted)Tj T* (a last chance offer--involving repayment for hours not worked--from the \ agency.)Tj /Span<>> BDC ( )Tj EMC (Applicant later resigned on her own.)Tj 0 -2.125 TD (A Personal Financial Statement \(PFS\)\(DIS Form 154\) prepared 29 March\ 1996 shows)Tj /Span<>> BDC ( )Tj EMC (Applicant with a net monthly)Tj 0 -1.375 TD (income of $69.00--after making payments to a credit counseling)Tj /Span<>> BDC ( )Tj EMC (firm of $120.00.)Tj 0 0 0.933 rg 9.75 0 0 9.75 405.8945 509.25 Tm (\(5\))Tj ET q 1 0 0 1 405.8945 508.5 cm 0 0 m 11.369 0 l h S Q BT 0 g 12 0 0 12 417.2632 504.75 Tm ( At the time she prepared this PFS,)Tj -33.439 -1.125 Td (Applicant had not met with the credit)Tj /Span<>> BDC ( )Tj EMC (counseling firm; when she did, the firm drew up a payment schedule which\ would)Tj 0 -1.125 TD (include)Tj /Span<>> BDC ( )Tj EMC (payments to all creditors, but which required a monthly payment of $325.\ 00. Applicant claimed)Tj /Span<>> BDC ( )Tj EMC (to be unable to)Tj T* (afford that payment. In April 1996, Applicant first stated an intent to \ file)Tj /Span<>> BDC ( )Tj EMC (bankruptcy on some of the debts, but could not)Tj T* (afford the filing/attorney fees. In August 1996,)Tj /Span<>> BDC ( )Tj EMC (she repeated this intent, but still lacked the funds to file \(Item 7\).\ As of)Tj T* (her answer--October)Tj /Span<>> BDC ( )Tj EMC (1996--she had still not filed for bankruptcy protection.)Tj /TT1 1 Tf 21.767 -2.125 Td (POLICIES)Tj ET 0 G q 1 0 0 1 277.1992 411 cm 0 0 m 57.352 0 l h S Q BT /TT0 1 Tf 12 0 0 12 16 386.25 Tm (Enclosure 2 of the Directive sets forth adjudicative guidelines to be co\ nsidered in)Tj /Span<>> BDC ( )Tj EMC (evaluating an individual's security)Tj T* (eligibility. The Administrative Judge must take into account)Tj /Span<>> BDC ( )Tj EMC (the conditions raising or mitigating security concerns in)Tj T* (each area applicable to the facts and)Tj /Span<>> BDC ( )Tj EMC (circumstances presented. )Tj 24.932 0 Td (Each adjudicative decision must also assess the factors)Tj -24.932 -1.125 Td (listed in)Tj /Span<>> BDC ( )Tj EMC (Section F.3. and in Enclosure \(2\) of the Directive. Although the prese\ nce or absence of a)Tj /Span<>> BDC ( )Tj EMC (particular condition)Tj T* (for or against clearance is not determinative, the specific adjudicative\ )Tj /Span<>> BDC ( )Tj EMC (guidelines should be followed whenever a case)Tj T* (can be measured against this policy guidance, as)Tj /Span<>> BDC ( )Tj EMC (the guidelines reflect consideration of those factors of seriousness,)Tj T* (recency, motivation, )Tj /TT2 1 Tf 8.441 0 Td (etc)Tj /TT0 1 Tf 1.166 0 Td (.)Tj -9.607 -2.125 Td (Considering the evidence as a whole, the following adjudication policy f\ actors are most)Tj /Span<>> BDC ( )Tj EMC (pertinent to this case:)Tj /TT1 1 Tf 12.863 -2.125 Td (FINANCIAL CONSIDERATIONS \(CRITERION F\))Tj ET q 1 0 0 1 170.3594 253.5 cm 0 0 m 271.031 0 l h S Q BT /TT0 1 Tf 12 0 0 12 16 228.75 Tm (An individual who is financially overextended is at risk of having to en\ gage in illegal acts)Tj /Span<>> BDC ( )Tj EMC (to generate funds.)Tj T* (Unexplained affluence is often linked to proceeds from financially profi\ table)Tj /Span<>> BDC ( )Tj EMC (criminal acts.)Tj 0 -2.125 TD (Conditions that could raise a security concern and may be disqualifying \ include:)Tj T* (\(1\) a history of not meeting financial obligations;)Tj T* (\(2\) deceptive or illegal financial practices such as . . . check fraud\ . . . other)Tj /Span<>> BDC ( )Tj EMC (intentional breaches of trust;)Tj T* (\(3\) inability or unwillingness to satisfy debts;)Tj T* (Conditions that could mitigate security concerns include:)Tj T* (\(3\) the conditions that resulted in the behavior were largely beyond t\ he person's)Tj /Span<>> BDC ( )Tj EMC (control \(e.g, loss of employment. . .)Tj 0 -1.125 TD (divorce\).)Tj ET EMC endstream endobj 51 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[264.0 688.0 275.0 699.0]/Subtype/Link/Type/Annot>> endobj 52 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[229.0 645.0 240.0 656.0]/Subtype/Link/Type/Annot>> endobj 53 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[113.0 589.0 124.0 600.0]/Subtype/Link/Type/Annot>> endobj 54 0 obj <>/BS<>/Border[0 0 0]/PA<>/Rect[405.0 507.0 416.0 518.0]/Subtype/Link/Type/Annot>> endobj 12 0 obj <> endobj 55 0 obj <> endobj 9 0 obj <> endobj 10 0 obj <> endobj 11 0 obj <> endobj 63 0 obj (file:///usr.osd.mil/Home/OSD/OGC/JosephLM/_MyComputer/Desktop/DOHA%20transfer/DOHA-Kane/dodogc/doha/industrial/Archived%20-%20HTML/96-0697.h1.html) endobj 62 0 obj <> endobj 64 0 obj <> endobj 56 0 obj [17 0 R/XYZ 0 665.0 null] endobj 57 0 obj [17 0 R/XYZ 0 626.0 null] endobj 58 0 obj [17 0 R/XYZ 0 560.0 null] endobj 59 0 obj [17 0 R/XYZ 0 508.0 null] endobj 60 0 obj [17 0 R/XYZ 0 442.0 null] endobj 61 0 obj [17 0 R/XYZ 0 416.0 null] endobj 4 0 obj <> endobj xref 0 65 0000000000 65535 f 0000000016 00000 n 0000000141 00000 n 0000003657 00000 n 0000148360 00000 n 0000003535 00000 n 0000003590 00000 n 0000003737 00000 n 0000003764 00000 n 0000147457 00000 n 0000147659 00000 n 0000147701 00000 n 0000147269 00000 n 0000004501 00000 n 0000137793 00000 n 0000129766 00000 n 0000126183 00000 n 0000122622 00000 n 0000003867 00000 n 0000003913 00000 n 0000003962 00000 n 0000004194 00000 n 0000004034 00000 n 0000004066 00000 n 0000004098 00000 n 0000004130 00000 n 0000004162 00000 n 0000004726 00000 n 0000004751 00000 n 0000009113 00000 n 0000009162 00000 n 0000009198 00000 n 0000009704 00000 n 0000010155 00000 n 0000122298 00000 n 0000069607 00000 n 0000069874 00000 n 0000035117 00000 n 0000035390 00000 n 0000010564 00000 n 0000010840 00000 n 0000011237 00000 n 0000035877 00000 n 0000070485 00000 n 0000122822 00000 n 0000126383 00000 n 0000129991 00000 n 0000130016 00000 n 0000137469 00000 n 0000138018 00000 n 0000138064 00000 n 0000145973 00000 n 0000146297 00000 n 0000146621 00000 n 0000146945 00000 n 0000147354 00000 n 0000148108 00000 n 0000148150 00000 n 0000148192 00000 n 0000148234 00000 n 0000148276 00000 n 0000148318 00000 n 0000147908 00000 n 0000147743 00000 n 0000148055 00000 n trailer <<3AFBF30A58AFC04F8128920D5451BEC1>]>> startxref 148532 %%EOF